401k Plan data: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN plan

PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 401k Plan overview

Plan Name	PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN
Plan identification number	003

PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Partial participant-directed account plan - Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
ESOP other than a leveraged ESOP - A completed Schedule E must be attached to a Form 5500 filed for an Employee Stock Ownership Plan (ESOP).
Leveraged ESOP - An ESOP that acquires employer securities with borrowed money or other debt-financing techniques. A completed Schedule E must be attached to a Form 5500 filed for an ESOP.
The employer maintaining this ESOP is an S Corporation
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Plan requiring that all or part of employer contributions be invested and held, at least for a limited period, in employer securities.

401k Sponsoring company profile

PHELPS COUNTY BANCSHARES, INC. has sponsored the creation of one or more 401k plans.

Company Name: PHELPS COUNTY BANCSHARES, INC.

Employer identification number (EIN): 431146028

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
003 2022-01-01
003 2021-01-01
003 2020-01-01
003 2019-01-01
003 2018-01-01
003 2017-01-01 DOMINIC DELUCA DOMINIC DELUCA 2018-10-12
003 2016-01-01 SHANNON BIRDSONG SHANNON BIRDSONG 2017-07-28
003 2015-01-01 SHANNON BIRDSONG SHANNON BIRDSONG 2016-07-26
003 2014-01-01 SHANNON BIRDSONG SHANNON BIRDSONG 2015-07-15
003 2013-01-01 SHANNON BIRDSONG

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
003	2022-01-01
003	2021-01-01
003	2020-01-01
003	2019-01-01
003	2018-01-01
003	2017-01-01	DOMINIC DELUCA	DOMINIC DELUCA	2018-10-12
003	2016-01-01	SHANNON BIRDSONG	SHANNON BIRDSONG	2017-07-28
003	2015-01-01	SHANNON BIRDSONG	SHANNON BIRDSONG	2016-07-26
003	2014-01-01	SHANNON BIRDSONG	SHANNON BIRDSONG	2015-07-15
003	2013-01-01	SHANNON BIRDSONG

Plan Statistics for PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN

401k plan membership statisitcs for PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN

Measure Date Value
2022: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 117
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 91
Number of other retired or separated participants entitled to future benefits 2022-01-01 22
Total of all active and inactive participants 2022-01-01 113
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 114
Number of participants with account balances 2022-01-01 108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 7
2021: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 106
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 92
Number of other retired or separated participants entitled to future benefits 2021-01-01 21
Total of all active and inactive participants 2021-01-01 113
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 114
Number of participants with account balances 2021-01-01 108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 8
2020: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 118
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 88
Number of other retired or separated participants entitled to future benefits 2020-01-01 14
Total of all active and inactive participants 2020-01-01 102
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 1
Total participants 2020-01-01 103
Number of participants with account balances 2020-01-01 95
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 3
2019: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 116
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 85
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 29
Total of all active and inactive participants 2019-01-01 114
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 1
Total participants 2019-01-01 115
Number of participants with account balances 2019-01-01 104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 7
2018: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 119
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 82
Number of other retired or separated participants entitled to future benefits 2018-01-01 27
Total of all active and inactive participants 2018-01-01 109
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 1
Total participants 2018-01-01 110
Number of participants with account balances 2018-01-01 106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 5
2017: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 120
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 89
Number of retired or separated participants receiving benefits 2017-01-01 8
Number of other retired or separated participants entitled to future benefits 2017-01-01 16
Total of all active and inactive participants 2017-01-01 113
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 1
Total participants 2017-01-01 114
Number of participants with account balances 2017-01-01 107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 3
2016: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 117
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 88
Number of retired or separated participants receiving benefits 2016-01-01 11
Number of other retired or separated participants entitled to future benefits 2016-01-01 17
Total of all active and inactive participants 2016-01-01 116
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 116
Number of participants with account balances 2016-01-01 116
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 1
2015: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 107
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 81
Number of retired or separated participants receiving benefits 2015-01-01 9
Number of other retired or separated participants entitled to future benefits 2015-01-01 21
Total of all active and inactive participants 2015-01-01 111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 111
Number of participants with account balances 2015-01-01 110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 109
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 67
Number of retired or separated participants receiving benefits 2014-01-01 23
Number of other retired or separated participants entitled to future benefits 2014-01-01 16
Total of all active and inactive participants 2014-01-01 106
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 1
Total participants 2014-01-01 107
Number of participants with account balances 2014-01-01 107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 3
2013: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 109
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 80
Number of retired or separated participants receiving benefits 2013-01-01 8
Number of other retired or separated participants entitled to future benefits 2013-01-01 17
Total of all active and inactive participants 2013-01-01 105
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 1
Total participants 2013-01-01 106
Number of participants with account balances 2013-01-01 106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 1

