THE CITIZENS BANK has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan CITIZENS BANK 401K RETIREMENT PLAN
| Measure | Date | Value |
|---|
| 2023 : CITIZENS BANK 401K RETIREMENT PLAN 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total income from all sources (including contributions) | 2023-12-31 | $2,510,693 |
| Total loss/gain on sale of assets | 2023-12-31 | $0 |
| Total of all expenses incurred | 2023-12-31 | $671,267 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-12-31 | $577,416 |
| Expenses. Certain deemed distributions of participant loans | 2023-12-31 | $28,787 |
| Value of total corrective distributions | 2023-12-31 | $5,454 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-12-31 | $504,245 |
| Value of total assets at end of year | 2023-12-31 | $14,456,841 |
| Value of total assets at beginning of year | 2023-12-31 | $12,617,415 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-12-31 | $59,610 |
| Total interest from all sources | 2023-12-31 | $13,427 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-12-31 | $309,785 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-12-31 | $309,785 |
| Was this plan covered by a fidelity bond | 2023-12-31 | Yes |
| Value of fidelity bond cover | 2023-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-12-31 | No |
| Contributions received from participants | 2023-12-31 | $335,141 |
| Participant contributions at end of year | 2023-12-31 | $222,963 |
| Participant contributions at beginning of year | 2023-12-31 | $281,702 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Value of net income/loss | 2023-12-31 | $1,839,426 |
| Value of net assets at end of year (total assets less liabilities) | 2023-12-31 | $14,456,841 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-12-31 | $12,617,415 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-12-31 | No |
| Investment advisory and management fees | 2023-12-31 | $55,986 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-12-31 | $10,625,354 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-12-31 | $8,880,104 |
| Income. Interest from loans (other than to participants) | 2023-12-31 | $13,427 |
| Value of interest in common/collective trusts at end of year | 2023-12-31 | $3,491,137 |
| Value of interest in common/collective trusts at beginning of year | 2023-12-31 | $3,119,105 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2023-12-31 | $117,387 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2023-12-31 | $179,535 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2023-12-31 | $179,535 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-12-31 | $1,587,465 |
| Net investment gain or loss from common/collective trusts | 2023-12-31 | $95,771 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-12-31 | No |
| Contributions received in cash from employer | 2023-12-31 | $169,104 |
| Employer contributions (assets) at end of year | 2023-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2023-12-31 | $156,969 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-12-31 | $577,416 |
| Contract administrator fees | 2023-12-31 | $3,624 |
| Did the plan have assets held for investment | 2023-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-12-31 | Unqualified |
| Accountancy firm name | 2023-12-31 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2023-12-31 | 840741890 |
| Total unrealized appreciation/depreciation of assets | 2023-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total income from all sources (including contributions) | 2023-01-01 | $2,510,693 |
| Total loss/gain on sale of assets | 2023-01-01 | $0 |
| Total of all expenses incurred | 2023-01-01 | $671,267 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-01-01 | $577,416 |
| Expenses. Certain deemed distributions of participant loans | 2023-01-01 | $28,787 |
| Value of total corrective distributions | 2023-01-01 | $5,454 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-01-01 | $504,245 |
| Value of total assets at end of year | 2023-01-01 | $14,456,841 |
| Value of total assets at beginning of year | 2023-01-01 | $12,617,415 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-01-01 | $59,610 |
| Total interest from all sources | 2023-01-01 | $13,427 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-01-01 | $309,785 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-01-01 | $309,785 |
| Was this plan covered by a fidelity bond | 2023-01-01 | Yes |
| Value of fidelity bond cover | 2023-01-01 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-01-01 | No |
| Contributions received from participants | 2023-01-01 | $335,141 |
| Participant contributions at end of year | 2023-01-01 | $222,963 |
| Participant contributions at beginning of year | 2023-01-01 | $281,702 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Value of net income/loss | 2023-01-01 | $1,839,426 |
| Value of net assets at end of year (total assets less liabilities) | 2023-01-01 | $14,456,841 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-01-01 | $12,617,415 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-01-01 | No |
| Investment advisory and management fees | 2023-01-01 | $55,986 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-01-01 | $10,625,354 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-01-01 | $8,880,104 |
| Income. Interest from loans (other than to participants) | 2023-01-01 | $13,427 |
