401k Plan data: ROYALL & COMPANY 401(K) PLAN plan

ROYALL & COMPANY 401(K) PLAN 401k Plan overview

Plan Name	ROYALL & COMPANY 401(K) PLAN
Plan identification number	001

ROYALL & COMPANY 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ROYALL & COMPANY has sponsored the creation of one or more 401k plans.

Company Name: ROYALL & COMPANY

Employer identification number (EIN): 541279014

NAIC Classification: 561430

Additional information about ROYALL & COMPANY

Jurisdiction of Incorporation: Virginia Secretary of State

Incorporation Date: 1984-02-21

Company Identification Number: 0252514

Legal Registered Office Address: 1920 E PARHAM RD
SUITE 285
RICHMOND
United States of America (USA)
23228

More information about ROYALL & COMPANY

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ROYALL & COMPANY 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2015-01-01 BRIAN BONDURANT
001 2015-01-01
001 2014-01-01 KEVIN ROSS
001 2013-01-01 LESLIE COLLINS
001 2012-01-01 LESLIE COLLINS
001 2011-01-01 LESLIE COLLINS
001 2010-01-01 LESLIE COLLINS
001 2009-01-01 SUSAN THODE

Plan Statistics for ROYALL & COMPANY 401(K) PLAN

401k plan membership statisitcs for ROYALL & COMPANY 401(K) PLAN

Measure Date Value
2015: ROYALL & COMPANY 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 426
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 0
Number of retired or separated participants receiving benefits 2015-01-01 415
Number of other retired or separated participants entitled to future benefits 2015-01-01 0
Total of all active and inactive participants 2015-01-01 415
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 415
Number of participants with account balances 2015-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: ROYALL & COMPANY 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 377
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 350
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 76
Total of all active and inactive participants 2014-01-01 426
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 426
Number of participants with account balances 2014-01-01 382
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 12
2013: ROYALL & COMPANY 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 336
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 302
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 63
Total of all active and inactive participants 2013-01-01 365
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 365
Number of participants with account balances 2013-01-01 334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 25
2012: ROYALL & COMPANY 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 314
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 282
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 48
Total of all active and inactive participants 2012-01-01 330
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 330
Number of participants with account balances 2012-01-01 297
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: ROYALL & COMPANY 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 279
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 263
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 41
Total of all active and inactive participants 2011-01-01 304
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 304
Number of participants with account balances 2011-01-01 275
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 8
2010: ROYALL & COMPANY 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 287
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 227
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 43
Total of all active and inactive participants 2010-01-01 270
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 270
Number of participants with account balances 2010-01-01 242
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 21
2009: ROYALL & COMPANY 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 290
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 209
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 72
Total of all active and inactive participants 2009-01-01 281
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 281
Number of participants with account balances 2009-01-01 263
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 16

Measure	Date	Value
2015: ROYALL & COMPANY 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	426
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	0
Number of retired or separated participants receiving benefits	2015-01-01	415
Number of other retired or separated participants entitled to future benefits	2015-01-01	0
Total of all active and inactive participants	2015-01-01	415
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	415
Number of participants with account balances	2015-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: ROYALL & COMPANY 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	377
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	350
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	76
Total of all active and inactive participants	2014-01-01	426
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	426
Number of participants with account balances	2014-01-01	382
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	12
2013: ROYALL & COMPANY 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	336
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	302
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	63
Total of all active and inactive participants	2013-01-01	365
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	365
Number of participants with account balances	2013-01-01	334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	25
2012: ROYALL & COMPANY 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	314
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	282
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	48
Total of all active and inactive participants	2012-01-01	330
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	330
Number of participants with account balances	2012-01-01	297
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: ROYALL & COMPANY 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	279
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	263
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	41
Total of all active and inactive participants	2011-01-01	304
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	304
Number of participants with account balances	2011-01-01	275
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	8
2010: ROYALL & COMPANY 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	287
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	227
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	43
Total of all active and inactive participants	2010-01-01	270
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	270
Number of participants with account balances	2010-01-01	242
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	21
2009: ROYALL & COMPANY 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	290
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	209
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	72
Total of all active and inactive participants	2009-01-01	281
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	281
Number of participants with account balances	2009-01-01	263
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	16