Measure	Date	Value
2022: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	117
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	91
Number of other retired or separated participants entitled to future benefits	2022-01-01	22
Total of all active and inactive participants	2022-01-01	113
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	114
Number of participants with account balances	2022-01-01	108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	7
2021: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	106
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	92
Number of other retired or separated participants entitled to future benefits	2021-01-01	21
Total of all active and inactive participants	2021-01-01	113
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	114
Number of participants with account balances	2021-01-01	108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	8
2020: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	118
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	88
Number of other retired or separated participants entitled to future benefits	2020-01-01	14
Total of all active and inactive participants	2020-01-01	102
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	1
Total participants	2020-01-01	103
Number of participants with account balances	2020-01-01	95
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	3
2019: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	116
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	85
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	29
Total of all active and inactive participants	2019-01-01	114
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	1
Total participants	2019-01-01	115
Number of participants with account balances	2019-01-01	104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	7
2018: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	119
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	82
Number of other retired or separated participants entitled to future benefits	2018-01-01	27
Total of all active and inactive participants	2018-01-01	109
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	1
Total participants	2018-01-01	110
Number of participants with account balances	2018-01-01	106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	5
2017: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	120
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	89
Number of retired or separated participants receiving benefits	2017-01-01	8
Number of other retired or separated participants entitled to future benefits	2017-01-01	16
Total of all active and inactive participants	2017-01-01	113
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	1
Total participants	2017-01-01	114
Number of participants with account balances	2017-01-01	107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	3
2016: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	117
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	88
Number of retired or separated participants receiving benefits	2016-01-01	11
Number of other retired or separated participants entitled to future benefits	2016-01-01	17
Total of all active and inactive participants	2016-01-01	116
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	116
Number of participants with account balances	2016-01-01	116
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	1
2015: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	107
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	81
Number of retired or separated participants receiving benefits	2015-01-01	9
Number of other retired or separated participants entitled to future benefits	2015-01-01	21
Total of all active and inactive participants	2015-01-01	111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	111
Number of participants with account balances	2015-01-01	110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	109
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	67
Number of retired or separated participants receiving benefits	2014-01-01	23
Number of other retired or separated participants entitled to future benefits	2014-01-01	16
Total of all active and inactive participants	2014-01-01	106
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	1
Total participants	2014-01-01	107
Number of participants with account balances	2014-01-01	107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	3
2013: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	109
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	80
Number of retired or separated participants receiving benefits	2013-01-01	8
Number of other retired or separated participants entitled to future benefits	2013-01-01	17
Total of all active and inactive participants	2013-01-01	105
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	1
Total participants	2013-01-01	106
Number of participants with account balances	2013-01-01	106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	1

