401k Plan data: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN plan

PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 401k Plan overview

Plan Name	PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN
Plan identification number	002

PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan not intended to be qualified - A plan not intended to be qualified under Code sections 401, 403, or 408.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

RELIABLE FINANCIAL SERVICES, INC. has sponsored the creation of one or more 401k plans.

Company Name: RELIABLE FINANCIAL SERVICES, INC.

Employer identification number (EIN): 660436232

NAIC Classification: 522291
NAIC Description: Consumer Lending

Additional information about RELIABLE FINANCIAL SERVICES, INC.

Jurisdiction of Incorporation: California Department of State

Incorporation Date: 2003-12-19

Company Identification Number: C2568385

Legal Registered Office Address: 2004 B Covillaud # 202

Marysville
United States of America (USA)
95901

More information about RELIABLE FINANCIAL SERVICES, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2019-01-01 BRUCE MILLER 2019-10-24
002 2018-01-01
002 2017-01-01 BRUCE MILLER
002 2016-01-01 BRUCE MILLER
002 2015-01-01 LIZA M. SILVA ESTERRICH JOSE CAMPINS PANADES 2016-09-21
002 2014-01-01 LIZA M. SILVA ESTERRICH JOSE CAMPINS PANADES 2015-07-09
002 2013-01-01 LIZA M. SILVA ESTERRICH
002 2012-01-01 BRUCE MILLER
002 2011-01-01 BRUCE MILLER
002 2010-01-01 BRUCE MILLER
002 2009-01-01 BRUCE MILLER

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
002	2019-01-01	BRUCE MILLER	2019-10-24
002	2018-01-01
002	2017-01-01	BRUCE MILLER
002	2016-01-01	BRUCE MILLER
002	2015-01-01	LIZA M. SILVA ESTERRICH		JOSE CAMPINS PANADES	2016-09-21
002	2014-01-01	LIZA M. SILVA ESTERRICH		JOSE CAMPINS PANADES	2015-07-09
002	2013-01-01	LIZA M. SILVA ESTERRICH
002	2012-01-01	BRUCE MILLER
002	2011-01-01	BRUCE MILLER
002	2010-01-01	BRUCE MILLER
002	2009-01-01	BRUCE MILLER

Plan Statistics for PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN

401k plan membership statisitcs for PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN

Measure Date Value
2018: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 473
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 0
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 20
Total of all active and inactive participants 2018-01-01 20
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 20
Number of participants with account balances 2018-01-01 20
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 481
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 402
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 71
Total of all active and inactive participants 2017-01-01 473
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 473
Number of participants with account balances 2017-01-01 458
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 481
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 417
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 63
Total of all active and inactive participants 2016-01-01 480
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 480
Number of participants with account balances 2016-01-01 469
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 1
2015: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 481
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 415
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 63
Total of all active and inactive participants 2015-01-01 478
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 478
Number of participants with account balances 2015-01-01 466
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 3
2014: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 470
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 417
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 57
Total of all active and inactive participants 2014-01-01 474
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 474
Number of participants with account balances 2014-01-01 466
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 4
2013: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 462
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 404
Number of retired or separated participants receiving benefits 2013-01-01 2
Number of other retired or separated participants entitled to future benefits 2013-01-01 63
Total of all active and inactive participants 2013-01-01 469
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 469
Number of participants with account balances 2013-01-01 456
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 1
2012: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 397
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 406
Number of retired or separated participants receiving benefits 2012-01-01 4
Number of other retired or separated participants entitled to future benefits 2012-01-01 51
Total of all active and inactive participants 2012-01-01 461
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 461
Number of participants with account balances 2012-01-01 461
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 1
2011: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 409
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 344
Number of retired or separated participants receiving benefits 2011-01-01 4
Number of other retired or separated participants entitled to future benefits 2011-01-01 48
Total of all active and inactive participants 2011-01-01 396
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 1
Total participants 2011-01-01 397
Number of participants with account balances 2011-01-01 397
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 4
2010: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 404
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 373
Number of retired or separated participants receiving benefits 2010-01-01 3
Number of other retired or separated participants entitled to future benefits 2010-01-01 33
Total of all active and inactive participants 2010-01-01 409
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 409
Number of participants with account balances 2010-01-01 379
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 2
2009: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 413
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 367
Number of retired or separated participants receiving benefits 2009-01-01 7
Number of other retired or separated participants entitled to future benefits 2009-01-01 30
Total of all active and inactive participants 2009-01-01 404
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 404
Number of participants with account balances 2009-01-01 382
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 11

