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RICH RUHL 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameRICH RUHL 401(K) PROFIT SHARING PLAN
Plan identification number 001

RICH RUHL 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

RICH RUHL INSURANCE, INC. has sponsored the creation of one or more 401k plans.

Company Name:RICH RUHL INSURANCE, INC.
Employer identification number (EIN):931259634
NAIC Classification:524210
NAIC Description:Insurance Agencies and Brokerages

Additional information about RICH RUHL INSURANCE, INC.

Jurisdiction of Incorporation: Oregon Secretary of State Corporations Division
Incorporation Date: 1998-12-17
Company Identification Number: 66572083
Legal Registered Office Address: 390 COBURG RD STE F

EUGENE
United States of America (USA)
97401

More information about RICH RUHL INSURANCE, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RICH RUHL 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01RICHARD E. RUHL2024-10-08 RICHARD E. RUHL2024-10-08
0012022-01-01RICHARD E. RUHL2023-05-16 RICHARD E. RUHL2023-05-16
0012021-01-01RICHARD E. RUHL2022-09-13 RICHARD E. RUHL2022-09-13
0012020-01-01RICHARD E. RUHL2021-03-26 RICHARD E. RUHL2021-03-26
0012019-01-01RICHARD E. RUHL2020-03-19 RICHARD E. RUHL2020-03-19
0012018-01-01
0012017-01-01

