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DAVID J. SPECTOR & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameDAVID J. SPECTOR & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN
Plan identification number 001

DAVID J. SPECTOR & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Partial participant-directed account plan - Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

DAVID J. SPECTOR & ASSOCIATES, INC. has sponsored the creation of one or more 401k plans.

Company Name:DAVID J. SPECTOR & ASSOCIATES, INC.
Employer identification number (EIN):133736457
NAIC Classification:531390
NAIC Description:Other Activities Related to Real Estate

Additional information about DAVID J. SPECTOR & ASSOCIATES, INC.

Jurisdiction of Incorporation: New York Department of State
Incorporation Date: 1993-07-23
Company Identification Number: 1743884
Legal Registered Office Address: 1114 AVE. OF THE AMERICAS
26TH FLOOR
NEW YORK
United States of America (USA)
100367762

More information about DAVID J. SPECTOR & ASSOCIATES, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan DAVID J. SPECTOR & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01DAVID SPECTOR2024-09-18 DAVID SPECTOR2024-09-18
0012022-01-01DAVID SPECTOR2023-10-04 DAVID SPECTOR2023-10-04
0012021-01-01DAVID SPECTOR2022-10-14 DAVID SPECTOR2022-10-14
0012020-01-01DAVID SPECTOR2021-09-14 DAVID SPECTOR2021-09-14
0012019-01-01DAVID SPECTOR2020-10-07 DAVID SPECTOR2020-10-07
0012018-01-01DAVID J SPECTOR2019-05-14 DAVID J SPECTOR2019-05-14
0012017-01-01DAVID J. SPECTOR2018-08-14 DAVID J. SPECTOR2018-08-14
0012016-01-01DAVID J.SPECTOR2017-09-28 DAVID J.SPECTOR2017-09-28
0012015-01-01DAVID J. SPECTOR2016-10-12 DAVID J. SPECTOR2016-10-12
0012014-01-01DAVID J. SPECTOR2015-10-14 DAVID J. SPECTOR2015-10-14
0012013-01-01DAVID J. SPECTOR2014-08-21 DAVID J. SPECTOR2014-08-21
0012012-01-01DAVID SPECTOR2013-10-17 DAVID SPECTOR2013-10-17
0012011-01-01DAVID SPECTOR2012-10-05 DAVID SPECTOR2012-10-05
0012010-01-01DAVID SPECTOR2011-10-06 DAVID SPECTOR2011-10-06

Financial Data on DAVID J. SPECTOR & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN

Measure Date Value
2025 : DAVID J. SPECTOR & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN 2025 401k financial data
Total liabilities as of the beginning of the plan year2025-10-150
Total expenses incurred by plan in this plan year2025-10-1550359
Net assets as of the end of the plan year2025-10-153757332
Total assets as of the beginning of the plan year2025-10-153338637
Value of plan covered by a fidelity bond2025-10-15250000
Participant contributions to plan in this plan year2025-10-1555000
Other income to plan in this plan year2025-10-15404510
Plan net income in this plan year2025-10-15418695
Net assets as of the end of the plan year2025-10-153757332
Net assets as of the beginning of the plan year2025-10-153338637
Employer contributions to plan in this plan year2025-10-159544
Expensese paid to adminstrative service provicers from plan in this plan year2025-10-158951
2024 : DAVID J. SPECTOR & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN 2024 401k financial data
Total liabilities as of the end of the plan year2024-09-180
Total liabilities as of the beginning of the plan year2024-09-180
Total expenses incurred by plan in this plan year2024-09-186070
Net assets as of the end of the plan year2024-09-183338637
Total assets as of the beginning of the plan year2024-09-182902499
Value of plan covered by a fidelity bond2024-09-18250000
Participant contributions to plan in this plan year2024-09-1822500
Other income to plan in this plan year2024-09-18419708
Plan net income in this plan year2024-09-18436138
Net assets as of the end of the plan year2024-09-183338637
Net assets as of the beginning of the plan year2024-09-182902499
Expensese paid to adminstrative service provicers from plan in this plan year2024-09-186070

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