| Value of interest in common/collective trusts at end of year | 2023-01-01 | $3,491,137 |
| Value of interest in common/collective trusts at beginning of year | 2023-01-01 | $3,119,105 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2023-01-01 | $117,387 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-01-01 | $1,587,465 |
| Net investment gain or loss from common/collective trusts | 2023-01-01 | $95,771 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-01-01 | No |
| Contributions received in cash from employer | 2023-01-01 | $169,104 |
| Employer contributions (assets) at end of year | 2023-01-01 | $0 |
| Employer contributions (assets) at beginning of year | 2023-01-01 | $156,969 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-01-01 | $577,416 |
| Contract administrator fees | 2023-01-01 | $3,624 |
| Did the plan have assets held for investment | 2023-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-01-01 | 1 |
| Accountancy firm name | 2023-01-01 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2023-01-01 | 840741890 |
| 2022 : CITIZENS BANK 401K RETIREMENT PLAN 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total income from all sources (including contributions) | 2022-12-31 | $-1,894,083 |
| Total loss/gain on sale of assets | 2022-12-31 | $0 |
| Total of all expenses incurred | 2022-12-31 | $957,268 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $896,000 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $495,333 |
| Value of total assets at end of year | 2022-12-31 | $12,617,415 |
| Value of total assets at beginning of year | 2022-12-31 | $15,468,766 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $61,268 |
| Total interest from all sources | 2022-12-31 | $9,886 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $287,504 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-12-31 | $287,504 |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Contributions received from participants | 2022-12-31 | $338,364 |
| Participant contributions at end of year | 2022-12-31 | $281,702 |
| Participant contributions at beginning of year | 2022-12-31 | $189,610 |
| Other income not declared elsewhere | 2022-12-31 | $-2,250 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $-2,851,351 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $12,617,415 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $15,468,766 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Investment advisory and management fees | 2022-12-31 | $56,173 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $8,880,104 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $10,780,952 |
| Interest on participant loans | 2022-12-31 | $9,886 |
| Value of interest in common/collective trusts at end of year | 2022-12-31 | $3,119,105 |
| Value of interest in common/collective trusts at beginning of year | 2022-12-31 | $4,334,471 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2022-12-31 | $179,535 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2022-12-31 | $20,166 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2022-12-31 | $20,166 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-12-31 | $-2,608,311 |
| Net investment gain or loss from common/collective trusts | 2022-12-31 | $-76,245 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contributions received in cash from employer | 2022-12-31 | $156,969 |
| Employer contributions (assets) at end of year | 2022-12-31 | $156,969 |
| Employer contributions (assets) at beginning of year | 2022-12-31 | $143,567 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $896,000 |
| Contract administrator fees | 2022-12-31 | $5,095 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2022-12-31 | 840741890 |
| Total unrealized appreciation/depreciation of assets | 2022-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total income from all sources (including contributions) | 2022-01-01 | $-1,894,083 |
| Total loss/gain on sale of assets | 2022-01-01 | $0 |
| Total of all expenses incurred | 2022-01-01 | $957,268 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-01-01 | $896,000 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-01-01 | $495,333 |
| Value of total assets at end of year | 2022-01-01 | $12,617,415 |
| Value of total assets at beginning of year | 2022-01-01 | $15,468,766 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-01-01 | $61,268 |
| Total interest from all sources | 2022-01-01 | $9,886 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-01-01 | $287,504 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-01-01 | $287,504 |
| Was this plan covered by a fidelity bond | 2022-01-01 | Yes |
| Value of fidelity bond cover | 2022-01-01 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-01-01 | No |
| Contributions received from participants | 2022-01-01 | $338,364 |
| Participant contributions at end of year | 2022-01-01 | $281,702 |
| Participant contributions at beginning of year | 2022-01-01 | $189,610 |
| Other income not declared elsewhere | 2022-01-01 | $-2,250 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Value of net income/loss | 2022-01-01 | $-2,851,351 |
| Value of net assets at end of year (total assets less liabilities) | 2022-01-01 | $12,617,415 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-01-01 | $15,468,766 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-01-01 | No |
