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KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 401k Plan overview

Plan NameKERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN
Plan identification number 001

KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

KERSTIN FLORIAN, INC. has sponsored the creation of one or more 401k plans.

Company Name:KERSTIN FLORIAN, INC.
Employer identification number (EIN):953787118
NAIC Classification:339900

Additional information about KERSTIN FLORIAN, INC.

Jurisdiction of Incorporation: California Department of State
Incorporation Date: 1981-11-13
Company Identification Number: C1095914
Legal Registered Office Address: 20492 Crescent Bay Dr Ste 100

Lake Forest
United States of America (USA)
92630

More information about KERSTIN FLORIAN, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01
0012017-01-01
0012016-01-01
0012015-01-01
0012014-01-01RON BAHNER2015-10-14
0012013-01-01RON BAHNER
0012012-01-01RON BAHNER
0012011-01-01RON BAHNER
0012010-01-01RON BAHNER
0012009-11-01RON BAHNER
0012008-11-01

Plan Statistics for KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN

401k plan membership statisitcs for KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN

Measure Date Value
2013: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-0134
Total number of active participants reported on line 7a of the Form 55002013-01-0125
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-0112
Total of all active and inactive participants2013-01-0137
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-0137
Number of participants with account balances2013-01-0135
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-010
2012: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-0136
Total number of active participants reported on line 7a of the Form 55002012-01-0123
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0111
Total of all active and inactive participants2012-01-0134
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-0134
Number of participants with account balances2012-01-0131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-010
2011: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-0132
Total number of active participants reported on line 7a of the Form 55002011-01-0126
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0110
Total of all active and inactive participants2011-01-0136
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-0136
Number of participants with account balances2011-01-0133
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010
2010: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-0134
Total number of active participants reported on line 7a of the Form 55002010-01-0123
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-019
Total of all active and inactive participants2010-01-0132
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-0132
Number of participants with account balances2010-01-0131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-010
2009: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2009 401k membership
Total participants, beginning-of-year2009-11-0133
Total number of active participants reported on line 7a of the Form 55002009-11-0123
Number of retired or separated participants receiving benefits2009-11-010
Number of other retired or separated participants entitled to future benefits2009-11-0111
Total of all active and inactive participants2009-11-0134
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-11-010
Total participants2009-11-0134
Number of participants with account balances2009-11-0133
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-11-010

