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CITIZENS BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameCITIZENS BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN
Plan identification number 001

CITIZENS BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

CITIZENS BANK AND TRUST COMPANY has sponsored the creation of one or more 401k plans.

Company Name:CITIZENS BANK AND TRUST COMPANY
Employer identification number (EIN):731048930
NAIC Classification:522110
NAIC Description:Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan CITIZENS BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01ANDREW HARLOW2024-02-09 ANDREW HARLOW2024-02-09
0012023-01-01ANDREW HARLOW2024-07-29
0012022-01-01ANDREW HARLOW2023-07-13
0012021-01-01ANDREW HARLOW2022-07-11
0012020-01-01ANDREW HARLOW2021-06-24
0012019-01-01ANDREW HARLOW2020-05-08 ANDREW HARLOW2020-05-08
0012018-01-01ANDREW HARLOW2019-06-21 ANDREW HARLOW2019-06-21
0012017-01-01ANDREW HARLOW2018-07-16 ANDREW HARLOW2018-07-16
0012016-01-01ANDREW HARLOW2017-07-14 ANDREW HARLOW2017-07-14
0012015-01-01ANDREW HARLOW2016-07-08 ANDREW HARLOW2016-07-08
0012014-01-01ANDREW HARLOW2015-07-20 ANDREW HARLOW2015-07-20
0012013-01-01ANDREW HARLOW2014-07-17 ANDREW HARLOW2014-07-17
0012012-01-01ANDREW HARLOW2013-07-11 ANDREW HARLOW2013-07-11
0012011-01-01CHARLES F. WILLIAMS2012-07-25 CHARLES F. WILLIAMS2012-07-25
0012010-01-01ANDREW HARLOW2011-07-27 ANDREW HARLOW2011-07-27

Financial Data on CITIZENS BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN

Measure Date Value
2025 : CITIZENS BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN 2025 401k financial data
Total transfers to/from plan in this plan year2025-09-020
Total liabilities as of the end of the plan year2025-09-020
Total liabilities as of the beginning of the plan year2025-09-020
Total expenses incurred by plan in this plan year2025-09-02484024
Net assets as of the end of the plan year2025-09-0216493954
Total assets as of the beginning of the plan year2025-09-0213894860
Value of plan covered by a fidelity bond2025-09-022100000
Participant contributions to plan in this plan year2025-09-02195348
Value of participant loans at end of plan year2025-09-02308499
Other expenses paid from plan in this plan year2025-09-020
Other contributions to plan in this plan year2025-09-020
Other income to plan in this plan year2025-09-022372229
Plan net income in this plan year2025-09-022599094
Net assets as of the end of the plan year2025-09-0216493954
Net assets as of the beginning of the plan year2025-09-0213894860
Employer contributions to plan in this plan year2025-09-02515541
Expensese paid to adminstrative service provicers from plan in this plan year2025-09-026614
2024 : CITIZENS BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN 2024 401k financial data
Total expenses incurred by plan in this plan year2024-07-291894197
Net assets as of the end of the plan year2024-07-2913894860
Total assets as of the beginning of the plan year2024-07-2912651900
Value of plan covered by a fidelity bond2024-07-292100000
Participant contributions to plan in this plan year2024-07-29200185
Value of participant loans at end of plan year2024-07-29281275
Other income to plan in this plan year2024-07-292526699
Plan net income in this plan year2024-07-291242960
Net assets as of the end of the plan year2024-07-2913894860
Net assets as of the beginning of the plan year2024-07-2912651900
Employer contributions to plan in this plan year2024-07-29410273
Expensese paid to adminstrative service provicers from plan in this plan year2024-07-295666

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