Measure	Date	Value
2018: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	473
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	0
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	20
Total of all active and inactive participants	2018-01-01	20
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	20
Number of participants with account balances	2018-01-01	20
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	481
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	402
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	71
Total of all active and inactive participants	2017-01-01	473
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	473
Number of participants with account balances	2017-01-01	458
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	481
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	417
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	63
Total of all active and inactive participants	2016-01-01	480
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	480
Number of participants with account balances	2016-01-01	469
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	1
2015: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	481
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	415
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	63
Total of all active and inactive participants	2015-01-01	478
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	478
Number of participants with account balances	2015-01-01	466
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	3
2014: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	470
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	417
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	57
Total of all active and inactive participants	2014-01-01	474
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	474
Number of participants with account balances	2014-01-01	466
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	4
2013: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	462
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	404
Number of retired or separated participants receiving benefits	2013-01-01	2
Number of other retired or separated participants entitled to future benefits	2013-01-01	63
Total of all active and inactive participants	2013-01-01	469
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	469
Number of participants with account balances	2013-01-01	456
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	1
2012: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	397
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	406
Number of retired or separated participants receiving benefits	2012-01-01	4
Number of other retired or separated participants entitled to future benefits	2012-01-01	51
Total of all active and inactive participants	2012-01-01	461
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	461
Number of participants with account balances	2012-01-01	461
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	1
2011: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	409
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	344
Number of retired or separated participants receiving benefits	2011-01-01	4
Number of other retired or separated participants entitled to future benefits	2011-01-01	48
Total of all active and inactive participants	2011-01-01	396
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	1
Total participants	2011-01-01	397
Number of participants with account balances	2011-01-01	397
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	4
2010: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	404
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	373
Number of retired or separated participants receiving benefits	2010-01-01	3
Number of other retired or separated participants entitled to future benefits	2010-01-01	33
Total of all active and inactive participants	2010-01-01	409
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	409
Number of participants with account balances	2010-01-01	379
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	2
2009: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	413
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	367
Number of retired or separated participants receiving benefits	2009-01-01	7
Number of other retired or separated participants entitled to future benefits	2009-01-01	30
Total of all active and inactive participants	2009-01-01	404
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	404
Number of participants with account balances	2009-01-01	382
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	11

