401k Plan data: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND plan

INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 401k Plan overview

Plan Name	INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND
Plan identification number	002

INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

401k Sponsoring company profile

BOARD OF TRUSTEES IUOE LOCAL 324 RETIREMENT TRUST FUND has sponsored the creation of one or more 401k plans.

Company Name: BOARD OF TRUSTEES IUOE LOCAL 324 RETIREMENT TRUST FUND

Employer identification number (EIN): 383685356

NAIC Classification: 237310
NAIC Description: Highway, Street, and Bridge Construction

Form 5500 Filing Information

Submission information for form 5500 for 401k plan INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2014-01-01 SCOTT HART
002 2013-01-01 SCOTT HART
002 2012-01-01 SCOTT HART
002 2011-01-01 SCOTT HART
002 2009-01-01 DAVE HART TOM BARKER 2010-11-01
002 2009-01-01 DAVE HART TOM BARKER 2010-10-15

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
002	2014-01-01	SCOTT HART
002	2013-01-01	SCOTT HART
002	2012-01-01	SCOTT HART
002	2011-01-01	SCOTT HART
002	2009-01-01	DAVE HART	TOM BARKER	2010-11-01
002	2009-01-01	DAVE HART	TOM BARKER	2010-10-15

Plan Statistics for INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND

401k plan membership statisitcs for INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND

Measure Date Value
2014: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2014 401k membership
Total participants, beginning-of-year 2014-01-01 999
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 985
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 33
Total of all active and inactive participants 2014-01-01 1,018
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 1,018
Number of participants with account balances 2014-01-01 952
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
Number of employers contributing to the scheme 2014-01-01 33
2013: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2013 401k membership
Total participants, beginning-of-year 2013-01-01 908
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 982
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 17
Total of all active and inactive participants 2013-01-01 999
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 999
Number of participants with account balances 2013-01-01 939
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
Number of employers contributing to the scheme 2013-01-01 31
2012: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2012 401k membership
Total participants, beginning-of-year 2012-01-01 924
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 893
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 15
Total of all active and inactive participants 2012-01-01 908
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 908
Number of participants with account balances 2012-01-01 840
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
Number of employers contributing to the scheme 2012-01-01 22
2011: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2011 401k membership
Total participants, beginning-of-year 2011-01-01 784
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 882
Number of retired or separated participants receiving benefits 2011-01-01 42
Total of all active and inactive participants 2011-01-01 924
Total participants 2011-01-01 924
Number of participants with account balances 2011-01-01 869
Number of employers contributing to the scheme 2011-01-01 26
2009: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2009 401k membership
Total participants, beginning-of-year 2009-01-01 764
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 429
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 336
Total of all active and inactive participants 2009-01-01 765
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 765
Number of participants with account balances 2009-01-01 764
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2014: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2014 401k membership
Total participants, beginning-of-year	2014-01-01	999
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	985
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	33
Total of all active and inactive participants	2014-01-01	1,018
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	1,018
Number of participants with account balances	2014-01-01	952
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
Number of employers contributing to the scheme	2014-01-01	33
2013: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2013 401k membership
Total participants, beginning-of-year	2013-01-01	908
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	982
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	17
Total of all active and inactive participants	2013-01-01	999
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	999
Number of participants with account balances	2013-01-01	939
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
Number of employers contributing to the scheme	2013-01-01	31
2012: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2012 401k membership
Total participants, beginning-of-year	2012-01-01	924
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	893
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	15
Total of all active and inactive participants	2012-01-01	908
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	908
Number of participants with account balances	2012-01-01	840
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
Number of employers contributing to the scheme	2012-01-01	22
2011: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2011 401k membership
Total participants, beginning-of-year	2011-01-01	784
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	882
Number of retired or separated participants receiving benefits	2011-01-01	42
Total of all active and inactive participants	2011-01-01	924
Total participants	2011-01-01	924
Number of participants with account balances	2011-01-01	869
Number of employers contributing to the scheme	2011-01-01	26
2009: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2009 401k membership
Total participants, beginning-of-year	2009-01-01	764
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	429
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	336
Total of all active and inactive participants	2009-01-01	765
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	765
Number of participants with account balances	2009-01-01	764
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND

Measure	Date	Value
2014 : INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$10,915
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$29,443
Total income from all sources (including contributions)	2014-12-31	$3,606,946
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$3,349,642
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$2,923,081
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$2,739,960
Value of total assets at end of year	2014-12-31	$28,042,966
Value of total assets at beginning of year	2014-12-31	$27,804,190
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$426,561
Total interest from all sources	2014-12-31	$46,617
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$164,046
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$164,046
Administrative expenses professional fees incurred	2014-12-31	$70,998
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,398,016
Participant contributions at end of year	2014-12-31	$729,705
Participant contributions at beginning of year	2014-12-31	$805,321
Participant contributions at end of year	2014-12-31	$92,569
Participant contributions at beginning of year	2014-12-31	$138,328
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$1,828
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$112,912
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$51,197
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$15,092
Other income not declared elsewhere	2014-12-31	$214,578
Administrative expenses (other) incurred	2014-12-31	$17,161
Liabilities. Value of operating payables at end of year	2014-12-31	$10,915
Liabilities. Value of operating payables at beginning of year	2014-12-31	$29,443
Total non interest bearing cash at end of year	2014-12-31	$132,683
Total non interest bearing cash at beginning of year	2014-12-31	$219,640
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$257,304
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$28,032,051
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$27,774,747
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$4,744,381
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$3,337,585
Value of interest in pooled separate accounts at end of year	2014-12-31	$43,877
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$0
Interest on participant loans	2014-12-31	$31,237
Interest earned on other investments	2014-12-31	$15,380
Value of interest in common/collective trusts at end of year	2014-12-31	$20,933,782
Value of interest in common/collective trusts at beginning of year	2014-12-31	$21,988,591
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$1,219,749
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$1,143,384
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$122,468
Net investment gain/loss from pooled separate accounts	2014-12-31	$-738
Net investment gain or loss from common/collective trusts	2014-12-31	$320,015
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$1,229,032
Employer contributions (assets) at end of year	2014-12-31	$93,195
Employer contributions (assets) at beginning of year	2014-12-31	$156,249
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$2,923,081
Contract administrator fees	2014-12-31	$338,402
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2014-12-31	381357951
2013 : INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$29,443
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$48,877
Total income from all sources (including contributions)	2013-12-31	$6,364,274
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$2,642,061
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$2,327,091
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$3,271,997
Value of total assets at end of year	2013-12-31	$27,804,190
Value of total assets at beginning of year	2013-12-31	$24,101,411
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$314,970
Total interest from all sources	2013-12-31	$34,157
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$75,241
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$75,241
Administrative expenses professional fees incurred	2013-12-31	$61,668
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$1,444,577
Participant contributions at end of year	2013-12-31	$805,321
Participant contributions at beginning of year	2013-12-31	$668,841
Participant contributions at end of year	2013-12-31	$138,328
Participant contributions at beginning of year	2013-12-31	$91,854
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$831,419
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$15,092
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$23,282
Other income not declared elsewhere	2013-12-31	$75,657
Administrative expenses (other) incurred	2013-12-31	$27,209
Liabilities. Value of operating payables at end of year	2013-12-31	$29,443
Liabilities. Value of operating payables at beginning of year	2013-12-31	$48,877
Total non interest bearing cash at end of year	2013-12-31	$219,640
Total non interest bearing cash at beginning of year	2013-12-31	$216,663
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$3,722,213
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$27,774,747
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$24,052,534
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$3,337,585
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$1,555,051
Interest on participant loans	2013-12-31	$24,685
Interest earned on other investments	2013-12-31	$9,472
Value of interest in common/collective trusts at end of year	2013-12-31	$21,988,591
Value of interest in common/collective trusts at beginning of year	2013-12-31	$21,343,892
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$1,143,384
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$152,585
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$383,065
Net investment gain or loss from common/collective trusts	2013-12-31	$2,524,157
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$996,001
Employer contributions (assets) at end of year	2013-12-31	$156,249
Employer contributions (assets) at beginning of year	2013-12-31	$49,243
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$2,327,091
Contract administrator fees	2013-12-31	$226,093
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2013-12-31	381357951
2012 : INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$48,877
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$44,041
Total income from all sources (including contributions)	2012-12-31	$4,469,922
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$2,235,170
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$2,012,730
Expenses. Certain deemed distributions of participant loans	2012-12-31	$50,065
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$2,020,129
Value of total assets at end of year	2012-12-31	$24,101,411
Value of total assets at beginning of year	2012-12-31	$21,861,823
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$172,375
Total interest from all sources	2012-12-31	$28,000
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$18,670
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$18,670
Administrative expenses professional fees incurred	2012-12-31	$72,455
