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STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 401k Plan overview

Plan NameSTEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN
Plan identification number 004

STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN Benefits

401k Plan TypeDefined Benefit Pension
Plan Features/Benefits
  • Benefits are primarily pay related
  • Cash balance or similar plan - Plan has a "cash balance" formula. For this purpose, a "cash balance" formula is a benefit formula in a defined benefit plan by whatever name (for example, personal account plan, pension equity plan, life cycle plan, cash account plan, etc.) that rather than, or in addition to, expressing the accrued benefit as a life annuity commencing at normal retirement age, defines benefits for each employee in terms more common to a defined contribution plan such as a single sum distribution amount (for example, 10 percent of final average pay times years of service, or the amount of the employee's hypothetical account balance).
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

STEVEN A. APPEL, D.D.S., P.C. has sponsored the creation of one or more 401k plans.

Company Name:STEVEN A. APPEL, D.D.S., P.C.
Employer identification number (EIN):232184032
NAIC Classification:621210
NAIC Description:Offices of Dentists

Form 5500 Filing Information

Submission information for form 5500 for 401k plan STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0042020-01-01
0042019-01-01
0042018-01-01
0042017-01-01
0042016-01-01STEVEN APPEL2017-10-04
0042015-01-01STEVEN A. APPEL, DDS2016-06-30
0042014-01-01STEVEN A. APPEL, DDS2015-09-23
0042013-01-01STEVEN A. APPEL, DDS
0042012-01-01STEVEN A. APPEL, DDS
0042011-01-01STEVEN A. APPEL, D.D.S.

Plan Statistics for STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN

401k plan membership statisitcs for STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN

Measure Date Value
2019: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2019 401k membership
Market value of plan assets2019-12-311,756,854
Acturial value of plan assets2019-12-311,756,854
Funding target for retired participants and beneficiaries receiving payment2019-12-310
Number of terminated vested participants2019-12-317
Fundng target for terminated vested participants2019-12-3113,886
Active participant vested funding target2019-12-311,649,338
Number of active participants2019-12-3126
Total funding liabilities for active participants2019-12-311,649,338
Total participant count2019-12-3133
Total funding target for all participants2019-12-311,663,224
Balance at beginning of prior year after applicable adjustments2019-12-310
Prefunding balance at beginning of prior year after applicable adjustments2019-12-310
Carryover balanced portion elected for use to offset prior years funding requirement2019-12-310
Prefunding balanced used to offset prior years funding requirement2019-12-310
Amount remaining of carryover balance2019-12-310
Amount remaining of prefunding balance2019-12-310
Present value of excess contributions2019-12-3184
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2019-12-3184
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2019-12-310
Reductions in caryover balances due to elections or deemed elections2019-12-310
Reductions in prefunding balances due to elections or deemed elections2019-12-310
Balance of carryovers at beginning of current year2019-12-310
Balance of prefunding at beginning of current year2019-12-310
Contributions allocated toward unpaid minimum require contributions from prior years2019-12-310
Contributions made to avoid restrictions adjusted to valuation date2019-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2019-12-310
Liquidity shortfalls end of Q12019-12-310
Liquidity shortfalls end of Q22019-12-310
Liquidity shortfalls end of Q32019-12-310
Liquidity shortfalls end of Q42019-12-310
Unpaid minimum required contributions for all prior years2019-12-310
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2019-12-310
Remaining amount of unpaid minimum required contributions2019-12-310
Minimum required contributions for current year target normal cost2019-12-310
Net shortfall amortization installment of oustanding balance2019-12-310
Waiver amortization installment2019-12-310
Total funding amount beforereflecting carryover/prefunding balances2019-12-310
Carryover balance elected to use to offset funding requirement2019-12-310
Prefunding balance elected to use to offset funding requirement2019-12-310
Additional cash requirement2019-12-310
Contributions allocatedtoward minimum required contributions for current year2019-12-310
Unpaid minimum required contributions for current year2019-12-310
Unpaid minimum required contributions for all years2019-12-310
2018: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2018 401k membership
Market value of plan assets2018-12-311,404,308
Acturial value of plan assets2018-12-311,404,308
Funding target for retired participants and beneficiaries receiving payment2018-12-310
Number of terminated vested participants2018-12-317
Fundng target for terminated vested participants2018-12-3112,772
Active participant vested funding target2018-12-311,404,769
Number of active participants2018-12-3126
Total funding liabilities for active participants2018-12-311,406,205
Total participant count2018-12-3133
Total funding target for all participants2018-12-311,418,977
Balance at beginning of prior year after applicable adjustments2018-12-310
Prefunding balance at beginning of prior year after applicable adjustments2018-12-310
Carryover balanced portion elected for use to offset prior years funding requirement2018-12-310
Prefunding balanced used to offset prior years funding requirement2018-12-310
Amount remaining of carryover balance2018-12-310
Amount remaining of prefunding balance2018-12-310
Present value of excess contributions2018-12-31131,367
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2018-12-31131,367
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2018-12-310
Reductions in caryover balances due to elections or deemed elections2018-12-310
Reductions in prefunding balances due to elections or deemed elections2018-12-310
Balance of carryovers at beginning of current year2018-12-310
Balance of prefunding at beginning of current year2018-12-310
Total employer contributions2018-12-31174,301
Total employee contributions2018-12-310
Contributions allocated toward unpaid minimum require contributions from prior years2018-12-310
Contributions made to avoid restrictions adjusted to valuation date2018-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2018-12-31170,379
Unpaid minimum required contributions for all prior years2018-12-310
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2018-12-310
Remaining amount of unpaid minimum required contributions2018-12-310
Minimum required contributions for current year target normal cost2018-12-31164,203
Net shortfall amortization installment of oustanding balance2018-12-3137,314
Waiver amortization installment2018-12-310
Total funding amount beforereflecting carryover/prefunding balances2018-12-31170,295
Carryover balance elected to use to offset funding requirement2018-12-310
Prefunding balance elected to use to offset funding requirement2018-12-310
Additional cash requirement2018-12-31170,295
Contributions allocatedtoward minimum required contributions for current year2018-12-31170,379
Unpaid minimum required contributions for current year2018-12-310
Unpaid minimum required contributions for all years2018-12-310
2017: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2017 401k membership
Market value of plan assets2017-12-311,432,280
Acturial value of plan assets2017-12-311,432,280
Funding target for retired participants and beneficiaries receiving payment2017-12-310
Number of terminated vested participants2017-12-315
Fundng target for terminated vested participants2017-12-316,825
Active participant vested funding target2017-12-311,162,219
Number of active participants2017-12-3123
Total funding liabilities for active participants2017-12-311,167,785
Total participant count2017-12-3128
Total funding target for all participants2017-12-311,174,610
Balance at beginning of prior year after applicable adjustments2017-12-310
Prefunding balance at beginning of prior year after applicable adjustments2017-12-310
Carryover balanced portion elected for use to offset prior years funding requirement2017-12-310
Prefunding balanced used to offset prior years funding requirement2017-12-310
Amount remaining of carryover balance2017-12-310
Amount remaining of prefunding balance2017-12-310
Present value of excess contributions2017-12-3139,877
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2017-12-3139,877
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2017-12-310
Reductions in caryover balances due to elections or deemed elections2017-12-310
Reductions in prefunding balances due to elections or deemed elections2017-12-310
Balance of carryovers at beginning of current year2017-12-310
Balance of prefunding at beginning of current year2017-12-310
Total employer contributions2017-12-31144,000
Total employee contributions2017-12-310
Contributions allocated toward unpaid minimum require contributions from prior years2017-12-310
Contributions made to avoid restrictions adjusted to valuation date2017-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2017-12-31147,627
Unpaid minimum required contributions for all prior years2017-12-310
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2017-12-310
Remaining amount of unpaid minimum required contributions2017-12-310
Minimum required contributions for current year target normal cost2017-12-31175,813
Net shortfall amortization installment of oustanding balance2017-12-310
Waiver amortization installment2017-12-310
Total funding amount beforereflecting carryover/prefunding balances2017-12-310
Additional cash requirement2017-12-310
Contributions allocatedtoward minimum required contributions for current year2017-12-31147,627
Unpaid minimum required contributions for current year2017-12-310
Unpaid minimum required contributions for all years2017-12-310
2016: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2016 401k membership
Market value of plan assets2016-12-311,003,380
Acturial value of plan assets2016-12-311,003,380
Funding target for retired participants and beneficiaries receiving payment2016-12-310
Number of terminated vested participants2016-12-319
Fundng target for terminated vested participants2016-12-3113,399
Active participant vested funding target2016-12-31946,328
Number of active participants2016-12-3120
Total funding liabilities for active participants2016-12-31946,999
Total participant count2016-12-3129
Total funding target for all participants2016-12-31960,398
Balance at beginning of prior year after applicable adjustments2016-12-310
Prefunding balance at beginning of prior year after applicable adjustments2016-12-310
Carryover balanced portion elected for use to offset prior years funding requirement2016-12-310
Prefunding balanced used to offset prior years funding requirement2016-12-310
Amount remaining of carryover balance2016-12-310
Amount remaining of prefunding balance2016-12-310
Present value of excess contributions2016-12-3122,655
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2016-12-3122,655
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2016-12-310
Reductions in caryover balances due to elections or deemed elections2016-12-310
Reductions in prefunding balances due to elections or deemed elections2016-12-310
Balance of carryovers at beginning of current year2016-12-310
Balance of prefunding at beginning of current year2016-12-310
Total employer contributions2016-12-31161,969
Total employee contributions2016-12-310
Contributions allocated toward unpaid minimum require contributions from prior years2016-12-310
Contributions made to avoid restrictions adjusted to valuation date2016-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2016-12-31164,693
Unpaid minimum required contributions for all prior years2016-12-310
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2016-12-310
Remaining amount of unpaid minimum required contributions2016-12-310
Minimum required contributions for current year target normal cost2016-12-31158,084
Net shortfall amortization installment of oustanding balance2016-12-310
Waiver amortization installment2016-12-310
Total funding amount beforereflecting carryover/prefunding balances2016-12-31115,102
Additional cash requirement2016-12-31115,102
Contributions allocatedtoward minimum required contributions for current year2016-12-31164,693
Unpaid minimum required contributions for current year2016-12-310
Unpaid minimum required contributions for all years2016-12-310
2013: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-0122
Total number of active participants reported on line 7a of the Form 55002013-01-0120
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-012
Total of all active and inactive participants2013-01-0122
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-0122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-010
2012: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-0122
Total number of active participants reported on line 7a of the Form 55002012-01-0122
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-010
Total of all active and inactive participants2012-01-0122
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-0122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-010
2011: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-0122
Total number of active participants reported on line 7a of the Form 55002011-01-0122
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-010
Total of all active and inactive participants2011-01-0122
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-0122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010

