401k Plan data: IFS NORTH AMERICA 401(K) PLAN plan

IFS NORTH AMERICA 401(K) PLAN 401k Plan overview

Plan Name	IFS NORTH AMERICA 401(K) PLAN
Plan identification number	001

IFS NORTH AMERICA 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

IFS NORTH AMERICA, INC has sponsored the creation of one or more 401k plans.

Company Name: IFS NORTH AMERICA, INC

Employer identification number (EIN): 391292200

NAIC Classification: 541512
NAIC Description: Computer Systems Design Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan IFS NORTH AMERICA 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2024-01-01 JULIA SARAN
001 2023-01-01
001 2023-01-01
001 2023-01-01 JULIA SARAN
001 2023-01-01 JULIA SARAN
001 2023-01-01 JULIA SARAN
001 2022-01-01
001 2022-01-01 JULIA SARAN
001 2021-01-01
001 2021-01-01 JULIA SARAN
001 2020-01-01
001 2019-01-01
001 2017-01-01 JULIA SARAN JULIA SARAN 2018-10-10
001 2016-01-01 JULIA SARAN JULIA SARAN 2017-10-13
001 2015-01-01 JULIA SHULIGA JULIA SHULIGA 2016-09-12
001 2014-01-01 JULIA SHULIGA
001 2013-01-01 MIKA GANDHI
001 2012-01-01 BHUMIKA GANDHI
001 2011-01-01 MIKA GANDHI JOHN KOVANDA 2012-07-12
001 2009-01-01 DOROTHY MAJEWSKI DOROTHY MAJEWSKI 2010-08-31
001 2009-01-01 DOROTHY MAJEWSKI DOROTHY MAJEWSKI 2010-08-31

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2024-01-01	JULIA SARAN
001	2023-01-01
001	2023-01-01
001	2023-01-01	JULIA SARAN
001	2023-01-01	JULIA SARAN
001	2023-01-01	JULIA SARAN
001	2022-01-01
001	2022-01-01	JULIA SARAN
001	2021-01-01
001	2021-01-01	JULIA SARAN
001	2020-01-01
001	2019-01-01
001	2017-01-01	JULIA SARAN	JULIA SARAN	2018-10-10
001	2016-01-01	JULIA SARAN	JULIA SARAN	2017-10-13
001	2015-01-01	JULIA SHULIGA	JULIA SHULIGA	2016-09-12
001	2014-01-01	JULIA SHULIGA
001	2013-01-01	MIKA GANDHI
001	2012-01-01	BHUMIKA GANDHI
001	2011-01-01	MIKA GANDHI	JOHN KOVANDA	2012-07-12
001	2009-01-01	DOROTHY MAJEWSKI	DOROTHY MAJEWSKI	2010-08-31
001	2009-01-01	DOROTHY MAJEWSKI	DOROTHY MAJEWSKI	2010-08-31

Plan Statistics for IFS NORTH AMERICA 401(K) PLAN

401k plan membership statisitcs for IFS NORTH AMERICA 401(K) PLAN

Measure Date Value
2023: IFS NORTH AMERICA 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 565
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 428
Number of retired or separated participants receiving benefits 2023-01-01 9
Number of other retired or separated participants entitled to future benefits 2023-01-01 330
Total of all active and inactive participants 2023-01-01 767
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 0
Total participants 2023-01-01 767
Number of participants with account balances 2023-01-01 383
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 59
2022: IFS NORTH AMERICA 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 519
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 401
Number of retired or separated participants receiving benefits 2022-01-01 3
Number of other retired or separated participants entitled to future benefits 2022-01-01 161
Total of all active and inactive participants 2022-01-01 565
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 565
Number of participants with account balances 2022-01-01 565
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 18
2021: IFS NORTH AMERICA 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 516
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 364
Number of retired or separated participants receiving benefits 2021-01-01 2
Number of other retired or separated participants entitled to future benefits 2021-01-01 152
Total of all active and inactive participants 2021-01-01 518
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 518
Number of participants with account balances 2021-01-01 518
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 15
2020: IFS NORTH AMERICA 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 393
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 360
Number of retired or separated participants receiving benefits 2020-01-01 4
Number of other retired or separated participants entitled to future benefits 2020-01-01 148
Total of all active and inactive participants 2020-01-01 512
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 512
Number of participants with account balances 2020-01-01 471
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 14
2019: IFS NORTH AMERICA 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 359
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 292
Number of retired or separated participants receiving benefits 2019-01-01 4
Number of other retired or separated participants entitled to future benefits 2019-01-01 94
Total of all active and inactive participants 2019-01-01 390
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 390
Number of participants with account balances 2019-01-01 375
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 8
2017: IFS NORTH AMERICA 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 311
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 266
Number of retired or separated participants receiving benefits 2017-01-01 2
Number of other retired or separated participants entitled to future benefits 2017-01-01 82
Total of all active and inactive participants 2017-01-01 350
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 1
Total participants 2017-01-01 351
Number of participants with account balances 2017-01-01 337
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 4
2016: IFS NORTH AMERICA 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 324
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 227
Number of retired or separated participants receiving benefits 2016-01-01 1
Number of other retired or separated participants entitled to future benefits 2016-01-01 83
Total of all active and inactive participants 2016-01-01 311
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 311
Number of participants with account balances 2016-01-01 311
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 3
2015: IFS NORTH AMERICA 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 305
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 239
Number of retired or separated participants receiving benefits 2015-01-01 1
Number of other retired or separated participants entitled to future benefits 2015-01-01 84
Total of all active and inactive participants 2015-01-01 324
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 324
Number of participants with account balances 2015-01-01 318
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 2
2014: IFS NORTH AMERICA 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 297
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 224
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 81
Total of all active and inactive participants 2014-01-01 305
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 305
Number of participants with account balances 2014-01-01 295
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 7
2013: IFS NORTH AMERICA 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 250
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 222
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 75
Total of all active and inactive participants 2013-01-01 297
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 297
Number of participants with account balances 2013-01-01 286
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 5
2012: IFS NORTH AMERICA 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 256
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 190
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 60
Total of all active and inactive participants 2012-01-01 250
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 250
Number of participants with account balances 2012-01-01 226
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 4
2011: IFS NORTH AMERICA 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 268
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 178
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 78
Total of all active and inactive participants 2011-01-01 256
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 256
Number of participants with account balances 2011-01-01 247
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 7
2009: IFS NORTH AMERICA 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 201
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 190
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 89
Total of all active and inactive participants 2009-01-01 279
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 279
Number of participants with account balances 2009-01-01 268
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 12

