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CITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameCITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN
Plan identification number 001

CITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

CITIZENS BANK & TRUST has sponsored the creation of one or more 401k plans.

Company Name:CITIZENS BANK & TRUST
Employer identification number (EIN):440200090
NAIC Classification:522110
NAIC Description:Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan CITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01
0012017-01-01
0012016-01-01
0012015-01-01
0012014-01-01
0012013-01-01
0012012-01-01STEPHANIE L. COOK2013-05-23 STEPHANIE L. COOK2013-05-23
0012011-01-01STEPHANIE L. COOK2012-05-11 STEPHANIE L. COOK2012-05-11
0012010-01-01STEPHANIE L. COOK2011-06-08 STEPHANIE L. COOK2011-06-08

Financial Data on CITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN

Measure Date Value
2025 : CITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN 2025 401k financial data
Total expenses incurred by plan in this plan year2025-03-26261362
Net assets as of the end of the plan year2025-03-261452160
Total assets as of the beginning of the plan year2025-03-261417193
Value of plan covered by a fidelity bond2025-03-26227500
Participant contributions to plan in this plan year2025-03-2670231
Other expenses paid from plan in this plan year2025-03-260
Other income to plan in this plan year2025-03-26189564
Plan net income in this plan year2025-03-2634967
Net assets as of the end of the plan year2025-03-261452160
Net assets as of the beginning of the plan year2025-03-261417193
Employer contributions to plan in this plan year2025-03-2636534
Expensese paid to adminstrative service provicers from plan in this plan year2025-03-263308
2024 : CITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN 2024 401k financial data
Total expenses incurred by plan in this plan year2024-03-1920992
Net assets as of the end of the plan year2024-03-191417193
Total assets as of the beginning of the plan year2024-03-191148890
Value of plan covered by a fidelity bond2024-03-192275000
Participant contributions to plan in this plan year2024-03-1967803
Other expenses paid from plan in this plan year2024-03-190
Other contributions to plan in this plan year2024-03-1912495
Other income to plan in this plan year2024-03-19181716
Plan net income in this plan year2024-03-19268303
Net assets as of the end of the plan year2024-03-191417193
Net assets as of the beginning of the plan year2024-03-191148890
Employer contributions to plan in this plan year2024-03-1927281
Expensese paid to adminstrative service provicers from plan in this plan year2024-03-192960
2022 : CITIZENS BANK & TRUST 401(K) PROFIT SHARING PLAN 2022 401k financial data
Total expenses incurred by plan in this plan year2022-07-1445640
Net assets as of the end of the plan year2022-07-141290805
Total assets as of the beginning of the plan year2022-07-141083684
Value of plan covered by a fidelity bond2022-07-142275000
Participant contributions to plan in this plan year2022-07-1459085
Other income to plan in this plan year2022-07-14160958
Plan net income in this plan year2022-07-14207121
Net assets as of the end of the plan year2022-07-141290805
Net assets as of the beginning of the plan year2022-07-141083684
Employer contributions to plan in this plan year2022-07-1432718
Expensese paid to adminstrative service provicers from plan in this plan year2022-07-14474

Potentially related plans

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