Financial Data on PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN

Measure	Date	Value
2022 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2022 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2022-12-31	$2,327,468
Total unrealized appreciation/depreciation of assets	2022-12-31	$2,327,468
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$5,951,499
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$6,118,998
Expenses. Interest paid	2022-12-31	$151,747
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2022-12-31	$151,747
Total income from all sources (including contributions)	2022-12-31	$3,034,446
Total of all expenses incurred	2022-12-31	$5,078,464
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$4,782,571
Value of total corrective distributions	2022-12-31	$13,492
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,092,131
Value of total assets at end of year	2022-12-31	$43,931,127
Value of total assets at beginning of year	2022-12-31	$46,142,644
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$130,654
Total interest from all sources	2022-12-31	$591
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Administrative expenses professional fees incurred	2022-12-31	$120,998
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$5,250,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$150,626
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$41,505
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-2,044,018
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$37,979,628
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$40,023,646
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$1,942,482
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$2,188,216
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2022-12-31	$94,217
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2022-12-31	$82,492
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2022-12-31	$82,492
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2022-12-31	$591
Net investment gain/loss from pooled separate accounts	2022-12-31	$-385,744
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Assets. Invements in employer securities at end of year	2022-12-31	$41,894,428
Assets. Invements in employer securities at beginning of year	2022-12-31	$43,871,936
Contributions received in cash from employer	2022-12-31	$900,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$4,782,571
Contract administrator fees	2022-12-31	$9,656
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Liabilities. Value of acquisition indebtedness at end of year	2022-12-31	$5,951,499
Liabilities. Value of acquisition indebtedness at beginning of year	2022-12-31	$6,118,998
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	KPM CPAS PC
Accountancy firm EIN	2022-12-31	431109768
2021 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2021-12-31	$7,742,106
Total unrealized appreciation/depreciation of assets	2021-12-31	$7,742,106
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$6,118,998
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$6,282,470
Expenses. Interest paid	2021-12-31	$155,773
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2021-12-31	$155,773
Total income from all sources (including contributions)	2021-12-31	$9,266,132
Total of all expenses incurred	2021-12-31	$4,226,764
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$3,964,306
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,259,045
Value of total assets at end of year	2021-12-31	$46,142,644
Value of total assets at beginning of year	2021-12-31	$41,266,748
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$106,685
Total interest from all sources	2021-12-31	$14
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Administrative expenses professional fees incurred	2021-12-31	$106,685
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$143,708
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$115,337
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$5,039,368
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$40,023,646
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$34,984,278
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$2,188,216
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$1,879,121
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2021-12-31	$82,492
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$328,133
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$328,133
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2021-12-31	$14
Net investment gain/loss from pooled separate accounts	2021-12-31	$264,967
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Assets. Invements in employer securities at end of year	2021-12-31	$43,871,936
Assets. Invements in employer securities at beginning of year	2021-12-31	$39,059,494
Contributions received in cash from employer	2021-12-31	$1,000,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$3,964,306
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Liabilities. Value of acquisition indebtedness at end of year	2021-12-31	$6,118,998
Liabilities. Value of acquisition indebtedness at beginning of year	2021-12-31	$6,282,470
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	KPM CPAS PC
Accountancy firm EIN	2021-12-31	431109768
2020 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$4,649,940
Total unrealized appreciation/depreciation of assets	2020-12-31	$4,649,940
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$6,282,470
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$6,442,523
Expenses. Interest paid	2020-12-31	$159,193
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2020-12-31	$159,193
Total income from all sources (including contributions)	2020-12-31	$6,010,416
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$6,666,261
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$6,413,989
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,117,178
Value of total assets at end of year	2020-12-31	$41,266,748
Value of total assets at beginning of year	2020-12-31	$42,082,646
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$93,079
Total interest from all sources	2020-12-31	$896
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Administrative expenses professional fees incurred	2020-12-31	$93,079
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$117,178
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$-655,845
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$34,984,278
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$35,640,123
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$1,879,121
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$2,340,666
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$328,133
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$216,551
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$216,551
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$896
Net investment gain/loss from pooled separate accounts	2020-12-31	$242,402
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Assets. Invements in employer securities at end of year	2020-12-31	$39,059,494
Assets. Invements in employer securities at beginning of year	2020-12-31	$39,525,429