Measure	Date	Value
2023: IFS NORTH AMERICA 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	565
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	428
Number of retired or separated participants receiving benefits	2023-01-01	9
Number of other retired or separated participants entitled to future benefits	2023-01-01	330
Total of all active and inactive participants	2023-01-01	767
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	0
Total participants	2023-01-01	767
Number of participants with account balances	2023-01-01	383
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	59
2022: IFS NORTH AMERICA 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	519
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	401
Number of retired or separated participants receiving benefits	2022-01-01	3
Number of other retired or separated participants entitled to future benefits	2022-01-01	161
Total of all active and inactive participants	2022-01-01	565
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	565
Number of participants with account balances	2022-01-01	565
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	18
2021: IFS NORTH AMERICA 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	516
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	364
Number of retired or separated participants receiving benefits	2021-01-01	2
Number of other retired or separated participants entitled to future benefits	2021-01-01	152
Total of all active and inactive participants	2021-01-01	518
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	518
Number of participants with account balances	2021-01-01	518
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	15
2020: IFS NORTH AMERICA 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	393
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	360
Number of retired or separated participants receiving benefits	2020-01-01	4
Number of other retired or separated participants entitled to future benefits	2020-01-01	148
Total of all active and inactive participants	2020-01-01	512
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	512
Number of participants with account balances	2020-01-01	471
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	14
2019: IFS NORTH AMERICA 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	359
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	292
Number of retired or separated participants receiving benefits	2019-01-01	4
Number of other retired or separated participants entitled to future benefits	2019-01-01	94
Total of all active and inactive participants	2019-01-01	390
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	390
Number of participants with account balances	2019-01-01	375
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	8
2017: IFS NORTH AMERICA 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	311
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	266
Number of retired or separated participants receiving benefits	2017-01-01	2
Number of other retired or separated participants entitled to future benefits	2017-01-01	82
Total of all active and inactive participants	2017-01-01	350
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	1
Total participants	2017-01-01	351
Number of participants with account balances	2017-01-01	337
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	4
2016: IFS NORTH AMERICA 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	324
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	227
Number of retired or separated participants receiving benefits	2016-01-01	1
Number of other retired or separated participants entitled to future benefits	2016-01-01	83
Total of all active and inactive participants	2016-01-01	311
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	311
Number of participants with account balances	2016-01-01	311
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	3
2015: IFS NORTH AMERICA 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	305
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	239
Number of retired or separated participants receiving benefits	2015-01-01	1
Number of other retired or separated participants entitled to future benefits	2015-01-01	84
Total of all active and inactive participants	2015-01-01	324
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	324
Number of participants with account balances	2015-01-01	318
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	2
2014: IFS NORTH AMERICA 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	297
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	224
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	81
Total of all active and inactive participants	2014-01-01	305
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	305
Number of participants with account balances	2014-01-01	295
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	7
2013: IFS NORTH AMERICA 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	250
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	222
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	75
Total of all active and inactive participants	2013-01-01	297
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	297
Number of participants with account balances	2013-01-01	286
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	5
2012: IFS NORTH AMERICA 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	256
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	190
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	60
Total of all active and inactive participants	2012-01-01	250
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	250
Number of participants with account balances	2012-01-01	226
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	4
2011: IFS NORTH AMERICA 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	268
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	178
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	78
Total of all active and inactive participants	2011-01-01	256
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	256
Number of participants with account balances	2011-01-01	247
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	7
2009: IFS NORTH AMERICA 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	201
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	190
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	89
Total of all active and inactive participants	2009-01-01	279
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	279
Number of participants with account balances	2009-01-01	268
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	12

