401k Plan data: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST plan

MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 401k Plan overview

Plan Name	MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST
Plan identification number	001

MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

CLEARWATER FEDERAL CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name: CLEARWATER FEDERAL CREDIT UNION

Employer identification number (EIN): 810289023

NAIC Classification: 522130
NAIC Description: Credit Unions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01 ROBERT FARMER
001 2017-01-01 ROBERT FARMER
001 2016-01-01 ROBERT FARMER
001 2015-01-01 ROBERT FARMER
001 2014-01-01 ROBERT FARMER
001 2014-01-01 ROBERT FARMER
001 2013-12-01 ROBERT FARMER
001 2012-12-01 ROBERT FARMER ROBERT FARMER 2014-09-10
001 2011-12-01 ROBERTA SMITH
001 2010-12-01 ROBERTA SMITH
001 2009-12-01 ROBERTA SMITH
001 2008-12-01

Plan Statistics for MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

401k plan membership statisitcs for MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

Measure Date Value
2022: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year 2022-01-01 222
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 151
Number of retired or separated participants receiving benefits 2022-01-01 10
Number of other retired or separated participants entitled to future benefits 2022-01-01 76
Total of all active and inactive participants 2022-01-01 237
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 237
Number of participants with account balances 2022-01-01 229
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 13
2021: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year 2021-01-01 219
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 142
Number of retired or separated participants receiving benefits 2021-01-01 11
Number of other retired or separated participants entitled to future benefits 2021-01-01 69
Total of all active and inactive participants 2021-01-01 222
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 222
Number of participants with account balances 2021-01-01 214
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 6
2020: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year 2020-01-01 209
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 145
Number of retired or separated participants receiving benefits 2020-01-01 15
Number of other retired or separated participants entitled to future benefits 2020-01-01 59
Total of all active and inactive participants 2020-01-01 219
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 219
Number of participants with account balances 2020-01-01 208
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 5
2019: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year 2019-01-01 188
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 147
Number of other retired or separated participants entitled to future benefits 2019-01-01 60
Total of all active and inactive participants 2019-01-01 207
Total participants 2019-01-01 207
Number of participants with account balances 2019-01-01 196
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 4
2018: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year 2018-01-01 180
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 130
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 56
Total of all active and inactive participants 2018-01-01 186
Total participants 2018-01-01 186
Number of participants with account balances 2018-01-01 176
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 13
2017: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year 2017-01-01 179
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 133
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 46
Total of all active and inactive participants 2017-01-01 179
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 179
Number of participants with account balances 2017-01-01 168
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 3
2016: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year 2016-01-01 172
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 124
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 50
Total of all active and inactive participants 2016-01-01 174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 174
Number of participants with account balances 2016-01-01 160
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 9
2015: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year 2015-01-01 123
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 129
Number of other retired or separated participants entitled to future benefits 2015-01-01 12
Total of all active and inactive participants 2015-01-01 141
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 141
Number of participants with account balances 2015-01-01 119
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 6
2014: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year 2014-01-01 147
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 125
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 35
Total of all active and inactive participants 2014-01-01 160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 160
Number of participants with account balances 2014-01-01 143
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 5
2013: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year 2013-12-01 140
Total number of active participants reported on line 7a of the Form 5500 2013-12-01 117
Number of retired or separated participants receiving benefits 2013-12-01 0
Number of other retired or separated participants entitled to future benefits 2013-12-01 29
Total of all active and inactive participants 2013-12-01 146
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-12-01 0
Total participants 2013-12-01 146
Number of participants with account balances 2013-12-01 129
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-12-01 0
2012: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year 2012-12-01 145
Total number of active participants reported on line 7a of the Form 5500 2012-12-01 114
Number of retired or separated participants receiving benefits 2012-12-01 28
Number of other retired or separated participants entitled to future benefits 2012-12-01 0
Total of all active and inactive participants 2012-12-01 142
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-12-01 0
Total participants 2012-12-01 142
Number of participants with account balances 2012-12-01 128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-12-01 0
2011: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year 2011-12-01 161
Total number of active participants reported on line 7a of the Form 5500 2011-12-01 128
Number of retired or separated participants receiving benefits 2011-12-01 0
Number of other retired or separated participants entitled to future benefits 2011-12-01 33
Total of all active and inactive participants 2011-12-01 161
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-12-01 0
Total participants 2011-12-01 161
Number of participants with account balances 2011-12-01 139
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-12-01 8
2010: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year 2010-12-01 160
Total number of active participants reported on line 7a of the Form 5500 2010-12-01 127
Number of retired or separated participants receiving benefits 2010-12-01 0
Number of other retired or separated participants entitled to future benefits 2010-12-01 32
Total of all active and inactive participants 2010-12-01 159
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-12-01 0
Total participants 2010-12-01 159
Number of participants with account balances 2010-12-01 143
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-12-01 10
2009: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2009 401k membership
Total participants, beginning-of-year 2009-12-01 161
Total number of active participants reported on line 7a of the Form 5500 2009-12-01 129
Number of retired or separated participants receiving benefits 2009-12-01 0
Number of other retired or separated participants entitled to future benefits 2009-12-01 27
Total of all active and inactive participants 2009-12-01 156
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-12-01 0
Total participants 2009-12-01 156
Number of participants with account balances 2009-12-01 131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-12-01 11