Contributions received in cash from employer	2020-12-31	$1,000,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$6,413,989
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Liabilities. Value of acquisition indebtedness at end of year	2020-12-31	$6,282,470
Liabilities. Value of acquisition indebtedness at beginning of year	2020-12-31	$6,442,523
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	KPM CPAS PC
Accountancy firm EIN	2020-12-31	431109768
2019 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2019 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$5,554,925
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$5,554,925
Total unrealized appreciation/depreciation of assets	2019-12-31	$5,554,925
Total unrealized appreciation/depreciation of assets	2019-12-31	$5,554,925
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$6,442,523
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$6,442,523
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$4,278,559
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$4,278,559
Expenses. Interest paid	2019-12-31	$115,062
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2019-12-31	$115,062
Expenses. Interest paid	2019-12-31	$115,062
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2019-12-31	$115,062
Total income from all sources (including contributions)	2019-12-31	$7,112,387
Total of all expenses incurred	2019-12-31	$6,111,870
Total of all expenses incurred	2019-12-31	$6,111,870
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$5,902,241
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$5,902,241
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,127,470
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,127,470
Value of total assets at end of year	2019-12-31	$42,082,646
Value of total assets at end of year	2019-12-31	$42,082,646
Value of total assets at beginning of year	2019-12-31	$38,918,165
Value of total assets at beginning of year	2019-12-31	$38,918,165
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$94,567
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$94,567
Total interest from all sources	2019-12-31	$176
Total interest from all sources	2019-12-31	$176
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Administrative expenses professional fees incurred	2019-12-31	$82,229
Administrative expenses professional fees incurred	2019-12-31	$82,229
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$4,000,000
Value of fidelity bond cover	2019-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$114,343
Contributions received from participants	2019-12-31	$114,343
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$13,127
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$13,127
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$1,000,517
Value of net income/loss	2019-12-31	$1,000,517
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$35,640,123
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$35,640,123
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$34,639,606
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$34,639,606
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$2,340,666
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$2,340,666
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$1,981,446
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$1,981,446
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$216,551
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$216,551
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$11,179
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$11,179
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$11,179
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$11,179
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$176
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$176
Net investment gain/loss from pooled separate accounts	2019-12-31	$429,816
Net investment gain/loss from pooled separate accounts	2019-12-31	$429,816
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Assets. Invements in employer securities at end of year	2019-12-31	$39,525,429
Assets. Invements in employer securities at end of year	2019-12-31	$39,525,429
Assets. Invements in employer securities at beginning of year	2019-12-31	$36,925,540
Assets. Invements in employer securities at beginning of year	2019-12-31	$36,925,540
Contributions received in cash from employer	2019-12-31	$1,000,000
Contributions received in cash from employer	2019-12-31	$1,000,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$5,902,241
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$5,902,241
Contract administrator fees	2019-12-31	$12,338
Contract administrator fees	2019-12-31	$12,338
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Liabilities. Value of acquisition indebtedness at end of year	2019-12-31	$6,442,523
Liabilities. Value of acquisition indebtedness at end of year	2019-12-31	$6,442,523
Liabilities. Value of acquisition indebtedness at beginning of year	2019-12-31	$4,278,559
Liabilities. Value of acquisition indebtedness at beginning of year	2019-12-31	$4,278,559
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	KPM CPAS PC
Accountancy firm name	2019-12-31	KPM CPAS PC
Accountancy firm EIN	2019-12-31	431109768
Accountancy firm EIN	2019-12-31	431109768
2018 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$3,251,305
Total unrealized appreciation/depreciation of assets	2018-12-31	$3,251,305
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$4,278,559
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$2,003,446
Expenses. Interest paid	2018-12-31	$81,335
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2018-12-31	$81,335
Total income from all sources (including contributions)	2018-12-31	$4,134,705
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$5,770,252
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$5,600,830
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$1,013,658
Value of total assets at end of year	2018-12-31	$38,918,165
Value of total assets at beginning of year	2018-12-31	$38,278,599
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$88,087
Total interest from all sources	2018-12-31	$260
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Administrative expenses professional fees incurred	2018-12-31	$88,087
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$113,658
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-1,635,547
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$34,639,606
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$36,275,153
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$1,981,446
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$2,086,636
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$11,179
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$10,865
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$10,865
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$260
Net investment gain/loss from pooled separate accounts	2018-12-31	$-130,518
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Assets. Invements in employer securities at end of year	2018-12-31	$36,925,540
Assets. Invements in employer securities at beginning of year	2018-12-31	$36,181,098