Financial Data on IFS NORTH AMERICA 401(K) PLAN

Measure	Date	Value
2023 : IFS NORTH AMERICA 401(K) PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$43,635,901
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$10,662,135
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$10,407,998
Value of total corrective distributions	2023-12-31	$11,307
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$28,772,287
Value of total assets at end of year	2023-12-31	$118,639,267
Value of total assets at beginning of year	2023-12-31	$85,665,501
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$242,830
Total interest from all sources	2023-12-31	$240,871
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$3,471,189
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$2,800,044
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2023-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$5,746,196
Participant contributions at end of year	2023-12-31	$719,275
Participant contributions at beginning of year	2023-12-31	$513,340
Participant contributions at end of year	2023-12-31	$0
Participant contributions at beginning of year	2023-12-31	$166,165
Assets. Other investments not covered elsewhere at end of year	2023-12-31	$201,861
Assets. Other investments not covered elsewhere at beginning of year	2023-12-31	$177,385
Income. Received or receivable in cash from other sources (including rollovers)	2023-12-31	$21,486,314
Other income not declared elsewhere	2023-12-31	$141,843
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$32,973,766
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$118,639,267
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$85,665,501
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Investment advisory and management fees	2023-12-31	$50,000
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$106,549,615
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$73,919,307
Interest on participant loans	2023-12-31	$33,838
Interest earned on other investments	2023-12-31	$207,033
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2023-12-31	$11,168,516
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2023-12-31	$10,624,846
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$11,009,711
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	No
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$1,539,777
Employer contributions (assets) at end of year	2023-12-31	$0
Employer contributions (assets) at beginning of year	2023-12-31	$264,458
Income. Dividends from common stock	2023-12-31	$671,145
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$10,407,998
Contract administrator fees	2023-12-31	$176,498
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2023-12-31	Yes
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	SIKICH LLP
Accountancy firm EIN	2023-12-31	363168081
Total unrealized appreciation/depreciation of assets	2023-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total income from all sources (including contributions)	2023-01-01	$43,635,901
Total loss/gain on sale of assets	2023-01-01	$0
Total of all expenses incurred	2023-01-01	$10,662,135
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-01-01	$10,407,998
Value of total corrective distributions	2023-01-01	$11,307
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-01-01	$28,772,287
Value of total assets at end of year	2023-01-01	$118,639,267
Value of total assets at beginning of year	2023-01-01	$85,665,501
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-01-01	$242,830
Total interest from all sources	2023-01-01	$240,871
Total dividends received (eg from common stock, registered investment company shares)	2023-01-01	$3,471,189
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-01-01	$2,800,044
Was this plan covered by a fidelity bond	2023-01-01	Yes
Value of fidelity bond cover	2023-01-01	$1,000,000
If this is an individual account plan, was there a blackout period	2023-01-01	Yes
Were there any nonexempt tranactions with any party-in-interest	2023-01-01	No
Contributions received from participants	2023-01-01	$5,746,196
Participant contributions at end of year	2023-01-01	$719,275
Participant contributions at beginning of year	2023-01-01	$513,340
Participant contributions at end of year	2023-01-01	$0
Participant contributions at beginning of year	2023-01-01	$166,165
Assets. Other investments not covered elsewhere at end of year	2023-01-01	$201,861
Assets. Other investments not covered elsewhere at beginning of year	2023-01-01	$177,385
Income. Received or receivable in cash from other sources (including rollovers)	2023-01-01	$21,486,314
Other income not declared elsewhere	2023-01-01	$141,843
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Value of net income/loss	2023-01-01	$32,973,766
Value of net assets at end of year (total assets less liabilities)	2023-01-01	$118,639,267
Value of net assets at beginning of year (total assets less liabilities)	2023-01-01	$85,665,501
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-01-01	No
Were any leases to which the plan was party in default or uncollectible	2023-01-01	No
Investment advisory and management fees	2023-01-01	$50,000
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-01-01	$106,549,615
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-01-01	$73,919,307
Interest on participant loans	2023-01-01	$33,838
Interest earned on other investments	2023-01-01	$207,033
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2023-01-01	$11,168,516
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2023-01-01	$10,624,846
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-01-01	$11,009,711
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-01-01	No
Was there a failure to transmit to the plan any participant contributions	2023-01-01	No
Has the plan failed to provide any benefit when due under the plan	2023-01-01	No
Contributions received in cash from employer	2023-01-01	$1,539,777
Employer contributions (assets) at end of year	2023-01-01	$0
Employer contributions (assets) at beginning of year	2023-01-01	$264,458
Income. Dividends from common stock	2023-01-01	$671,145
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-01-01	$10,407,998
Contract administrator fees	2023-01-01	$176,498
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2023-01-01	Yes
Did the plan have assets held for investment	2023-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-01-01	No
Opinion of an independent qualified public accountant for this plan	2023-01-01	1
Accountancy firm name	2023-01-01	SIKICH LLP
Accountancy firm EIN	2023-01-01	363168081
2022 : IFS NORTH AMERICA 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-8,939,298
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$8,387,446
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$8,211,015
Expenses. Certain deemed distributions of participant loans	2022-12-31	$-9,301
Value of total corrective distributions	2022-12-31	$6,270
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$8,681,209
Value of total assets at end of year	2022-12-31	$85,665,501
Value of total assets at beginning of year	2022-12-31	$102,992,245
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$179,462
Total interest from all sources	2022-12-31	$238,924
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$1,196,032
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$1,196,032
Administrative expenses professional fees incurred	2022-12-31	$15,668
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$5,379,507
Participant contributions at end of year	2022-12-31	$513,340
Participant contributions at beginning of year	2022-12-31	$636,438
Participant contributions at end of year	2022-12-31	$166,165
Participant contributions at beginning of year	2022-12-31	$3,370
Assets. Other investments not covered elsewhere at end of year	2022-12-31	$177,385
Assets. Other investments not covered elsewhere at beginning of year	2022-12-31	$319,970
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$1,584,278
Other income not declared elsewhere	2022-12-31	$109,020
Administrative expenses (other) incurred	2022-12-31	$936
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-17,326,744
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$85,665,501
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$102,992,245
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$13,000