Measure	Date	Value
2022: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year	2022-01-01	222
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	151
Number of retired or separated participants receiving benefits	2022-01-01	10
Number of other retired or separated participants entitled to future benefits	2022-01-01	76
Total of all active and inactive participants	2022-01-01	237
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	237
Number of participants with account balances	2022-01-01	229
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	13
2021: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year	2021-01-01	219
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	142
Number of retired or separated participants receiving benefits	2021-01-01	11
Number of other retired or separated participants entitled to future benefits	2021-01-01	69
Total of all active and inactive participants	2021-01-01	222
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	222
Number of participants with account balances	2021-01-01	214
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	6
2020: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year	2020-01-01	209
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	145
Number of retired or separated participants receiving benefits	2020-01-01	15
Number of other retired or separated participants entitled to future benefits	2020-01-01	59
Total of all active and inactive participants	2020-01-01	219
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	219
Number of participants with account balances	2020-01-01	208
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	5
2019: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year	2019-01-01	188
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	147
Number of other retired or separated participants entitled to future benefits	2019-01-01	60
Total of all active and inactive participants	2019-01-01	207
Total participants	2019-01-01	207
Number of participants with account balances	2019-01-01	196
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	4
2018: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year	2018-01-01	180
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	130
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	56
Total of all active and inactive participants	2018-01-01	186
Total participants	2018-01-01	186
Number of participants with account balances	2018-01-01	176
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	13
2017: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year	2017-01-01	179
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	133
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	46
Total of all active and inactive participants	2017-01-01	179
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	179
Number of participants with account balances	2017-01-01	168
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	3
2016: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year	2016-01-01	172
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	124
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	50
Total of all active and inactive participants	2016-01-01	174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	174
Number of participants with account balances	2016-01-01	160
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	9
2015: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year	2015-01-01	123
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	129
Number of other retired or separated participants entitled to future benefits	2015-01-01	12
Total of all active and inactive participants	2015-01-01	141
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	141
Number of participants with account balances	2015-01-01	119
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	6
2014: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year	2014-01-01	147
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	125
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	35
Total of all active and inactive participants	2014-01-01	160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	160
Number of participants with account balances	2014-01-01	143
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	5
2013: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year	2013-12-01	140
Total number of active participants reported on line 7a of the Form 5500	2013-12-01	117
Number of retired or separated participants receiving benefits	2013-12-01	0
Number of other retired or separated participants entitled to future benefits	2013-12-01	29
Total of all active and inactive participants	2013-12-01	146
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-12-01	0
Total participants	2013-12-01	146
Number of participants with account balances	2013-12-01	129
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-12-01	0
2012: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year	2012-12-01	145
Total number of active participants reported on line 7a of the Form 5500	2012-12-01	114
Number of retired or separated participants receiving benefits	2012-12-01	28
Number of other retired or separated participants entitled to future benefits	2012-12-01	0
Total of all active and inactive participants	2012-12-01	142
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-12-01	0
Total participants	2012-12-01	142
Number of participants with account balances	2012-12-01	128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-12-01	0
2011: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year	2011-12-01	161
Total number of active participants reported on line 7a of the Form 5500	2011-12-01	128
Number of retired or separated participants receiving benefits	2011-12-01	0
Number of other retired or separated participants entitled to future benefits	2011-12-01	33
Total of all active and inactive participants	2011-12-01	161
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-12-01	0
Total participants	2011-12-01	161
Number of participants with account balances	2011-12-01	139
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-12-01	8
2010: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year	2010-12-01	160
Total number of active participants reported on line 7a of the Form 5500	2010-12-01	127
Number of retired or separated participants receiving benefits	2010-12-01	0
Number of other retired or separated participants entitled to future benefits	2010-12-01	32
Total of all active and inactive participants	2010-12-01	159
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-12-01	0
Total participants	2010-12-01	159
Number of participants with account balances	2010-12-01	143
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-12-01	10
2009: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2009 401k membership
Total participants, beginning-of-year	2009-12-01	161
Total number of active participants reported on line 7a of the Form 5500	2009-12-01	129
Number of retired or separated participants receiving benefits	2009-12-01	0
Number of other retired or separated participants entitled to future benefits	2009-12-01	27
Total of all active and inactive participants	2009-12-01	156
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-12-01	0
Total participants	2009-12-01	156
Number of participants with account balances	2009-12-01	131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-12-01	11