Financial Data on ROYALL & COMPANY 401(K) PLAN

Measure	Date	Value
2015 : ROYALL & COMPANY 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total transfer of assets from this plan	2015-12-31	$17,444,652
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$2,889,281
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$2,494,714
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$2,473,308
Expenses. Certain deemed distributions of participant loans	2015-12-31	$17,906
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$2,774,607
Value of total assets at end of year	2015-12-31	$0
Value of total assets at beginning of year	2015-12-31	$17,050,085
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$3,500
Total interest from all sources	2015-12-31	$9,269
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,946,070
Participant contributions at beginning of year	2015-12-31	$211,775
Participant contributions at end of year	2015-12-31	$0
Participant contributions at beginning of year	2015-12-31	$56,227
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$274,385
Administrative expenses (other) incurred	2015-12-31	$3,500
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$394,567
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$0
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$17,050,085
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$14,892,015
Interest on participant loans	2015-12-31	$9,269
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$1,867,812
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$105,405
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$554,152
Employer contributions (assets) at end of year	2015-12-31	$0
Employer contributions (assets) at beginning of year	2015-12-31	$22,256
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$2,473,308
Did the plan have assets held for investment	2015-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	KEITER
Accountancy firm EIN	2015-12-31	541631262
2014 : ROYALL & COMPANY 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$3,191,049
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$1,101,535
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,099,035
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$2,104,704
Value of total assets at end of year	2014-12-31	$17,050,085
Value of total assets at beginning of year	2014-12-31	$14,960,571
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$2,500
Total interest from all sources	2014-12-31	$7,454
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Administrative expenses professional fees incurred	2014-12-31	$2,500
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,517,245
Participant contributions at end of year	2014-12-31	$211,775
Participant contributions at beginning of year	2014-12-31	$159,664
Participant contributions at end of year	2014-12-31	$56,227
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$77,874
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$2,089,514
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$17,050,085
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$14,960,571
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$14,892,015
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$12,947,833
Interest on participant loans	2014-12-31	$7,454
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$1,867,812
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$1,852,990
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$1,078,891
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$509,585
Employer contributions (assets) at end of year	2014-12-31	$22,256
Employer contributions (assets) at beginning of year	2014-12-31	$84
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,099,035
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	KEITER
Accountancy firm EIN	2014-12-31	541631262
2013 : ROYALL & COMPANY 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$1,675
Total income from all sources (including contributions)	2013-12-31	$4,821,323
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$1,180,118
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,161,751
Expenses. Certain deemed distributions of participant loans	2013-12-31	$16,642
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$2,253,828
Value of total assets at end of year	2013-12-31	$14,960,571
Value of total assets at beginning of year	2013-12-31	$11,321,041
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$1,725
Total interest from all sources	2013-12-31	$6,676
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Administrative expenses professional fees incurred	2013-12-31	$1,725
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$1,328,671
Participant contributions at end of year	2013-12-31	$159,664
Participant contributions at beginning of year	2013-12-31	$141,571
Participant contributions at beginning of year	2013-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$475,627
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$1,675
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$3,641,205
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$14,960,571
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$11,319,366
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$12,947,833
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$9,450,191
Interest on participant loans	2013-12-31	$6,676
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$1,852,990
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$1,729,279
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$2,560,819
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$449,530
Employer contributions (assets) at end of year	2013-12-31	$84
Employer contributions (assets) at beginning of year	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,161,751
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	KEITER
Accountancy firm EIN	2013-12-31	541631262
2012 : ROYALL & COMPANY 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$1,675
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$2,578
Total income from all sources (including contributions)	2012-12-31	$2,916,879
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$575,352
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$569,677
Expenses. Certain deemed distributions of participant loans	2012-12-31	$4,725
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,742,384
Value of total assets at end of year	2012-12-31	$11,321,041
Value of total assets at beginning of year	2012-12-31	$8,980,417
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$950
Total interest from all sources	2012-12-31	$6,985
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,249,125
Participant contributions at end of year	2012-12-31	$141,571
Participant contributions at beginning of year	2012-12-31	$195,697
Participant contributions at end of year	2012-12-31	$0
Participant contributions at beginning of year	2012-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$82,332
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2012-12-31	$1,675
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$2,578
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$2,341,527
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$11,319,366
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$8,977,839
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Investment advisory and management fees	2012-12-31	$950
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$9,450,191
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$7,110,800
Interest on participant loans	2012-12-31	$6,985
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$729,514
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$729,514
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$1,729,279
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$944,406
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,167,510
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$410,927
Employer contributions (assets) at end of year	2012-12-31	$0
Employer contributions (assets) at beginning of year	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$569,677
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	No
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	KEITER, STEPHENS, HURST, GRAY & SHR
Accountancy firm EIN	2012-12-31	541631262
2011 : ROYALL & COMPANY 401(K) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$2,578
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$125
Total income from all sources (including contributions)	2011-12-31	$1,384,195
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$300,163
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$295,022
Expenses. Certain deemed distributions of participant loans	2011-12-31	$4,091
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,682,949
Value of total assets at end of year	2011-12-31	$8,980,417
Value of total assets at beginning of year	2011-12-31	$7,893,932
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$1,050
Total interest from all sources	2011-12-31	$26,877
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$250,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$1,132,767
Participant contributions at end of year	2011-12-31	$195,697
Participant contributions at beginning of year	2011-12-31	$81,406
Participant contributions at end of year	2011-12-31	$0
Participant contributions at beginning of year	2011-12-31	$38,289
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$160,574
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2011-12-31	$2,578
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$125
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$1,084,032
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$8,977,839
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$7,893,807
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Investment advisory and management fees	2011-12-31	$1,050
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$7,110,800
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$6,477,101
Interest on participant loans	2011-12-31	$6,613
Interest earned on other investments	2011-12-31	$20,264
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$729,514
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$585,447
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$585,447
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$944,406
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$694,103
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-325,631
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$389,608
Employer contributions (assets) at end of year	2011-12-31	$0
Employer contributions (assets) at beginning of year	2011-12-31	$17,586
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$295,022
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	KEITER, STEPHENS, HURST, GRAY & SHR
Accountancy firm EIN	2011-12-31	541631262
2010 : ROYALL & COMPANY 401(K) PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$125
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$2,191,875
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$927,633
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$920,223
Expenses. Certain deemed distributions of participant loans	2010-12-31	$5,635
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,362,910
Value of total assets at end of year	2010-12-31	$7,893,932
Value of total assets at beginning of year	2010-12-31	$6,629,565
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$1,775
Total interest from all sources	2010-12-31	$3,663
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$250,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$1,003,385
Participant contributions at end of year	2010-12-31	$81,406
Participant contributions at beginning of year	2010-12-31	$60,718
Participant contributions at end of year	2010-12-31	$38,289
Participant contributions at beginning of year	2010-12-31	$37,967
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$51,199
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2010-12-31	$125
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,264,242
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$7,893,807
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$6,629,565
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Investment advisory and management fees	2010-12-31	$1,775
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$6,477,101
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$5,527,893
Interest on participant loans	2010-12-31	$3,663
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$585,447
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$518,044
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$518,044
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$694,103
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$467,508
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$825,302
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$308,326
Employer contributions (assets) at end of year	2010-12-31	$17,586
Employer contributions (assets) at beginning of year	2010-12-31	$17,435
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$920,223
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	KEITER,STEPHENS,HURST,GRAY & SHREAV
Accountancy firm EIN	2010-12-31	541631262
2009 : ROYALL & COMPANY 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for ROYALL & COMPANY 401(K) PLAN