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$73,919,307
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$87,766,343
Interest on participant loans	2022-12-31	$28,132
Interest earned on other investments	2022-12-31	$210,792
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$10,624,846
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$14,101,885
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-19,164,483
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,717,424
Employer contributions (assets) at end of year	2022-12-31	$264,458
Employer contributions (assets) at beginning of year	2022-12-31	$164,239
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$8,211,015
Contract administrator fees	2022-12-31	$149,858
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	SIKICH LLP
Accountancy firm EIN	2022-12-31	363168081
Total unrealized appreciation/depreciation of assets	2022-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total income from all sources (including contributions)	2022-01-01	$-8,939,298
Total loss/gain on sale of assets	2022-01-01	$0
Total of all expenses incurred	2022-01-01	$8,387,446
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-01-01	$8,211,015
Expenses. Certain deemed distributions of participant loans	2022-01-01	$-9,301
Value of total corrective distributions	2022-01-01	$6,270
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-01-01	$8,681,209
Value of total assets at end of year	2022-01-01	$85,665,501
Value of total assets at beginning of year	2022-01-01	$102,992,245
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-01-01	$179,462
Total interest from all sources	2022-01-01	$238,924
Total dividends received (eg from common stock, registered investment company shares)	2022-01-01	$1,196,032
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-01-01	$1,196,032
Administrative expenses professional fees incurred	2022-01-01	$15,668
Was this plan covered by a fidelity bond	2022-01-01	Yes
Value of fidelity bond cover	2022-01-01	$500,000
If this is an individual account plan, was there a blackout period	2022-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2022-01-01	No
Contributions received from participants	2022-01-01	$5,379,507
Participant contributions at end of year	2022-01-01	$513,340
Participant contributions at beginning of year	2022-01-01	$636,438
Participant contributions at end of year	2022-01-01	$166,165
Participant contributions at beginning of year	2022-01-01	$3,370
Assets. Other investments not covered elsewhere at end of year	2022-01-01	$177,385
Assets. Other investments not covered elsewhere at beginning of year	2022-01-01	$319,970
Income. Received or receivable in cash from other sources (including rollovers)	2022-01-01	$1,584,278
Other income not declared elsewhere	2022-01-01	$109,020
Administrative expenses (other) incurred	2022-01-01	$936
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Value of net income/loss	2022-01-01	$-17,326,744
Value of net assets at end of year (total assets less liabilities)	2022-01-01	$85,665,501
Value of net assets at beginning of year (total assets less liabilities)	2022-01-01	$102,992,245
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-01-01	No
Were any leases to which the plan was party in default or uncollectible	2022-01-01	No
Investment advisory and management fees	2022-01-01	$13,000
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-01-01	$73,919,307
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-01-01	$87,766,343
Interest on participant loans	2022-01-01	$28,132
Interest earned on other investments	2022-01-01	$210,792
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-01-01	$10,624,846
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-01-01	$14,101,885
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-01-01	$-19,164,483
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-01-01	No
Was there a failure to transmit to the plan any participant contributions	2022-01-01	No
Has the plan failed to provide any benefit when due under the plan	2022-01-01	No
Contributions received in cash from employer	2022-01-01	$1,717,424
Employer contributions (assets) at end of year	2022-01-01	$264,458
Employer contributions (assets) at beginning of year	2022-01-01	$164,239
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-01-01	$8,211,015
Contract administrator fees	2022-01-01	$149,858
Did the plan have assets held for investment	2022-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-01-01	No
Opinion of an independent qualified public accountant for this plan	2022-01-01	1
Accountancy firm name	2022-01-01	SIKICH LLP
Accountancy firm EIN	2022-01-01	363168081
2021 : IFS NORTH AMERICA 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total transfer of assets to this plan	2021-12-31	$135,795
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$18,693,823
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$7,699,718
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$7,420,589
Value of total corrective distributions	2021-12-31	$30,356
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$6,627,592
Value of total assets at end of year	2021-12-31	$102,992,245
Value of total assets at beginning of year	2021-12-31	$91,862,345
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$248,773
Total interest from all sources	2021-12-31	$229,761
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$923,808
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$923,808
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$4,556,866
Participant contributions at end of year	2021-12-31	$636,438
Participant contributions at beginning of year	2021-12-31	$637,496
Participant contributions at end of year	2021-12-31	$3,370
Participant contributions at beginning of year	2021-12-31	$165,476
Assets. Other investments not covered elsewhere at end of year	2021-12-31	$319,970
Assets. Other investments not covered elsewhere at beginning of year	2021-12-31	$256,561
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$658,512
Other income not declared elsewhere	2021-12-31	$63,254
Administrative expenses (other) incurred	2021-12-31	$248,773
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$10,994,105
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$102,992,245
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$91,862,345
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$87,766,343
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$78,401,487
Interest on participant loans	2021-12-31	$34,764
Interest earned on other investments	2021-12-31	$194,997
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$14,101,885
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$12,221,131
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$10,849,408
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$1,412,214
Employer contributions (assets) at end of year	2021-12-31	$164,239
Employer contributions (assets) at beginning of year	2021-12-31	$180,194
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$7,420,589
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	SIKICH LLP
Accountancy firm EIN	2021-12-31	363168081
2020 : IFS NORTH AMERICA 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total transfer of assets to this plan	2020-12-31	$9,794,474
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$18,598,138
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$7,066,878
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$6,859,135
Expenses. Certain deemed distributions of participant loans	2020-12-31	$9,301
Value of total corrective distributions	2020-12-31	$4,596
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$5,320,320
Value of total assets at end of year	2020-12-31	$91,862,345
Value of total assets at beginning of year	2020-12-31	$70,536,611
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$193,846
Total interest from all sources	2020-12-31	$216,753
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$718,735
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$718,735
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$3,696,451
Participant contributions at end of year	2020-12-31	$637,496
Participant contributions at beginning of year	2020-12-31	$644,552
Participant contributions at end of year	2020-12-31	$165,476
Participant contributions at beginning of year	2020-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2020-12-31	$256,561
