THE CITIZENS BANK has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN
| Measure | Date | Value |
|---|
| 2023 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2023 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2023-12-31 | $135,151 |
| Total unrealized appreciation/depreciation of assets | 2023-12-31 | $135,151 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $7,971,529 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $8,182,968 |
| Expenses. Interest paid | 2023-12-31 | $286,404 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2023-12-31 | $286,404 |
| Total income from all sources (including contributions) | 2023-12-31 | $2,009,006 |
| Total loss/gain on sale of assets | 2023-12-31 | $0 |
| Total of all expenses incurred | 2023-12-31 | $3,086,272 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-12-31 | $2,742,843 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-12-31 | $0 |
| Value of total assets at end of year | 2023-12-31 | $21,320,873 |
| Value of total assets at beginning of year | 2023-12-31 | $22,609,578 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-12-31 | $57,025 |
| Total interest from all sources | 2023-12-31 | $208,142 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-12-31 | $1,665,713 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-12-31 | No |
| Was this plan covered by a fidelity bond | 2023-12-31 | Yes |
| Value of fidelity bond cover | 2023-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2023-12-31 | $9,020 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2023-12-31 | $6,492 |
| Administrative expenses (other) incurred | 2023-12-31 | $1,800 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Value of net income/loss | 2023-12-31 | $-1,077,266 |
| Value of net assets at end of year (total assets less liabilities) | 2023-12-31 | $13,349,344 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-12-31 | $14,426,610 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-12-31 | $3,886,505 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-12-31 | $5,003,553 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2023-12-31 | $169,283 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2023-12-31 | $343,468 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2023-12-31 | $343,468 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2023-12-31 | $208,142 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-12-31 | No |
| Assets. Invements in employer securities at end of year | 2023-12-31 | $17,256,065 |
| Assets. Invements in employer securities at beginning of year | 2023-12-31 | $17,256,065 |
| Income. Dividends from common stock | 2023-12-31 | $1,665,713 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-12-31 | $2,742,843 |
| Contract administrator fees | 2023-12-31 | $11,526 |
| Liabilities. Value of benefit claims payable at end of year | 2023-12-31 | $299 |
| Liabilities. Value of benefit claims payable at beginning of year | 2023-12-31 | $0 |
| Did the plan have assets held for investment | 2023-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-12-31 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2023-12-31 | $7,971,230 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2023-12-31 | $8,182,968 |
| Opinion of an independent qualified public accountant for this plan | 2023-12-31 | Unqualified |
| Accountancy firm name | 2023-12-31 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2023-12-31 | 840741890 |
| Unrealized appreciation/depreciation of other (non real estate) assets | 2023-01-01 | $135,151 |
| Total unrealized appreciation/depreciation of assets | 2023-01-01 | $135,151 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $7,971,529 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $8,182,968 |
| Total income from all sources (including contributions) | 2023-01-01 | $2,009,006 |
| Total loss/gain on sale of assets | 2023-01-01 | $0 |
| Total of all expenses incurred | 2023-01-01 | $3,086,272 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-01-01 | $2,742,843 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-01-01 | $0 |
| Value of total assets at end of year | 2023-01-01 | $21,320,873 |
| Value of total assets at beginning of year | 2023-01-01 | $22,609,578 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-01-01 | $57,025 |
| Total interest from all sources | 2023-01-01 | $208,142 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-01-01 | $1,665,713 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-01-01 | No |
| Was this plan covered by a fidelity bond | 2023-01-01 | Yes |
| Value of fidelity bond cover | 2023-01-01 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-01-01 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2023-01-01 | $9,020 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2023-01-01 | $6,492 |
| Administrative expenses (other) incurred | 2023-01-01 | $1,800 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Value of net income/loss | 2023-01-01 | $-1,077,266 |
| Value of net assets at end of year (total assets less liabilities) | 2023-01-01 | $13,349,344 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-01-01 | $14,426,610 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-01-01 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-01-01 | $3,886,505 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-01-01 | $5,003,553 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2023-01-01 | $169,283 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2023-01-01 | $208,142 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-01-01 | No |
| Assets. Invements in employer securities at end of year | 2023-01-01 | $17,256,065 |
| Assets. Invements in employer securities at beginning of year | 2023-01-01 | $17,256,065 |
| Income. Dividends from common stock | 2023-01-01 | $1,665,713 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-01-01 | $2,742,843 |