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,162,237
Participant contributions at end of year	2012-12-31	$668,841
Participant contributions at beginning of year	2012-12-31	$551,738
Participant contributions at end of year	2012-12-31	$91,854
Participant contributions at beginning of year	2012-12-31	$96,290
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$214,538
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$23,282
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$8,333
Other income not declared elsewhere	2012-12-31	$2,700
Administrative expenses (other) incurred	2012-12-31	$27,233
Liabilities. Value of operating payables at end of year	2012-12-31	$48,877
Liabilities. Value of operating payables at beginning of year	2012-12-31	$44,041
Total non interest bearing cash at end of year	2012-12-31	$216,663
Total non interest bearing cash at beginning of year	2012-12-31	$18,704
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$2,234,752
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$24,052,534
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$21,817,782
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$1,555,051
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$0
Value of interest in pooled separate accounts at end of year	2012-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$21,097,004
Interest on participant loans	2012-12-31	$27,886
Interest earned on other investments	2012-12-31	$114
Value of interest in common/collective trusts at end of year	2012-12-31	$21,343,892
Value of interest in common/collective trusts at beginning of year	2012-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$152,585
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$-8,819
Net investment gain/loss from pooled separate accounts	2012-12-31	$2,369,593
Net investment gain or loss from common/collective trusts	2012-12-31	$39,649
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$643,354
Employer contributions (assets) at end of year	2012-12-31	$49,243
Employer contributions (assets) at beginning of year	2012-12-31	$89,754
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$2,012,730
Contract administrator fees	2012-12-31	$72,687
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	Yes
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2012-12-31	381357951
2011 : INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2011 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$44,041
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$34,442
Total income from all sources (including contributions)	2011-12-31	$1,406,783
Total of all expenses incurred	2011-12-31	$1,128,638
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$953,151
Expenses. Certain deemed distributions of participant loans	2011-12-31	$28,216
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,694,969
Value of total assets at end of year	2011-12-31	$21,861,823
Value of total assets at beginning of year	2011-12-31	$21,574,079
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$147,271
Total interest from all sources	2011-12-31	$36,092
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Administrative expenses professional fees incurred	2011-12-31	$59,712
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$1,121,734
Participant contributions at end of year	2011-12-31	$551,738
Participant contributions at beginning of year	2011-12-31	$647,963
Participant contributions at end of year	2011-12-31	$96,290
Participant contributions at beginning of year	2011-12-31	$72,100
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$8,333
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$650
Administrative expenses (other) incurred	2011-12-31	$14,205
Liabilities. Value of operating payables at end of year	2011-12-31	$44,041
Liabilities. Value of operating payables at beginning of year	2011-12-31	$34,442
Total non interest bearing cash at end of year	2011-12-31	$18,704
Total non interest bearing cash at beginning of year	2011-12-31	$1,433
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$278,145
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$21,817,782
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$21,539,637
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in pooled separate accounts at end of year	2011-12-31	$21,097,004
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$20,766,107
Income. Interest from loans (other than to participants)	2011-12-31	$36,092
Net investment gain/loss from pooled separate accounts	2011-12-31	$-324,278
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$573,235
Employer contributions (assets) at end of year	2011-12-31	$89,754
Employer contributions (assets) at beginning of year	2011-12-31	$85,826
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$953,151
Contract administrator fees	2011-12-31	$73,354
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2011-12-31	381357951
2010 : INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$34,442
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$3,989,054
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$2,443,826
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$2,166,482
Expenses. Certain deemed distributions of participant loans	2010-12-31	$164,493
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,650,869
Value of total assets at end of year	2010-12-31	$21,574,079
Value of total assets at beginning of year	2010-12-31	$19,994,409
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$112,851
Total interest from all sources	2010-12-31	$51,608
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Administrative expenses professional fees incurred	2010-12-31	$93,788
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$1,154,003
Participant contributions at end of year	2010-12-31	$647,963
Participant contributions at beginning of year	2010-12-31	$914,258
Participant contributions at end of year	2010-12-31	$72,100
Participant contributions at beginning of year	2010-12-31	$100,640
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$650
Administrative expenses (other) incurred	2010-12-31	$9,752
Liabilities. Value of operating payables at end of year	2010-12-31	$34,442
Total non interest bearing cash at end of year	2010-12-31	$1,433
Total non interest bearing cash at beginning of year	2010-12-31	$14,067
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,545,228
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$21,539,637
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$19,994,409
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$18,907,326
Value of interest in pooled separate accounts at end of year	2010-12-31	$20,766,107
Income. Interest from loans (other than to participants)	2010-12-31	$51,608
Net investment gain/loss from pooled separate accounts	2010-12-31	$2,286,577
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$496,866
Employer contributions (assets) at end of year	2010-12-31	$85,826
Employer contributions (assets) at beginning of year	2010-12-31	$58,118
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$2,166,482
Contract administrator fees	2010-12-31	$9,311
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2010-12-31	381357951