Financial Data on MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

Measure	Date	Value
2022 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2022 401k financial data
Total income from all sources (including contributions)	2022-12-31	$-1,058,530
Total of all expenses incurred	2022-12-31	$1,856,251
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$1,787,394
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,661,521
Value of total assets at end of year	2022-12-31	$13,674,357
Value of total assets at beginning of year	2022-12-31	$16,589,138
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$68,857
Total interest from all sources	2022-12-31	$30,996
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$448,656
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$448,656
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$8,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$671,866
Participant contributions at end of year	2022-12-31	$160,274
Participant contributions at beginning of year	2022-12-31	$195,898
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$468,836
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-2,914,781
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$13,674,357
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$16,589,138
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$12,620,995
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$15,061,615
Interest on participant loans	2022-12-31	$9,947
Interest earned on other investments	2022-12-31	$21,049
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$893,088
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$1,331,625
Expenses. Payments to insurance carriers foe the provision of benefits	2022-12-31	$377,679
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-3,199,703
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$520,819
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$1,409,715
Contract administrator fees	2022-12-31	$68,857
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	BOYLE, DEVENY & MEYER, PC
Accountancy firm EIN	2022-12-31	810390489
2021 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2021 401k financial data
Total income from all sources (including contributions)	2021-12-31	$3,899,148
Total of all expenses incurred	2021-12-31	$1,663,591
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$1,590,725
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,531,302
Value of total assets at end of year	2021-12-31	$16,589,138
Value of total assets at beginning of year	2021-12-31	$14,353,581
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$72,866
Total interest from all sources	2021-12-31	$32,694
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$1,134,487
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$1,134,487
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$8,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$616,224
Participant contributions at end of year	2021-12-31	$195,898
Participant contributions at beginning of year	2021-12-31	$129,458
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$436,237
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$2,235,557
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$16,589,138
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$14,353,581
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$15,061,615
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$12,623,018
Interest on participant loans	2021-12-31	$9,872
Interest earned on other investments	2021-12-31	$22,822
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$1,331,625
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$1,601,105
Expenses. Payments to insurance carriers foe the provision of benefits	2021-12-31	$324,679
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$1,200,665
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$478,841
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$1,266,046
Contract administrator fees	2021-12-31	$72,866
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	BOYLE, DEVENY & MEYER, PC
Accountancy firm EIN	2021-12-31	810390489
2020 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2020 401k financial data
Total income from all sources (including contributions)	2020-12-31	$2,923,494
Total of all expenses incurred	2020-12-31	$319,819
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$266,870
Value of total corrective distributions	2020-12-31	$216
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,121,393
Value of total assets at end of year	2020-12-31	$14,353,581
Value of total assets at beginning of year	2020-12-31	$11,749,906
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$52,733
Total interest from all sources	2020-12-31	$35,451
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$472,243
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$472,243
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$568,522
Participant contributions at end of year	2020-12-31	$129,458
Participant contributions at beginning of year	2020-12-31	$124,761
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$96,603
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$2,603,675
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$14,353,581
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$11,749,906
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$12,623,018
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$10,314,282
Interest on participant loans	2020-12-31	$7,296
Interest earned on other investments	2020-12-31	$28,155
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$1,601,105
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$1,310,863
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$37,883