| Contract administrator fees | 2023-01-01 | $11,526 |
| Liabilities. Value of benefit claims payable at end of year | 2023-01-01 | $299 |
| Liabilities. Value of benefit claims payable at beginning of year | 2023-01-01 | $0 |
| Did the plan have assets held for investment | 2023-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-01-01 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2023-01-01 | $7,971,230 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2023-01-01 | $8,182,968 |
| Opinion of an independent qualified public accountant for this plan | 2023-01-01 | 1 |
| Accountancy firm name | 2023-01-01 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2023-01-01 | 840741890 |
| 2022 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2022 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2022-12-31 | $75,571 |
| Total unrealized appreciation/depreciation of assets | 2022-12-31 | $75,571 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $8,182,968 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $8,387,545 |
| Expenses. Interest paid | 2022-12-31 | $293,564 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2022-12-31 | $293,564 |
| Total income from all sources (including contributions) | 2022-12-31 | $2,439,816 |
| Total loss/gain on sale of assets | 2022-12-31 | $0 |
| Total of all expenses incurred | 2022-12-31 | $6,892,417 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $6,526,947 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $0 |
| Value of total assets at end of year | 2022-12-31 | $22,609,578 |
| Value of total assets at beginning of year | 2022-12-31 | $27,266,756 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $71,906 |
| Total interest from all sources | 2022-12-31 | $137,773 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $2,226,472 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Administrative expenses professional fees incurred | 2022-12-31 | $71,906 |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2022-12-31 | $44,880 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2022-12-31 | $6,492 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2022-12-31 | $4,763 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $-4,452,601 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $14,426,610 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $18,879,211 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $5,003,553 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $6,226,757 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2022-12-31 | $343,468 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2022-12-31 | $150,112 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2022-12-31 | $150,112 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2022-12-31 | $137,773 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Assets. Invements in employer securities at end of year | 2022-12-31 | $17,256,065 |
| Assets. Invements in employer securities at beginning of year | 2022-12-31 | $20,885,124 |
| Income. Dividends from common stock | 2022-12-31 | $2,226,472 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $6,482,067 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2022-12-31 | $8,182,968 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2022-12-31 | $8,387,545 |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2022-12-31 | 840741890 |
| Unrealized appreciation/depreciation of other (non real estate) assets | 2022-01-01 | $75,571 |
| Total unrealized appreciation/depreciation of assets | 2022-01-01 | $75,571 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $8,182,968 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $8,387,545 |
| Total income from all sources (including contributions) | 2022-01-01 | $2,439,816 |
| Total loss/gain on sale of assets | 2022-01-01 | $0 |
| Total of all expenses incurred | 2022-01-01 | $6,892,417 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-01-01 | $6,526,947 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-01-01 | $0 |
| Value of total assets at end of year | 2022-01-01 | $22,609,578 |
| Value of total assets at beginning of year | 2022-01-01 | $27,266,756 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-01-01 | $71,906 |
| Total interest from all sources | 2022-01-01 | $137,773 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-01-01 | $2,226,472 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-01-01 | No |
| Administrative expenses professional fees incurred | 2022-01-01 | $71,906 |
| Was this plan covered by a fidelity bond | 2022-01-01 | Yes |
| Value of fidelity bond cover | 2022-01-01 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-01-01 | No |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2022-01-01 | $44,880 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2022-01-01 | $6,492 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2022-01-01 | $4,763 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Value of net income/loss | 2022-01-01 | $-4,452,601 |
| Value of net assets at end of year (total assets less liabilities) | 2022-01-01 | $14,426,610 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-01-01 | $18,879,211 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-01-01 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-01-01 | $5,003,553 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-01-01 | $6,226,757 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2022-01-01 | $343,468 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2022-01-01 | $137,773 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-01-01 | No |
| Assets. Invements in employer securities at end of year | 2022-01-01 | $17,256,065 |
| Assets. Invements in employer securities at beginning of year | 2022-01-01 | $20,885,124 |
| Income. Dividends from common stock | 2022-01-01 | $2,226,472 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-01-01 | $6,482,067 |