Form 5500 Responses for INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND

2014: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2014 form 5500 responses
2014-01-01	Type of plan entity	Multi-employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	Yes
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2013 form 5500 responses
2013-01-01	Type of plan entity	Multi-employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	Yes
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2012 form 5500 responses
2012-01-01	Type of plan entity	Multi-employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	Yes
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2011 form 5500 responses
2011-01-01	Type of plan entity	Multi-employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	Yes
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 RETIREMENT TRUST FUND 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	Yes
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65676 )

Policy contract number

IUOE-001

Policy instance

Insurance contract or identification number	IUOE-001
Number of Individuals Covered	29
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $3,569
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $3,569
Insurance broker organization code?	3
Insurance broker name	AUSDAL FINANCIAL PARTNERS

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65676 )

Policy contract number

IUOE-001

Policy instance

Insurance contract or identification number	IUOE-001
Number of Individuals Covered	16
Insurance policy start date	2013-12-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $1,666
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $1,666
Insurance broker organization code?	3
Insurance broker name	AUSDAL FINANCIAL PARTNERS

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

19016

Policy instance

Insurance contract or identification number	19016
Number of Individuals Covered	0
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-17
Total amount of commissions paid to insurance broker	USD $73,228
Total amount of fees paid to insurance company	USD $101,836
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	89933
Additional information about fees paid to insurance broker	TPA FEES
Insurance broker organization code?	5
Commission paid to Insurance Broker	USD $73,228
Insurance broker name	I.U.O.E LOC 324 RETIREMENT PLAN

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65676 )

Policy contract number

IUOE-001

Policy instance

Insurance contract or identification number	IUOE-001
Number of Individuals Covered	3
Insurance policy start date	2012-12-01
Insurance policy end date	2012-12-31
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

19016

Policy instance

Insurance contract or identification number	19016
Number of Individuals Covered	869
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $70,176
Total amount of fees paid to insurance company	USD $99,710
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

19016

Policy instance

Insurance contract or identification number	19016
Number of Individuals Covered	735
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $63,848
Total amount of fees paid to insurance company	USD $66,630
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

Potentially related plans

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	BOARD OF TRUSTEES IUOE LOCAL 324 RETIREMENT TRUST FUND
Employer identification number (EIN):	383685356
NAIC Classification:	237310
NAIC Description:	Highway, Street, and Bridge Construction