| Investment advisory and management fees | 2022-01-01 | $56,173 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-01-01 | $8,880,104 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-01-01 | $10,780,952 |
| Interest on participant loans | 2022-01-01 | $9,886 |
| Value of interest in common/collective trusts at end of year | 2022-01-01 | $3,119,105 |
| Value of interest in common/collective trusts at beginning of year | 2022-01-01 | $4,334,471 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2022-01-01 | $179,535 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-01-01 | $-2,608,311 |
| Net investment gain or loss from common/collective trusts | 2022-01-01 | $-76,245 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-01-01 | No |
| Contributions received in cash from employer | 2022-01-01 | $156,969 |
| Employer contributions (assets) at end of year | 2022-01-01 | $156,969 |
| Employer contributions (assets) at beginning of year | 2022-01-01 | $143,567 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-01-01 | $896,000 |
| Contract administrator fees | 2022-01-01 | $5,095 |
| Did the plan have assets held for investment | 2022-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-01-01 | 1 |
| Accountancy firm name | 2022-01-01 | FORTNER BAYENS, PC |
| Accountancy firm EIN | 2022-01-01 | 840741890 |
| 2021 : CITIZENS BANK 401K RETIREMENT PLAN 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total income from all sources (including contributions) | 2021-12-31 | $2,492,161 |
| Total loss/gain on sale of assets | 2021-12-31 | $0 |
| Total of all expenses incurred | 2021-12-31 | $1,080,147 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $1,012,908 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $467,788 |
| Value of total assets at end of year | 2021-12-31 | $15,468,766 |
| Value of total assets at beginning of year | 2021-12-31 | $14,056,752 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $67,239 |
| Total interest from all sources | 2021-12-31 | $9,416 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $334,253 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2021-12-31 | $334,253 |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2021-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Contributions received from participants | 2021-12-31 | $324,052 |
| Participant contributions at end of year | 2021-12-31 | $189,610 |
| Participant contributions at beginning of year | 2021-12-31 | $211,964 |
| Participant contributions at end of year | 2021-12-31 | $0 |
| Participant contributions at beginning of year | 2021-12-31 | $169 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2021-12-31 | $169 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $1,412,014 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $15,468,766 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $14,056,752 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Investment advisory and management fees | 2021-12-31 | $61,514 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $10,780,952 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-12-31 | $9,904,590 |
| Interest on participant loans | 2021-12-31 | $9,011 |
| Value of interest in common/collective trusts at end of year | 2021-12-31 | $4,334,471 |
| Value of interest in common/collective trusts at beginning of year | 2021-12-31 | $3,523,385 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2021-12-31 | $20,166 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2021-12-31 | $239,779 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2021-12-31 | $239,779 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2021-12-31 | $405 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-12-31 | $1,555,771 |
| Net investment gain or loss from common/collective trusts | 2021-12-31 | $124,933 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Contributions received in cash from employer | 2021-12-31 | $143,567 |
| Employer contributions (assets) at end of year | 2021-12-31 | $143,567 |
| Employer contributions (assets) at beginning of year | 2021-12-31 | $176,865 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $1,012,908 |
| Contract administrator fees | 2021-12-31 | $5,725 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | FORTNER,BAYENS,LEVKULICH & GARRISON |
| Accountancy firm EIN | 2021-12-31 | 840741890 |
| 2020 : CITIZENS BANK 401K RETIREMENT PLAN 2020 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2020-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total income from all sources (including contributions) | 2020-12-31 | $2,850,476 |
| Total loss/gain on sale of assets | 2020-12-31 | $0 |
| Total of all expenses incurred | 2020-12-31 | $702,390 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $646,035 |
| Value of total corrective distributions | 2020-12-31 | $445 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $1,202,150 |
| Value of total assets at end of year | 2020-12-31 | $14,056,752 |
| Value of total assets at beginning of year | 2020-12-31 | $11,908,666 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $55,910 |
| Total interest from all sources | 2020-12-31 | $14,960 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $236,894 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2020-12-31 | $236,894 |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2020-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $345,444 |
| Participant contributions at end of year | 2020-12-31 | $211,964 |
| Participant contributions at beginning of year | 2020-12-31 | $273,787 |