Assets. Other investments not covered elsewhere at beginning of year	2020-12-31	$224,690
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$588,066
Other income not declared elsewhere	2020-12-31	$91,314
Administrative expenses (other) incurred	2020-12-31	$193,846
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$11,531,260
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$91,862,345
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$70,536,611
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$78,401,487
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$60,930,085
Interest on participant loans	2020-12-31	$33,876
Interest earned on other investments	2020-12-31	$182,877
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$12,221,131
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$8,662,258
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$12,251,016
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$1,035,803
Employer contributions (assets) at end of year	2020-12-31	$180,194
Employer contributions (assets) at beginning of year	2020-12-31	$75,026
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$6,859,135
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	SIKICH LLP
Accountancy firm EIN	2020-12-31	363168081
2019 : IFS NORTH AMERICA 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$17,311,865
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$4,816,694
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$4,662,615
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$4,930,800
Value of total assets at end of year	2019-12-31	$70,536,611
Value of total assets at beginning of year	2019-12-31	$58,041,440
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$154,079
Total interest from all sources	2019-12-31	$184,717
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$1,096,674
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$1,096,674
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$3,117,962
Participant contributions at end of year	2019-12-31	$644,552
Participant contributions at beginning of year	2019-12-31	$613,890
Assets. Other investments not covered elsewhere at end of year	2019-12-31	$224,690
Assets. Other investments not covered elsewhere at beginning of year	2019-12-31	$179,261
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$821,455
Other income not declared elsewhere	2019-12-31	$52,676
Administrative expenses (other) incurred	2019-12-31	$154,079
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$12,495,171
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$70,536,611
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$58,041,440
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$60,930,085
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$49,918,300
Interest on participant loans	2019-12-31	$33,583
Interest earned on other investments	2019-12-31	$151,134
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$8,662,258
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$7,267,817
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$11,046,998
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$991,383
Employer contributions (assets) at end of year	2019-12-31	$75,026
Employer contributions (assets) at beginning of year	2019-12-31	$62,172
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$4,662,615
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	SIKICH LLP
Accountancy firm EIN	2019-12-31	363168081
2018 : IFS NORTH AMERICA 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$-507,025
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$4,894,697
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$4,716,361
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$4,376,951
Value of total assets at end of year	2018-12-31	$58,041,440
Value of total assets at beginning of year	2018-12-31	$63,443,162
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$178,336
Total interest from all sources	2018-12-31	$161,361
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$942,089
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$942,089
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$2,849,133
Participant contributions at end of year	2018-12-31	$613,890
Participant contributions at beginning of year	2018-12-31	$550,619
Participant contributions at beginning of year	2018-12-31	$81,432
Assets. Other investments not covered elsewhere at end of year	2018-12-31	$179,261
Assets. Other investments not covered elsewhere at beginning of year	2018-12-31	$189,817
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$708,889
Other income not declared elsewhere	2018-12-31	$28,217
Administrative expenses (other) incurred	2018-12-31	$178,336
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-5,401,722
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$58,041,440
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$63,443,162
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$49,918,300
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$55,277,162
Interest on participant loans	2018-12-31	$31,915
Interest earned on other investments	2018-12-31	$129,446
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$7,267,817
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$7,244,826
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-6,015,643
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$818,929
Employer contributions (assets) at end of year	2018-12-31	$62,172
Employer contributions (assets) at beginning of year	2018-12-31	$99,306
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$4,716,361
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	SIKICH LLP
Accountancy firm EIN	2018-12-31	363168081
2017 : IFS NORTH AMERICA 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$12,513,073
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$2,971,554
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$2,831,074
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$3,789,637
Value of total assets at end of year	2017-12-31	$63,443,162
Value of total assets at beginning of year	2017-12-31	$53,901,643
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$140,480
Total interest from all sources	2017-12-31	$149,325
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$752,296
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$752,296
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$2,543,304
Participant contributions at end of year	2017-12-31	$550,619
Participant contributions at beginning of year	2017-12-31	$542,855
Participant contributions at end of year	2017-12-31	$81,432
Participant contributions at beginning of year	2017-12-31	$73,191
Assets. Other investments not covered elsewhere at end of year	2017-12-31	$189,817
Assets. Other investments not covered elsewhere at beginning of year	2017-12-31	$279,055
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$503,349
Other income not declared elsewhere	2017-12-31	$55,168
Administrative expenses (other) incurred	2017-12-31	$140,480
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$9,541,519
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$63,443,162
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$53,901,643
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$55,277,162
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$45,875,097
Interest on participant loans	2017-12-31	$22,918
Interest earned on other investments	2017-12-31	$126,407
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$7,244,826
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$7,045,453
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$7,766,647
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$742,984
Employer contributions (assets) at end of year	2017-12-31	$99,306
Employer contributions (assets) at beginning of year	2017-12-31	$85,992
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$2,831,074
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	SIKICH LLP
Accountancy firm EIN	2017-12-31	363168081
2016 : IFS NORTH AMERICA 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$7,311,259
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$4,666,968
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$4,525,647
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$3,213,486
Value of total assets at end of year	2016-12-31	$53,901,643
Value of total assets at beginning of year	2016-12-31	$51,257,352
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$141,321