2015: ROYALL & COMPANY 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: ROYALL & COMPANY 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: ROYALL & COMPANY 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: ROYALL & COMPANY 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ROYALL & COMPANY 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: ROYALL & COMPANY 401(K) PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: ROYALL & COMPANY 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

887098

Policy instance

Insurance contract or identification number	887098
Number of Individuals Covered	0
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $8,604
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	8604
Additional information about fees paid to insurance broker	TPA PARTNERSHIP PROGRAM
Insurance broker organization code?	5
Insurance broker name	DIXON HUGHES GOODMAN, LLP

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

887098

Policy instance

Insurance contract or identification number	887098
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $7,624
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	7624
Additional information about fees paid to insurance broker	TPA PARTNERSHIP PROGRAM
Insurance broker organization code?	5
Insurance broker name	DIXON HUGHES GOODMAN, LLP

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

887098

Policy instance

Insurance contract or identification number	887098
Number of Individuals Covered	334
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $6,027
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	6027
Additional information about fees paid to insurance broker	TPA PARTNERSHIP PROGRAM
Insurance broker organization code?	5
Insurance broker name	DIXON HUGHES GOODMAN, LLP

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

887098

Policy instance

Insurance contract or identification number	887098
Number of Individuals Covered	297
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $4,823
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	4823
Additional information about fees paid to insurance broker	TPA PARTNERSHIP PROGRAM
Insurance broker organization code?	5
Insurance broker name	DIXON HUGHES GOODMAN, LLP

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

887098

Policy instance

Insurance contract or identification number	887098
Number of Individuals Covered	275
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $4,116
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

887098

Policy instance

Insurance contract or identification number	887098
Number of Individuals Covered	242
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $3,251
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	3251
Additional information about fees paid to insurance broker	TPA PARTNERSHIP PROGRAM
Insurance broker organization code?	5
Insurance broker name	GOODMAN & COMPANY

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Company Name:	ROYALL & COMPANY
Employer identification number (EIN):	541279014
NAIC Classification:	561430

Jurisdiction of Incorporation:	Virginia Secretary of State
Incorporation Date:	1984-02-21
Company Identification Number:	0252514
Legal Registered Office Address:	1920 E PARHAM RD SUITE 285 RICHMOND United States of America (USA) 23228

Plan id#	Filing Submission Date	Name of Administrator
001	2015-01-01	BRIAN BONDURANT
001	2015-01-01
001	2014-01-01	KEVIN ROSS
001	2013-01-01	LESLIE COLLINS
001	2012-01-01	LESLIE COLLINS
001	2011-01-01	LESLIE COLLINS
001	2010-01-01	LESLIE COLLINS
001	2009-01-01	SUSAN THODE