| Participant contributions at end of year | 2020-12-31 | $169 |
| Participant contributions at beginning of year | 2020-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2020-12-31 | $679,841 |
| Other income not declared elsewhere | 2020-12-31 | $1,667 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $2,148,086 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $14,056,752 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $11,908,666 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Investment advisory and management fees | 2020-12-31 | $47,373 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-12-31 | $9,904,590 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-12-31 | $11,485,746 |
| Interest on participant loans | 2020-12-31 | $14,960 |
| Value of interest in common/collective trusts at end of year | 2020-12-31 | $3,523,385 |
| Value of interest in common/collective trusts at beginning of year | 2020-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2020-12-31 | $239,779 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2020-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2020-12-31 | $0 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2020-12-31 | $1,334,208 |
| Net investment gain or loss from common/collective trusts | 2020-12-31 | $60,597 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Contributions received in cash from employer | 2020-12-31 | $176,865 |
| Employer contributions (assets) at end of year | 2020-12-31 | $176,865 |
| Employer contributions (assets) at beginning of year | 2020-12-31 | $149,133 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $646,035 |
| Contract administrator fees | 2020-12-31 | $8,537 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Disclaimer |
| Accountancy firm name | 2020-12-31 | FORTNER,BAYENS,LEVKULICH & GARRISON |
| Accountancy firm EIN | 2020-12-31 | 840741890 |
| 2019 : CITIZENS BANK 401K RETIREMENT PLAN 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $0 |
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total income from all sources (including contributions) | 2019-12-31 | $2,552,025 |
| Total income from all sources (including contributions) | 2019-12-31 | $2,552,025 |
| Total loss/gain on sale of assets | 2019-12-31 | $0 |
| Total of all expenses incurred | 2019-12-31 | $622,520 |
| Total of all expenses incurred | 2019-12-31 | $622,520 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $576,252 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $576,252 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $447,790 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $447,790 |
| Value of total assets at end of year | 2019-12-31 | $11,908,666 |
| Value of total assets at end of year | 2019-12-31 | $11,908,666 |
| Value of total assets at beginning of year | 2019-12-31 | $9,979,161 |
| Value of total assets at beginning of year | 2019-12-31 | $9,979,161 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $46,268 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $46,268 |
| Total interest from all sources | 2019-12-31 | $13,476 |
| Total interest from all sources | 2019-12-31 | $13,476 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $258,090 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $258,090 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2019-12-31 | $258,090 |
| Total dividends received from registered investment company shares (eg mutual funds) | 2019-12-31 | $258,090 |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $500,000 |
| Value of fidelity bond cover | 2019-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2019-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $298,657 |
| Contributions received from participants | 2019-12-31 | $298,657 |
| Participant contributions at end of year | 2019-12-31 | $273,787 |
| Participant contributions at end of year | 2019-12-31 | $273,787 |
| Participant contributions at beginning of year | 2019-12-31 | $240,710 |
| Participant contributions at end of year | 2019-12-31 | $0 |
| Participant contributions at end of year | 2019-12-31 | $0 |
| Participant contributions at beginning of year | 2019-12-31 | $2,123 |
| Participant contributions at beginning of year | 2019-12-31 | $2,123 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $1,929,505 |
| Value of net income/loss | 2019-12-31 | $1,929,505 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $11,908,666 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $11,908,666 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $9,979,161 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $9,979,161 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Investment advisory and management fees | 2019-12-31 | $42,968 |
| Investment advisory and management fees | 2019-12-31 | $42,968 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $11,485,746 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $11,485,746 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $9,593,577 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $9,593,577 |
| Interest on participant loans | 2019-12-31 | $13,476 |
| Interest on participant loans | 2019-12-31 | $13,476 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2019-12-31 | $1,832,669 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Contributions received in cash from employer | 2019-12-31 | $149,133 |
| Contributions received in cash from employer | 2019-12-31 | $149,133 |