Total interest from all sources	2016-12-31	$139,423
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$720,093
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$720,093
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$2,345,395
Participant contributions at end of year	2016-12-31	$542,855
Participant contributions at beginning of year	2016-12-31	$440,658
Participant contributions at end of year	2016-12-31	$73,191
Participant contributions at beginning of year	2016-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2016-12-31	$279,055
Assets. Other investments not covered elsewhere at beginning of year	2016-12-31	$248,483
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$134,224
Other income not declared elsewhere	2016-12-31	$54,047
Administrative expenses (other) incurred	2016-12-31	$141,321
Total non interest bearing cash at end of year	2016-12-31	$0
Total non interest bearing cash at beginning of year	2016-12-31	$166
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$2,644,291
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$53,901,643
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$51,257,352
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$45,875,097
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$43,477,127
Interest on participant loans	2016-12-31	$20,540
Interest earned on other investments	2016-12-31	$118,883
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$7,045,453
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$7,090,918
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$3,184,210
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$733,867
Employer contributions (assets) at end of year	2016-12-31	$85,992
Employer contributions (assets) at beginning of year	2016-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$4,525,647
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	SIKICH LLP
Accountancy firm EIN	2016-12-31	363168081
2015 : IFS NORTH AMERICA 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$3,478,872
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$1,187,450
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,173,965
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$3,101,781
Value of total assets at end of year	2015-12-31	$51,257,352
Value of total assets at beginning of year	2015-12-31	$48,965,930
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$13,485
Total interest from all sources	2015-12-31	$127,996
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$635,857
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$635,857
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$2,315,488
Participant contributions at end of year	2015-12-31	$440,658
Participant contributions at beginning of year	2015-12-31	$440,857
Assets. Other investments not covered elsewhere at end of year	2015-12-31	$248,483
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$297,465
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$124,992
Other income not declared elsewhere	2015-12-31	$42,126
Administrative expenses (other) incurred	2015-12-31	$13,485
Total non interest bearing cash at end of year	2015-12-31	$166
Total non interest bearing cash at beginning of year	2015-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$2,291,422
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$51,257,352
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$48,965,930
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$43,477,127
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$42,178,272
Interest on participant loans	2015-12-31	$19,167
Interest earned on other investments	2015-12-31	$108,829
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$7,090,918
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$6,049,336
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-428,888
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$661,301
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,173,965
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	RAD CPA PC
Accountancy firm EIN	2015-12-31	203990821
2014 : IFS NORTH AMERICA 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$5,869,631
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$3,920,926
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$3,904,061
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$3,112,867
Value of total assets at end of year	2014-12-31	$48,965,930
Value of total assets at beginning of year	2014-12-31	$47,017,225
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$16,865
Total interest from all sources	2014-12-31	$127,688
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$467,036
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$467,036
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$2,140,639
Participant contributions at end of year	2014-12-31	$440,857
Participant contributions at beginning of year	2014-12-31	$525,740
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$297,465
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$245,312
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$346,541
Other income not declared elsewhere	2014-12-31	$62,937
Administrative expenses (other) incurred	2014-12-31	$16,865
Total non interest bearing cash at end of year	2014-12-31	$0
Total non interest bearing cash at beginning of year	2014-12-31	$22
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,948,705
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$48,965,930
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$47,017,225
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$42,178,272
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$39,502,755
Interest on participant loans	2014-12-31	$21,035
Interest earned on other investments	2014-12-31	$106,653
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$6,049,336
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$6,743,396
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$2,099,103
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$625,687
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$3,904,061
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	RAD CPA PC
Accountancy firm EIN	2014-12-31	203990821
2013 : IFS NORTH AMERICA 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total transfer of assets to this plan	2013-12-31	$4,347,673
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$10,865,824
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$1,526,483
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,533,514
Expenses. Certain deemed distributions of participant loans	2013-12-31	$-32,817
Value of total corrective distributions	2013-12-31	$22,881
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$2,901,297
Value of total assets at end of year	2013-12-31	$47,017,225
Value of total assets at beginning of year	2013-12-31	$33,330,211
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$2,905
Total interest from all sources	2013-12-31	$116,698
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$485,744
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$485,744
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$2,175,739
Participant contributions at end of year	2013-12-31	$525,740
Participant contributions at beginning of year	2013-12-31	$522,825
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$245,312
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$245,171
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$126,502
Other income not declared elsewhere	2013-12-31	$-5,922
Administrative expenses (other) incurred	2013-12-31	$2,905
Total non interest bearing cash at end of year	2013-12-31	$22
Total non interest bearing cash at beginning of year	2013-12-31	$17
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$9,339,341
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$47,017,225
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$33,330,211
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Assets. partnership/joint venture interests at beginning of year	2013-12-31	$5,780
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$39,502,755
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$28,587,786
Interest on participant loans	2013-12-31	$22,622
Interest earned on other investments	2013-12-31	$94,076
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$6,743,396
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$3,968,632