Financial Data on PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN

Measure	Date	Value
2018 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$2,425,938
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$33,432,227
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$33,432,227
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$1,370,258
Value of total assets at end of year	2018-12-31	$590,746
Value of total assets at beginning of year	2018-12-31	$31,597,035
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$0
Total interest from all sources	2018-12-31	$61,804
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$201,207
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2018-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$201,207
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$775,001
Participant contributions at beginning of year	2018-12-31	$2,089,807
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-31,006,289
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$590,746
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$31,597,035
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$98
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$24,006,006
Interest on participant loans	2018-12-31	$61,804
Value of interest in common/collective trusts at beginning of year	2018-12-31	$5,310,014
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$590,648
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$824,153
Net investment gain or loss from common/collective trusts	2018-12-31	$-31,484
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$595,257
Employer contributions (assets) at beginning of year	2018-12-31	$191,208
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$33,432,227
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	KPMG, LLP
Accountancy firm EIN	2018-12-31	135565207
2017 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$5,887,810
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$775,887
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$775,887
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$2,314,862
Value of total assets at end of year	2017-12-31	$31,597,035
Value of total assets at beginning of year	2017-12-31	$26,485,112
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$0
Total interest from all sources	2017-12-31	$115,198
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$324,286
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$324,286
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$1,189,465
Participant contributions at end of year	2017-12-31	$2,089,807
Participant contributions at beginning of year	2017-12-31	$1,998,613
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$356
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$5,111,923
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$31,597,035
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$26,485,112
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$24,006,006
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$24,293,280
Interest on participant loans	2017-12-31	$115,198
Value of interest in common/collective trusts at end of year	2017-12-31	$5,310,014
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$2,881,376
Net investment gain or loss from common/collective trusts	2017-12-31	$252,088
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$1,125,041
Employer contributions (assets) at end of year	2017-12-31	$191,208
Employer contributions (assets) at beginning of year	2017-12-31	$193,219
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$775,887
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	KPMG, LLP
Accountancy firm EIN	2017-12-31	135565207
2016 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$4,190,312
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$994,530
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$994,530
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$2,423,551
Value of total assets at end of year	2016-12-31	$26,485,112
Value of total assets at beginning of year	2016-12-31	$23,289,330
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$0
Total interest from all sources	2016-12-31	$100,801
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$326,204
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$326,204
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$1,128,803
Participant contributions at end of year	2016-12-31	$1,998,613
Participant contributions at beginning of year	2016-12-31	$1,865,611
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$211,257
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$3,195,782
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$26,485,112
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$23,289,330
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$24,293,280
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$21,244,172
Interest on participant loans	2016-12-31	$100,801
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$1,339,756
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$1,083,491
Employer contributions (assets) at end of year	2016-12-31	$193,219
Employer contributions (assets) at beginning of year	2016-12-31	$179,547
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$994,530
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	KPMG, LLP
Accountancy firm EIN	2016-12-31	135565207
2015 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$3,799
Total income from all sources (including contributions)	2015-12-31	$2,070,055
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$1,159,453
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,159,453
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$2,138,710
Value of total assets at end of year	2015-12-31	$23,289,330
Value of total assets at beginning of year	2015-12-31	$22,382,527
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$0
Total interest from all sources	2015-12-31	$96,374
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$250,698
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$250,698
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,008,403
Participant contributions at end of year	2015-12-31	$1,865,611
Participant contributions at beginning of year	2015-12-31	$1,754,887
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$113,899
Liabilities. Value of operating payables at beginning of year	2015-12-31	$3,799
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$910,602
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$23,289,330
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$22,378,728
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$21,244,172
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$20,465,229
Interest on participant loans	2015-12-31	$96,374
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-415,727
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$1,016,408
Employer contributions (assets) at end of year	2015-12-31	$179,547
Employer contributions (assets) at beginning of year	2015-12-31	$162,411
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,159,453
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	KPMG, LLP
Accountancy firm EIN	2015-12-31	135565207
2014 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$3,799
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$4,735
Total income from all sources (including contributions)	2014-12-31	$3,104,562
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$2,709,383
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$2,709,383
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,816,083
Value of total assets at end of year	2014-12-31	$22,382,527
Value of total assets at beginning of year	2014-12-31	$21,988,284
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$0
Total interest from all sources	2014-12-31	$88,513
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$242,107
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$242,107
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$941,351