| Employer contributions (assets) at end of year | 2019-12-31 | $149,133 |
| Employer contributions (assets) at beginning of year | 2019-12-31 | $142,751 |
| Employer contributions (assets) at beginning of year | 2019-12-31 | $142,751 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $576,252 |
| Contract administrator fees | 2019-12-31 | $3,300 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Accountancy firm name | 2019-12-31 | FORTNER BAYENS |
| Accountancy firm name | 2019-12-31 | FORTNER BAYENS |
| Accountancy firm EIN | 2019-12-31 | 840741890 |
| Accountancy firm EIN | 2019-12-31 | 840741890 |
| 2018 : CITIZENS BANK 401K RETIREMENT PLAN 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total income from all sources (including contributions) | 2018-12-31 | $-175,085 |
| Total loss/gain on sale of assets | 2018-12-31 | $0 |
| Total of all expenses incurred | 2018-12-31 | $899,627 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $857,937 |
| Expenses. Certain deemed distributions of participant loans | 2018-12-31 | $4,828 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $405,042 |
| Value of total assets at end of year | 2018-12-31 | $9,979,161 |
| Value of total assets at beginning of year | 2018-12-31 | $11,053,873 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $36,862 |
| Total interest from all sources | 2018-12-31 | $13,300 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $552,550 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2018-12-31 | $552,550 |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $262,286 |
| Participant contributions at end of year | 2018-12-31 | $240,710 |
| Participant contributions at beginning of year | 2018-12-31 | $370,456 |
| Participant contributions at end of year | 2018-12-31 | $2,123 |
| Participant contributions at beginning of year | 2018-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $-1,074,712 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $9,979,161 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $11,053,873 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Investment advisory and management fees | 2018-12-31 | $33,232 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-12-31 | $9,593,577 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-12-31 | $10,535,907 |
| Interest on participant loans | 2018-12-31 | $13,300 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2018-12-31 | $-1,145,977 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Contributions received in cash from employer | 2018-12-31 | $142,756 |
| Employer contributions (assets) at end of year | 2018-12-31 | $142,751 |
| Employer contributions (assets) at beginning of year | 2018-12-31 | $147,510 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $857,937 |
| Contract administrator fees | 2018-12-31 | $3,630 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Unqualified |
| Accountancy firm name | 2018-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2018-12-31 | 840741890 |
| 2017 : CITIZENS BANK 401K RETIREMENT PLAN 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total income from all sources (including contributions) | 2017-12-31 | $3,526,127 |
| Total loss/gain on sale of assets | 2017-12-31 | $0 |
| Total of all expenses incurred | 2017-12-31 | $770,716 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $733,449 |
| Value of total corrective distributions | 2017-12-31 | $4,465 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $2,125,047 |
| Value of total assets at end of year | 2017-12-31 | $11,053,873 |
| Value of total assets at beginning of year | 2017-12-31 | $8,298,462 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $32,802 |
| Total interest from all sources | 2017-12-31 | $12,218 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $458,760 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-12-31 | $458,760 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2017-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $275,773 |
| Participant contributions at end of year | 2017-12-31 | $370,456 |
| Participant contributions at beginning of year | 2017-12-31 | $263,790 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2017-12-31 | $1,701,762 |
| Administrative expenses (other) incurred | 2017-12-31 | $1,728 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $2,755,411 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $11,053,873 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $8,298,462 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Investment advisory and management fees | 2017-12-31 | $28,258 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $10,535,907 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $7,890,022 |
| Interest on participant loans | 2017-12-31 | $12,218 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $930,102 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Contributions received in cash from employer | 2017-12-31 | $147,512 |
| Employer contributions (assets) at end of year | 2017-12-31 | $147,510 |
| Employer contributions (assets) at beginning of year | 2017-12-31 | $144,650 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $733,449 |
| Contract administrator fees | 2017-12-31 | $2,816 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Unqualified |
| Accountancy firm name | 2017-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2017-12-31 | 840741890 |
