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SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 401k Plan overview

Plan NameSBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK
Plan identification number 002

SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

EASTHAMPTON SAVINGS BANK has sponsored the creation of one or more 401k plans.

Company Name:EASTHAMPTON SAVINGS BANK
Employer identification number (EIN):611570940
NAIC Classification:522120
NAIC Description:Savings Institutions

Additional information about EASTHAMPTON SAVINGS BANK

Jurisdiction of Incorporation: Commonwealth of Massachusetts Corporations Division
Incorporation Date:
Company Identification Number: 000987394

More information about EASTHAMPTON SAVINGS BANK

Form 5500 Filing Information

Submission information for form 5500 for 401k plan SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022018-01-01THOMAS FORESE, JR.
0022017-01-01THOMAS FORESE JR.
0022017-01-01THOMAS FORESE, JR.
0022016-01-01THOMAS FORESE, JR.
0022015-01-01THOMAS FORESE, JR.
0022014-01-01THOMAS FORESE, JR.
0022013-01-01THOMAS FORESE JR
0022012-01-01THOMAS FORESE JR.
0022011-01-01THOMAS FORESE JR.
0022010-01-01THOMAS FORESE JR.
0022009-01-01THOMAS FORESE JR.

Plan Statistics for SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK

401k plan membership statisitcs for SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK

Measure Date Value
2018: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2018 401k membership
Total participants, beginning-of-year2018-01-01268
Total number of active participants reported on line 7a of the Form 55002018-01-010
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-010
Total of all active and inactive participants2018-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-010
Number of participants with account balances2018-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2017 401k membership
Total participants, beginning-of-year2017-01-01318
Total number of active participants reported on line 7a of the Form 55002017-01-01188
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-0180
Total of all active and inactive participants2017-01-01268
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01268
Number of participants with account balances2017-01-01268
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-017
2016: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2016 401k membership
Total participants, beginning-of-year2016-01-01295
Total number of active participants reported on line 7a of the Form 55002016-01-01200
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-01118
Total of all active and inactive participants2016-01-01318
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01318
Number of participants with account balances2016-01-01318
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-0123
2015: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2015 401k membership
Total participants, beginning-of-year2015-01-01237
Total number of active participants reported on line 7a of the Form 55002015-01-01221
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0174
Total of all active and inactive participants2015-01-01295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01295
Number of participants with account balances2015-01-01292
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-017
2014: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2014 401k membership
Total participants, beginning-of-year2014-01-01219
Total number of active participants reported on line 7a of the Form 55002014-01-01177
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0160
Total of all active and inactive participants2014-01-01237
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01237
Number of participants with account balances2014-01-01233
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-014
2013: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2013 401k membership
Total participants, beginning-of-year2013-01-01213
Total number of active participants reported on line 7a of the Form 55002013-01-01166
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-0153
Total of all active and inactive participants2013-01-01219
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01219
Number of participants with account balances2013-01-01218
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-012
2012: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2012 401k membership
Total participants, beginning-of-year2012-01-01198
Total number of active participants reported on line 7a of the Form 55002012-01-01161
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0152
Total of all active and inactive participants2012-01-01213
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01213
Number of participants with account balances2012-01-01209
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-011
2011: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2011 401k membership
Total participants, beginning-of-year2011-01-01188
Total number of active participants reported on line 7a of the Form 55002011-01-01158
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0140
Total of all active and inactive participants2011-01-01198
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01198
Number of participants with account balances2011-01-01189
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-011
2010: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2010 401k membership
Total participants, beginning-of-year2010-01-01179
Total number of active participants reported on line 7a of the Form 55002010-01-01147
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-0141
Total of all active and inactive participants2010-01-01188
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01188
Number of participants with account balances2010-01-01186
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-015
2009: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2009 401k membership
Total participants, beginning-of-year2009-01-01177
Total number of active participants reported on line 7a of the Form 55002009-01-01149
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0130
Total of all active and inactive participants2009-01-01179
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01179
Number of participants with account balances2009-01-01163
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-013