Contributions received in cash from employer	2018-12-31	$900,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$5,600,830
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Liabilities. Value of acquisition indebtedness at end of year	2018-12-31	$4,278,559
Liabilities. Value of acquisition indebtedness at beginning of year	2018-12-31	$2,003,446
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	KPM CPAS PC
Accountancy firm EIN	2018-12-31	431109768
2017 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$6,238,120
Total unrealized appreciation/depreciation of assets	2017-12-31	$6,238,120
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$2,003,446
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$2,052,000
Expenses. Interest paid	2017-12-31	$46,375
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2017-12-31	$46,375
Total income from all sources (including contributions)	2017-12-31	$7,593,145
Total of all expenses incurred	2017-12-31	$7,532,618
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$7,421,226
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$1,018,700
Value of total assets at end of year	2017-12-31	$38,278,599
Value of total assets at beginning of year	2017-12-31	$38,266,626
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$65,017
Total interest from all sources	2017-12-31	$716
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Administrative expenses professional fees incurred	2017-12-31	$65,017
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$108,700
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$60,527
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$36,275,153
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$36,214,626
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$2,086,636
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$2,361,729
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$10,865
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$257,744
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$257,744
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$716
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$335,609
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Assets. Invements in employer securities at end of year	2017-12-31	$36,181,098
Assets. Invements in employer securities at beginning of year	2017-12-31	$35,647,153
Contributions received in cash from employer	2017-12-31	$910,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$7,421,226
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Liabilities. Value of acquisition indebtedness at end of year	2017-12-31	$2,003,446
Liabilities. Value of acquisition indebtedness at beginning of year	2017-12-31	$2,052,000
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	KPM CPAS PC
Accountancy firm EIN	2017-12-31	431109768
2016 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2016 401k financial data
Total plan liabilities at end of year	2016-12-31	$2,052,000
Total income from all sources	2016-12-31	$4,799,953
Expenses. Total of all expenses incurred	2016-12-31	$5,593,781
Benefits paid (including direct rollovers)	2016-12-31	$5,533,366
Total plan assets at end of year	2016-12-31	$38,266,625
Total plan assets at beginning of year	2016-12-31	$37,008,453
Value of fidelity bond covering the plan	2016-12-31	$3,675,000
Total contributions received or receivable from participants	2016-12-31	$109,502
Other income received	2016-12-31	$3,740,451
Net income (gross income less expenses)	2016-12-31	$-793,828
Net plan assets at end of year (total assets less liabilities)	2016-12-31	$36,214,625
Net plan assets at beginning of year (total assets less liabilities)	2016-12-31	$37,008,453
Assets. Value of employer securities	2016-12-31	$35,647,153
Total contributions received or receivable from employer(s)	2016-12-31	$950,000
Expenses. Administrative service providers (salaries,fees and commissions)	2016-12-31	$60,415
2015 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2015 401k financial data
Total income from all sources	2015-12-31	$7,995,522
Expenses. Total of all expenses incurred	2015-12-31	$5,783,612
Benefits paid (including direct rollovers)	2015-12-31	$5,724,973
Total plan assets at end of year	2015-12-31	$37,008,453
Total plan assets at beginning of year	2015-12-31	$34,796,543
Value of fidelity bond covering the plan	2015-12-31	$3,675,000
Total contributions received or receivable from participants	2015-12-31	$105,708
Other income received	2015-12-31	$7,361,814
Net income (gross income less expenses)	2015-12-31	$2,211,910
Net plan assets at end of year (total assets less liabilities)	2015-12-31	$37,008,453
Net plan assets at beginning of year (total assets less liabilities)	2015-12-31	$34,796,543
Assets. Value of employer securities	2015-12-31	$34,788,935
Total contributions received or receivable from employer(s)	2015-12-31	$528,000
Expenses. Administrative service providers (salaries,fees and commissions)	2015-12-31	$58,639
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
2014 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2014 401k financial data
Total income from all sources	2014-12-31	$5,312,689
Expenses. Total of all expenses incurred	2014-12-31	$4,227,578
Benefits paid (including direct rollovers)	2014-12-31	$4,168,561
Total plan assets at end of year	2014-12-31	$34,796,543
Total plan assets at beginning of year	2014-12-31	$33,711,432
Value of fidelity bond covering the plan	2014-12-31	$3,675,000
Total contributions received or receivable from participants	2014-12-31	$84,707
Other income received	2014-12-31	$4,694,123
Net income (gross income less expenses)	2014-12-31	$1,085,111
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$34,796,543
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$33,711,432
Assets. Value of employer securities	2014-12-31	$32,675,599
Total contributions received or receivable from employer(s)	2014-12-31	$533,859
Expenses. Administrative service providers (salaries,fees and commissions)	2014-12-31	$59,017
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
2013 : PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2013 401k financial data
Total plan liabilities at beginning of year	2013-12-31	$111,692
Total income from all sources	2013-12-31	$5,185,558
Expenses. Total of all expenses incurred	2013-12-31	$4,350,501
Benefits paid (including direct rollovers)	2013-12-31	$4,285,304
Total plan assets at end of year	2013-12-31	$33,711,432
Total plan assets at beginning of year	2013-12-31	$32,988,067
Value of fidelity bond covering the plan	2013-12-31	$3,675,000
Total contributions received or receivable from participants	2013-12-31	$69,559
Expenses. Other expenses not covered elsewhere	2013-12-31	$183
Other income received	2013-12-31	$4,626,550
Net income (gross income less expenses)	2013-12-31	$835,057
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$33,711,432
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$32,876,375
Assets. Value of employer securities	2013-12-31	$31,616,096
Total contributions received or receivable from employer(s)	2013-12-31	$489,449
Expenses. Administrative service providers (salaries,fees and commissions)	2013-12-31	$65,014
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0