| 2016 : CITIZENS BANK 401K RETIREMENT PLAN 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total income from all sources (including contributions) | 2016-12-31 | $1,055,965 |
| Total loss/gain on sale of assets | 2016-12-31 | $0 |
| Total of all expenses incurred | 2016-12-31 | $961,226 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $927,964 |
| Value of total corrective distributions | 2016-12-31 | $4,729 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $420,509 |
| Value of total assets at end of year | 2016-12-31 | $8,298,462 |
| Value of total assets at beginning of year | 2016-12-31 | $8,203,723 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $28,533 |
| Total interest from all sources | 2016-12-31 | $11,601 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $312,210 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $312,210 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $275,859 |
| Participant contributions at end of year | 2016-12-31 | $263,790 |
| Participant contributions at beginning of year | 2016-12-31 | $292,970 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $94,739 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $8,298,462 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $8,203,723 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Investment advisory and management fees | 2016-12-31 | $23,959 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-12-31 | $7,890,022 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $7,757,905 |
| Interest on participant loans | 2016-12-31 | $11,601 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $311,645 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Contributions received in cash from employer | 2016-12-31 | $144,650 |
| Employer contributions (assets) at end of year | 2016-12-31 | $144,650 |
| Employer contributions (assets) at beginning of year | 2016-12-31 | $152,848 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $927,964 |
| Contract administrator fees | 2016-12-31 | $4,574 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Unqualified |
| Accountancy firm name | 2016-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2016-12-31 | 840741890 |
| 2015 : CITIZENS BANK 401K RETIREMENT PLAN 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total income from all sources (including contributions) | 2015-12-31 | $461,055 |
| Total loss/gain on sale of assets | 2015-12-31 | $0 |
| Total of all expenses incurred | 2015-12-31 | $462,900 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $428,375 |
| Value of total corrective distributions | 2015-12-31 | $3,592 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $486,630 |
| Value of total assets at end of year | 2015-12-31 | $8,203,723 |
| Value of total assets at beginning of year | 2015-12-31 | $8,205,568 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $30,933 |
| Total interest from all sources | 2015-12-31 | $12,831 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $484,455 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $484,455 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $292,419 |
| Participant contributions at end of year | 2015-12-31 | $292,970 |
| Participant contributions at beginning of year | 2015-12-31 | $337,922 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2015-12-31 | $41,363 |
| Administrative expenses (other) incurred | 2015-12-31 | $2,268 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $-1,845 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $8,203,723 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $8,205,568 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Investment advisory and management fees | 2015-12-31 | $24,599 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $7,757,905 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $7,712,622 |
| Interest on participant loans | 2015-12-31 | $12,831 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $-522,861 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Contributions received in cash from employer | 2015-12-31 | $152,848 |
| Employer contributions (assets) at end of year | 2015-12-31 | $152,848 |
| Employer contributions (assets) at beginning of year | 2015-12-31 | $155,024 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $428,375 |
| Contract administrator fees | 2015-12-31 | $4,066 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Unqualified |
| Accountancy firm name | 2015-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2015-12-31 | 840741890 |
| 2014 : CITIZENS BANK 401K RETIREMENT PLAN 2014 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total income from all sources (including contributions) | 2014-12-31 | $978,440 |
| Total loss/gain on sale of assets | 2014-12-31 | $0 |
| Total of all expenses incurred | 2014-12-31 | $386,032 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $354,285 |
| Value of total corrective distributions | 2014-12-31 | $3,509 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $536,737 |
| Value of total assets at end of year | 2014-12-31 | $8,205,568 |
| Value of total assets at beginning of year | 2014-12-31 | $7,613,160 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $28,238 |
| Total interest from all sources | 2014-12-31 | $15,314 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $346,977 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-12-31 | $346,977 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $281,710 |
