F & M BANK AND TRUST COMPANY has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan MCM SAVINGS BANK, F.S.B. EMPLOYEE STOCK OWNERSHIP PLAN
| Measure | Date | Value |
|---|
| 2013 : MCM SAVINGS BANK, F.S.B. EMPLOYEE STOCK OWNERSHIP PLAN 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $75 |
| Total income from all sources (including contributions) | 2013-12-31 | $745,696 |
| Total loss/gain on sale of assets | 2013-12-31 | $0 |
| Total of all expenses incurred | 2013-12-31 | $611,369 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $606,973 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $230,533 |
| Value of total assets at end of year | 2013-12-31 | $2,807,484 |
| Value of total assets at beginning of year | 2013-12-31 | $2,673,232 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $4,396 |
| Total interest from all sources | 2013-12-31 | $1,673 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Contributions received from participants | 2013-12-31 | $174,478 |
| Participant contributions at end of year | 2013-12-31 | $44,643 |
| Participant contributions at beginning of year | 2013-12-31 | $63,283 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2013-12-31 | $56,055 |
| Administrative expenses (other) incurred | 2013-12-31 | $4,040 |
| Liabilities. Value of operating payables at end of year | 2013-12-31 | $0 |
| Liabilities. Value of operating payables at beginning of year | 2013-12-31 | $75 |
| Total non interest bearing cash at end of year | 2013-12-31 | $3,044 |
| Total non interest bearing cash at beginning of year | 2013-12-31 | $6,427 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $134,327 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $2,807,484 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $2,673,157 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2013-12-31 | $2,759,797 |
| Value of interest in pooled separate accounts at beginning of year | 2013-12-31 | $2,603,522 |
| Interest on participant loans | 2013-12-31 | $1,673 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-12-31 | $0 |
| Net investment gain/loss from pooled separate accounts | 2013-12-31 | $513,490 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Assets. Invements in employer securities at end of year | 2013-12-31 | $0 |
| Assets. Invements in employer securities at beginning of year | 2013-12-31 | $0 |
| Employer contributions (assets) at end of year | 2013-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2013-12-31 | $0 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $606,973 |
| Contract administrator fees | 2013-12-31 | $356 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2013-12-31 | $0 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2013-12-31 | $0 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Disclaimer |
| Accountancy firm name | 2013-12-31 | LUCK, HUMPHREYS AND ASSOCIATES CPA |
| Accountancy firm EIN | 2013-12-31 | 431431897 |
| 2012 : MCM SAVINGS BANK, F.S.B. EMPLOYEE STOCK OWNERSHIP PLAN 2012 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2012-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $75 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total income from all sources (including contributions) | 2012-12-31 | $588,051 |
| Total loss/gain on sale of assets | 2012-12-31 | $0 |
| Total of all expenses incurred | 2012-12-31 | $119,140 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $118,707 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $283,700 |
| Value of total assets at end of year | 2012-12-31 | $2,673,232 |
| Value of total assets at beginning of year | 2012-12-31 | $2,204,246 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $433 |
| Total interest from all sources | 2012-12-31 | $2,585 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Contributions received from participants | 2012-12-31 | $283,700 |
| Participant contributions at end of year | 2012-12-31 | $63,283 |
| Participant contributions at beginning of year | 2012-12-31 | $73,875 |
| Administrative expenses (other) incurred | 2012-12-31 | $75 |
| Liabilities. Value of operating payables at end of year | 2012-12-31 | $75 |
| Liabilities. Value of operating payables at beginning of year | 2012-12-31 | $0 |
| Total non interest bearing cash at end of year | 2012-12-31 | $6,427 |
| Total non interest bearing cash at beginning of year | 2012-12-31 | $812 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $468,911 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $2,673,157 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $2,204,246 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2012-12-31 | $2,603,522 |
| Value of interest in pooled separate accounts at beginning of year | 2012-12-31 | $2,120,588 |
| Interest on participant loans | 2012-12-31 | $2,585 |
| Net investment gain/loss from pooled separate accounts | 2012-12-31 | $301,766 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Assets. Invements in employer securities at end of year | 2012-12-31 | $0 |
| Assets. Invements in employer securities at beginning of year | 2012-12-31 | $0 |
| Contributions received in cash from employer | 2012-12-31 | $0 |
| Employer contributions (assets) at end of year | 2012-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2012-12-31 | $8,971 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $118,707 |
| Contract administrator fees | 2012-12-31 | $358 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2012-12-31 | $0 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2012-12-31 | $0 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Disclaimer |
| Accountancy firm name | 2012-12-31 | LUCK, HUMPHREYS AND ASSOCIATES CPA |
| Accountancy firm EIN | 2012-12-31 | 431431897 |
| 2010 : MCM SAVINGS BANK, F.S.B. EMPLOYEE STOCK OWNERSHIP PLAN 2010 401k financial data |
|---|
| Total plan liabilities at beginning of year | 2010-12-31 | $35,000 |
| Total income from all sources | 2010-12-31 | $751,755 |
| Expenses. Total of all expenses incurred | 2010-12-31 | $47,343 |
| Benefits paid (including direct rollovers) | 2010-12-31 | $47,343 |
| Total plan assets at end of year | 2010-12-31 | $2,306,054 |
| Total plan assets at beginning of year | 2010-12-31 | $1,601,642 |
| Value of fidelity bond covering the plan | 2010-12-31 | $2,800,000 |
| Total contributions received or receivable from participants | 2010-12-31 | $150,941 |
| Expenses. Other expenses not covered elsewhere | 2010-12-31 | $291 |
| Contributions received from other sources (not participants or employers) | 2010-12-31 | $202,738 |
| Other income received | 2010-12-31 | $254,076 |
| Net income (gross income less expenses) | 2010-12-31 | $704,412 |
| Net plan assets at end of year (total assets less liabilities) | 2010-12-31 | $2,306,054 |
| Net plan assets at beginning of year (total assets less liabilities) | 2010-12-31 | $1,601,642 |
| Assets. Value of participant loans | 2010-12-31 | $66,782 |
| Total contributions received or receivable from employer(s) | 2010-12-31 | $144,000 |
| Expenses. Administrative service providers (salaries,fees and commissions) | 2010-12-31 | $1,648 |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| 2009 : MCM SAVINGS BANK, F.S.B. EMPLOYEE STOCK OWNERSHIP PLAN 2009 401k financial data |
|---|
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2009-12-31 | $0 |