| Did the plan have assets held for investment | 2022-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-01-01 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2022-01-01 | $8,182,968 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2022-01-01 | $8,387,545 |
| Opinion of an independent qualified public accountant for this plan | 2022-01-01 | 1 |
| Accountancy firm name | 2022-01-01 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2022-01-01 | 840741890 |
| 2021 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2021 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2021-12-31 | $1,982,269 |
| Total unrealized appreciation/depreciation of assets | 2021-12-31 | $1,982,269 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $8,387,545 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $8,585,202 |
| Expenses. Interest paid | 2021-12-31 | $300,482 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2021-12-31 | $300,482 |
| Total income from all sources (including contributions) | 2021-12-31 | $4,117,771 |
| Total loss/gain on sale of assets | 2021-12-31 | $0 |
| Total of all expenses incurred | 2021-12-31 | $6,326,198 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $5,964,074 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $0 |
| Value of total assets at end of year | 2021-12-31 | $27,266,756 |
| Value of total assets at beginning of year | 2021-12-31 | $29,672,840 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $61,642 |
| Total interest from all sources | 2021-12-31 | $108,950 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $2,019,270 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Administrative expenses professional fees incurred | 2021-12-31 | $61,642 |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2021-12-31 | $2,930,412 |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2021-12-31 | $4,763 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2021-12-31 | $6,272 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $-2,208,427 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $18,879,211 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $21,087,638 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $6,226,757 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-12-31 | $7,091,563 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2021-12-31 | $150,112 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2021-12-31 | $658,117 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2021-12-31 | $658,117 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2021-12-31 | $108,950 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-12-31 | $7,282 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Assets. Invements in employer securities at end of year | 2021-12-31 | $20,885,124 |
| Assets. Invements in employer securities at beginning of year | 2021-12-31 | $21,916,888 |
| Income. Dividends from common stock | 2021-12-31 | $2,019,270 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $5,964,074 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2021-12-31 | $8,387,545 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2021-12-31 | $8,585,202 |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | FORTNER BAYENS |
| Accountancy firm EIN | 2021-12-31 | 840741890 |
| 2020 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2020 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2020-12-31 | $554,893 |
| Total unrealized appreciation/depreciation of assets | 2020-12-31 | $554,893 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $8,585,202 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $8,776,177 |
| Expenses. Interest paid | 2020-12-31 | $307,166 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2020-12-31 | $307,166 |
| Total income from all sources (including contributions) | 2020-12-31 | $2,714,269 |
| Total loss/gain on sale of assets | 2020-12-31 | $0 |
| Total of all expenses incurred | 2020-12-31 | $4,492,844 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $4,099,589 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $0 |
| Value of total assets at end of year | 2020-12-31 | $29,672,840 |
| Value of total assets at beginning of year | 2020-12-31 | $31,642,390 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $86,089 |
| Total interest from all sources | 2020-12-31 | $157,538 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $2,038,044 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Administrative expenses professional fees incurred | 2020-12-31 | $86,089 |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2020-12-31 | $2,074,231 |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2020-12-31 | $6,272 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2020-12-31 | $3,881 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $-1,778,575 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $21,087,638 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $22,866,213 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-12-31 | $7,091,563 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-12-31 | $4,623,812 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2020-12-31 | $658,117 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2020-12-31 | $3,461,916 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2020-12-31 | $3,461,916 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2020-12-31 | $157,538 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2020-12-31 | $-36,206 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Assets. Invements in employer securities at end of year | 2020-12-31 | $21,916,888 |
| Assets. Invements in employer securities at beginning of year | 2020-12-31 | $23,552,781 |
| Income. Dividends from common stock | 2020-12-31 | $2,038,044 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $4,099,589 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2020-12-31 | $8,585,202 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2020-12-31 | $8,776,177 |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Unqualified |
