RAIZ FEDERAL CREDIT UNION has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST
| Measure | Date | Value |
|---|
| 2023 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total income from all sources (including contributions) | 2023-12-31 | $3,862,530 |
| Total loss/gain on sale of assets | 2023-12-31 | $0 |
| Total of all expenses incurred | 2023-12-31 | $1,529,554 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-12-31 | $1,470,300 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-12-31 | $1,542,077 |
| Value of total assets at end of year | 2023-12-31 | $15,743,751 |
| Value of total assets at beginning of year | 2023-12-31 | $13,410,775 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-12-31 | $59,254 |
| Total interest from all sources | 2023-12-31 | $48,661 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-12-31 | $339,812 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-12-31 | $339,812 |
| Was this plan covered by a fidelity bond | 2023-12-31 | Yes |
| Value of fidelity bond cover | 2023-12-31 | $9,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-12-31 | No |
| Contributions received from participants | 2023-12-31 | $904,145 |
| Participant contributions at end of year | 2023-12-31 | $497,777 |
| Participant contributions at beginning of year | 2023-12-31 | $360,381 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-12-31 | $83,298 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Value of net income/loss | 2023-12-31 | $2,332,976 |
| Value of net assets at end of year (total assets less liabilities) | 2023-12-31 | $15,743,751 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-12-31 | $13,410,775 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-12-31 | No |
| Investment advisory and management fees | 2023-12-31 | $12,751 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-12-31 | $14,179,070 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-12-31 | $12,029,850 |
| Interest on participant loans | 2023-12-31 | $27,602 |
| Interest earned on other investments | 2023-12-31 | $21,059 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-12-31 | $1,066,904 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-12-31 | $1,020,544 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-12-31 | $1,931,980 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-12-31 | No |
| Contributions received in cash from employer | 2023-12-31 | $554,634 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-12-31 | $1,470,300 |
| Contract administrator fees | 2023-12-31 | $40,128 |
| Did the plan have assets held for investment | 2023-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-12-31 | Unqualified |
| Accountancy firm name | 2023-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2023-12-31 | 742014723 |
| Total unrealized appreciation/depreciation of assets | 2023-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total income from all sources (including contributions) | 2023-01-01 | $3,862,530 |
| Total loss/gain on sale of assets | 2023-01-01 | $0 |
| Total of all expenses incurred | 2023-01-01 | $1,529,554 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-01-01 | $1,470,300 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-01-01 | $1,542,077 |
| Value of total assets at end of year | 2023-01-01 | $15,743,751 |
| Value of total assets at beginning of year | 2023-01-01 | $13,410,775 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-01-01 | $59,254 |
| Total interest from all sources | 2023-01-01 | $48,661 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-01-01 | $339,812 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-01-01 | $339,812 |
| Was this plan covered by a fidelity bond | 2023-01-01 | Yes |
| Value of fidelity bond cover | 2023-01-01 | $9,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-01-01 | No |
| Contributions received from participants | 2023-01-01 | $904,145 |
| Participant contributions at end of year | 2023-01-01 | $497,777 |
| Participant contributions at beginning of year | 2023-01-01 | $360,381 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-01-01 | $83,298 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Value of net income/loss | 2023-01-01 | $2,332,976 |
| Value of net assets at end of year (total assets less liabilities) | 2023-01-01 | $15,743,751 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-01-01 | $13,410,775 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-01-01 | No |
| Investment advisory and management fees | 2023-01-01 | $12,751 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-01-01 | $14,179,070 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-01-01 | $12,029,850 |
| Interest on participant loans | 2023-01-01 | $27,602 |
| Interest earned on other investments | 2023-01-01 | $21,059 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-01-01 | $1,066,904 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-01-01 | $1,020,544 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-01-01 | $1,931,980 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-01-01 | No |
| Contributions received in cash from employer | 2023-01-01 | $554,634 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-01-01 | $1,470,300 |
| Contract administrator fees | 2023-01-01 | $40,128 |
| Did the plan have assets held for investment | 2023-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-01-01 | 1 |
| Accountancy firm name | 2023-01-01 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2023-01-01 | 742014723 |
| 2022 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total income from all sources (including contributions) | 2022-12-31 | $-1,066,607 |
| Total loss/gain on sale of assets | 2022-12-31 | $0 |
| Total of all expenses incurred | 2022-12-31 | $1,020,018 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $960,005 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $1,480,677 |
| Value of total assets at end of year | 2022-12-31 | $13,410,775 |
| Value of total assets at beginning of year | 2022-12-31 | $15,497,400 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $60,013 |
| Total interest from all sources | 2022-12-31 | $31,047 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $274,772 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-12-31 | $274,772 |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $9,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Contributions received from participants | 2022-12-31 | $777,842 |