Participant contributions at end of year	2014-12-31	$1,754,887
Participant contributions at beginning of year	2014-12-31	$1,699,075
Liabilities. Value of operating payables at end of year	2014-12-31	$3,799
Liabilities. Value of operating payables at beginning of year	2014-12-31	$4,735
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$395,179
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$22,378,728
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$21,983,549
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$20,465,229
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$19,970,882
Interest on participant loans	2014-12-31	$88,513
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$957,859
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$874,732
Employer contributions (assets) at end of year	2014-12-31	$162,411
Employer contributions (assets) at beginning of year	2014-12-31	$318,327
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$2,709,383
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	KPMG, LLP
Accountancy firm EIN	2014-12-31	135565207
2013 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$4,735
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$4,957,432
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$828,537
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$828,537
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,992,628
Value of total assets at end of year	2013-12-31	$21,988,284
Value of total assets at beginning of year	2013-12-31	$17,854,654
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$0
Total interest from all sources	2013-12-31	$85,396
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$225,425
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$225,425
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$929,014
Participant contributions at end of year	2013-12-31	$1,699,075
Participant contributions at beginning of year	2013-12-31	$1,762,353
Liabilities. Value of operating payables at end of year	2013-12-31	$4,735
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$4,128,895
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$21,983,549
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$17,854,654
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$19,970,882
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$15,696,631
Interest on participant loans	2013-12-31	$85,396
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$2,653,983
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$1,063,614
Employer contributions (assets) at end of year	2013-12-31	$318,327
Employer contributions (assets) at beginning of year	2013-12-31	$395,670
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$828,537
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	KPMG, LLP
Accountancy firm EIN	2013-12-31	135565207
2012 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$3,303,385
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$244,635
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$244,635
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,949,931
Value of total assets at end of year	2012-12-31	$17,854,654
Value of total assets at beginning of year	2012-12-31	$14,795,904
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$0
Total interest from all sources	2012-12-31	$78,374
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$847,126
Participant contributions at end of year	2012-12-31	$1,762,353
Participant contributions at beginning of year	2012-12-31	$1,229,459
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$3,058,750
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$17,854,654
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$14,795,904
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$15,696,631
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$13,566,445
Interest on participant loans	2012-12-31	$78,374
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,275,080
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$1,102,805
Employer contributions (assets) at end of year	2012-12-31	$395,670
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$244,635
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	KPMG, LLP
Accountancy firm EIN	2012-12-31	135565207
2011 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$1,731,489
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$676,434
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$676,434
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,750,509
Value of total assets at end of year	2011-12-31	$14,795,904
Value of total assets at beginning of year	2011-12-31	$13,740,849
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$0
Total interest from all sources	2011-12-31	$50,396
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$921,458
Participant contributions at end of year	2011-12-31	$1,229,459
Participant contributions at beginning of year	2011-12-31	$1,038,168
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$107,368
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$1,055,055
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$14,795,904
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$13,740,849
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$13,566,445
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$12,690,349
Interest on participant loans	2011-12-31	$50,396
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-69,416
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$721,683
Employer contributions (assets) at beginning of year	2011-12-31	$12,332
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$676,434
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	KPMG, LLP
Accountancy firm EIN	2011-12-31	135565207
2010 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$78,751
Total income from all sources (including contributions)	2010-12-31	$2,947,345
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$1,398,215
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$1,398,215
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,698,036
Value of total assets at end of year	2010-12-31	$13,740,849
Value of total assets at beginning of year	2010-12-31	$12,270,470
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$0
Total interest from all sources	2010-12-31	$45,743
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$100,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$904,861
Participant contributions at end of year	2010-12-31	$1,038,168
Participant contributions at beginning of year	2010-12-31	$804,005
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$11,181
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,549,130
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$13,740,849
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$12,191,719
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$12,690,349
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$11,466,465
Interest on participant loans	2010-12-31	$45,743
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$1,203,566
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$781,994
Employer contributions (assets) at end of year	2010-12-31	$12,332
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$1,398,215
Liabilities. Value of benefit claims payable at beginning of year	2010-12-31	$78,751
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	KPMG, LLP
Accountancy firm EIN	2010-12-31	135565207
2009 : PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN

2018: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	Yes
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: PUERTO RICO FINANCIAL INVESTMENT AND SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	RELIABLE FINANCIAL SERVICES, INC.
Employer identification number (EIN):	660436232
NAIC Classification:	522291
NAIC Description:	Consumer Lending

Jurisdiction of Incorporation:	California Department of State
Incorporation Date:	2003-12-19
Company Identification Number:	C2568385
Legal Registered Office Address:	2004 B Covillaud # 202 Marysville United States of America (USA) 95901