| Accountancy firm name | 2020-12-31 | FORTNER BAYENS |
| Accountancy firm EIN | 2020-12-31 | 840741890 |
| 2019 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2019 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2019-12-31 | $440,662 |
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $440,662 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $8,776,177 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $8,960,694 |
| Expenses. Interest paid | 2019-12-31 | $313,624 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2019-12-31 | $313,624 |
| Total income from all sources (including contributions) | 2019-12-31 | $2,658,642 |
| Total loss/gain on sale of assets | 2019-12-31 | $65,879 |
| Total of all expenses incurred | 2019-12-31 | $4,265,204 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $3,889,439 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $0 |
| Value of total assets at end of year | 2019-12-31 | $31,642,390 |
| Value of total assets at beginning of year | 2019-12-31 | $33,433,469 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $62,141 |
| Total interest from all sources | 2019-12-31 | $161,346 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $1,990,755 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Administrative expenses professional fees incurred | 2019-12-31 | $62,141 |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2019-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2019-12-31 | $3,881 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2019-12-31 | $8,460 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $-1,606,562 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $22,866,213 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $24,472,775 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $4,623,812 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $1,461,517 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2019-12-31 | $3,461,916 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2019-12-31 | $5,547,102 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2019-12-31 | $5,547,102 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2019-12-31 | $161,346 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Assets. Invements in employer securities at end of year | 2019-12-31 | $23,552,781 |
| Assets. Invements in employer securities at beginning of year | 2019-12-31 | $26,416,390 |
| Income. Dividends from common stock | 2019-12-31 | $1,990,755 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $3,889,439 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Aggregate proceeds on sale of assets | 2019-12-31 | $3,249,972 |
| Aggregate carrying amount (costs) on sale of assets | 2019-12-31 | $3,184,093 |
| Liabilities. Value of acquisition indebtedness at end of year | 2019-12-31 | $8,776,177 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2019-12-31 | $8,960,694 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Unqualified |
| Accountancy firm name | 2019-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2019-12-31 | 840741890 |
| 2018 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2018 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2018-12-31 | $634,042 |
| Total unrealized appreciation/depreciation of assets | 2018-12-31 | $634,042 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $8,960,694 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $6,592,384 |
| Expenses. Interest paid | 2018-12-31 | $230,733 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2018-12-31 | $230,733 |
| Total income from all sources (including contributions) | 2018-12-31 | $2,986,277 |
| Total loss/gain on sale of assets | 2018-12-31 | $130,724 |
| Total of all expenses incurred | 2018-12-31 | $8,237,225 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $7,902,346 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $0 |
| Value of total assets at end of year | 2018-12-31 | $33,433,469 |
| Value of total assets at beginning of year | 2018-12-31 | $36,316,107 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $104,146 |
| Total interest from all sources | 2018-12-31 | $117,841 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $2,103,670 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Administrative expenses professional fees incurred | 2018-12-31 | $104,146 |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2018-12-31 | $8,460 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2018-12-31 | $7,054 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $-5,250,948 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $24,472,775 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $29,723,723 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-12-31 | $1,461,517 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-12-31 | $1,337,633 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2018-12-31 | $5,547,102 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2018-12-31 | $7,106,859 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2018-12-31 | $7,106,859 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2018-12-31 | $117,841 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Assets. Invements in employer securities at end of year | 2018-12-31 | $26,416,390 |
| Assets. Invements in employer securities at beginning of year | 2018-12-31 | $27,864,561 |
| Income. Dividends from common stock | 2018-12-31 | $2,103,670 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $7,902,346 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Aggregate proceeds on sale of assets | 2018-12-31 | $4,738,463 |
| Aggregate carrying amount (costs) on sale of assets | 2018-12-31 | $4,607,739 |
| Liabilities. Value of acquisition indebtedness at end of year | 2018-12-31 | $8,960,694 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2018-12-31 | $6,592,384 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Unqualified |
