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UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameUNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN
Plan identification number 002

UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

BERMO, INC. has sponsored the creation of one or more 401k plans.

Company Name:BERMO, INC.
Employer identification number (EIN):410691155
NAIC Classification:332300

Form 5500 Filing Information

Submission information for form 5500 for 401k plan UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022016-01-01
0022015-01-01RICHARD POJANOWSKI RICHARD POJANOWSKI2016-08-23
0022014-01-01RICK POJANOWSKI RICK POJANOWSKI2015-10-15
0022013-01-01RICHARD POJANOWSKI
0022012-01-01RICHARD POJANOWSKI
0022011-01-01RICHARD J. POJANOWSKI
0022010-01-01RICHARD J. POJANOWSKI TOM JOHNSON2011-07-28
0022009-01-01RICHARD J. POJANOWSKI TOM JOHNSON2010-09-29

Plan Statistics for UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN

Measure Date Value
2016: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01186
Total number of active participants reported on line 7a of the Form 55002016-01-010
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-010
Total of all active and inactive participants2016-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-010
Number of participants with account balances2016-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01223
Total number of active participants reported on line 7a of the Form 55002015-01-01181
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0133
Total of all active and inactive participants2015-01-01214
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01214
Number of participants with account balances2015-01-01164
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01243
Total number of active participants reported on line 7a of the Form 55002014-01-01186
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0136
Total of all active and inactive participants2014-01-01222
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-011
Total participants2014-01-01223
Number of participants with account balances2014-01-01157
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01231
Total number of active participants reported on line 7a of the Form 55002013-01-01208
Number of retired or separated participants receiving benefits2013-01-014
Number of other retired or separated participants entitled to future benefits2013-01-0128
Total of all active and inactive participants2013-01-01240
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01240
Number of participants with account balances2013-01-01148
2012: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01198
Total number of active participants reported on line 7a of the Form 55002012-01-01195
Number of retired or separated participants receiving benefits2012-01-014
Number of other retired or separated participants entitled to future benefits2012-01-0134
Total of all active and inactive participants2012-01-01233
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01233
Number of participants with account balances2012-01-01134
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-010
2011: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01166
Total number of active participants reported on line 7a of the Form 55002011-01-01114
Number of retired or separated participants receiving benefits2011-01-014
Number of other retired or separated participants entitled to future benefits2011-01-0142
Total of all active and inactive participants2011-01-01160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01160
Number of participants with account balances2011-01-01109
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010
2010: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01191
Total number of active participants reported on line 7a of the Form 55002010-01-01137
Number of other retired or separated participants entitled to future benefits2010-01-0148
Total of all active and inactive participants2010-01-01185
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01185
Number of participants with account balances2010-01-01115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-010
2009: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01209
Total number of active participants reported on line 7a of the Form 55002009-01-01139
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0154
Total of all active and inactive participants2009-01-01193
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01193
Number of participants with account balances2009-01-01124
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN

Measure Date Value
2016 : UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-07-28$0
Total transfer of assets from this plan2016-07-28$6,370,505
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-07-28$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-07-28$25
Total income from all sources (including contributions)2016-07-28$708,109
Total loss/gain on sale of assets2016-07-28$0
Total of all expenses incurred2016-07-28$76,700
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-07-28$49,670
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-07-28$256,661
Value of total assets at end of year2016-07-28$0
Value of total assets at beginning of year2016-07-28$5,739,121
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-07-28$27,030
Total interest from all sources2016-07-28$1,994
Total dividends received (eg from common stock, registered investment company shares)2016-07-28$43,755
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-07-28Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2016-07-28$0
Total dividends received from registered investment company shares (eg mutual funds)2016-07-28$43,755
Was this plan covered by a fidelity bond2016-07-28Yes
Value of fidelity bond cover2016-07-28$500,000
If this is an individual account plan, was there a blackout period2016-07-28No
Were there any nonexempt tranactions with any party-in-interest2016-07-28No
Contributions received from participants2016-07-28$200,228
Participant contributions at end of year2016-07-28$0
Participant contributions at beginning of year2016-07-28$100
Assets. Loans (other than to participants) at end of year2016-07-28$0
Assets. Loans (other than to participants) at beginning of year2016-07-28$87,175
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2016-07-28$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2016-07-28$25
Administrative expenses (other) incurred2016-07-28$27,030
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-07-28No
Value of net income/loss2016-07-28$631,409
Value of net assets at end of year (total assets less liabilities)2016-07-28$0
Value of net assets at beginning of year (total assets less liabilities)2016-07-28$5,739,096
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-07-28No
Were any loans by the plan or fixed income obligations due to the plan in default2016-07-28No
Were any leases to which the plan was party in default or uncollectible2016-07-28No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-07-28$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-07-28$4,498,617
Interest on participant loans2016-07-28$1,994
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2016-07-28$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2016-07-28$1,153,329
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-07-28$405,699
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-07-28No
Was there a failure to transmit to the plan any participant contributions2016-07-28No
Has the plan failed to provide any benefit when due under the plan2016-07-28No
Contributions received in cash from employer2016-07-28$56,433
Employer contributions (assets) at end of year2016-07-28$0
Employer contributions (assets) at beginning of year2016-07-28$-100
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-07-28$49,670
Did the plan have assets held for investment2016-07-28No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-07-28No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-07-28Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-07-28Yes
Opinion of an independent qualified public accountant for this plan2016-07-28Disclaimer
Accountancy firm name2016-07-28RSM US LLP
Accountancy firm EIN2016-07-28420714325
2015 : UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$25
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$395,487
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$360,744
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$303,986
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$480,649
Value of total assets at end of year2015-12-31$5,739,121
Value of total assets at beginning of year2015-12-31$5,704,353
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$56,758
Total interest from all sources2015-12-31$3,944
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$299,582
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$299,582
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$369,867
Participant contributions at end of year2015-12-31$100
Participant contributions at beginning of year2015-12-31$100
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$0
Assets. Loans (other than to participants) at end of year2015-12-31$87,175
Assets. Loans (other than to participants) at beginning of year2015-12-31$82,510
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2015-12-31$25
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2015-12-31$0
Administrative expenses (other) incurred2015-12-31$0
Liabilities. Value of operating payables at end of year2015-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$34,743
Value of net assets at end of year (total assets less liabilities)2015-12-31$5,739,096
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$5,704,353
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$4,498,617
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$4,767,520
Interest on participant loans2015-12-31$3,944
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2015-12-31$1,153,329
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2015-12-31$854,214
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-388,688
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$110,782
Employer contributions (assets) at end of year2015-12-31$-100
Employer contributions (assets) at beginning of year2015-12-31$9
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$303,986
Contract administrator fees2015-12-31$56,758
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31BARTON, WALTER & KRIER, P.C
Accountancy firm EIN2015-12-31371658243
2014 : UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$175
Total income from all sources (including contributions)2014-12-31$667,442
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$291,982
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$251,938
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$452,507
Value of total assets at end of year2014-12-31$5,704,353
Value of total assets at beginning of year2014-12-31$5,329,068
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$40,044
Total interest from all sources2014-12-31$2,038
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$281,836
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$281,836
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31Yes
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$348,362
Participant contributions at end of year2014-12-31$100
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$0
Assets. Loans (other than to participants) at end of year2014-12-31$82,510
Assets. Loans (other than to participants) at beginning of year2014-12-31$64,098
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2014-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2014-12-31$175
Other income not declared elsewhere2014-12-31$0
Administrative expenses (other) incurred2014-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$375,460
Value of net assets at end of year (total assets less liabilities)2014-12-31$5,704,353
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$5,328,893
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Investment advisory and management fees2014-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$4,767,520
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$5,264,970
Interest on participant loans2014-12-31$2,038
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2014-12-31$854,214
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$-68,939
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$104,145
Employer contributions (assets) at end of year2014-12-31$9
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$251,938
Contract administrator fees2014-12-31$40,044
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32014-12-31Yes
