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EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 401k Plan overview

Plan NameEMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN
Plan identification number 001

EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Participant-directed brokerage accounts provided as an investment option under the plan.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

EMPLOYERS DIRECT HEALTH has sponsored the creation of one or more 401k plans.

Company Name:EMPLOYERS DIRECT HEALTH
Employer identification number (EIN):752322062
NAIC Classification:524290

Additional information about EMPLOYERS DIRECT HEALTH

Jurisdiction of Incorporation: Texas Secretary of State
Incorporation Date: 1990-03-30
Company Identification Number: 0114832300
Legal Registered Office Address: 15305 DALLAS PKWY STE 800

ADDISON
United States of America (USA)
75001

More information about EMPLOYERS DIRECT HEALTH

Form 5500 Filing Information

Submission information for form 5500 for 401k plan EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012020-01-01MOUZON BASS, III2021-10-15
0012019-01-01MOUZON BASS, III2020-10-14
0012018-01-01
0012017-01-01MOUZON BASS, III
0012016-01-01MOUZON BASS, III
0012015-01-01MOUZON BASS, III
0012014-01-01MOUZON BASS, III
0012013-02-01MOUZON BASS, III
0012012-02-01MOUZON BASS, III
0012011-02-01MOUZON BASS, III
0012010-02-01MOUZON BASS, III

Plan Statistics for EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN

401k plan membership statisitcs for EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN

Measure Date Value
2020: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01127
Total number of active participants reported on line 7a of the Form 55002020-01-01114
Number of retired or separated participants receiving benefits2020-01-013
Number of other retired or separated participants entitled to future benefits2020-01-013
Total of all active and inactive participants2020-01-01120
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-01120
Number of participants with account balances2020-01-0153
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01134
Total number of active participants reported on line 7a of the Form 55002019-01-01115
Number of retired or separated participants receiving benefits2019-01-012
Number of other retired or separated participants entitled to future benefits2019-01-018
Total of all active and inactive participants2019-01-01125
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01125
Number of participants with account balances2019-01-0162
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01145
Total number of active participants reported on line 7a of the Form 55002018-01-01147
Number of retired or separated participants receiving benefits2018-01-012
Number of other retired or separated participants entitled to future benefits2018-01-015
Total of all active and inactive participants2018-01-01154
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-01154
Number of participants with account balances2018-01-0160
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01138
Total number of active participants reported on line 7a of the Form 55002017-01-01135
Number of retired or separated participants receiving benefits2017-01-011
Number of other retired or separated participants entitled to future benefits2017-01-016
Total of all active and inactive participants2017-01-01142
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01142
Number of participants with account balances2017-01-0157
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01145
Total number of active participants reported on line 7a of the Form 55002016-01-01134
Number of retired or separated participants receiving benefits2016-01-011
Number of other retired or separated participants entitled to future benefits2016-01-015
Total of all active and inactive participants2016-01-01140
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01140
Number of participants with account balances2016-01-0152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01168
Total number of active participants reported on line 7a of the Form 55002015-01-01135
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-017
Total of all active and inactive participants2015-01-01142
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01142
Number of participants with account balances2015-01-0149
2014: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01169
Total number of active participants reported on line 7a of the Form 55002014-01-01153
Number of retired or separated participants receiving benefits2014-01-012
Number of other retired or separated participants entitled to future benefits2014-01-0116
Total of all active and inactive participants2014-01-01171
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01171
Number of participants with account balances2014-01-0163
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year2013-02-01165
Total number of active participants reported on line 7a of the Form 55002013-02-01147
Number of retired or separated participants receiving benefits2013-02-010
Number of other retired or separated participants entitled to future benefits2013-02-0122
Total of all active and inactive participants2013-02-01169
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-02-010
Total participants2013-02-01169
Number of participants with account balances2013-02-0166
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-02-010
2012: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-02-01150
Total number of active participants reported on line 7a of the Form 55002012-02-01140
Number of retired or separated participants receiving benefits2012-02-0125
Number of other retired or separated participants entitled to future benefits2012-02-010
Total of all active and inactive participants2012-02-01165
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-02-010
Total participants2012-02-01165
Number of participants with account balances2012-02-0166
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-02-012
2011: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-02-01151
Total number of active participants reported on line 7a of the Form 55002011-02-01118
Number of retired or separated participants receiving benefits2011-02-0126
Number of other retired or separated participants entitled to future benefits2011-02-012
Total of all active and inactive participants2011-02-01146
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-02-010
Total participants2011-02-01146
Number of participants with account balances2011-02-0169
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-02-012
2010: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year2010-02-01140
Total number of active participants reported on line 7a of the Form 55002010-02-01115
Number of retired or separated participants receiving benefits2010-02-010
Number of other retired or separated participants entitled to future benefits2010-02-0134
Total of all active and inactive participants2010-02-01149
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-02-010
Total participants2010-02-01149
Number of participants with account balances2010-02-0173
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-02-015