| Participant contributions at end of year | 2022-12-31 | $360,381 |
| Participant contributions at beginning of year | 2022-12-31 | $400,797 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-12-31 | $238,650 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $-2,086,625 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $13,410,775 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $15,497,400 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Investment advisory and management fees | 2022-12-31 | $12,604 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $12,029,850 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $14,231,260 |
| Interest on participant loans | 2022-12-31 | $18,167 |
| Interest earned on other investments | 2022-12-31 | $12,880 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-12-31 | $1,020,544 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-12-31 | $865,343 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-12-31 | $-2,853,103 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contributions received in cash from employer | 2022-12-31 | $464,185 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $960,005 |
| Contract administrator fees | 2022-12-31 | $47,409 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2022-12-31 | 742014723 |
| Total unrealized appreciation/depreciation of assets | 2022-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total income from all sources (including contributions) | 2022-01-01 | $-1,066,607 |
| Total loss/gain on sale of assets | 2022-01-01 | $0 |
| Total of all expenses incurred | 2022-01-01 | $1,020,018 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-01-01 | $960,005 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-01-01 | $1,480,677 |
| Value of total assets at end of year | 2022-01-01 | $13,410,775 |
| Value of total assets at beginning of year | 2022-01-01 | $15,497,400 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-01-01 | $60,013 |
| Total interest from all sources | 2022-01-01 | $31,047 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-01-01 | $274,772 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-01-01 | $274,772 |
| Was this plan covered by a fidelity bond | 2022-01-01 | Yes |
| Value of fidelity bond cover | 2022-01-01 | $9,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-01-01 | No |
| Contributions received from participants | 2022-01-01 | $777,842 |
| Participant contributions at end of year | 2022-01-01 | $360,381 |
| Participant contributions at beginning of year | 2022-01-01 | $400,797 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-01-01 | $238,650 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Value of net income/loss | 2022-01-01 | $-2,086,625 |
| Value of net assets at end of year (total assets less liabilities) | 2022-01-01 | $13,410,775 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-01-01 | $15,497,400 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-01-01 | No |
| Investment advisory and management fees | 2022-01-01 | $12,604 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-01-01 | $12,029,850 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-01-01 | $14,231,260 |
| Interest on participant loans | 2022-01-01 | $18,167 |
| Interest earned on other investments | 2022-01-01 | $12,880 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-01-01 | $1,020,544 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-01-01 | $865,343 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-01-01 | $-2,853,103 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-01-01 | No |
| Contributions received in cash from employer | 2022-01-01 | $464,185 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-01-01 | $960,005 |
| Contract administrator fees | 2022-01-01 | $47,409 |
| Did the plan have assets held for investment | 2022-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-01-01 | 1 |
| Accountancy firm name | 2022-01-01 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2022-01-01 | 742014723 |
| 2021 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total income from all sources (including contributions) | 2021-12-31 | $3,230,200 |
| Total loss/gain on sale of assets | 2021-12-31 | $0 |
| Total of all expenses incurred | 2021-12-31 | $1,425,110 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $1,359,776 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $1,139,324 |
| Value of total assets at end of year | 2021-12-31 | $15,497,400 |
| Value of total assets at beginning of year | 2021-12-31 | $13,692,310 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $65,334 |
| Total interest from all sources | 2021-12-31 | $35,329 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $955,656 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2021-12-31 | $955,656 |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $9,000,000 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2021-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Contributions received from participants | 2021-12-31 | $687,785 |
| Participant contributions at end of year | 2021-12-31 | $400,797 |
| Participant contributions at beginning of year | 2021-12-31 | $490,471 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $1,805,090 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $15,497,400 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $13,692,310 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Investment advisory and management fees | 2021-12-31 | $14,613 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $14,231,260 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-12-31 | $12,329,376 |
| Interest on participant loans | 2021-12-31 | $23,503 |
| Interest earned on other investments | 2021-12-31 | $11,826 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2021-12-31 | $865,343 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2021-12-31 | $872,463 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-12-31 | $1,099,891 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Contributions received in cash from employer | 2021-12-31 | $451,539 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $1,359,776 |
| Contract administrator fees | 2021-12-31 | $50,721 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2021-12-31 | 742014723 |