| Participant contributions at end of year | 2014-12-31 | $337,922 |
| Participant contributions at beginning of year | 2014-12-31 | $372,299 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2014-12-31 | $100,000 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $592,408 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $8,205,568 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $7,613,160 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Investment advisory and management fees | 2014-12-31 | $23,166 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $7,712,622 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $7,096,256 |
| Interest on participant loans | 2014-12-31 | $15,314 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $79,412 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Contributions received in cash from employer | 2014-12-31 | $155,027 |
| Employer contributions (assets) at end of year | 2014-12-31 | $155,024 |
| Employer contributions (assets) at beginning of year | 2014-12-31 | $144,605 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $354,285 |
| Contract administrator fees | 2014-12-31 | $5,072 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Unqualified |
| Accountancy firm name | 2014-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2014-12-31 | 840741890 |
| 2013 : CITIZENS BANK 401K RETIREMENT PLAN 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total income from all sources (including contributions) | 2013-12-31 | $1,424,415 |
| Total loss/gain on sale of assets | 2013-12-31 | $0 |
| Total of all expenses incurred | 2013-12-31 | $564,930 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $538,622 |
| Value of total corrective distributions | 2013-12-31 | $2,512 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $418,973 |
| Value of total assets at end of year | 2013-12-31 | $7,613,160 |
| Value of total assets at beginning of year | 2013-12-31 | $6,753,675 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $23,796 |
| Total interest from all sources | 2013-12-31 | $14,625 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $209,012 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-12-31 | $209,012 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Contributions received from participants | 2013-12-31 | $268,547 |
| Participant contributions at end of year | 2013-12-31 | $372,299 |
| Participant contributions at beginning of year | 2013-12-31 | $359,906 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2013-12-31 | $5,791 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $859,485 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $7,613,160 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $6,753,675 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Investment advisory and management fees | 2013-12-31 | $17,660 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $7,096,256 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $6,249,158 |
| Interest on participant loans | 2013-12-31 | $14,625 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $781,805 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Contributions received in cash from employer | 2013-12-31 | $144,635 |
| Employer contributions (assets) at end of year | 2013-12-31 | $144,605 |
| Employer contributions (assets) at beginning of year | 2013-12-31 | $144,611 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $538,622 |
| Contract administrator fees | 2013-12-31 | $6,136 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Unqualified |
| Accountancy firm name | 2013-12-31 | FORTNER BAYNES |
| Accountancy firm EIN | 2013-12-31 | 840741890 |
| 2012 : CITIZENS BANK 401K RETIREMENT PLAN 2012 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2012-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total income from all sources (including contributions) | 2012-12-31 | $1,121,114 |
| Total loss/gain on sale of assets | 2012-12-31 | $0 |
| Total of all expenses incurred | 2012-12-31 | $63,144 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $40,720 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $439,028 |
| Value of total assets at end of year | 2012-12-31 | $6,753,675 |
| Value of total assets at beginning of year | 2012-12-31 | $5,695,705 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $22,424 |
| Total interest from all sources | 2012-12-31 | $14,324 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Contributions received from participants | 2012-12-31 | $285,583 |
| Participant contributions at end of year | 2012-12-31 | $359,906 |
| Participant contributions at beginning of year | 2012-12-31 | $291,678 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2012-12-31 | $8,834 |
| Other income not declared elsewhere | 2012-12-31 | $-3,969 |
| Administrative expenses (other) incurred | 2012-12-31 | $1,886 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $1,057,970 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $6,753,675 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $5,695,705 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Investment advisory and management fees | 2012-12-31 | $17,373 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $6,249,158 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $5,256,179 |
| Interest on participant loans | 2012-12-31 | $14,324 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $671,731 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Contributions received in cash from employer | 2012-12-31 | $144,611 |