Financial Data on KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN

Measure Date Value
2013 : KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2013 401k financial data
Total income from all sources2013-12-31$258,266
Expenses. Total of all expenses incurred2013-12-31$39,446
Benefits paid (including direct rollovers)2013-12-31$32,172
Total plan assets at end of year2013-12-31$2,307,392
Total plan assets at beginning of year2013-12-31$2,088,572
Value of fidelity bond covering the plan2013-12-31$400,000
Total contributions received or receivable from participants2013-12-31$128,903
Other income received2013-12-31$65,735
Net income (gross income less expenses)2013-12-31$218,820
Net plan assets at end of year (total assets less liabilities)2013-12-31$2,307,392
Net plan assets at beginning of year (total assets less liabilities)2013-12-31$2,088,572
Assets. Value of participant loans2013-12-31$69,820
Total contributions received or receivable from employer(s)2013-12-31$63,628
Expenses. Administrative service providers (salaries,fees and commissions)2013-12-31$7,274
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
2012 : KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2012 401k financial data
Total income from all sources2012-12-31$334,569
Expenses. Total of all expenses incurred2012-12-31$58,425
Benefits paid (including direct rollovers)2012-12-31$51,612
Total plan assets at end of year2012-12-31$2,088,572
Total plan assets at beginning of year2012-12-31$1,812,428
Value of fidelity bond covering the plan2012-12-31$400,000
Total contributions received or receivable from participants2012-12-31$132,205
Other income received2012-12-31$133,787
Net income (gross income less expenses)2012-12-31$276,144
Net plan assets at end of year (total assets less liabilities)2012-12-31$2,088,572
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$1,812,428
Assets. Value of participant loans2012-12-31$51,083
Total contributions received or receivable from employer(s)2012-12-31$68,577
Expenses. Administrative service providers (salaries,fees and commissions)2012-12-31$6,813
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
2011 : KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2011 401k financial data
Total income from all sources2011-12-31$231,324
Expenses. Total of all expenses incurred2011-12-31$78,442
Benefits paid (including direct rollovers)2011-12-31$69,430
Total plan assets at end of year2011-12-31$1,812,428
Total plan assets at beginning of year2011-12-31$1,659,546
Value of fidelity bond covering the plan2011-12-31$200,000
Total contributions received or receivable from participants2011-12-31$134,992
Other income received2011-12-31$27,399
Net income (gross income less expenses)2011-12-31$152,882
Net plan assets at end of year (total assets less liabilities)2011-12-31$1,812,428
Net plan assets at beginning of year (total assets less liabilities)2011-12-31$1,659,546
Assets. Value of participant loans2011-12-31$70,786
Total contributions received or receivable from employer(s)2011-12-31$68,933
Expenses. Administrative service providers (salaries,fees and commissions)2011-12-31$9,012
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
2010 : KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2010 401k financial data
Total income from all sources2010-12-31$233,618
Expenses. Total of all expenses incurred2010-12-31$33,036
Benefits paid (including direct rollovers)2010-12-31$25,677
Total plan assets at end of year2010-12-31$1,659,546
Total plan assets at beginning of year2010-12-31$1,458,964
Total contributions received or receivable from participants2010-12-31$113,251
Other income received2010-12-31$54,077
Net income (gross income less expenses)2010-12-31$200,582
Net plan assets at end of year (total assets less liabilities)2010-12-31$1,659,546
Net plan assets at beginning of year (total assets less liabilities)2010-12-31$1,458,964
Assets. Value of participant loans2010-12-31$44,237
Total contributions received or receivable from employer(s)2010-12-31$66,290
Expenses. Administrative service providers (salaries,fees and commissions)2010-12-31$7,359
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
2009 : KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN

2013: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedYes
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes
2010: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – InsuranceYes
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement – InsuranceYes
2010-01-01Plan benefit arrangement - TrustYes
2009: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2009 form 5500 responses
2009-11-01Type of plan entitySingle employer plan
2009-11-01Submission has been amendedNo
2009-11-01This submission is the final filingNo
2009-11-01This return/report is a short plan year return/report (less than 12 months)Yes
2009-11-01Plan is a collectively bargained planNo
2009-11-01Plan funding arrangement – InsuranceYes
2009-11-01Plan funding arrangement – TrustYes
2009-11-01Plan benefit arrangement – InsuranceYes
2009-11-01Plan benefit arrangement - TrustYes
2008: KERSTIN FLORIAN, INC. PROFIT SHARING 401K PLAN 2008 form 5500 responses
2008-11-01Type of plan entitySingle employer plan
2008-11-01Submission has been amendedNo
2008-11-01This submission is the final filingNo
2008-11-01This return/report is a short plan year return/report (less than 12 months)No
2008-11-01Plan is a collectively bargained planNo

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number86385
Policy instance 1
Insurance contract or identification number86385
Number of Individuals Covered35
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $6,251
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $6,251
Insurance broker organization code?3
Insurance broker nameROYAL ALLIANCE ASSOCIATION INC
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number86385
Policy instance 1
Insurance contract or identification number86385
Number of Individuals Covered31
Insurance policy start date2012-11-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $5,244
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $5,244
Amount paid for insurance broker fees0
Additional information about fees paid to insurance brokerAGENT
Insurance broker organization code?3
Insurance broker nameROYAL ALLIANCE ASSOCIATION INC
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number86385
Policy instance 1
Insurance contract or identification number86385
Number of Individuals Covered33
Insurance policy start date2011-11-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $4,584
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number86385
Policy instance 1
Insurance contract or identification number86385
Number of Individuals Covered31
Insurance policy start date2010-11-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $3,610
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No

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