| 2020 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2020 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2020-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total income from all sources (including contributions) | 2020-12-31 | $2,744,485 |
| Total loss/gain on sale of assets | 2020-12-31 | $0 |
| Total of all expenses incurred | 2020-12-31 | $1,080,889 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $1,022,262 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $1,018,239 |
| Value of total assets at end of year | 2020-12-31 | $13,692,310 |
| Value of total assets at beginning of year | 2020-12-31 | $12,028,714 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $58,627 |
| Total interest from all sources | 2020-12-31 | $44,624 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $258,677 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2020-12-31 | $258,677 |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2020-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $604,146 |
| Participant contributions at end of year | 2020-12-31 | $490,471 |
| Participant contributions at beginning of year | 2020-12-31 | $518,011 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $1,663,596 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $13,692,310 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $12,028,714 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Investment advisory and management fees | 2020-12-31 | $11,210 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-12-31 | $12,329,376 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-12-31 | $10,507,836 |
| Interest on participant loans | 2020-12-31 | $28,772 |
| Interest earned on other investments | 2020-12-31 | $15,852 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2020-12-31 | $872,463 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2020-12-31 | $1,002,867 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2020-12-31 | $1,422,945 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Contributions received in cash from employer | 2020-12-31 | $414,093 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $1,022,262 |
| Contract administrator fees | 2020-12-31 | $47,417 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Disclaimer |
| Accountancy firm name | 2020-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2020-12-31 | 742014723 |
| 2019 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total income from all sources (including contributions) | 2019-12-31 | $3,122,170 |
| Total loss/gain on sale of assets | 2019-12-31 | $0 |
| Total of all expenses incurred | 2019-12-31 | $815,287 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $757,451 |
| Value of total corrective distributions | 2019-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $1,080,311 |
| Value of total assets at end of year | 2019-12-31 | $12,028,714 |
| Value of total assets at beginning of year | 2019-12-31 | $9,721,831 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $57,836 |
| Total interest from all sources | 2019-12-31 | $47,075 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $246,984 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2019-12-31 | $246,984 |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2019-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $606,593 |
| Participant contributions at end of year | 2019-12-31 | $518,011 |
| Participant contributions at beginning of year | 2019-12-31 | $526,890 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2019-12-31 | $51,922 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $2,306,883 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $12,028,714 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $9,721,831 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $10,507,836 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $7,757,622 |
| Interest on participant loans | 2019-12-31 | $29,671 |
| Interest earned on other investments | 2019-12-31 | $17,404 |
| Value of interest in common/collective trusts at end of year | 2019-12-31 | $0 |
| Value of interest in common/collective trusts at beginning of year | 2019-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2019-12-31 | $1,002,867 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2019-12-31 | $1,437,319 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2019-12-31 | $1,747,800 |
| Net investment gain or loss from common/collective trusts | 2019-12-31 | $0 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Contributions received in cash from employer | 2019-12-31 | $421,796 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $757,451 |
| Contract administrator fees | 2019-12-31 | $57,836 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Accountancy firm name | 2019-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2019-12-31 | 742014723 |
| 2018 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total income from all sources (including contributions) | 2018-12-31 | $371,063 |
| Total loss/gain on sale of assets | 2018-12-31 | $0 |
| Total of all expenses incurred | 2018-12-31 | $958,282 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $905,253 |
| Value of total corrective distributions | 2018-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $847,879 |
| Value of total assets at end of year | 2018-12-31 | $9,721,831 |
| Value of total assets at beginning of year | 2018-12-31 | $10,309,050 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $53,029 |
| Total interest from all sources | 2018-12-31 | $47,927 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $231,627 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2018-12-31 | $231,627 |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $475,481 |
| Participant contributions at end of year | 2018-12-31 | $526,890 |
| Participant contributions at beginning of year | 2018-12-31 | $600,566 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2018-12-31 | $1,762 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $-587,219 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $9,721,831 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $10,309,050 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-12-31 | $7,757,622 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-12-31 | $8,363,211 |
| Interest on participant loans | 2018-12-31 | $27,740 |