| Employer contributions (assets) at end of year | 2012-12-31 | $144,611 |
| Employer contributions (assets) at beginning of year | 2012-12-31 | $147,848 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $40,720 |
| Contract administrator fees | 2012-12-31 | $3,165 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Unqualified |
| Accountancy firm name | 2012-12-31 | CHANDLER & CO., LLP |
| Accountancy firm EIN | 2012-12-31 | 850336896 |
| 2011 : CITIZENS BANK 401K RETIREMENT PLAN 2011 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2011-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total income from all sources (including contributions) | 2011-12-31 | $389,245 |
| Total loss/gain on sale of assets | 2011-12-31 | $0 |
| Total of all expenses incurred | 2011-12-31 | $248,203 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $227,103 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $434,092 |
| Value of total assets at end of year | 2011-12-31 | $5,695,705 |
| Value of total assets at beginning of year | 2011-12-31 | $5,554,663 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $21,100 |
| Total interest from all sources | 2011-12-31 | $13,316 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2011-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Contributions received from participants | 2011-12-31 | $286,244 |
| Participant contributions at end of year | 2011-12-31 | $291,678 |
| Participant contributions at beginning of year | 2011-12-31 | $302,049 |
| Administrative expenses (other) incurred | 2011-12-31 | $3,664 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $141,042 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $5,695,705 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $5,554,663 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Investment advisory and management fees | 2011-12-31 | $14,816 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $5,256,179 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $5,104,272 |
| Interest on participant loans | 2011-12-31 | $13,316 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $-58,163 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Contributions received in cash from employer | 2011-12-31 | $147,848 |
| Employer contributions (assets) at end of year | 2011-12-31 | $147,848 |
| Employer contributions (assets) at beginning of year | 2011-12-31 | $148,342 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $227,103 |
| Contract administrator fees | 2011-12-31 | $2,620 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Unqualified |
| Accountancy firm name | 2011-12-31 | CHANDLER & CO., LLP |
| Accountancy firm EIN | 2011-12-31 | 850336896 |
| 2010 : CITIZENS BANK 401K RETIREMENT PLAN 2010 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total income from all sources (including contributions) | 2010-12-31 | $994,762 |
| Total loss/gain on sale of assets | 2010-12-31 | $0 |
| Total of all expenses incurred | 2010-12-31 | $160,157 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $143,535 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $480,433 |
| Value of total assets at end of year | 2010-12-31 | $5,554,663 |
| Value of total assets at beginning of year | 2010-12-31 | $4,720,058 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $16,622 |
| Total interest from all sources | 2010-12-31 | $12,377 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $105,216 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2010-12-31 | $105,216 |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Contributions received from participants | 2010-12-31 | $290,718 |
| Participant contributions at end of year | 2010-12-31 | $302,049 |
| Participant contributions at beginning of year | 2010-12-31 | $214,202 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2010-12-31 | $41,373 |
| Administrative expenses (other) incurred | 2010-12-31 | $4,358 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $834,605 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $5,554,663 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $4,720,058 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Investment advisory and management fees | 2010-12-31 | $9,442 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $5,104,272 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $3,917,347 |
| Interest on participant loans | 2010-12-31 | $12,377 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $441,480 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $441,480 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $396,736 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Contributions received in cash from employer | 2010-12-31 | $148,342 |
| Employer contributions (assets) at end of year | 2010-12-31 | $148,342 |
| Employer contributions (assets) at beginning of year | 2010-12-31 | $147,029 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $143,535 |
| Contract administrator fees | 2010-12-31 | $2,822 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Unqualified |
| Accountancy firm name | 2010-12-31 | CHANDLER & CO., LLP |
| Accountancy firm EIN | 2010-12-31 | 850336896 |
| 2009 : CITIZENS BANK 401K RETIREMENT PLAN 2009 401k financial data |
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| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2009-12-31 | $0 |
