401k Plan data: OZARK HERITAGE BANK 401(K) PLAN plan

OZARK HERITAGE BANK 401(K) PLAN 401k Plan overview

Plan Name	OZARK HERITAGE BANK 401(K) PLAN
Plan identification number	001

OZARK HERITAGE BANK 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

STONE BANK has sponsored the creation of one or more 401k plans.

Company Name: STONE BANK

Employer identification number (EIN): 710271595

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan OZARK HERITAGE BANK 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2020-01-01
001 2018-01-01 VICKI SMITH 2019-10-09
001 2017-01-01 VICKI SMITH 2019-03-28
001 2016-01-01 VICKI SMITH 2017-07-19 VICKI SMITH 2017-07-19
001 2015-01-01 VICKI SMITH 2016-05-04 VICKI SMITH 2016-05-04
001 2014-01-01 VICKI SMITH 2015-06-08 VICKI SMITH 2015-06-08
001 2013-01-01 VICKI SMITH 2014-04-23 VICKI SMITH 2014-04-23
001 2012-01-01 VICKI SMITH 2013-07-29 VICKI SMITH 2013-07-29
001 2011-03-01 VICKI SMITH 2012-06-13 VICKI SMITH 2012-06-13

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2020-01-01
001	2018-01-01	VICKI SMITH	2019-10-09
001	2017-01-01	VICKI SMITH	2019-03-28
001	2016-01-01	VICKI SMITH	2017-07-19	VICKI SMITH	2017-07-19
001	2015-01-01	VICKI SMITH	2016-05-04	VICKI SMITH	2016-05-04
001	2014-01-01	VICKI SMITH	2015-06-08	VICKI SMITH	2015-06-08
001	2013-01-01	VICKI SMITH	2014-04-23	VICKI SMITH	2014-04-23
001	2012-01-01	VICKI SMITH	2013-07-29	VICKI SMITH	2013-07-29
001	2011-03-01	VICKI SMITH	2012-06-13	VICKI SMITH	2012-06-13

Plan Statistics for OZARK HERITAGE BANK 401(K) PLAN

401k plan membership statisitcs for OZARK HERITAGE BANK 401(K) PLAN

Measure Date Value
2022: OZARK HERITAGE BANK 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 151
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 116
Number of retired or separated participants receiving benefits 2022-01-01 2
Number of other retired or separated participants entitled to future benefits 2022-01-01 23
Total of all active and inactive participants 2022-01-01 141
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 141
Number of participants with account balances 2022-01-01 135
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 5
2021: OZARK HERITAGE BANK 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 134
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 109
Number of retired or separated participants receiving benefits 2021-01-01 2
Number of other retired or separated participants entitled to future benefits 2021-01-01 39
Total of all active and inactive participants 2021-01-01 150
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 150
Number of participants with account balances 2021-01-01 139
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 6
2020: OZARK HERITAGE BANK 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 137
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 112
Number of retired or separated participants receiving benefits 2020-01-01 1
Number of other retired or separated participants entitled to future benefits 2020-01-01 21
Total of all active and inactive participants 2020-01-01 134
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 134
Number of participants with account balances 2020-01-01 123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 5

Measure	Date	Value
2022: OZARK HERITAGE BANK 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	151
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	116
Number of retired or separated participants receiving benefits	2022-01-01	2
Number of other retired or separated participants entitled to future benefits	2022-01-01	23
Total of all active and inactive participants	2022-01-01	141
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	141
Number of participants with account balances	2022-01-01	135
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	5
2021: OZARK HERITAGE BANK 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	134
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	109
Number of retired or separated participants receiving benefits	2021-01-01	2
Number of other retired or separated participants entitled to future benefits	2021-01-01	39
Total of all active and inactive participants	2021-01-01	150
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	150
Number of participants with account balances	2021-01-01	139
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	6
2020: OZARK HERITAGE BANK 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	137
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	112
Number of retired or separated participants receiving benefits	2020-01-01	1
Number of other retired or separated participants entitled to future benefits	2020-01-01	21
Total of all active and inactive participants	2020-01-01	134
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	134
Number of participants with account balances	2020-01-01	123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	5

Financial Data on OZARK HERITAGE BANK 401(K) PLAN

Measure	Date	Value
2022 : OZARK HERITAGE BANK 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-143,783
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$433,708
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$428,741
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$972,328
Value of total assets at end of year	2022-12-31	$5,601,637
Value of total assets at beginning of year	2022-12-31	$6,179,128
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$4,967
Total interest from all sources	2022-12-31	$3,407
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$319,154
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$319,154
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$618,534
Participant contributions at end of year	2022-12-31	$43,417
Participant contributions at beginning of year	2022-12-31	$88,552
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$7,901
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-577,491
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$5,601,637
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$6,179,128
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$5,558,220
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$6,090,576
Interest on participant loans	2022-12-31	$3,407
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-1,438,672
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$345,893
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$428,741
Contract administrator fees	2022-12-31	$4,967
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	SF FISER & COMPANY
Accountancy firm EIN	2022-12-31	710749699
2021 : OZARK HERITAGE BANK 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$1,727,347
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$380,552
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$376,736
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$899,928
Value of total assets at end of year	2021-12-31	$6,179,128
Value of total assets at beginning of year	2021-12-31	$4,832,333
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$3,816
Total interest from all sources	2021-12-31	$3,437
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$492,996
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$492,996
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$580,398
Participant contributions at end of year	2021-12-31	$88,552
Participant contributions at beginning of year	2021-12-31	$38,437
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,346,795
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$6,179,128
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$4,832,333
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$6,090,576
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$4,793,896
Interest on participant loans	2021-12-31	$3,437
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$330,986
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$319,530
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$376,736
Contract administrator fees	2021-12-31	$3,816
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Qualified
Accountancy firm name	2021-12-31	SF FISER & COMPANY
Accountancy firm EIN	2021-12-31	710749699
2020 : OZARK HERITAGE BANK 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$1,683,042
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$92,337
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$90,607
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$859,686
Value of total assets at end of year	2020-12-31	$4,832,333
Value of total assets at beginning of year	2020-12-31	$3,241,628
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$1,730
Total interest from all sources	2020-12-31	$2,663
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$222,918
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$222,918
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$551,489
Participant contributions at end of year	2020-12-31	$38,437
Participant contributions at beginning of year	2020-12-31	$45,292
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,590,705
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$4,832,333
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$3,241,628
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$4,793,896
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$3,196,336
Interest on participant loans	2020-12-31	$2,663
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$597,775
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$308,197
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$90,607
Contract administrator fees	2020-12-31	$1,730
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Qualified
Accountancy firm name	2020-12-31	SF FISER & COMPANY
Accountancy firm EIN	2020-12-31	710749699

Form 5500 Responses for OZARK HERITAGE BANK 401(K) PLAN

2022: OZARK HERITAGE BANK 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: OZARK HERITAGE BANK 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: OZARK HERITAGE BANK 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	Yes
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	STONE BANK
Employer identification number (EIN):	710271595
NAIC Classification:	522110
NAIC Description:	Commercial Banking