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R & F METALS, INC. 401(K) PLAN 401k Plan overview

Plan NameR & F METALS, INC. 401(K) PLAN
Plan identification number 001

R & F METALS, INC. 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

R&F METALS INC has sponsored the creation of one or more 401k plans.

Company Name:R&F METALS INC
Employer identification number (EIN):521091938
NAIC Classification:238900

Form 5500 Filing Information

Submission information for form 5500 for 401k plan R & F METALS, INC. 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01
0012017-01-01CHERYL A. FLYNN
0012016-01-01CHERYL A. FLYNN CHERYL A. FLYNN2017-10-13
0012015-01-01CHERYL A. FLYNN2016-07-18 CHERYL A. FLYNN2016-07-18
0012014-01-01CHERYL FLYNN2015-07-24 CHERYL FLYNN2015-07-24
0012013-01-01CHERYL FLYNN2014-07-15 CHERYL FLYNN2014-07-15
0012012-01-01CHERYL FLYNN2013-07-15 CHERYL FLYNN2013-07-15
0012011-01-01CHERYL FLYNN2012-07-24 CHERYL FLYNN2012-07-24
0012009-01-01CHERYL FLYNN
0012009-01-01 CHERYL FLYNN2010-07-29

Plan Statistics for R & F METALS, INC. 401(K) PLAN

401k plan membership statisitcs for R & F METALS, INC. 401(K) PLAN

Measure Date Value
2022: R & F METALS, INC. 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-01118
Total number of active participants reported on line 7a of the Form 55002022-01-01109
Number of retired or separated participants receiving benefits2022-01-010
Number of other retired or separated participants entitled to future benefits2022-01-014
Total of all active and inactive participants2022-01-01113
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-01113
Number of participants with account balances2022-01-0170
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-010
2021: R & F METALS, INC. 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-01119
Total number of active participants reported on line 7a of the Form 55002021-01-01113
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-015
Total of all active and inactive participants2021-01-01118
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-01118
Number of participants with account balances2021-01-0168
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-010
2020: R & F METALS, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01109
Total number of active participants reported on line 7a of the Form 55002020-01-01114
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-014
Total of all active and inactive participants2020-01-01118
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-01118
Number of participants with account balances2020-01-0162
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: R & F METALS, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01107
Total number of active participants reported on line 7a of the Form 55002019-01-01104
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-014
Total of all active and inactive participants2019-01-01108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01108
Number of participants with account balances2019-01-0157
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: R & F METALS, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01105
Total number of active participants reported on line 7a of the Form 55002018-01-01101
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-016
Total of all active and inactive participants2018-01-01107
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-01107
Number of participants with account balances2018-01-0158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: R & F METALS, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01107
Total number of active participants reported on line 7a of the Form 55002017-01-01102
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-012
Total of all active and inactive participants2017-01-01104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01104
Number of participants with account balances2017-01-0156
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: R & F METALS, INC. 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01125
Total number of active participants reported on line 7a of the Form 55002016-01-01106
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-011
Total of all active and inactive participants2016-01-01107
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01107
Number of participants with account balances2016-01-0158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2009: R & F METALS, INC. 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-0156
Total number of active participants reported on line 7a of the Form 55002009-01-0170
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-014
Total of all active and inactive participants2009-01-0174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-0174
Number of participants with account balances2009-01-0145
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on R & F METALS, INC. 401(K) PLAN