Financial Data on SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK

Measure Date Value
2018 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-09-05$0
Total transfer of assets from this plan2018-09-05$29,595,691
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-09-05$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-09-05$0
Total income from all sources (including contributions)2018-09-05$3,061,885
Total loss/gain on sale of assets2018-09-05$0
Total of all expenses incurred2018-09-05$1,328,171
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-09-05$1,264,926
Expenses. Certain deemed distributions of participant loans2018-09-05$63,245
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-09-05$1,186,125
Value of total assets at end of year2018-09-05$0
Value of total assets at beginning of year2018-09-05$27,861,977
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-09-05$0
Total interest from all sources2018-09-05$14,867
Total dividends received (eg from common stock, registered investment company shares)2018-09-05$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-09-05No
Was this plan covered by a fidelity bond2018-09-05Yes
Value of fidelity bond cover2018-09-05$500,000
If this is an individual account plan, was there a blackout period2018-09-05Yes
Were there any nonexempt tranactions with any party-in-interest2018-09-05No
Contributions received from participants2018-09-05$585,820
Participant contributions at end of year2018-09-05$0
Participant contributions at beginning of year2018-09-05$563,390
Income. Received or receivable in cash from other sources (including rollovers)2018-09-05$21,593
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-09-05No
Value of net income/loss2018-09-05$1,733,714
Value of net assets at end of year (total assets less liabilities)2018-09-05$0
Value of net assets at beginning of year (total assets less liabilities)2018-09-05$27,861,977
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-09-05No
Were any loans by the plan or fixed income obligations due to the plan in default2018-09-05No
Were any leases to which the plan was party in default or uncollectible2018-09-05No
Interest on participant loans2018-09-05$14,867
Value of interest in common/collective trusts at end of year2018-09-05$0
Value of interest in common/collective trusts at beginning of year2018-09-05$27,298,587
Net investment gain or loss from common/collective trusts2018-09-05$1,860,893
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-09-05No
Was there a failure to transmit to the plan any participant contributions2018-09-05No
Has the plan failed to provide any benefit when due under the plan2018-09-05No
Contributions received in cash from employer2018-09-05$578,712
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-09-05$1,264,926
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32018-09-05Yes
Did the plan have assets held for investment2018-09-05No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-09-05No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-09-05Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-09-05No
Opinion of an independent qualified public accountant for this plan2018-09-05Unqualified
Accountancy firm name2018-09-05JOHNSON OCONNOR FERON & CARUCCI LLP
Accountancy firm EIN2018-09-05203985546
2017 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total transfer of assets to this plan2017-12-31$13,827
Total transfer of assets from this plan2017-12-31$1,049,336
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$5,665,722
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$1,271,223
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$1,259,966
Expenses. Certain deemed distributions of participant loans2017-12-31$11,257
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$1,721,124
Value of total assets at end of year2017-12-31$27,861,977
Value of total assets at beginning of year2017-12-31$24,502,987
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$0
Total interest from all sources2017-12-31$22,484
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$500,000
If this is an individual account plan, was there a blackout period2017-12-31No
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$800,749
Participant contributions at end of year2017-12-31$563,390
Participant contributions at beginning of year2017-12-31$479,478
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$70,727
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$4,394,499
Value of net assets at end of year (total assets less liabilities)2017-12-31$27,861,977
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$24,502,987
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Interest on participant loans2017-12-31$22,484
Value of interest in common/collective trusts at end of year2017-12-31$27,298,587
Value of interest in common/collective trusts at beginning of year2017-12-31$24,023,509
Net investment gain or loss from common/collective trusts2017-12-31$3,922,114
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$849,648
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$1,259,966
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31No
Opinion of an independent qualified public accountant for this plan2017-12-31Unqualified
Accountancy firm name2017-12-31JOHNSON OCONNOR FERON & CARUCCI LLP
Accountancy firm EIN2017-12-31203985546
2016 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$3,546,055
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$909,215
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$889,270
Expenses. Certain deemed distributions of participant loans2016-12-31$19,945
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$1,849,323
Value of total assets at end of year2016-12-31$24,502,987
Value of total assets at beginning of year2016-12-31$21,866,147
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$0
Total interest from all sources2016-12-31$17,261
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$500,000
If this is an individual account plan, was there a blackout period2016-12-31No
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$886,665
Participant contributions at end of year2016-12-31$479,478
Participant contributions at beginning of year2016-12-31$387,300
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$42,878
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$2,636,840
Value of net assets at end of year (total assets less liabilities)2016-12-31$24,502,987
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$21,866,147
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Interest on participant loans2016-12-31$17,261
Value of interest in common/collective trusts at end of year2016-12-31$24,023,509
Value of interest in common/collective trusts at beginning of year2016-12-31$21,478,847
Net investment gain or loss from common/collective trusts2016-12-31$1,679,471
