401k Plan data: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN plan

BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 401k Plan overview

Plan Name	BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN
Plan identification number	001

BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

BOWEN, MICLETTE & BRITT, INC. has sponsored the creation of one or more 401k plans.

Company Name: BOWEN, MICLETTE & BRITT, INC.

Employer identification number (EIN): 742093749

NAIC Classification: 524210
NAIC Description: Insurance Agencies and Brokerages

Additional information about BOWEN, MICLETTE & BRITT, INC.

Jurisdiction of Incorporation: Texas Secretary of State

Incorporation Date: 1980-03-31

Company Identification Number: 0051366500

More information about BOWEN, MICLETTE & BRITT, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2015-01-01 PETER SULLIVAN
001 2014-01-01 PETER SULLIVAN
001 2013-01-01 CHRISTOPHER A TAYLOR
001 2012-01-01 CHRISTOPHER A. TAYLOR
001 2011-01-01 CHRISTOPHER A. TAYLOR
001 2009-01-01 CHRISTOPHER A. TAYLOR LARRY M. KARREN 2010-10-08
001 2009-01-01 CHRISTOPHER A. TAYLOR LARRY M. KARREN 2010-10-11

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2015-01-01	PETER SULLIVAN
001	2014-01-01	PETER SULLIVAN
001	2013-01-01	CHRISTOPHER A TAYLOR
001	2012-01-01	CHRISTOPHER A. TAYLOR
001	2011-01-01	CHRISTOPHER A. TAYLOR
001	2009-01-01	CHRISTOPHER A. TAYLOR	LARRY M. KARREN	2010-10-08
001	2009-01-01	CHRISTOPHER A. TAYLOR	LARRY M. KARREN	2010-10-11

Plan Statistics for BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN

401k plan membership statisitcs for BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN

Measure Date Value
2015: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 248
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 226
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 34
Total of all active and inactive participants 2015-01-01 260
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 260
Number of participants with account balances 2015-01-01 245
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 14
2014: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 246
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 214
Number of retired or separated participants receiving benefits 2014-01-01 1
Number of other retired or separated participants entitled to future benefits 2014-01-01 33
Total of all active and inactive participants 2014-01-01 248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 248
Number of participants with account balances 2014-01-01 233
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 17
2013: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 250
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 209
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 36
Total of all active and inactive participants 2013-01-01 245
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 245
Number of participants with account balances 2013-01-01 232
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 15
2012: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 248
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 218
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 39
Total of all active and inactive participants 2012-01-01 257
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 257
Number of participants with account balances 2012-01-01 240
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 14
2011: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 193
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 224
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 19
Total of all active and inactive participants 2011-01-01 243
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 243
Number of participants with account balances 2011-01-01 208
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 5
2009: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 200
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 180
Number of retired or separated participants receiving benefits 2009-01-01 1
Number of other retired or separated participants entitled to future benefits 2009-01-01 12
Total of all active and inactive participants 2009-01-01 193
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 193
Number of participants with account balances 2009-01-01 182
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 12

Measure	Date	Value
2015: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	248
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	226
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	34
Total of all active and inactive participants	2015-01-01	260
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	260
Number of participants with account balances	2015-01-01	245
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	14
2014: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	246
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	214
Number of retired or separated participants receiving benefits	2014-01-01	1
Number of other retired or separated participants entitled to future benefits	2014-01-01	33
Total of all active and inactive participants	2014-01-01	248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	248
Number of participants with account balances	2014-01-01	233
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	17
2013: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	250
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	209
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	36
Total of all active and inactive participants	2013-01-01	245
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	245
Number of participants with account balances	2013-01-01	232
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	15
2012: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	248
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	218
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	39
Total of all active and inactive participants	2012-01-01	257
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	257
Number of participants with account balances	2012-01-01	240
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	14
2011: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	193
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	224
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	19
Total of all active and inactive participants	2011-01-01	243
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	243
Number of participants with account balances	2011-01-01	208
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	5
2009: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	200
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	180
Number of retired or separated participants receiving benefits	2009-01-01	1
Number of other retired or separated participants entitled to future benefits	2009-01-01	12
Total of all active and inactive participants	2009-01-01	193
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	193
Number of participants with account balances	2009-01-01	182
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	12