Financial Data on EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN

Measure Date Value
2020 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$7,279
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$24,692
Total income from all sources (including contributions)2020-12-31$731,556
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$692,171
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$662,517
Value of total corrective distributions2020-12-31$7,029
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$373,569
Value of total assets at end of year2020-12-31$3,613,808
Value of total assets at beginning of year2020-12-31$3,591,836
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$22,625
Total interest from all sources2020-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$84,795
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2020-12-31$84,795
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$250,000
If this is an individual account plan, was there a blackout period2020-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$342,178
Participant contributions at end of year2020-12-31$250
Participant contributions at beginning of year2020-12-31$1,972
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$31,391
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2020-12-31$7,279
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2020-12-31$24,692
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$39,385
Value of net assets at end of year (total assets less liabilities)2020-12-31$3,606,529
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$3,567,144
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$3,601,350
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$3,581,548
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2020-12-31$12,208
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2020-12-31$8,316
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2020-12-31$8,316
Net investment gain/loss from registered investment companies (e.g. mutual funds)2020-12-31$273,192
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31Yes
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$662,517
Contract administrator fees2020-12-31$22,625
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Disclaimer
Accountancy firm name2020-12-31BKM SOWAN HORAN, LLP
Accountancy firm EIN2020-12-31272602152
2019 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$24,692
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$4,658
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$4,658
Total income from all sources (including contributions)2019-12-31$919,630
Total income from all sources (including contributions)2019-12-31$919,630
Total loss/gain on sale of assets2019-12-31$0
Total loss/gain on sale of assets2019-12-31$0
Total of all expenses incurred2019-12-31$74,055
Total of all expenses incurred2019-12-31$74,055
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$32,885
Value of total corrective distributions2019-12-31$20,034
Value of total corrective distributions2019-12-31$20,034
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$348,382
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$348,382
Value of total assets at end of year2019-12-31$3,591,836
Value of total assets at end of year2019-12-31$3,591,836
Value of total assets at beginning of year2019-12-31$2,726,227
Value of total assets at beginning of year2019-12-31$2,726,227
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$21,136
Total interest from all sources2019-12-31$0
Total interest from all sources2019-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$259,952
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$259,952
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2019-12-31$259,952
Total dividends received from registered investment company shares (eg mutual funds)2019-12-31$259,952
Was this plan covered by a fidelity bond2019-12-31Yes
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$359,184
Value of fidelity bond cover2019-12-31$359,184
If this is an individual account plan, was there a blackout period2019-12-31No
If this is an individual account plan, was there a blackout period2019-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$346,156
Contributions received from participants2019-12-31$346,156
Participant contributions at end of year2019-12-31$1,972
Participant contributions at end of year2019-12-31$1,972
Participant contributions at beginning of year2019-12-31$1,573
Participant contributions at beginning of year2019-12-31$1,573
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$254
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$254
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2019-12-31$24,692
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2019-12-31$24,692
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2019-12-31$4,658
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2019-12-31$4,658
Other income not declared elsewhere2019-12-31$311,296
Other income not declared elsewhere2019-12-31$311,296
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$845,575
Value of net assets at end of year (total assets less liabilities)2019-12-31$3,567,144
Value of net assets at end of year (total assets less liabilities)2019-12-31$3,567,144
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$2,721,569
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$2,721,569
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$3,581,548
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$3,581,548
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$2,714,582
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$2,714,582
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2019-12-31$8,316
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2019-12-31$8,316
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2019-12-31$10,072
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2019-12-31$10,072
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2019-12-31$10,072
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2019-12-31$10,072
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31Yes
Was there a failure to transmit to the plan any participant contributions2019-12-31Yes
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$1,972
Contributions received in cash from employer2019-12-31$1,972
Employer contributions (assets) at end of year2019-12-31$0
Employer contributions (assets) at end of year2019-12-31$0
Employer contributions (assets) at beginning of year2019-12-31$0
Employer contributions (assets) at beginning of year2019-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$32,885
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$32,885
Contract administrator fees2019-12-31$21,136
Contract administrator fees2019-12-31$21,136
Did the plan have assets held for investment2019-12-31Yes
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31BKM SOWAN HORAN, LLP
Accountancy firm name2019-12-31BKM SOWAN HORAN, LLP
Accountancy firm EIN2019-12-31272602152
Accountancy firm EIN2019-12-31272602152
2018 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$4,658
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$121,597
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$193,615
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$173,768
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$300,679
Value of total assets at end of year2018-12-31$2,726,227
Value of total assets at beginning of year2018-12-31$2,793,587