| Interest earned on other investments | 2018-12-31 | $20,187 |
| Value of interest in common/collective trusts at end of year | 2018-12-31 | $0 |
| Value of interest in common/collective trusts at beginning of year | 2018-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2018-12-31 | $1,437,319 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2018-12-31 | $1,345,273 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2018-12-31 | $-756,370 |
| Net investment gain or loss from common/collective trusts | 2018-12-31 | $0 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Contributions received in cash from employer | 2018-12-31 | $370,636 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $905,253 |
| Contract administrator fees | 2018-12-31 | $53,029 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2018-12-31 | No |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Disclaimer |
| Accountancy firm name | 2018-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2018-12-31 | 742014723 |
| 2017 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total income from all sources (including contributions) | 2017-12-31 | $2,271,018 |
| Total loss/gain on sale of assets | 2017-12-31 | $0 |
| Total of all expenses incurred | 2017-12-31 | $493,034 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $443,147 |
| Value of total corrective distributions | 2017-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $925,003 |
| Value of total assets at end of year | 2017-12-31 | $10,309,050 |
| Value of total assets at beginning of year | 2017-12-31 | $8,531,066 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $49,887 |
| Total interest from all sources | 2017-12-31 | $43,753 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $193,098 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-12-31 | $193,098 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2017-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $501,383 |
| Participant contributions at end of year | 2017-12-31 | $600,566 |
| Participant contributions at beginning of year | 2017-12-31 | $569,021 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2017-12-31 | $51,146 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $1,777,984 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $10,309,050 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $8,531,066 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $8,363,211 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $6,595,793 |
| Interest on participant loans | 2017-12-31 | $26,486 |
| Interest earned on other investments | 2017-12-31 | $17,267 |
| Value of interest in common/collective trusts at end of year | 2017-12-31 | $0 |
| Value of interest in common/collective trusts at beginning of year | 2017-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2017-12-31 | $1,345,273 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2017-12-31 | $1,366,252 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $1,109,164 |
| Net investment gain or loss from common/collective trusts | 2017-12-31 | $0 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Contributions received in cash from employer | 2017-12-31 | $372,474 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $443,147 |
| Contract administrator fees | 2017-12-31 | $49,887 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2017-12-31 | No |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Disclaimer |
| Accountancy firm name | 2017-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2017-12-31 | 742014723 |
| 2016 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total income from all sources (including contributions) | 2016-12-31 | $1,573,815 |
| Total loss/gain on sale of assets | 2016-12-31 | $0 |
| Total of all expenses incurred | 2016-12-31 | $587,566 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $547,589 |
| Value of total corrective distributions | 2016-12-31 | $4,386 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $790,196 |
| Value of total assets at end of year | 2016-12-31 | $8,531,066 |
| Value of total assets at beginning of year | 2016-12-31 | $7,544,817 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $35,591 |
| Total interest from all sources | 2016-12-31 | $44,166 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $153,443 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $153,443 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $6,000,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $441,994 |
| Participant contributions at end of year | 2016-12-31 | $569,021 |
| Participant contributions at beginning of year | 2016-12-31 | $664,924 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2016-12-31 | $28,532 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $986,249 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $8,531,066 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $7,544,817 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-12-31 | $6,595,793 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $5,550,443 |
| Interest on participant loans | 2016-12-31 | $26,050 |
| Interest earned on other investments | 2016-12-31 | $18,116 |
| Value of interest in common/collective trusts at end of year | 2016-12-31 | $0 |
| Value of interest in common/collective trusts at beginning of year | 2016-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2016-12-31 | $1,366,252 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2016-12-31 | $1,329,450 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $586,010 |
| Net investment gain or loss from common/collective trusts | 2016-12-31 | $0 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Contributions received in cash from employer | 2016-12-31 | $319,670 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $547,589 |
| Contract administrator fees | 2016-12-31 | $35,591 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2016-12-31 | Yes |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Disclaimer |
| Accountancy firm name | 2016-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2016-12-31 | 742014723 |
| 2015 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total income from all sources (including contributions) | 2015-12-31 | $774,795 |
| Total loss/gain on sale of assets | 2015-12-31 | $0 |
| Total of all expenses incurred | 2015-12-31 | $116,639 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $110,139 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $810,134 |