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,294,407
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$456,268
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$228,987
Contract administrator fees	2020-12-31	$52,733
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	BOYLE, DEVENY & MEYER, PC
Accountancy firm EIN	2020-12-31	810390489
2019 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2019 401k financial data
Total income from all sources (including contributions)	2019-12-31	$2,852,612
Total of all expenses incurred	2019-12-31	$324,207
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$276,757
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$847,742
Value of total assets at end of year	2019-12-31	$11,749,906
Value of total assets at beginning of year	2019-12-31	$9,221,501
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$47,450
Total interest from all sources	2019-12-31	$35,027
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$410,522
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$410,522
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$456,577
Participant contributions at end of year	2019-12-31	$124,761
Participant contributions at beginning of year	2019-12-31	$88,953
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$16,125
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$2,528,405
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$11,749,906
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$9,221,501
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$10,314,282
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$7,944,803
Interest on participant loans	2019-12-31	$6,632
Interest earned on other investments	2019-12-31	$28,395
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$1,310,863
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$1,187,745
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,559,321
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$375,040
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$276,757
Contract administrator fees	2019-12-31	$47,450
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	BOYLE, DEVENY & MEYER, PC
Accountancy firm EIN	2019-12-31	810390489
2018 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2018 401k financial data
Total income from all sources (including contributions)	2018-12-31	$253,001
Total of all expenses incurred	2018-12-31	$700,188
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$653,783
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$772,973
Value of total assets at end of year	2018-12-31	$9,221,501
Value of total assets at beginning of year	2018-12-31	$9,668,688
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$46,405
Total interest from all sources	2018-12-31	$26,835
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$577,440
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$577,440
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$389,334
Participant contributions at end of year	2018-12-31	$88,953
Participant contributions at beginning of year	2018-12-31	$122,138
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$52,369
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-447,187
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$9,221,501
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$9,668,688
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$7,944,803
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$8,532,307
Interest on participant loans	2018-12-31	$5,391
Interest earned on other investments	2018-12-31	$21,444
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$1,187,745
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$1,014,243
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-1,124,247
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$331,270
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$653,783
Contract administrator fees	2018-12-31	$46,405
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	BOYLE, DEVENY & MEYER, PC
Accountancy firm EIN	2018-12-31	810390489
2017 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2017 401k financial data
Total income from all sources (including contributions)	2017-12-31	$2,064,007
Total of all expenses incurred	2017-12-31	$522,961
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$479,005
Value of total corrective distributions	2017-12-31	$2,137
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$648,345
Value of total assets at end of year	2017-12-31	$9,668,688
Value of total assets at beginning of year	2017-12-31	$8,127,642
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$41,819
Total interest from all sources	2017-12-31	$23,717
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$398,099
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$398,099
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$350,726
Participant contributions at end of year	2017-12-31	$122,138
Participant contributions at beginning of year	2017-12-31	$146,302
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$1,541,046
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$9,668,688
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$8,127,642
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$8,532,307
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$7,422,783
Interest on participant loans	2017-12-31	$6,932
Interest earned on other investments	2017-12-31	$16,785
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$1,014,243
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$558,557
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$993,846
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$297,619
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$479,005