Measure Date Value
2022 : R & F METALS, INC. 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$-1,215,865
Total loss/gain on sale of assets2022-12-31$0
Total of all expenses incurred2022-12-31$208,802
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$163,291
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$570,528
Value of total assets at end of year2022-12-31$9,517,907
Value of total assets at beginning of year2022-12-31$10,942,574
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$45,511
Total interest from all sources2022-12-31$1,923
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$187,618
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2022-12-31$187,618
Administrative expenses professional fees incurred2022-12-31$11,600
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$500,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$395,798
Participant contributions at end of year2022-12-31$31,191
Participant contributions at beginning of year2022-12-31$20,546
Administrative expenses (other) incurred2022-12-31$25,306
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$-1,424,667
Value of net assets at end of year (total assets less liabilities)2022-12-31$9,517,907
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$10,942,574
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$9,351,296
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$10,792,686
Interest on participant loans2022-12-31$0
Income. Interest from loans (other than to participants)2022-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2022-12-31$122,078
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2022-12-31$120,209
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2022-12-31$120,209
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2022-12-31$1,923
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-12-31$-1,975,934
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31Yes
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$174,730
Employer contributions (assets) at end of year2022-12-31$13,342
Employer contributions (assets) at beginning of year2022-12-31$9,133
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$163,291
Contract administrator fees2022-12-31$8,605
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31BENEFIT AUDIT GROUP, LLC
Accountancy firm EIN2022-12-31262404897
2021 : R & F METALS, INC. 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets2021-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$1,824,779
Total loss/gain on sale of assets2021-12-31$0
Total of all expenses incurred2021-12-31$659,779
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$618,788
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$521,468
Value of total assets at end of year2021-12-31$10,942,574
Value of total assets at beginning of year2021-12-31$9,777,574
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$40,991
Total interest from all sources2021-12-31$15
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$176,184
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2021-12-31$176,184
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$500,000
If this is an individual account plan, was there a blackout period2021-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2021-12-31$0
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$357,389
Participant contributions at end of year2021-12-31$20,546
Participant contributions at beginning of year2021-12-31$22,454
Administrative expenses (other) incurred2021-12-31$8,200
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$1,165,000
Value of net assets at end of year (total assets less liabilities)2021-12-31$10,942,574
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$9,777,574
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Investment advisory and management fees2021-12-31$24,334
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$10,792,686
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$9,565,598
Interest on participant loans2021-12-31$0
Income. Interest from loans (other than to participants)2021-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2021-12-31$120,209
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2021-12-31$178,921
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2021-12-31$178,921
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2021-12-31$15
Net investment gain/loss from registered investment companies (e.g. mutual funds)2021-12-31$1,127,112
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31No
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$164,079
Employer contributions (assets) at end of year2021-12-31$9,133
Employer contributions (assets) at beginning of year2021-12-31$10,601
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$618,788
Contract administrator fees2021-12-31$8,457
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31BENEFIT AUDIT GROUP, LLC
Accountancy firm EIN2021-12-31262404897
2020 : R & F METALS, INC. 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$1,627,828
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$127,278
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$91,443
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$487,249
Value of total assets at end of year2020-12-31$9,777,574
Value of total assets at beginning of year2020-12-31$8,277,024
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$35,835
Total interest from all sources2020-12-31$202
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$156,435
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2020-12-31$156,435
Administrative expenses professional fees incurred2020-12-31$5,000
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$500,000
If this is an individual account plan, was there a blackout period2020-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$335,366
Participant contributions at end of year2020-12-31$22,454
Participant contributions at beginning of year2020-12-31$18,312
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$1,500,550
Value of net assets at end of year (total assets less liabilities)2020-12-31$9,777,574
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$8,277,024
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Investment advisory and management fees2020-12-31$23,397
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$9,565,598
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$8,205,118
Interest on participant loans2020-12-31$0
Income. Interest from loans (other than to participants)2020-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2020-12-31$178,921
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2020-12-31$43,522
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2020-12-31$43,522
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2020-12-31$202
Net investment gain/loss from registered investment companies (e.g. mutual funds)2020-12-31$983,942
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31No
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$151,883
Employer contributions (assets) at end of year2020-12-31$10,601
Employer contributions (assets) at beginning of year2020-12-31$10,072
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$91,443
Contract administrator fees2020-12-31$7,438
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Disclaimer
Accountancy firm name2020-12-31BENEFIT AUDIT GROUP, LLC
Accountancy firm EIN2020-12-31262404897
2019 : R & F METALS, INC. 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total income from all sources (including contributions)2019-12-31$1,887,387
Total loss/gain on sale of assets2019-12-31$0
Total of all expenses incurred2019-12-31$226,477
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$187,620
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$441,304
Value of total assets at end of year2019-12-31$8,277,024
Value of total assets at beginning of year2019-12-31$6,616,114
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$38,857
Total interest from all sources2019-12-31$2,281
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$188,165
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2019-12-31$188,165
Administrative expenses professional fees incurred2019-12-31$9,000
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$500,000
If this is an individual account plan, was there a blackout period2019-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$302,217
Participant contributions at end of year2019-12-31$18,312
Participant contributions at beginning of year2019-12-31$10,922
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$1,660,910
Value of net assets at end of year (total assets less liabilities)2019-12-31$8,277,024
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$6,616,114
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Investment advisory and management fees2019-12-31$22,497
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$8,205,118
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$6,554,895
Interest on participant loans2019-12-31$0
Income. Interest from loans (other than to participants)2019-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2019-12-31$43,522
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2019-12-31$44,325
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2019-12-31$44,325