| Accountancy firm name | 2018-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2018-12-31 | 840741890 |
| 2017 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2017 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2017-12-31 | $703,484 |
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $703,484 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $6,592,384 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $3,599,949 |
| Expenses. Interest paid | 2017-12-31 | $121,165 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2017-12-31 | $121,165 |
| Total income from all sources (including contributions) | 2017-12-31 | $3,199,991 |
| Total loss/gain on sale of assets | 2017-12-31 | $249,236 |
| Total of all expenses incurred | 2017-12-31 | $8,467,478 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $8,242,695 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $71,202 |
| Value of total assets at end of year | 2017-12-31 | $36,316,107 |
| Value of total assets at beginning of year | 2017-12-31 | $38,591,159 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $103,618 |
| Total interest from all sources | 2017-12-31 | $32,680 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $2,125,384 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-12-31 | $33,784 |
| Administrative expenses professional fees incurred | 2017-12-31 | $39,334 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2017-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2017-12-31 | $7,054 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2017-12-31 | $563 |
| Administrative expenses (other) incurred | 2017-12-31 | $165 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $-5,267,487 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $29,723,723 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $34,991,210 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Investment advisory and management fees | 2017-12-31 | $46,634 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $1,337,633 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $2,560,089 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2017-12-31 | $7,106,859 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2017-12-31 | $6,370,966 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2017-12-31 | $6,370,966 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2017-12-31 | $32,680 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $18,005 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Assets. Invements in employer securities at end of year | 2017-12-31 | $27,864,561 |
| Assets. Invements in employer securities at beginning of year | 2017-12-31 | $29,659,541 |
| Contributions received in cash from employer | 2017-12-31 | $71,202 |
| Income. Dividends from common stock | 2017-12-31 | $2,091,600 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $8,242,695 |
| Contract administrator fees | 2017-12-31 | $17,485 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Aggregate proceeds on sale of assets | 2017-12-31 | $15,944,762 |
| Aggregate carrying amount (costs) on sale of assets | 2017-12-31 | $15,695,526 |
| Liabilities. Value of acquisition indebtedness at end of year | 2017-12-31 | $6,592,384 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2017-12-31 | $3,599,949 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Unqualified |
| Accountancy firm name | 2017-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2017-12-31 | 840741890 |
| 2016 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $3,599,949 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total income from all sources (including contributions) | 2016-12-31 | $2,745,895 |
| Total loss/gain on sale of assets | 2016-12-31 | $229,639 |
| Total of all expenses incurred | 2016-12-31 | $6,883,480 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $6,804,772 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $200,000 |
| Value of total assets at end of year | 2016-12-31 | $38,591,159 |
| Value of total assets at beginning of year | 2016-12-31 | $39,128,795 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $78,708 |
| Total interest from all sources | 2016-12-31 | $7,555 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $2,310,960 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $60,474 |
| Administrative expenses professional fees incurred | 2016-12-31 | $11,250 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2016-12-31 | $563 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2016-12-31 | $8,048 |
| Administrative expenses (other) incurred | 2016-12-31 | $704 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $-4,137,585 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $34,991,210 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $39,128,795 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Investment advisory and management fees | 2016-12-31 | $52,167 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-12-31 | $2,560,089 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $4,382,434 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2016-12-31 | $6,370,966 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2016-12-31 | $3,560,949 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2016-12-31 | $3,560,949 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2016-12-31 | $7,555 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $-2,259 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Assets. Invements in employer securities at end of year | 2016-12-31 | $29,659,541 |
| Assets. Invements in employer securities at beginning of year | 2016-12-31 | $31,177,364 |
| Contributions received in cash from employer | 2016-12-31 | $200,000 |
| Income. Dividends from common stock | 2016-12-31 | $2,250,486 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $6,804,772 |