Contract administrator fees	2017-12-31	$41,819
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	BOYLE,DEVENY & MEYER, PC
Accountancy firm EIN	2017-12-31	810390489
2016 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$1,417,561
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$316,533
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$280,341
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$699,722
Value of total assets at end of year	2016-12-31	$8,127,642
Value of total assets at beginning of year	2016-12-31	$7,026,614
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$36,192
Total interest from all sources	2016-12-31	$17,180
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$260,318
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$260,318
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$332,605
Participant contributions at end of year	2016-12-31	$146,302
Participant contributions at beginning of year	2016-12-31	$178,307
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$91,978
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,101,028
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$8,127,642
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$7,026,614
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$7,422,783
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$6,372,564
Interest on participant loans	2016-12-31	$6,704
Interest earned on other investments	2016-12-31	$10,476
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$558,557
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$475,743
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$440,341
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$275,139
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$280,341
Contract administrator fees	2016-12-31	$36,192
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	BOYLE, DEVENY & MEYER, PC
Accountancy firm EIN	2016-12-31	810390489
2015 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$642,047
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$306,746
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$273,247
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$647,969
Value of total assets at end of year	2015-12-31	$7,026,614
Value of total assets at beginning of year	2015-12-31	$6,691,313
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$33,499
Total interest from all sources	2015-12-31	$16,243
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$345,392
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$345,392
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$293,782
Participant contributions at end of year	2015-12-31	$178,307
Participant contributions at beginning of year	2015-12-31	$113,779
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$114,144
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$335,301
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$7,026,614
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$6,691,313
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$6,372,564
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$6,089,212
Interest on participant loans	2015-12-31	$5,738
Interest earned on other investments	2015-12-31	$10,505
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$475,743
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$488,322
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-367,557
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$240,043
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$273,247
Contract administrator fees	2015-12-31	$33,499
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BOYLE, DEVENY & MEYER, PC
Accountancy firm EIN	2015-12-31	810390489
2014 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$1,134,799
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$152,263
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$116,062
Value of total corrective distributions	2014-12-31	$6,726
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$702,725
Value of total assets at end of year	2014-12-31	$6,691,313
Value of total assets at beginning of year	2014-12-31	$5,708,777
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$29,475
Total interest from all sources	2014-12-31	$16,875
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$305,014
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$305,014
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$273,723
Participant contributions at end of year	2014-12-31	$113,779
Participant contributions at beginning of year	2014-12-31	$142,769
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$211,335
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$982,536
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$6,691,313
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$5,708,777
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$6,089,212
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$5,144,150
Interest on participant loans	2014-12-31	$6,821
Interest earned on other investments	2014-12-31	$10,054
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$488,322
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$421,858
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$110,185
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$217,667
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$116,062
Contract administrator fees	2014-12-31	$29,475
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BOYLE,DEVENY & MEYER PC
Accountancy firm EIN	2014-12-31	810390489
2013 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$163,555
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$50
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$63,383