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$7,368,007
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$599,056
Employer contributions (assets) at beginning of year	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,533,514
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	RAD CPA, P.C.
Accountancy firm EIN	2013-12-31	203990821
2012 : IFS NORTH AMERICA 401(K) PLAN 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$164
Total unrealized appreciation/depreciation of assets	2012-12-31	$164
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$5,778,736
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$2,577,613
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$2,576,088
Expenses. Certain deemed distributions of participant loans	2012-12-31	$-1,665
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$2,161,688
Value of total assets at end of year	2012-12-31	$33,330,211
Value of total assets at beginning of year	2012-12-31	$30,129,088
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$3,190
Total interest from all sources	2012-12-31	$101,419
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$412,347
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$412,347
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,636,436
Participant contributions at end of year	2012-12-31	$522,825
Participant contributions at beginning of year	2012-12-31	$555,789
Participant contributions at beginning of year	2012-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$245,171
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$181,428
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$62,078
Other income not declared elsewhere	2012-12-31	$10,719
Administrative expenses (other) incurred	2012-12-31	$3,190
Total non interest bearing cash at end of year	2012-12-31	$17
Total non interest bearing cash at beginning of year	2012-12-31	$436
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$3,201,123
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$33,330,211
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$30,129,088
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Assets. partnership/joint venture interests at end of year	2012-12-31	$5,780
Assets. partnership/joint venture interests at beginning of year	2012-12-31	$5,616
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$28,587,786
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$25,492,559
Interest on participant loans	2012-12-31	$23,418
Interest earned on other investments	2012-12-31	$78,001
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$3,968,632
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$3,893,260
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$3,092,399
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$463,174
Employer contributions (assets) at end of year	2012-12-31	$0
Employer contributions (assets) at beginning of year	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$2,576,088
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	RAD CPA, P.C.
Accountancy firm EIN	2012-12-31	203990821
2011 : IFS NORTH AMERICA 401(K) PLAN 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$-33
Total unrealized appreciation/depreciation of assets	2011-12-31	$-33
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$1,404,739
Total loss/gain on sale of assets	2011-12-31	$98
Total of all expenses incurred	2011-12-31	$942,716
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$937,970
Expenses. Certain deemed distributions of participant loans	2011-12-31	$1,406
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$2,026,594
Value of total assets at end of year	2011-12-31	$30,129,088
Value of total assets at beginning of year	2011-12-31	$29,667,065
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$3,340
Total interest from all sources	2011-12-31	$113,073
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$339,363
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$339,363
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$1,573,933
Participant contributions at end of year	2011-12-31	$555,789
Participant contributions at beginning of year	2011-12-31	$640,851
Participant contributions at end of year	2011-12-31	$0
Participant contributions at beginning of year	2011-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2011-12-31	$181,428
Assets. Other investments not covered elsewhere at beginning of year	2011-12-31	$82,845
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$497
Other income not declared elsewhere	2011-12-31	$3,606
Administrative expenses (other) incurred	2011-12-31	$3,340
Total non interest bearing cash at end of year	2011-12-31	$436
Total non interest bearing cash at beginning of year	2011-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$462,023
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$30,129,088
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$29,667,065
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Assets. partnership/joint venture interests at end of year	2011-12-31	$5,616
Assets. partnership/joint venture interests at beginning of year	2011-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$25,492,559
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$25,872,007
Interest on participant loans	2011-12-31	$26,300
Interest earned on other investments	2011-12-31	$86,773
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$3,893,260
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$3,071,362
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-1,077,962
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$452,164
Employer contributions (assets) at end of year	2011-12-31	$0
Employer contributions (assets) at beginning of year	2011-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$937,970
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Aggregate proceeds on sale of assets	2011-12-31	$2,922
Aggregate carrying amount (costs) on sale of assets	2011-12-31	$2,824
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	RAD CPA, P.C.
Accountancy firm EIN	2011-12-31	203990821
2010 : IFS NORTH AMERICA 401(K) PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$5,327,032
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$990,489
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$988,152
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$2,042,776
Value of total assets at end of year	2010-12-31	$29,667,065
Value of total assets at beginning of year	2010-12-31	$25,330,522
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$2,337
Total interest from all sources	2010-12-31	$117,952
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$267,070
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$267,070
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$1,565,375
Participant contributions at end of year	2010-12-31	$640,851
Participant contributions at beginning of year	2010-12-31	$548,142
Participant contributions at end of year	2010-12-31	$0
Participant contributions at beginning of year	2010-12-31	$62,570
Assets. Other investments not covered elsewhere at end of year	2010-12-31	$82,845
Assets. Other investments not covered elsewhere at beginning of year	2010-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$3,114
Other income not declared elsewhere	2010-12-31	$1,137
Administrative expenses (other) incurred	2010-12-31	$2,337
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$4,336,543
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$29,667,065
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$25,330,522
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$25,872,007
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$21,961,730
Interest on participant loans	2010-12-31	$29,768
Interest earned on other investments	2010-12-31	$88,184
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$3,071,362
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$2,741,726
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$2,898,097
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$474,287
Employer contributions (assets) at end of year	2010-12-31	$0
Employer contributions (assets) at beginning of year	2010-12-31	$16,354
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$988,152
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	RAD CPA, P.C.
Accountancy firm EIN	2010-12-31	203990821
2009 : IFS NORTH AMERICA 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for IFS NORTH AMERICA 401(K) PLAN