| Contract administrator fees | 2016-12-31 | $14,587 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Aggregate proceeds on sale of assets | 2016-12-31 | $4,738,363 |
| Aggregate carrying amount (costs) on sale of assets | 2016-12-31 | $4,508,724 |
| Liabilities. Value of acquisition indebtedness at end of year | 2016-12-31 | $3,599,949 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2016-12-31 | $0 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Unqualified |
| Accountancy firm name | 2016-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2016-12-31 | 840741890 |
| 2015 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2015 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2015-12-31 | $451,494 |
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $451,494 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total income from all sources (including contributions) | 2015-12-31 | $3,076,365 |
| Total loss/gain on sale of assets | 2015-12-31 | $22,816 |
| Total of all expenses incurred | 2015-12-31 | $3,205,576 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $3,135,325 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $250,025 |
| Value of total assets at end of year | 2015-12-31 | $39,128,795 |
| Value of total assets at beginning of year | 2015-12-31 | $39,258,006 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $70,251 |
| Total interest from all sources | 2015-12-31 | $2,140 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $2,420,813 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $95,207 |
| Administrative expenses professional fees incurred | 2015-12-31 | $18,686 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2015-12-31 | $8,048 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2015-12-31 | $10,653 |
| Other income not declared elsewhere | 2015-12-31 | $3 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $-129,211 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $39,128,795 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $39,258,006 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Investment advisory and management fees | 2015-12-31 | $51,565 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $4,382,434 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $5,609,988 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2015-12-31 | $3,560,949 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2015-12-31 | $1,584,855 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2015-12-31 | $1,584,855 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2015-12-31 | $2,140 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $-70,926 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Assets. Invements in employer securities at end of year | 2015-12-31 | $31,177,364 |
| Assets. Invements in employer securities at beginning of year | 2015-12-31 | $32,052,510 |
| Contributions received in cash from employer | 2015-12-31 | $250,025 |
| Income. Dividends from common stock | 2015-12-31 | $2,325,606 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $3,135,325 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Aggregate proceeds on sale of assets | 2015-12-31 | $1,715,023 |
| Aggregate carrying amount (costs) on sale of assets | 2015-12-31 | $1,692,207 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Unqualified |
| Accountancy firm name | 2015-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2015-12-31 | 840741890 |
| 2014 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2014 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2014-12-31 | $2,349,410 |
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $2,349,410 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total income from all sources (including contributions) | 2014-12-31 | $5,537,149 |
| Total loss/gain on sale of assets | 2014-12-31 | $38,475 |
| Total of all expenses incurred | 2014-12-31 | $2,994,457 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $2,919,607 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $335,475 |
| Value of total assets at end of year | 2014-12-31 | $39,258,006 |
| Value of total assets at beginning of year | 2014-12-31 | $36,715,314 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $74,850 |
| Total interest from all sources | 2014-12-31 | $3,884 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $2,413,225 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-12-31 | $98,134 |
| Administrative expenses professional fees incurred | 2014-12-31 | $7,500 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2014-12-31 | $10,653 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2014-12-31 | $13,055 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $2,542,692 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $39,258,006 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $36,715,314 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Investment advisory and management fees | 2014-12-31 | $47,976 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $5,609,988 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $4,787,917 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2014-12-31 | $1,584,855 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2014-12-31 | $1,584,842 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2014-12-31 | $1,584,842 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2014-12-31 | $3,884 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $396,680 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Assets. Invements in employer securities at end of year | 2014-12-31 | $32,052,510 |
| Assets. Invements in employer securities at beginning of year | 2014-12-31 | $30,329,500 |
| Contributions received in cash from employer | 2014-12-31 | $335,475 |
| Income. Dividends from common stock | 2014-12-31 | $2,315,091 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $2,919,607 |