Value of total assets at end of year	2013-12-31	$5,708,777
Value of total assets at beginning of year	2013-12-31	$5,545,272
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$50
Total interest from all sources	2013-12-31	$1,147
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$151,660
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$151,660
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$40,335
Participant contributions at end of year	2013-12-31	$142,769
Participant contributions at beginning of year	2013-12-31	$143,304
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$1,803
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$163,505
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$5,708,777
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$5,545,272
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$5,144,150
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$5,021,770
Interest on participant loans	2013-12-31	$779
Interest earned on other investments	2013-12-31	$368
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$421,858
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$380,198
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$-52,635
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$21,245
Contract administrator fees	2013-12-31	$50
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	BOYLE, DEVENY & MEYER PC
Accountancy firm EIN	2013-12-31	810390489
Total unrealized appreciation/depreciation of assets	2013-11-30	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-11-30	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-11-30	$0
Total income from all sources (including contributions)	2013-11-30	$1,384,204
Total loss/gain on sale of assets	2013-11-30	$0
Total of all expenses incurred	2013-11-30	$939,887
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-11-30	$930,342
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-11-30	$491,945
Value of total assets at end of year	2013-11-30	$5,545,272
Value of total assets at beginning of year	2013-11-30	$5,100,955
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-11-30	$9,545
Total interest from all sources	2013-11-30	$21,285
Total dividends received (eg from common stock, registered investment company shares)	2013-11-30	$14,219
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-11-30	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-11-30	$14,219
Was this plan covered by a fidelity bond	2013-11-30	Yes
Value of fidelity bond cover	2013-11-30	$5,000,000
If this is an individual account plan, was there a blackout period	2013-11-30	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-11-30	$0
Were there any nonexempt tranactions with any party-in-interest	2013-11-30	No
Contributions received from participants	2013-11-30	$274,764
Participant contributions at end of year	2013-11-30	$143,304
Participant contributions at beginning of year	2013-11-30	$124,498
Income. Received or receivable in cash from other sources (including rollovers)	2013-11-30	$1,355
Administrative expenses (other) incurred	2013-11-30	$1,671
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-11-30	No
Value of net income/loss	2013-11-30	$444,317
Value of net assets at end of year (total assets less liabilities)	2013-11-30	$5,545,272
Value of net assets at beginning of year (total assets less liabilities)	2013-11-30	$5,100,955
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-11-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-11-30	No
Were any leases to which the plan was party in default or uncollectible	2013-11-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-11-30	$5,021,770
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-11-30	$4,148,062
Interest on participant loans	2013-11-30	$5,812
Interest earned on other investments	2013-11-30	$15,473
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-11-30	$380,198
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-11-30	$828,395
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-11-30	$856,755
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-11-30	No
Was there a failure to transmit to the plan any participant contributions	2013-11-30	No
Has the plan failed to provide any benefit when due under the plan	2013-11-30	No
Contributions received in cash from employer	2013-11-30	$215,826
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-11-30	$930,342
Contract administrator fees	2013-11-30	$7,874
Did the plan have assets held for investment	2013-11-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-11-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-11-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-11-30	Yes
Opinion of an independent qualified public accountant for this plan	2013-11-30	Disclaimer
Accountancy firm name	2013-11-30	BOYLE, DEVENY & MEYER PC
Accountancy firm EIN	2013-11-30	810390489
2012 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-11-30	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-11-30	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-11-30	$0
Total income from all sources (including contributions)	2012-11-30	$961,092
Total loss/gain on sale of assets	2012-11-30	$0
Total of all expenses incurred	2012-11-30	$334,430
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-11-30	$331,285
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-11-30	$492,370
Value of total assets at end of year	2012-11-30	$5,100,955
Value of total assets at beginning of year	2012-11-30	$4,474,293
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-11-30	$3,145
Total interest from all sources	2012-11-30	$21,405
Total dividends received (eg from common stock, registered investment company shares)	2012-11-30	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-11-30	No