2023: IFS NORTH AMERICA 401(K) PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Submission has been amended	Yes
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Insurance	Yes
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement – Insurance	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: IFS NORTH AMERICA 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: IFS NORTH AMERICA 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: IFS NORTH AMERICA 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: IFS NORTH AMERICA 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2017: IFS NORTH AMERICA 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: IFS NORTH AMERICA 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: IFS NORTH AMERICA 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: IFS NORTH AMERICA 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: IFS NORTH AMERICA 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: IFS NORTH AMERICA 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: IFS NORTH AMERICA 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	Yes
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: IFS NORTH AMERICA 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	Yes
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

556736-01

Policy instance

Insurance contract or identification number	556736-01
Number of Individuals Covered	314
Insurance policy start date	2023-01-01
Insurance policy end date	2023-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

041428

Policy instance

PRUDENTIAL ANNUITIES SERVICE (National Association of Insurance Commissioners NAIC id number: 68241 )

Policy contract number

300382

Policy instance

PRUDENTIAL ANNUITIES SERVICE (National Association of Insurance Commissioners NAIC id number: 68241 )

Policy contract number

300382

Policy instance

PRUDENTIAL ANNUITIES SERVICE (National Association of Insurance Commissioners NAIC id number: 68241 )

Policy contract number

300382

Policy instance

PRUDENTIAL ANNUITIES SERVICE (National Association of Insurance Commissioners NAIC id number: 68241 )

Policy contract number

300382

Policy instance

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

041428

Policy instance

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

041428

Policy instance

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

041428

Policy instance

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

041428

Policy instance

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

041428

Policy instance

PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 93629 )

Policy contract number

041428

Policy instance

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	IFS NORTH AMERICA, INC
Employer identification number (EIN):	391292200
NAIC Classification:	541512
NAIC Description:	Computer Systems Design Services