| Contract administrator fees | 2014-12-31 | $19,374 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Aggregate proceeds on sale of assets | 2014-12-31 | $1,000,350 |
| Aggregate carrying amount (costs) on sale of assets | 2014-12-31 | $961,875 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Unqualified |
| Accountancy firm name | 2014-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2014-12-31 | 840741890 |
| 2013 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2013 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2013-12-31 | $909,784 |
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $909,784 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total income from all sources (including contributions) | 2013-12-31 | $4,850,368 |
| Total loss/gain on sale of assets | 2013-12-31 | $806,616 |
| Total of all expenses incurred | 2013-12-31 | $2,137,226 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $2,076,473 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $265,000 |
| Value of total assets at end of year | 2013-12-31 | $36,715,314 |
| Value of total assets at beginning of year | 2013-12-31 | $34,002,172 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $60,753 |
| Total interest from all sources | 2013-12-31 | $5,355 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $2,360,031 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-12-31 | $56,438 |
| Administrative expenses professional fees incurred | 2013-12-31 | $3,750 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2013-12-31 | $13,055 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2013-12-31 | $10,381 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $2,713,142 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $36,715,314 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $34,002,172 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Investment advisory and management fees | 2013-12-31 | $42,873 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $4,787,917 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $2,571,531 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-12-31 | $1,584,842 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-12-31 | $2,072,126 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-12-31 | $2,072,126 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2013-12-31 | $5,355 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $503,582 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Assets. Invements in employer securities at end of year | 2013-12-31 | $30,329,500 |
| Assets. Invements in employer securities at beginning of year | 2013-12-31 | $29,348,134 |
| Contributions received in cash from employer | 2013-12-31 | $265,000 |
| Income. Dividends from common stock | 2013-12-31 | $2,303,593 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $2,076,473 |
| Contract administrator fees | 2013-12-31 | $14,130 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Aggregate proceeds on sale of assets | 2013-12-31 | $1,000,034 |
| Aggregate carrying amount (costs) on sale of assets | 2013-12-31 | $193,418 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Unqualified |
| Accountancy firm name | 2013-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2013-12-31 | 840741890 |
| 2012 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2012 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2012-12-31 | $1,917,542 |
| Total unrealized appreciation/depreciation of assets | 2012-12-31 | $1,917,542 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total income from all sources (including contributions) | 2012-12-31 | $5,629,356 |
| Total loss/gain on sale of assets | 2012-12-31 | $814,338 |
| Total of all expenses incurred | 2012-12-31 | $2,785,852 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $2,728,946 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $427,160 |
| Value of total assets at end of year | 2012-12-31 | $34,002,172 |
| Value of total assets at beginning of year | 2012-12-31 | $31,158,668 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $56,906 |
| Total interest from all sources | 2012-12-31 | $6,764 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $2,368,557 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2012-12-31 | $35,766 |
| Administrative expenses professional fees incurred | 2012-12-31 | $7,500 |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2012-12-31 | $10,381 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2012-12-31 | $4,936 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $2,843,504 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $34,002,172 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $31,158,668 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Investment advisory and management fees | 2012-12-31 | $36,559 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $2,571,531 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $2,033,337 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2012-12-31 | $2,072,126 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2012-12-31 | $1,931,374 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2012-12-31 | $1,931,374 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2012-12-31 | $6,764 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $94,995 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Assets. Invements in employer securities at end of year | 2012-12-31 | $29,348,134 |
| Assets. Invements in employer securities at beginning of year | 2012-12-31 | $27,189,021 |
| Contributions received in cash from employer | 2012-12-31 | $427,160 |
| Income. Dividends from common stock | 2012-12-31 | $2,332,791 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $2,728,946 |
| Contract administrator fees | 2012-12-31 | $12,847 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Aggregate proceeds on sale of assets | 2012-12-31 | $1,000,110 |