Was this plan covered by a fidelity bond	2012-11-30	Yes
Value of fidelity bond cover	2012-11-30	$5,000,000
If this is an individual account plan, was there a blackout period	2012-11-30	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-11-30	$0
Were there any nonexempt tranactions with any party-in-interest	2012-11-30	No
Contributions received from participants	2012-11-30	$265,923
Participant contributions at end of year	2012-11-30	$124,498
Participant contributions at beginning of year	2012-11-30	$139,858
Income. Received or receivable in cash from other sources (including rollovers)	2012-11-30	$3,373
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-11-30	No
Value of net income/loss	2012-11-30	$626,662
Value of net assets at end of year (total assets less liabilities)	2012-11-30	$5,100,955
Value of net assets at beginning of year (total assets less liabilities)	2012-11-30	$4,474,293
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-11-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-11-30	No
Were any leases to which the plan was party in default or uncollectible	2012-11-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-11-30	$4,148,062
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-11-30	$3,775,570
Interest on participant loans	2012-11-30	$7,119
Interest earned on other investments	2012-11-30	$14,286
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-11-30	$828,395
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-11-30	$558,865
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-11-30	$447,317
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-11-30	No
Was there a failure to transmit to the plan any participant contributions	2012-11-30	No
Has the plan failed to provide any benefit when due under the plan	2012-11-30	No
Contributions received in cash from employer	2012-11-30	$223,074
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-11-30	$331,285
Contract administrator fees	2012-11-30	$3,145
Did the plan have assets held for investment	2012-11-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-11-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-11-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-11-30	Yes
Opinion of an independent qualified public accountant for this plan	2012-11-30	Disclaimer
Accountancy firm name	2012-11-30	BOYLE, DEVENY AND MEYER, CPA'S, PC
Accountancy firm EIN	2012-11-30	810390489
2011 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-11-30	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-11-30	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-11-30	$0
Total income from all sources (including contributions)	2011-11-30	$688,108
Total loss/gain on sale of assets	2011-11-30	$0
Total of all expenses incurred	2011-11-30	$124,231
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-11-30	$121,459
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-11-30	$478,593
Value of total assets at end of year	2011-11-30	$4,474,293
Value of total assets at beginning of year	2011-11-30	$3,910,416
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-11-30	$2,772
Total interest from all sources	2011-11-30	$23,662
Total dividends received (eg from common stock, registered investment company shares)	2011-11-30	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-11-30	No
Was this plan covered by a fidelity bond	2011-11-30	Yes
Value of fidelity bond cover	2011-11-30	$5,000,000
If this is an individual account plan, was there a blackout period	2011-11-30	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-11-30	$0
Were there any nonexempt tranactions with any party-in-interest	2011-11-30	No
Contributions received from participants	2011-11-30	$261,254
Participant contributions at end of year	2011-11-30	$139,858
Participant contributions at beginning of year	2011-11-30	$131,244
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-11-30	No
Value of net income/loss	2011-11-30	$563,877
Value of net assets at end of year (total assets less liabilities)	2011-11-30	$4,474,293
Value of net assets at beginning of year (total assets less liabilities)	2011-11-30	$3,910,416
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-11-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-11-30	No
Were any leases to which the plan was party in default or uncollectible	2011-11-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-11-30	$3,775,570
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-11-30	$3,195,750
Interest on participant loans	2011-11-30	$7,054
Interest earned on other investments	2011-11-30	$16,608
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-11-30	$558,865
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-11-30	$583,422
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-11-30	$185,853
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-11-30	No
Was there a failure to transmit to the plan any participant contributions	2011-11-30	No
Has the plan failed to provide any benefit when due under the plan	2011-11-30	No
Contributions received in cash from employer	2011-11-30	$217,339
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-11-30	$121,459
Contract administrator fees	2011-11-30	$2,772
Did the plan have assets held for investment	2011-11-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-11-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-11-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-11-30	Yes
Opinion of an independent qualified public accountant for this plan	2011-11-30	Disclaimer
Accountancy firm name	2011-11-30	BOYLE, DEVENY, AND MEYER, CPA'S, PC
Accountancy firm EIN	2011-11-30	810390489
2010 : MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2010 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-11-30	$0