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$19,847
Total interest from all sources2018-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$91,252
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2018-12-31$91,252
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$279,360
If this is an individual account plan, was there a blackout period2018-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$297,891
Participant contributions at end of year2018-12-31$1,573
Participant contributions at beginning of year2018-12-31$5,318
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$2,788
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2018-12-31$4,658
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2018-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$-72,018
Value of net assets at end of year (total assets less liabilities)2018-12-31$2,721,569
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$2,793,587
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$2,714,582
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$2,781,750
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2018-12-31$10,072
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2018-12-31$6,519
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2018-12-31$6,519
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$-270,334
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31Yes
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Employer contributions (assets) at end of year2018-12-31$0
Employer contributions (assets) at beginning of year2018-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$173,768
Contract administrator fees2018-12-31$19,847
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32018-12-31No
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31BKM SOWAN HORAN, LLP
Accountancy firm EIN2018-12-31272602152
2017 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$11,008
Total income from all sources (including contributions)2017-12-31$600,896
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$15,533
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$102
Value of total corrective distributions2017-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$267,980
Value of total assets at end of year2017-12-31$2,793,587
Value of total assets at beginning of year2017-12-31$2,219,232
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$15,431
Total interest from all sources2017-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$64,884
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2017-12-31$64,884
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$150,000
If this is an individual account plan, was there a blackout period2017-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$267,980
Participant contributions at end of year2017-12-31$5,318
Participant contributions at beginning of year2017-12-31$803
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$585,363
Value of net assets at end of year (total assets less liabilities)2017-12-31$2,793,587
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$2,208,224
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Investment advisory and management fees2017-12-31$3,689
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$2,781,750
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$2,201,598
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2017-12-31$6,519
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2017-12-31$16,831
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2017-12-31$16,831
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-12-31$268,032
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31Yes
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Employer contributions (assets) at end of year2017-12-31$0
Employer contributions (assets) at beginning of year2017-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$102
Contract administrator fees2017-12-31$11,742
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32017-12-31Yes
Liabilities. Value of benefit claims payable at end of year2017-12-31$0
Liabilities. Value of benefit claims payable at beginning of year2017-12-31$11,008
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31BKM SOWAN HORAN, LLP
Accountancy firm EIN2017-12-31272602152
2016 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$384,982
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$65,796
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$41,222
Value of total corrective distributions2016-12-31$11,008
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$231,805
Value of total assets at end of year2016-12-31$2,208,224
Value of total assets at beginning of year2016-12-31$1,889,038
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$13,566
Total interest from all sources2016-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$67,013
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$67,013
Administrative expenses professional fees incurred2016-12-31$13,566
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$150,000
If this is an individual account plan, was there a blackout period2016-12-31Yes
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$209,384
Participant contributions at end of year2016-12-31$803
Participant contributions at beginning of year2016-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$22,421
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$319,186
Value of net assets at end of year (total assets less liabilities)2016-12-31$2,208,224
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$1,889,038
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$2,190,590
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$1,869,827
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2016-12-31$16,831
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2016-12-31$19,211
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2016-12-31$19,211
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$86,164
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Employer contributions (assets) at end of year2016-12-31$0
Employer contributions (assets) at beginning of year2016-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$41,222
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32016-12-31Yes
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31BKM SOWAN HORAN, LLP
Accountancy firm EIN2016-12-31272602152
2015 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$137,883
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$219,120
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$167,745
Value of total corrective distributions2015-12-31$34,972
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$192,146
Value of total assets at end of year2015-12-31$1,889,038
Value of total assets at beginning of year2015-12-31$1,970,275
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$16,403
Total interest from all sources2015-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$150,000
If this is an individual account plan, was there a blackout period2015-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$190,541
Participant contributions at end of year2015-12-31$0
Participant contributions at beginning of year2015-12-31$2,826
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$1,605
Administrative expenses (other) incurred2015-12-31$16,403
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$-81,237
Value of net assets at end of year (total assets less liabilities)2015-12-31$1,889,038