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31BARTON, WALTER & KRIER, P.C
Accountancy firm EIN2014-12-31371658243
2013 : UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$1,071,601
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$94,448
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$85,409
Value of total corrective distributions2013-12-31$175
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$401,560
Value of total assets at end of year2013-12-31$5,329,068
Value of total assets at beginning of year2013-12-31$4,351,915
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$9,039
Total interest from all sources2013-12-31$463
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$3,000,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$311,326
Participant contributions at end of year2013-12-31$64,098
Participant contributions at beginning of year2013-12-31$68,451
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2013-12-31$175
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$977,153
Value of net assets at end of year (total assets less liabilities)2013-12-31$5,329,068
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$4,351,915
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$5,264,970
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$4,283,464
Interest on participant loans2013-12-31$2,258
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$-1,795
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$669,578
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$90,234
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$85,409
Contract administrator fees2013-12-31$9,039
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31BARTON, WAHER & KRIER, P.C.
Accountancy firm EIN2013-12-31371658243
2012 : UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$674,789
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$340,546
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$332,251
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$271,762
Value of total assets at end of year2012-12-31$4,351,915
Value of total assets at beginning of year2012-12-31$4,017,672
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$8,295
Total interest from all sources2012-12-31$-1,175
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$3,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$254,081
Participant contributions at end of year2012-12-31$68,451
Participant contributions at beginning of year2012-12-31$41,051
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$334,243
Value of net assets at end of year (total assets less liabilities)2012-12-31$4,351,915
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$4,017,672
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$4,283,464
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$3,976,621
Interest on participant loans2012-12-31$1,493
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$-2,668
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$404,202
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$17,681
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$332,251
Contract administrator fees2012-12-31$8,295
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31STEVEN G. WORMLEY, PLLC
Accountancy firm EIN2012-12-31411847101
2011 : UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$-240,397
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$400,730
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$363,114
Expenses. Certain deemed distributions of participant loans2011-12-31$30,512
Value of total corrective distributions2011-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$183,532
Value of total assets at end of year2011-12-31$4,017,672
Value of total assets at beginning of year2011-12-31$4,658,799
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$7,104
Total interest from all sources2011-12-31$-1,998
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$3,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$182,221
Participant contributions at end of year2011-12-31$41,051
Participant contributions at beginning of year2011-12-31$72,135
Participant contributions at beginning of year2011-12-31$6,405
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$1,311
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2011-12-31$469
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$-641,127
Value of net assets at end of year (total assets less liabilities)2011-12-31$4,017,672
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$4,658,799
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$3,976,621
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$4,579,790
Interest on participant loans2011-12-31$1,633
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$-3,631
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-421,931
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$363,114
Contract administrator fees2011-12-31$7,104
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31STEVEN G. WORMLEY, PLLC
Accountancy firm EIN2011-12-31411847101
2010 : UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$866,048
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$108,238
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$101,657
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$159,091
Value of total assets at end of year2010-12-31$4,658,799
Value of total assets at beginning of year2010-12-31$3,900,989
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$6,581
Total interest from all sources2010-12-31$-1,203
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$450,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$159,091
Participant contributions at end of year2010-12-31$72,135
Participant contributions at beginning of year2010-12-31$74,215
Participant contributions at end of year2010-12-31$6,405
Value of other receiveables (less allowance for doubtful accounts) at end of year2010-12-31$469
Administrative expenses (other) incurred2010-12-31$6,581
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$757,810
Value of net assets at end of year (total assets less liabilities)2010-12-31$4,658,799
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$3,900,989
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$4,579,790
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$3,826,774
Interest on participant loans2010-12-31$2,056
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$-3,259
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$708,160
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$101,657
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31STEVEN G WORMLEY, PLLC
Accountancy firm EIN2010-12-31411847101

Form 5500 Responses for UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN

2016: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingYes
2016-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2016-01-01Plan is a collectively bargained planYes
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2015: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planYes
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planYes
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedYes
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planYes
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: UNION EMPLOYEES OF BERMO, INC. 401(K) PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number370653-01
Policy instance 1
Insurance contract or identification number370653-01
Number of Individuals Covered61
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Total amount of commissions paid to insurance brokerUSD $4,056
Total amount of fees paid to insurance companyUSD $0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $2,028
Insurance broker organization code?3
Insurance broker nameJOSEPH SWANSON
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number370653-01
Policy instance 1
Insurance contract or identification number370653-01
Number of Individuals Covered37
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $1,266
Total amount of fees paid to insurance companyUSD $0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $633
Insurance broker organization code?3
Insurance broker nameJOSEPH SWANSON

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