Form 5500 Responses for MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

2022: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2013 form 5500 responses
2013-12-01	Type of plan entity	Single employer plan
2013-12-01	Submission has been amended	No
2013-12-01	This submission is the final filing	No
2013-12-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2013-12-01	Plan is a collectively bargained plan	No
2013-12-01	Plan funding arrangement – Insurance	Yes
2013-12-01	Plan funding arrangement – Trust	Yes
2013-12-01	Plan benefit arrangement – Insurance	Yes
2013-12-01	Plan benefit arrangement - Trust	Yes
2012: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2012 form 5500 responses
2012-12-01	Type of plan entity	Single employer plan
2012-12-01	Submission has been amended	No
2012-12-01	This submission is the final filing	No
2012-12-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-12-01	Plan is a collectively bargained plan	No
2012-12-01	Plan funding arrangement – Insurance	Yes
2012-12-01	Plan funding arrangement – Trust	Yes
2012-12-01	Plan benefit arrangement – Insurance	Yes
2012-12-01	Plan benefit arrangement - Trust	Yes
2011: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2011 form 5500 responses
2011-12-01	Type of plan entity	Single employer plan
2011-12-01	Submission has been amended	No
2011-12-01	This submission is the final filing	No
2011-12-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-12-01	Plan is a collectively bargained plan	No
2011-12-01	Plan funding arrangement – Insurance	Yes
2011-12-01	Plan benefit arrangement – Insurance	Yes
2010: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2010 form 5500 responses
2010-12-01	Type of plan entity	Single employer plan
2010-12-01	Submission has been amended	No
2010-12-01	This submission is the final filing	No
2010-12-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-12-01	Plan is a collectively bargained plan	No
2010-12-01	Plan funding arrangement – Insurance	Yes
2010-12-01	Plan benefit arrangement – Insurance	Yes
2009: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2009 form 5500 responses
2009-12-01	Type of plan entity	Single employer plan
2009-12-01	Submission has been amended	No
2009-12-01	This submission is the final filing	No
2009-12-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-12-01	Plan is a collectively bargained plan	No
2009-12-01	Plan funding arrangement – Insurance	Yes
2009-12-01	Plan benefit arrangement – Insurance	Yes
2008: MISSOULA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST 2008 form 5500 responses
2008-12-01	Type of plan entity	Single employer plan
2008-12-01	Submission has been amended	No
2008-12-01	This submission is the final filing	No
2008-12-01	This return/report is a short plan year return/report (less than 12 months)	No
2008-12-01	Plan is a collectively bargained plan	No

Insurance Providers Used on plan

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	231
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	215
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	208
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	197
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	176
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	168
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Contracts With Unallocated Funds Deposit Administration	1

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	152
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	1
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	145
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	128
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

VARIABLE ANNUITY LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70238 )

Policy contract number

70976

Policy instance

Insurance contract or identification number	70976
Number of Individuals Covered	128
Insurance policy start date	2012-12-01
Insurance policy end date	2013-11-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

CUNA MUTUAL GROUP (National Association of Insurance Commissioners NAIC id number: 62626 )

Policy contract number

125-0139-3

Policy instance

Insurance contract or identification number	125-0139-3
Number of Individuals Covered	0
Insurance policy start date	2012-12-01
Insurance policy end date	2013-11-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

CUNA MUTUAL GROUP (National Association of Insurance Commissioners NAIC id number: 62626 )

Policy contract number

125-0139-3

Policy instance

Insurance contract or identification number	125-0139-3
Number of Individuals Covered	161
Insurance policy start date	2011-12-01
Insurance policy end date	2012-11-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	1
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

CUNA MUTUAL GROUP (National Association of Insurance Commissioners NAIC id number: 62626 )

Policy contract number

125-0139-3

Policy instance

Insurance contract or identification number	125-0139-3
Number of Individuals Covered	159
Insurance policy start date	2010-12-01
Insurance policy end date	2011-11-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	1
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

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Company Name:	CLEARWATER FEDERAL CREDIT UNION
Employer identification number (EIN):	810289023
NAIC Classification:	522130
NAIC Description:	Credit Unions