Form 5500 Responses for PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN

2022: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: PHELPS COUNTY BANK EMPLOYEE STOCK OWNERSHIP PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

83467

Policy instance

Insurance contract or identification number	83467
Number of Individuals Covered	60
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $996
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	996
Additional information about fees paid to insurance broker	TPA COMPENSATION
Insurance broker organization code?	5

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

83467

Policy instance

Insurance contract or identification number	83467
Number of Individuals Covered	54
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $991
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	991
Additional information about fees paid to insurance broker	TPA COMPENSATION
Insurance broker organization code?	5

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

83467

Policy instance

Insurance contract or identification number	83467
Number of Individuals Covered	51
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $1,107
Amount paid for insurance broker fees	1107
Additional information about fees paid to insurance broker	TPA COMPENSATION
Insurance broker organization code?	5

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

83467

Policy instance

Insurance contract or identification number	83467
Number of Individuals Covered	64
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $1,088
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	1088
Additional information about fees paid to insurance broker	TPA COMPENSATION
Insurance broker organization code?	5

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

83467

Policy instance

Insurance contract or identification number	83467
Number of Individuals Covered	62
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Total amount of commissions paid to insurance broker	USD $1,972
Total amount of fees paid to insurance company	USD $1,128
Commission paid to Insurance Broker	USD $1,972
Insurance broker organization code?	3
Amount paid for insurance broker fees	1128
Additional information about fees paid to insurance broker	TPA FEES AND COMPENSATION

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

83467

Policy instance

Insurance contract or identification number	83467
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $5,307
Total amount of fees paid to insurance company	USD $1,639
Commission paid to Insurance Broker	USD $5,307
Amount paid for insurance broker fees	0
Insurance broker organization code?	3
Additional information about fees paid to insurance broker	TPA FEES AND COMPENSATION
Insurance broker name	BKD, LLP

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Company Name:	PHELPS COUNTY BANCSHARES, INC.
Employer identification number (EIN):	431146028
NAIC Classification:	522110
NAIC Description:	Commercial Banking