Financial Data on RICH RUHL 401(K) PROFIT SHARING PLAN

Measure Date Value
2023 : RICH RUHL 401(K) PROFIT SHARING PLAN 2023 401k financial data
Transfers to/from the plan2023-12-31$0
Total plan liabilities at end of year2023-12-31$0
Total plan liabilities at beginning of year2023-12-31$0
Total income from all sources2023-12-31$80,058
Expenses. Total of all expenses incurred2023-12-31$16,086
Benefits paid (including direct rollovers)2023-12-31$10,161
Total plan assets at end of year2023-12-31$422,273
Total plan assets at beginning of year2023-12-31$358,301
Value of fidelity bond covering the plan2023-12-31$250,000
Assets. Value of tangible personal property2023-12-31$57,330
Total contributions received or receivable from participants2023-12-31$60,000
Expenses. Other expenses not covered elsewhere2023-12-31$0
Contributions received from other sources (not participants or employers)2023-12-31$0
Other income received2023-12-31$15,615
Noncash contributions received2023-12-31$0
Net income (gross income less expenses)2023-12-31$63,972
Net plan assets at end of year (total assets less liabilities)2023-12-31$422,273
Net plan assets at beginning of year (total assets less liabilities)2023-12-31$358,301
Total contributions received or receivable from employer(s)2023-12-31$4,443
Value of certain deemed distributions of participant loans2023-12-31$0
Value of corrective distributions2023-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2023-12-31$5,925
2022 : RICH RUHL 401(K) PROFIT SHARING PLAN 2022 401k financial data
Transfers to/from the plan2022-12-31$0
Total plan liabilities at end of year2022-12-31$0
Total plan liabilities at beginning of year2022-12-31$0
Total income from all sources2022-12-31$9,096
Expenses. Total of all expenses incurred2022-12-31$24,213
Benefits paid (including direct rollovers)2022-12-31$19,290
Total plan assets at end of year2022-12-31$358,301
Total plan assets at beginning of year2022-12-31$373,418
Value of fidelity bond covering the plan2022-12-31$250,000
Assets. Value of tangible personal property2022-12-31$51,242
Total contributions received or receivable from participants2022-12-31$54,865
Expenses. Other expenses not covered elsewhere2022-12-31$0
Contributions received from other sources (not participants or employers)2022-12-31$0
Other income received2022-12-31$-56,550
Noncash contributions received2022-12-31$0
Net income (gross income less expenses)2022-12-31$-15,117
Net plan assets at end of year (total assets less liabilities)2022-12-31$358,301
Net plan assets at beginning of year (total assets less liabilities)2022-12-31$373,418
Total contributions received or receivable from employer(s)2022-12-31$10,781
Value of certain deemed distributions of participant loans2022-12-31$0
Value of corrective distributions2022-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2022-12-31$4,923
2021 : RICH RUHL 401(K) PROFIT SHARING PLAN 2021 401k financial data
Transfers to/from the plan2021-12-31$0
Total plan liabilities at end of year2021-12-31$0
Total plan liabilities at beginning of year2021-12-31$0
Total income from all sources2021-12-31$83,171
Expenses. Total of all expenses incurred2021-12-31$3,970
Benefits paid (including direct rollovers)2021-12-31$0
Total plan assets at end of year2021-12-31$373,418
Total plan assets at beginning of year2021-12-31$294,217
Value of fidelity bond covering the plan2021-12-31$250,000
Assets. Value of tangible personal property2021-12-31$51,035
Total contributions received or receivable from participants2021-12-31$48,753
Expenses. Other expenses not covered elsewhere2021-12-31$0
Contributions received from other sources (not participants or employers)2021-12-31$0
Other income received2021-12-31$28,255
Noncash contributions received2021-12-31$0
Net income (gross income less expenses)2021-12-31$79,201
Net plan assets at end of year (total assets less liabilities)2021-12-31$373,418
Net plan assets at beginning of year (total assets less liabilities)2021-12-31$294,217
Total contributions received or receivable from employer(s)2021-12-31$6,163
Value of certain deemed distributions of participant loans2021-12-31$0
Value of corrective distributions2021-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2021-12-31$3,970
2020 : RICH RUHL 401(K) PROFIT SHARING PLAN 2020 401k financial data
Transfers to/from the plan2020-12-31$0
Total plan liabilities at end of year2020-12-31$0
Total plan liabilities at beginning of year2020-12-31$0
Total income from all sources2020-12-31$51,714
Expenses. Total of all expenses incurred2020-12-31$1,893
Benefits paid (including direct rollovers)2020-12-31$0
Total plan assets at end of year2020-12-31$294,217
Total plan assets at beginning of year2020-12-31$244,396
Value of fidelity bond covering the plan2020-12-31$250,000
Assets. Value of tangible personal property2020-12-31$53,706
Total contributions received or receivable from participants2020-12-31$42,650
Expenses. Other expenses not covered elsewhere2020-12-31$0
Contributions received from other sources (not participants or employers)2020-12-31$0
Other income received2020-12-31$4,300
Noncash contributions received2020-12-31$0
Net income (gross income less expenses)2020-12-31$49,821
Net plan assets at end of year (total assets less liabilities)2020-12-31$294,217
Net plan assets at beginning of year (total assets less liabilities)2020-12-31$244,396
Total contributions received or receivable from employer(s)2020-12-31$4,764
Value of certain deemed distributions of participant loans2020-12-31$0
Value of corrective distributions2020-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2020-12-31$1,893
2019 : RICH RUHL 401(K) PROFIT SHARING PLAN 2019 401k financial data
Transfers to/from the plan2019-12-31$0
Total plan liabilities at end of year2019-12-31$0
Total plan liabilities at beginning of year2019-12-31$0
Total income from all sources2019-12-31$77,924
Expenses. Total of all expenses incurred2019-12-31$2,361
Benefits paid (including direct rollovers)2019-12-31$2,071
Total plan assets at end of year2019-12-31$244,396
Total plan assets at beginning of year2019-12-31$168,833
Value of fidelity bond covering the plan2019-12-31$250,000
Assets. Value of tangible personal property2019-12-31$42,302
Total contributions received or receivable from participants2019-12-31$40,842
Expenses. Other expenses not covered elsewhere2019-12-31$0
Contributions received from other sources (not participants or employers)2019-12-31$0
Other income received2019-12-31$32,702
Noncash contributions received2019-12-31$0
Net income (gross income less expenses)2019-12-31$75,563
Net plan assets at end of year (total assets less liabilities)2019-12-31$244,396
Net plan assets at beginning of year (total assets less liabilities)2019-12-31$168,833
Total contributions received or receivable from employer(s)2019-12-31$4,380
Value of certain deemed distributions of participant loans2019-12-31$0
Value of corrective distributions2019-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2019-12-31$290
2018 : RICH RUHL 401(K) PROFIT SHARING PLAN 2018 401k financial data
Transfers to/from the plan2018-12-31$0
Total plan liabilities at end of year2018-12-31$0
Total plan liabilities at beginning of year2018-12-31$0
Total income from all sources2018-12-31$43,921
Expenses. Total of all expenses incurred2018-12-31$0
Benefits paid (including direct rollovers)2018-12-31$0
Total plan assets at end of year2018-12-31$168,833
Total plan assets at beginning of year2018-12-31$124,912
Value of fidelity bond covering the plan2018-12-31$150,000
Assets. Value of tangible personal property2018-12-31$28,143
Total contributions received or receivable from participants2018-12-31$41,475
Expenses. Other expenses not covered elsewhere2018-12-31$0
Contributions received from other sources (not participants or employers)2018-12-31$0
Other income received2018-12-31$-4,528
Noncash contributions received2018-12-31$0
Net income (gross income less expenses)2018-12-31$43,921
Net plan assets at end of year (total assets less liabilities)2018-12-31$168,833
Net plan assets at beginning of year (total assets less liabilities)2018-12-31$124,912
Total contributions received or receivable from employer(s)2018-12-31$6,974
Value of certain deemed distributions of participant loans2018-12-31$0
Value of corrective distributions2018-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2018-12-31$0
2017 : RICH RUHL 401(K) PROFIT SHARING PLAN 2017 401k financial data
Transfers to/from the plan2017-12-31$0
Total income from all sources2017-12-31$124,912
Expenses. Total of all expenses incurred2017-12-31$0
Benefits paid (including direct rollovers)2017-12-31$0
Total plan assets at end of year2017-12-31$124,912
Total plan assets at beginning of year2017-12-31$0
Value of fidelity bond covering the plan2017-12-31$150,000
Assets. Value of tangible personal property2017-12-31$17,272
Total contributions received or receivable from participants2017-12-31$36,000
Expenses. Other expenses not covered elsewhere2017-12-31$0
Contributions received from other sources (not participants or employers)2017-12-31$49,823
Other income received2017-12-31$7,745
Noncash contributions received2017-12-31$0
Net income (gross income less expenses)2017-12-31$124,912
Net plan assets at end of year (total assets less liabilities)2017-12-31$124,912
Net plan assets at beginning of year (total assets less liabilities)2017-12-31$0
Total contributions received or receivable from employer(s)2017-12-31$31,344
Value of certain deemed distributions of participant loans2017-12-31$0
Value of corrective distributions2017-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2017-12-31$0