| Aggregate carrying amount (costs) on sale of assets | 2012-12-31 | $185,772 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Unqualified |
| Accountancy firm name | 2012-12-31 | CHANDLER & CO., LLP |
| Accountancy firm EIN | 2012-12-31 | 850336896 |
| 2011 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2011 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2011-12-31 | $757,943 |
| Total unrealized appreciation/depreciation of assets | 2011-12-31 | $757,943 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total income from all sources (including contributions) | 2011-12-31 | $3,067,927 |
| Total loss/gain on sale of assets | 2011-12-31 | $0 |
| Total of all expenses incurred | 2011-12-31 | $2,208,711 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $2,156,418 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $495,410 |
| Value of total assets at end of year | 2011-12-31 | $31,158,668 |
| Value of total assets at beginning of year | 2011-12-31 | $30,299,452 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $52,293 |
| Total interest from all sources | 2011-12-31 | $8,832 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $1,801,562 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2011-12-31 | $32,497 |
| Administrative expenses professional fees incurred | 2011-12-31 | $7,000 |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2011-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2011-12-31 | $4,936 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2011-12-31 | $6,427 |
| Other income not declared elsewhere | 2011-12-31 | $2 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Income. Non cash contributions | 2011-12-31 | $495,410 |
| Value of net income/loss | 2011-12-31 | $859,216 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $31,158,668 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $30,299,452 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Investment advisory and management fees | 2011-12-31 | $34,337 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $2,033,337 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $1,599,106 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2011-12-31 | $1,931,374 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2011-12-31 | $1,758,231 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2011-12-31 | $1,758,231 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2011-12-31 | $8,832 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $4,178 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Assets. Invements in employer securities at end of year | 2011-12-31 | $27,189,021 |
| Assets. Invements in employer securities at beginning of year | 2011-12-31 | $26,935,688 |
| Income. Dividends from common stock | 2011-12-31 | $1,769,065 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $2,156,418 |
| Contract administrator fees | 2011-12-31 | $10,956 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Unqualified |
| Accountancy firm name | 2011-12-31 | CHANDLER & CO., LLP |
| Accountancy firm EIN | 2011-12-31 | 850336896 |
| 2010 : CITIZENS BANK EMPLOYEE STOCK OWNERSHIP AND RETIREMENT SAVINGS PLAN 2010 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2010-12-31 | $-1,016,904 |
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $-1,016,904 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Expenses. Interest paid | 2010-12-31 | $0 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2010-12-31 | $0 |
| Total income from all sources (including contributions) | 2010-12-31 | $2,034,538 |
| Total loss/gain on sale of assets | 2010-12-31 | $0 |
| Total of all expenses incurred | 2010-12-31 | $1,302,084 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $1,251,445 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $496,184 |
| Value of total assets at end of year | 2010-12-31 | $30,299,452 |
| Value of total assets at beginning of year | 2010-12-31 | $29,566,998 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $50,639 |
| Total interest from all sources | 2010-12-31 | $30,540 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $2,439,707 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Administrative expenses professional fees incurred | 2010-12-31 | $10,250 |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Assets. Other investments not covered elsewhere at end of year | 2010-12-31 | $0 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2010-12-31 | $6,427 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2010-12-31 | $91 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $732,454 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $30,299,452 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $29,566,998 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Investment advisory and management fees | 2010-12-31 | $29,434 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $1,599,106 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $35,426 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $1,758,231 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $1,074,993 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $1,074,993 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2010-12-31 | $30,540 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $85,011 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Assets. Invements in employer securities at end of year | 2010-12-31 | $26,935,688 |
| Assets. Invements in employer securities at beginning of year | 2010-12-31 | $28,456,488 |
| Contributions received in cash from employer | 2010-12-31 | $496,184 |
| Income. Dividends from common stock | 2010-12-31 | $2,439,707 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $1,251,445 |
| Contract administrator fees | 2010-12-31 | $10,955 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Unqualified |
| Accountancy firm name | 2010-12-31 | CHANDLER & CO., LLP |
| Accountancy firm EIN | 2010-12-31 | 850336896 |