| Value of total assets at end of year | 2015-12-31 | $7,544,817 |
| Value of total assets at beginning of year | 2015-12-31 | $6,886,661 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $6,500 |
| Total interest from all sources | 2015-12-31 | $46,245 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $466,102 |
| Participant contributions at end of year | 2015-12-31 | $664,924 |
| Participant contributions at beginning of year | 2015-12-31 | $560,396 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2015-12-31 | $25,295 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $658,156 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $7,544,817 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $6,886,661 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $5,550,443 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $5,056,128 |
| Interest on participant loans | 2015-12-31 | $25,698 |
| Interest earned on other investments | 2015-12-31 | $20,547 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2015-12-31 | $1,329,450 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2015-12-31 | $1,270,137 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $-81,584 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Contributions received in cash from employer | 2015-12-31 | $318,737 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $110,139 |
| Contract administrator fees | 2015-12-31 | $6,500 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Disclaimer |
| Accountancy firm name | 2015-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2015-12-31 | 742014723 |
| 2014 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2014 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total income from all sources (including contributions) | 2014-12-31 | $1,272,923 |
| Total loss/gain on sale of assets | 2014-12-31 | $0 |
| Total of all expenses incurred | 2014-12-31 | $394,727 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $386,952 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $897,042 |
| Value of total assets at end of year | 2014-12-31 | $6,886,661 |
| Value of total assets at beginning of year | 2014-12-31 | $6,008,465 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $7,775 |
| Total interest from all sources | 2014-12-31 | $45,354 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $414,774 |
| Participant contributions at end of year | 2014-12-31 | $560,396 |
| Participant contributions at beginning of year | 2014-12-31 | $451,237 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2014-12-31 | $186,182 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $878,196 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $6,886,661 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $6,008,465 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $5,056,128 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $4,225,905 |
| Interest on participant loans | 2014-12-31 | $22,833 |
| Interest earned on other investments | 2014-12-31 | $22,521 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2014-12-31 | $1,270,137 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2014-12-31 | $1,331,323 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $330,527 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Contributions received in cash from employer | 2014-12-31 | $296,086 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $386,952 |
| Contract administrator fees | 2014-12-31 | $7,775 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Disclaimer |
| Accountancy firm name | 2014-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2014-12-31 | 742014723 |
| 2013 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total income from all sources (including contributions) | 2013-12-31 | $1,340,421 |
| Total loss/gain on sale of assets | 2013-12-31 | $0 |
| Total of all expenses incurred | 2013-12-31 | $382,062 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $376,387 |
| Value of total corrective distributions | 2013-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $584,147 |
| Value of total assets at end of year | 2013-12-31 | $6,008,465 |
| Value of total assets at beginning of year | 2013-12-31 | $5,050,106 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $5,675 |
| Total interest from all sources | 2013-12-31 | $46,605 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Contributions received from participants | 2013-12-31 | $336,452 |
| Participant contributions at end of year | 2013-12-31 | $451,237 |
| Participant contributions at beginning of year | 2013-12-31 | $400,545 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $958,359 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $6,008,465 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $5,050,106 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $4,225,905 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $3,260,786 |
| Interest on participant loans | 2013-12-31 | $18,160 |
| Interest earned on other investments | 2013-12-31 | $28,445 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2013-12-31 | $1,331,323 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2013-12-31 | $1,388,775 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $709,669 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Contributions received in cash from employer | 2013-12-31 | $247,695 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $376,387 |
| Contract administrator fees | 2013-12-31 | $5,675 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Disclaimer |
| Accountancy firm name | 2013-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2013-12-31 | 742014723 |
| 2012 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2012 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2012-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total income from all sources (including contributions) | 2012-12-31 | $838,849 |
| Total loss/gain on sale of assets | 2012-12-31 | $0 |
| Total of all expenses incurred | 2012-12-31 | $1,087,995 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $1,080,581 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $422,952 |
| Value of total assets at end of year | 2012-12-31 | $5,050,106 |
| Value of total assets at beginning of year | 2012-12-31 | $5,299,252 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $7,414 |