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$1,970,275
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$1,869,827
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$1,958,441
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2015-12-31$19,211
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2015-12-31$9,008
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2015-12-31$9,008
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-54,263
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31Yes
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Employer contributions (assets) at end of year2015-12-31$0
Employer contributions (assets) at beginning of year2015-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$167,745
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32015-12-31Yes
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31BKM SOWAN HORAN, PLLC
Accountancy firm EIN2015-12-31272602152
2014 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$295,008
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$295,932
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$279,260
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$191,831
Value of total assets at end of year2014-12-31$1,970,275
Value of total assets at beginning of year2014-12-31$1,971,199
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$16,672
Total interest from all sources2014-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$0
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$100,000
If this is an individual account plan, was there a blackout period2014-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$189,700
Participant contributions at end of year2014-12-31$2,826
Participant contributions at beginning of year2014-12-31$5,955
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$2,086
Administrative expenses (other) incurred2014-12-31$16,672
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$-924
Value of net assets at end of year (total assets less liabilities)2014-12-31$1,970,275
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$1,971,199
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$1,958,441
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$1,957,609
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$9,008
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$7,625
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$7,625
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$103,177
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31Yes
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$45
Employer contributions (assets) at end of year2014-12-31$0
Employer contributions (assets) at beginning of year2014-12-31$10
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$279,260
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32014-12-31Yes
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31SAVILLE DODGEN AND COMPANY, PLLC
Accountancy firm EIN2014-12-31900525804
2013 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$387,799
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$10,209
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$9,189
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$185,532
Value of total assets at end of year2013-12-31$1,971,199
Value of total assets at beginning of year2013-12-31$1,593,609
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$1,020
Total interest from all sources2013-12-31$1
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$44,701
Administrative expenses professional fees incurred2013-12-31$1,020
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$158,409
If this is an individual account plan, was there a blackout period2013-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$185,522
Participant contributions at end of year2013-12-31$5,955
Participant contributions at beginning of year2013-12-31$1,891
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$377,590
Value of net assets at end of year (total assets less liabilities)2013-12-31$1,971,199
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$1,593,609
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$1,957,609
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$1,584,094
Value of interest in common/collective trusts at end of year2013-12-31$0
Value of interest in common/collective trusts at beginning of year2013-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$7,625
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$7,624
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$7,624
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$1
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$157,565
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31Yes
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$10
Employer contributions (assets) at end of year2013-12-31$10
Employer contributions (assets) at beginning of year2013-12-31$0
Income. Dividends from preferred stock2013-12-31$44,701
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$9,189
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32013-12-31Yes
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31SAVILLE DODGEN AND COMPANY, PLLC
Accountancy firm EIN2013-12-31900525804
Total unrealized appreciation/depreciation of assets2013-01-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-01-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-01-31$0
Total income from all sources (including contributions)2013-01-31$370,325
Total loss/gain on sale of assets2013-01-31$0
Total of all expenses incurred2013-01-31$43,957
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-01-31$43,617
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-01-31$208,067
Value of total assets at end of year2013-01-31$1,593,609
Value of total assets at beginning of year2013-01-31$1,267,241
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-01-31$340
Total interest from all sources2013-01-31$0
Total dividends received (eg from common stock, registered investment company shares)2013-01-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-01-31No
Administrative expenses professional fees incurred2013-01-31$340
Was this plan covered by a fidelity bond2013-01-31Yes
Value of fidelity bond cover2013-01-31$115,000
If this is an individual account plan, was there a blackout period2013-01-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-01-31$0
Were there any nonexempt tranactions with any party-in-interest2013-01-31No
Contributions received from participants2013-01-31$208,067
Participant contributions at end of year2013-01-31$1,891
Participant contributions at beginning of year2013-01-31$2,777
Total non interest bearing cash at end of year2013-01-31$0
Total non interest bearing cash at beginning of year2013-01-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-01-31No
Value of net income/loss2013-01-31$326,368
Value of net assets at end of year (total assets less liabilities)2013-01-31$1,593,609
Value of net assets at beginning of year (total assets less liabilities)2013-01-31$1,267,241
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-01-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-01-31No
Were any leases to which the plan was party in default or uncollectible2013-01-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-01-31$1,584,094
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-01-31$1,237,275
Value of interest in pooled separate accounts at end of year2013-01-31$0