Financial Data on BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN

Measure	Date	Value
2015 : BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$-88,976
Total unrealized appreciation/depreciation of assets	2015-12-31	$-88,976
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$74,463
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$93,778
Total income from all sources (including contributions)	2015-12-31	$2,019,685
Total of all expenses incurred	2015-12-31	$2,018,075
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,831,033
Expenses. Certain deemed distributions of participant loans	2015-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$2,159,201
Value of total assets at end of year	2015-12-31	$25,499,339
Value of total assets at beginning of year	2015-12-31	$25,517,044
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$187,042
Total interest from all sources	2015-12-31	$39,896
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$0
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,494,609
Participant contributions at end of year	2015-12-31	$800,156
Participant contributions at beginning of year	2015-12-31	$794,353
Participant contributions at end of year	2015-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$246,037
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$132,734
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$113,777
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$74,463
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$93,778
Other income not declared elsewhere	2015-12-31	$354,776
Administrative expenses (other) incurred	2015-12-31	$174,533
Total non interest bearing cash at end of year	2015-12-31	$77,198
Total non interest bearing cash at beginning of year	2015-12-31	$74,108
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$1,610
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$25,424,876
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$25,423,266
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$21,637,153
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$21,507,319
Interest on participant loans	2015-12-31	$39,896
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2015-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-445,212
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Assets. Invements in employer securities at end of year	2015-12-31	$2,852,098
Assets. Invements in employer securities at beginning of year	2015-12-31	$3,027,487
Contributions received in cash from employer	2015-12-31	$418,555
Employer contributions (assets) at end of year	2015-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,831,033
Contract administrator fees	2015-12-31	$12,509
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	Yes
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	MELTON & MELTON, LLP
Accountancy firm EIN	2015-12-31	741550819
2014 : BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2014 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$53,929
Total unrealized appreciation/depreciation of assets	2014-12-31	$53,929
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$93,778
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$247,685
Total income from all sources (including contributions)	2014-12-31	$3,349,010
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$2,134,321
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,911,416
Expenses. Certain deemed distributions of participant loans	2014-12-31	$32,590
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,931,228
Value of total assets at end of year	2014-12-31	$25,517,044
Value of total assets at beginning of year	2014-12-31	$24,456,262
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$190,315
Total interest from all sources	2014-12-31	$44,358
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,344,738
Participant contributions at end of year	2014-12-31	$794,353
Participant contributions at beginning of year	2014-12-31	$872,722
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$200,056
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$113,777
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$215,836
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$93,778
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$247,685
Other income not declared elsewhere	2014-12-31	$413,046
Administrative expenses (other) incurred	2014-12-31	$178,916
Total non interest bearing cash at end of year	2014-12-31	$74,108
Total non interest bearing cash at beginning of year	2014-12-31	$151,642
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,214,689
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$25,423,266
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$24,208,577
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$21,507,319
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$20,282,550
Interest on participant loans	2014-12-31	$44,358
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$906,449
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Assets. Invements in employer securities at end of year	2014-12-31	$3,027,487
Assets. Invements in employer securities at beginning of year	2014-12-31	$2,933,512
Contributions received in cash from employer	2014-12-31	$386,434
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,911,416
Contract administrator fees	2014-12-31	$11,399
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	MELTON & MELTON, LLP
Accountancy firm EIN	2014-12-31	741550819
2013 : BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2013 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$416,968
Total unrealized appreciation/depreciation of assets	2013-12-31	$416,968
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$247,685
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$4,779,929
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$2,196,652
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,935,381
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,746,394
Value of total assets at end of year	2013-12-31	$24,456,262
Value of total assets at beginning of year	2013-12-31	$21,625,300
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$261,271
Total interest from all sources	2013-12-31	$43,862
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$1,327,189
Participant contributions at end of year	2013-12-31	$872,722
Participant contributions at beginning of year	2013-12-31	$860,933
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$37,769
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$215,836
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2013-12-31	$247,685
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$0
Other income not declared elsewhere	2013-12-31	$345,778
Administrative expenses (other) incurred	2013-12-31	$247,685
Total non interest bearing cash at end of year	2013-12-31	$151,642
Total non interest bearing cash at beginning of year	2013-12-31	$21,848
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,583,277
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$24,208,577
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$21,625,300
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$20,282,550
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$17,878,365
Interest on participant loans	2013-12-31	$43,862
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$2,226,927
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Assets. Invements in employer securities at end of year	2013-12-31	$2,933,512
Assets. Invements in employer securities at beginning of year	2013-12-31	$2,864,154
Contributions received in cash from employer	2013-12-31	$381,436
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,935,381
Contract administrator fees	2013-12-31	$13,586
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	MELTON & MELTON, LLP
Accountancy firm EIN	2013-12-31	741550819
2012 : BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$-1,007,714
Total unrealized appreciation/depreciation of assets	2012-12-31	$-1,007,714
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$2,546,247
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$1,355,251
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,341,933
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,904,108
Value of total assets at end of year	2012-12-31	$21,625,300
Value of total assets at beginning of year	2012-12-31	$20,434,304
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$13,318
Total interest from all sources	2012-12-31	$43,377
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,388,876
Participant contributions at end of year	2012-12-31	$860,933
Participant contributions at beginning of year	2012-12-31	$761,395
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$160,069
Other income not declared elsewhere	2012-12-31	$20,142
Total non interest bearing cash at end of year	2012-12-31	$21,848
Total non interest bearing cash at beginning of year	2012-12-31	$51,854
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,190,996
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$21,625,300
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$20,434,304
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$17,878,365
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$15,832,295
Interest on participant loans	2012-12-31	$43,377
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,586,334
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Assets. Invements in employer securities at end of year	2012-12-31	$2,864,154
Assets. Invements in employer securities at beginning of year	2012-12-31	$3,788,760
Contributions received in cash from employer	2012-12-31	$355,163
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,341,933
Contract administrator fees	2012-12-31	$13,318
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	MELTON & MELTON, LLP
Accountancy firm EIN	2012-12-31	741550819
2011 : BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$373,673
Total unrealized appreciation/depreciation of assets	2011-12-31	$373,673
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$7,034,537
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$1,815,631
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,803,822
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$6,740,466
Value of total assets at end of year	2011-12-31	$20,434,304
Value of total assets at beginning of year	2011-12-31	$15,215,398
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$11,809
Total interest from all sources	2011-12-31	$39,175
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$1,213,083
Participant contributions at end of year	2011-12-31	$761,395
Participant contributions at beginning of year	2011-12-31	$707,486
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$5,527,383
Total non interest bearing cash at end of year	2011-12-31	$51,854
Total non interest bearing cash at beginning of year	2011-12-31	$48,645
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$5,218,906
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$20,434,304
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$15,215,398
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$15,832,295
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$14,459,267
Interest on participant loans	2011-12-31	$39,175
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-118,777
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Assets. Invements in employer securities at end of year	2011-12-31	$3,788,760
Assets. Invements in employer securities at beginning of year	2011-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,803,822
Contract administrator fees	2011-12-31	$11,809
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	MELTON & MELTON, LLP
Accountancy firm EIN	2011-12-31	741550819
2010 : BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$2,977,312
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$1,560,999
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$1,551,213
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,079,977
Value of total assets at end of year	2010-12-31	$15,215,398
Value of total assets at beginning of year	2010-12-31	$13,799,085
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$9,786
Total interest from all sources	2010-12-31	$198,533
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$1,063,134
Participant contributions at end of year	2010-12-31	$707,486
Participant contributions at beginning of year	2010-12-31	$724,019
Assets. Other investments not covered elsewhere at end of year	2010-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2010-12-31	$150,383
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$16,843
Other income not declared elsewhere	2010-12-31	$418,582
Total non interest bearing cash at end of year	2010-12-31	$48,645
Total non interest bearing cash at beginning of year	2010-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,416,313
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$15,215,398
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$13,799,085
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$14,459,267
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$0
Value of interest in pooled separate accounts at end of year	2010-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$8,050,733
Interest on participant loans	2010-12-31	$42,315
Interest earned on other investments	2010-12-31	$156,218
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$4,873,950
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$178,090
Net investment gain/loss from pooled separate accounts	2010-12-31	$1,102,130
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$1,551,213
Contract administrator fees	2010-12-31	$9,786
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	Yes
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	MELTON & MELTON, LLP
Accountancy firm EIN	2010-12-31	741550819
2009 : BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN

2015: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: BOWEN, MICLETTE & BRITT PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

99362

Policy instance

Insurance contract or identification number	99362
Number of Individuals Covered	265
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of fees paid to insurance company	USD $61,345
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	38540
Additional information about fees paid to insurance broker	ACCOUNTANT FEES
Insurance broker organization code?	0
Insurance broker name	ADMINISTRATIVE FIDUCIARY SERVICES

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

99362

Policy instance

Insurance contract or identification number	99362
Number of Individuals Covered	254
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $58,409
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	41503
Additional information about fees paid to insurance broker	ACCOUNTANT FEES
Insurance broker organization code?	5
Insurance broker name	NOVA 401K ASSOCIATES

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

99362

Policy instance

Insurance contract or identification number	99362
Number of Individuals Covered	253
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $54,076
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	37875
Additional information about fees paid to insurance broker	ACCOUNTANT FEES
Insurance broker organization code?	5
Insurance broker name	FIDELITY MANAGEMENT & RESEARCH CO.

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

99362

Policy instance

Insurance contract or identification number	99362
Number of Individuals Covered	223
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $71,972
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	45043
Additional information about fees paid to insurance broker	TPA FEES
Insurance broker organization code?	5
Insurance broker name	FIDELITY MANAGEMENT & RESEARCH CO.

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

99362

Policy instance

Insurance contract or identification number	99362
Number of Individuals Covered	223
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $72,096
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

99362

Policy instance

Insurance contract or identification number	99362
Number of Individuals Covered	190
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $273
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	273
Additional information about fees paid to insurance broker	TPA FEES PAID
Insurance broker organization code?	5
Insurance broker name	NOVA 401K ASSOCIATES

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )

Policy contract number

SF 1380

Policy instance

Insurance contract or identification number	SF 1380
Number of Individuals Covered	0
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

Potentially related plans

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	BOWEN, MICLETTE & BRITT, INC.
Employer identification number (EIN):	742093749
NAIC Classification:	524210
NAIC Description:	Insurance Agencies and Brokerages

Jurisdiction of Incorporation:	Texas Secretary of State
Incorporation Date:	1980-03-31
Company Identification Number:	0051366500