| Total interest from all sources | 2012-12-31 | $56,494 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Contributions received from participants | 2012-12-31 | $283,176 |
| Participant contributions at end of year | 2012-12-31 | $400,545 |
| Participant contributions at beginning of year | 2012-12-31 | $505,380 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $-249,146 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $5,050,106 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $5,299,252 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $3,260,786 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $3,180,830 |
| Interest on participant loans | 2012-12-31 | $19,090 |
| Interest earned on other investments | 2012-12-31 | $37,404 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2012-12-31 | $1,388,775 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2012-12-31 | $1,613,042 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $359,403 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Contributions received in cash from employer | 2012-12-31 | $139,776 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $1,080,581 |
| Contract administrator fees | 2012-12-31 | $7,414 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Disclaimer |
| Accountancy firm name | 2012-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2012-12-31 | 742014723 |
| 2011 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2011 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2011-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total income from all sources (including contributions) | 2011-12-31 | $567,262 |
| Total loss/gain on sale of assets | 2011-12-31 | $0 |
| Total of all expenses incurred | 2011-12-31 | $52,783 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $44,074 |
| Value of total corrective distributions | 2011-12-31 | $3,834 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $452,035 |
| Value of total assets at end of year | 2011-12-31 | $5,299,252 |
| Value of total assets at beginning of year | 2011-12-31 | $4,784,773 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $4,875 |
| Total interest from all sources | 2011-12-31 | $65,143 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2011-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Contributions received from participants | 2011-12-31 | $266,671 |
| Participant contributions at end of year | 2011-12-31 | $505,380 |
| Participant contributions at beginning of year | 2011-12-31 | $582,616 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2011-12-31 | $1,313 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $514,479 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $5,299,252 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $4,784,773 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $3,180,830 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $2,949,721 |
| Interest on participant loans | 2011-12-31 | $26,408 |
| Interest earned on other investments | 2011-12-31 | $38,735 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2011-12-31 | $1,613,042 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2011-12-31 | $1,252,436 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $50,084 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Contributions received in cash from employer | 2011-12-31 | $184,051 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $44,074 |
| Contract administrator fees | 2011-12-31 | $4,875 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Disclaimer |
| Accountancy firm name | 2011-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2011-12-31 | 742014723 |
| 2010 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2010 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total income from all sources (including contributions) | 2010-12-31 | $603,716 |
| Total loss/gain on sale of assets | 2010-12-31 | $0 |
| Total of all expenses incurred | 2010-12-31 | $45,771 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $33,312 |
| Value of total corrective distributions | 2010-12-31 | $1,673 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $236,618 |
| Value of total assets at end of year | 2010-12-31 | $4,784,773 |
| Value of total assets at beginning of year | 2010-12-31 | $4,226,828 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $10,786 |
| Total interest from all sources | 2010-12-31 | $61,361 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Contributions received from participants | 2010-12-31 | $186,391 |
| Participant contributions at end of year | 2010-12-31 | $582,616 |
| Participant contributions at beginning of year | 2010-12-31 | $600,569 |
| Participant contributions at end of year | 2010-12-31 | $0 |
| Participant contributions at beginning of year | 2010-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2010-12-31 | $91 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Income. Non cash contributions | 2010-12-31 | $0 |
| Value of net income/loss | 2010-12-31 | $557,945 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $4,784,773 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $4,226,828 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $2,949,721 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $2,759,211 |
| Interest on participant loans | 2010-12-31 | $31,048 |
| Interest earned on other investments | 2010-12-31 | $30,313 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2010-12-31 | $1,252,436 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2010-12-31 | $867,048 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $305,737 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Contributions received in cash from employer | 2010-12-31 | $50,136 |
| Employer contributions (assets) at end of year | 2010-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2010-12-31 | $0 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $33,312 |
| Contract administrator fees | 2010-12-31 | $10,786 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Disclaimer |
| Accountancy firm name | 2010-12-31 | LAUTERBACH, BORSCHOW & CO, P.C. |
| Accountancy firm EIN | 2010-12-31 | 742014723 |
| 2009 : RAIZ FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2009 401k financial data |
|---|
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2009-12-31 | $0 |