Value of interest in pooled separate accounts at beginning of year2013-01-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-01-31$7,624
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-01-31$27,189
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-01-31$27,189
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-01-31$162,258
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-01-31No
Was there a failure to transmit to the plan any participant contributions2013-01-31Yes
Has the plan failed to provide any benefit when due under the plan2013-01-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-01-31$43,617
Did the plan have assets held for investment2013-01-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-01-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-01-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-01-31Yes
Opinion of an independent qualified public accountant for this plan2013-01-31Disclaimer
Accountancy firm name2013-01-31SAVILLE DODGEN AND COMPANY, PLLC
Accountancy firm EIN2013-01-31900525804
2012 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-01-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-01-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-01-31$0
Total income from all sources (including contributions)2012-01-31$246,606
Total loss/gain on sale of assets2012-01-31$0
Total of all expenses incurred2012-01-31$128,329
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-01-31$127,864
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-01-31$236,199
Value of total assets at end of year2012-01-31$1,267,241
Value of total assets at beginning of year2012-01-31$1,148,964
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-01-31$465
Total interest from all sources2012-01-31$0
Total dividends received (eg from common stock, registered investment company shares)2012-01-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-01-31No
Was this plan covered by a fidelity bond2012-01-31Yes
Value of fidelity bond cover2012-01-31$115,000
If this is an individual account plan, was there a blackout period2012-01-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-01-31$0
Were there any nonexempt tranactions with any party-in-interest2012-01-31No
Contributions received from participants2012-01-31$216,554
Participant contributions at end of year2012-01-31$2,777
Income. Received or receivable in cash from other sources (including rollovers)2012-01-31$19,645
Total non interest bearing cash at end of year2012-01-31$0
Total non interest bearing cash at beginning of year2012-01-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-01-31No
Value of net income/loss2012-01-31$118,277
Value of net assets at end of year (total assets less liabilities)2012-01-31$1,267,241
Value of net assets at beginning of year (total assets less liabilities)2012-01-31$1,148,964
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-01-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-01-31No
Were any leases to which the plan was party in default or uncollectible2012-01-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-01-31$1,237,275
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-01-31$1,120,176
Value of interest in pooled separate accounts at end of year2012-01-31$0
Value of interest in pooled separate accounts at beginning of year2012-01-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-01-31$27,189
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-01-31$28,788
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-01-31$28,788
Net investment gain/loss from pooled separate accounts2012-01-31$10,407
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-01-31No
Was there a failure to transmit to the plan any participant contributions2012-01-31Yes
Has the plan failed to provide any benefit when due under the plan2012-01-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-01-31$127,864
Contract administrator fees2012-01-31$465
Did the plan have assets held for investment2012-01-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-01-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-01-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-01-31Yes
Opinion of an independent qualified public accountant for this plan2012-01-31Disclaimer
Accountancy firm name2012-01-31SAVILLE DODGEN AND COMPANY, PLLC
Accountancy firm EIN2012-01-31900525804
2011 : EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-01-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-01-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-01-31$0
Total income from all sources (including contributions)2011-01-31$358,397
Total loss/gain on sale of assets2011-01-31$0
Total of all expenses incurred2011-01-31$24,012
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-01-31$1,915
Value of total corrective distributions2011-01-31$22,097
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-01-31$208,504
Value of total assets at end of year2011-01-31$1,148,964
Value of total assets at beginning of year2011-01-31$814,579
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-01-31$0
Total interest from all sources2011-01-31$0
Total dividends received (eg from common stock, registered investment company shares)2011-01-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-01-31No
Was this plan covered by a fidelity bond2011-01-31Yes
Value of fidelity bond cover2011-01-31$115,000
If this is an individual account plan, was there a blackout period2011-01-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-01-31$0
Were there any nonexempt tranactions with any party-in-interest2011-01-31No
Contributions received from participants2011-01-31$187,657
Income. Received or receivable in cash from other sources (including rollovers)2011-01-31$20,847
Total non interest bearing cash at end of year2011-01-31$0
Total non interest bearing cash at beginning of year2011-01-31$6,362
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-01-31No
Value of net income/loss2011-01-31$334,385
Value of net assets at end of year (total assets less liabilities)2011-01-31$1,148,964
Value of net assets at beginning of year (total assets less liabilities)2011-01-31$814,579
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-01-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-01-31No
Were any leases to which the plan was party in default or uncollectible2011-01-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-01-31$1,120,176
Value of interest in pooled separate accounts at end of year2011-01-31$0
Value of interest in pooled separate accounts at beginning of year2011-01-31$808,217
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-01-31$28,788
Net investment gain/loss from pooled separate accounts2011-01-31$149,893
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-01-31No
Was there a failure to transmit to the plan any participant contributions2011-01-31No
Has the plan failed to provide any benefit when due under the plan2011-01-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-01-31$1,915
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32011-01-31Yes
Did the plan have assets held for investment2011-01-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-01-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-01-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-01-31Yes
Opinion of an independent qualified public accountant for this plan2011-01-31Disclaimer
Accountancy firm name2011-01-31SAVILLE DODGEN AND COMPANY, PLLC
Accountancy firm EIN2011-01-31900525804