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2019-12-31$2,281
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$1,255,637
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$139,087
Employer contributions (assets) at end of year2019-12-31$10,072
Employer contributions (assets) at beginning of year2019-12-31$5,972
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$187,620
Contract administrator fees2019-12-31$7,360
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31BENEFIT AUDIT GROUP, LLC
Accountancy firm EIN2019-12-31262404897
2018 : R & F METALS, INC. 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$-17,438
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$174,826
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$139,669
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$428,043
Value of total assets at end of year2018-12-31$6,616,114
Value of total assets at beginning of year2018-12-31$6,808,378
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$35,157
Total interest from all sources2018-12-31$803
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$159,166
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2018-12-31$159,166
Administrative expenses professional fees incurred2018-12-31$6,500
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$500,000
If this is an individual account plan, was there a blackout period2018-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$283,825
Participant contributions at end of year2018-12-31$10,922
Participant contributions at beginning of year2018-12-31$16,217
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$13,775
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$-192,264
Value of net assets at end of year (total assets less liabilities)2018-12-31$6,616,114
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$6,808,378
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Investment advisory and management fees2018-12-31$21,632
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$6,554,895
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$6,737,232
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2018-12-31$44,325
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2018-12-31$45,444
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2018-12-31$45,444
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2018-12-31$803
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$-605,450
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$130,443
Employer contributions (assets) at end of year2018-12-31$5,972
Employer contributions (assets) at beginning of year2018-12-31$9,485
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$139,669
Contract administrator fees2018-12-31$7,025
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31BENEFIT AUDIT GROUP, LLC
Accountancy firm EIN2018-12-31262404897
2017 : R & F METALS, INC. 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$1,344,482
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$172,049
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$137,741
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$393,698
Value of total assets at end of year2017-12-31$6,808,378
Value of total assets at beginning of year2017-12-31$5,635,945
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$34,308
Total interest from all sources2017-12-31$383
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$129,143
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2017-12-31$129,143
Administrative expenses professional fees incurred2017-12-31$6,500
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$500,000
If this is an individual account plan, was there a blackout period2017-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$256,029
Participant contributions at end of year2017-12-31$16,217
Participant contributions at beginning of year2017-12-31$10,587
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$1,172,433
Value of net assets at end of year (total assets less liabilities)2017-12-31$6,808,378
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$5,635,945
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Investment advisory and management fees2017-12-31$20,800
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$6,737,232
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$5,573,640
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2017-12-31$45,444
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2017-12-31$44,935
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2017-12-31$44,935
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2017-12-31$383
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-12-31$821,258
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$137,669
Employer contributions (assets) at end of year2017-12-31$9,485
Employer contributions (assets) at beginning of year2017-12-31$6,783
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$137,741
Contract administrator fees2017-12-31$7,008
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31BENEFIT AUDIT GROUP, LLC
Accountancy firm EIN2017-12-31262404897
2016 : R & F METALS, INC. 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$744,790
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$535,790
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$510,093
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$395,739
Value of total assets at end of year2016-12-31$5,635,945
Value of total assets at beginning of year2016-12-31$5,426,945
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$25,697
Total interest from all sources2016-12-31$968
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$104,469
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$104,469
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$500,000
If this is an individual account plan, was there a blackout period2016-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$253,790
Participant contributions at end of year2016-12-31$10,587
Other income not declared elsewhere2016-12-31$4,072
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$209,000
Value of net assets at end of year (total assets less liabilities)2016-12-31$5,635,945
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$5,426,945
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Investment advisory and management fees2016-12-31$18,862
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$5,573,640
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$4,082,388
Interest on participant loans2016-12-31$0
Income. Interest from loans (other than to participants)2016-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2016-12-31$44,935
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2016-12-31$968
Assets. Value of investments in 103.12 investment entities at end of year2016-12-31$0
Assets. Value of investments in 103.12 investment entities at beginning of year2016-12-31$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2016-12-31$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2016-12-31$1,344,557
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$239,542
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31Yes
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$141,949
Employer contributions (assets) at end of year2016-12-31$6,783
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$510,093
Contract administrator fees2016-12-31$6,835
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31BENEFIT AUDIT GROUP, LLC
Accountancy firm EIN2016-12-31262404897
2010 : R & F METALS, INC. 401(K) PLAN 2010 401k financial data
Total income from all sources2010-12-31$606,621
Expenses. Total of all expenses incurred2010-12-31$103,717
Benefits paid (including direct rollovers)2010-12-31$103,467
Total plan assets at end of year2010-12-31$3,086,087
Total plan assets at beginning of year2010-12-31$2,583,183
Value of fidelity bond covering the plan2010-12-31$350,000
Total contributions received or receivable from participants2010-12-31$166,687
Other income received2010-12-31$349,477
Net income (gross income less expenses)2010-12-31$502,904
Net plan assets at end of year (total assets less liabilities)2010-12-31$3,086,087
Net plan assets at beginning of year (total assets less liabilities)2010-12-31$2,583,183
Total contributions received or receivable from employer(s)2010-12-31$90,457
Expenses. Administrative service providers (salaries,fees and commissions)2010-12-31$250
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
2009 : R & F METALS, INC. 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for R & F METALS, INC. 401(K) PLAN

2022: R & F METALS, INC. 401(K) PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: R & F METALS, INC. 401(K) PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: R & F METALS, INC. 401(K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: R & F METALS, INC. 401(K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: R & F METALS, INC. 401(K) PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: R & F METALS, INC. 401(K) PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: R & F METALS, INC. 401(K) PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2009: R & F METALS, INC. 401(K) PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedYes
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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