Form 5500 Responses for RICH RUHL 401(K) PROFIT SHARING PLAN

2023: RICH RUHL 401(K) PROFIT SHARING PLAN 2023 form 5500 responses
2023-01-01Type of plan entitySingle employer plan
2023-01-01Submission has been amendedNo
2023-01-01This submission is the final filingNo
2023-01-01This return/report is a short plan year return/report (less than 12 months)No
2023-01-01Plan is a collectively bargained planNo
2023-01-01Plan funding arrangement – InsuranceYes
2023-01-01Plan funding arrangement – TrustYes
2023-01-01Plan benefit arrangement – InsuranceYes
2023-01-01Plan benefit arrangement - TrustYes
2022: RICH RUHL 401(K) PROFIT SHARING PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – InsuranceYes
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement – InsuranceYes
2022-01-01Plan benefit arrangement - TrustYes
2021: RICH RUHL 401(K) PROFIT SHARING PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – InsuranceYes
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement – InsuranceYes
2021-01-01Plan benefit arrangement - TrustYes
2020: RICH RUHL 401(K) PROFIT SHARING PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – InsuranceYes
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement – InsuranceYes
2020-01-01Plan benefit arrangement - TrustYes
2019: RICH RUHL 401(K) PROFIT SHARING PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – InsuranceYes
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement – InsuranceYes
2019-01-01Plan benefit arrangement - TrustYes
2018: RICH RUHL 401(K) PROFIT SHARING PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: RICH RUHL 401(K) PROFIT SHARING PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01First time form 5500 has been submittedYes
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )
Policy contract number81D415
Policy instance 1
Insurance contract or identification number81D415
Number of Individuals Covered0
Insurance policy start date2023-01-01
Insurance policy end date2023-12-31
Total amount of commissions paid to insurance brokerUSD $1,481
Total amount of fees paid to insurance companyUSD $0
VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )
Policy contract number81D415
Policy instance 1
Insurance contract or identification number81D415
Number of Individuals Covered3
Insurance policy start date2022-01-01
Insurance policy end date2022-12-31
Total amount of commissions paid to insurance brokerUSD $1,500
Total amount of fees paid to insurance companyUSD $0
VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )
Policy contract number81D415
Policy instance 1
VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )
Policy contract number81D415
Policy instance 1
VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )
Policy contract number81D415
Policy instance 1

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