Form 5500 Responses for EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN

2020: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2013 form 5500 responses
2013-02-01Type of plan entitySingle employer plan
2013-02-01Submission has been amendedNo
2013-02-01This submission is the final filingNo
2013-02-01This return/report is a short plan year return/report (less than 12 months)Yes
2013-02-01Plan is a collectively bargained planNo
2013-02-01Plan funding arrangement – TrustYes
2013-02-01Plan benefit arrangement - TrustYes
2012: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2012 form 5500 responses
2012-02-01Type of plan entitySingle employer plan
2012-02-01Submission has been amendedNo
2012-02-01This submission is the final filingNo
2012-02-01This return/report is a short plan year return/report (less than 12 months)No
2012-02-01Plan is a collectively bargained planNo
2012-02-01Plan funding arrangement – InsuranceYes
2012-02-01Plan funding arrangement – TrustYes
2012-02-01Plan benefit arrangement - TrustYes
2011: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2011 form 5500 responses
2011-02-01Type of plan entitySingle employer plan
2011-02-01Submission has been amendedNo
2011-02-01This submission is the final filingNo
2011-02-01This return/report is a short plan year return/report (less than 12 months)No
2011-02-01Plan is a collectively bargained planNo
2011-02-01Plan funding arrangement – InsuranceYes
2011-02-01Plan funding arrangement – TrustYes
2011-02-01Plan benefit arrangement - TrustYes
2010: EMPLOYERS DIRECT HEALTH, INC. 401(K) PLAN 2010 form 5500 responses
2010-02-01Type of plan entitySingle employer plan
2010-02-01Submission has been amendedNo
2010-02-01This submission is the final filingNo
2010-02-01This return/report is a short plan year return/report (less than 12 months)No
2010-02-01Plan is a collectively bargained planNo
2010-02-01Plan funding arrangement – InsuranceYes
2010-02-01Plan funding arrangement – TrustYes
2010-02-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract numberGA- 823390
Policy instance 1
Insurance contract or identification numberGA- 823390
Number of Individuals Covered66
Insurance policy start date2012-02-01
Insurance policy end date2013-01-31
Total amount of commissions paid to insurance brokerUSD $2,278
Total amount of fees paid to insurance companyUSD $683
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $2,278
Amount paid for insurance broker fees0
Additional information about fees paid to insurance brokerCOMMISSION
Insurance broker organization code?3
Insurance broker nameNOVA 401K ASSOCIATES
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract numberGA- 823390
Policy instance 1
Insurance contract or identification numberGA- 823390
Number of Individuals Covered69
Insurance policy start date2011-02-01
Insurance policy end date2012-01-31
Total amount of commissions paid to insurance brokerUSD $3,398
Total amount of fees paid to insurance companyUSD $589
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )
Policy contract numberPHG689
Policy instance 1
Insurance contract or identification numberPHG689
Number of Individuals Covered0
Insurance policy start date2010-02-01
Insurance policy end date2011-01-31
Total amount of commissions paid to insurance brokerUSD $2,822
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No

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