Financial Data on STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN

Measure Date Value
2013 : STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2013 401k financial data
Total income from all sources2013-12-31$222,469
Total plan assets at end of year2013-12-31$582,855
Total plan assets at beginning of year2013-12-31$360,386
Value of fidelity bond covering the plan2013-12-31$250,000
Other income received2013-12-31$36,895
Net income (gross income less expenses)2013-12-31$222,469
Net plan assets at end of year (total assets less liabilities)2013-12-31$582,855
Net plan assets at beginning of year (total assets less liabilities)2013-12-31$360,386
Total contributions received or receivable from employer(s)2013-12-31$185,574
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
2012 : STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2012 401k financial data
Total income from all sources2012-12-31$186,111
Total plan assets at end of year2012-12-31$360,386
Total plan assets at beginning of year2012-12-31$174,275
Value of fidelity bond covering the plan2012-12-31$250,000
Other income received2012-12-31$12,111
Net income (gross income less expenses)2012-12-31$186,111
Net plan assets at end of year (total assets less liabilities)2012-12-31$360,386
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$174,275
Total contributions received or receivable from employer(s)2012-12-31$174,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
2011 : STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2011 401k financial data
Total income from all sources2011-12-31$166,237
Expenses. Total of all expenses incurred2011-12-31$0
Total plan assets at end of year2011-12-31$166,237
Total plan assets at beginning of year2011-12-31$0
Net income (gross income less expenses)2011-12-31$166,237
Net plan assets at end of year (total assets less liabilities)2011-12-31$166,237
Net plan assets at beginning of year (total assets less liabilities)2011-12-31$0
Total contributions received or receivable from employer(s)2011-12-31$166,237
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0

Form 5500 Responses for STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN

2013: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: STEVEN A. APPEL, DDS, PC CASH BALANCE PENSION PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01First time form 5500 has been submittedYes
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes

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