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$919,780
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$889,270
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31No
Opinion of an independent qualified public accountant for this plan2016-12-31Unqualified
Accountancy firm name2016-12-31JOHNSON OCONNOR FERON & CARUCCI LLP
Accountancy firm EIN2016-12-31203985546
2015 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$2,612,057
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$730,120
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$693,204
Expenses. Certain deemed distributions of participant loans2015-12-31$36,916
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$2,713,658
Value of total assets at end of year2015-12-31$21,866,147
Value of total assets at beginning of year2015-12-31$19,984,210
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$0
Total interest from all sources2015-12-31$16,732
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$782,365
Participant contributions at end of year2015-12-31$387,300
Participant contributions at beginning of year2015-12-31$369,894
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$1,121,836
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$1,881,937
Value of net assets at end of year (total assets less liabilities)2015-12-31$21,866,147
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$19,984,210
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Interest on participant loans2015-12-31$16,732
Value of interest in common/collective trusts at end of year2015-12-31$21,478,847
Value of interest in common/collective trusts at beginning of year2015-12-31$19,614,316
Net investment gain or loss from common/collective trusts2015-12-31$-118,333
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$809,457
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$693,204
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31No
Opinion of an independent qualified public accountant for this plan2015-12-31Unqualified
Accountancy firm name2015-12-31JOHNSON OCONNOR FERON & CARUCCI LLP
Accountancy firm EIN2015-12-31203985546
2014 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$2,452,701
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$630,155
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$605,688
Expenses. Certain deemed distributions of participant loans2014-12-31$24,467
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$1,373,122
Value of total assets at end of year2014-12-31$19,984,210
Value of total assets at beginning of year2014-12-31$18,161,664
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$0
Total interest from all sources2014-12-31$13,249
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$638,507
Participant contributions at end of year2014-12-31$369,894
Participant contributions at beginning of year2014-12-31$282,826
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$71,246
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$1,822,546
Value of net assets at end of year (total assets less liabilities)2014-12-31$19,984,210
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$18,161,664
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Interest on participant loans2014-12-31$13,249
Value of interest in common/collective trusts at end of year2014-12-31$19,614,316
Value of interest in common/collective trusts at beginning of year2014-12-31$17,878,838
Net investment gain or loss from common/collective trusts2014-12-31$1,066,330
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$663,369
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$605,688
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31No
Opinion of an independent qualified public accountant for this plan2014-12-31Unqualified
Accountancy firm name2014-12-31JOHNSON OCONNOR FERON & CARUCCI LLP
Accountancy firm EIN2014-12-31203985546
2013 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$4,283,269
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$650,733
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$637,408
Expenses. Certain deemed distributions of participant loans2013-12-31$13,325
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$1,218,664
Value of total assets at end of year2013-12-31$18,161,664
Value of total assets at beginning of year2013-12-31$14,529,128
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$0
Total interest from all sources2013-12-31$11,316
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$500,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$577,559
Participant contributions at end of year2013-12-31$282,826
Participant contributions at beginning of year2013-12-31$272,074
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$3,632,536
Value of net assets at end of year (total assets less liabilities)2013-12-31$18,161,664
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$14,529,128
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Interest on participant loans2013-12-31$11,316
Value of interest in common/collective trusts at end of year2013-12-31$17,878,838
Value of interest in common/collective trusts at beginning of year2013-12-31$14,257,054
Net investment gain or loss from common/collective trusts2013-12-31$3,053,289
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$641,105
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$637,408
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31No
Opinion of an independent qualified public accountant for this plan2013-12-31Unqualified
Accountancy firm name2013-12-31MARCUM LLP
Accountancy firm EIN2013-12-31111986323
2012 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$2,846,160
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$264,085
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$258,585
Expenses. Certain deemed distributions of participant loans2012-12-31$5,500
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$1,406,762
Value of total assets at end of year2012-12-31$14,529,128
Value of total assets at beginning of year2012-12-31$11,947,053
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$0
Total interest from all sources2012-12-31$9,191
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$500,000
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$538,822
Participant contributions at end of year2012-12-31$272,074
Participant contributions at beginning of year2012-12-31$194,812
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$286,282
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$2,582,075
Value of net assets at end of year (total assets less liabilities)2012-12-31$14,529,128
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$11,947,053
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Interest on participant loans2012-12-31$9,191
Value of interest in common/collective trusts at end of year2012-12-31$14,257,054
Value of interest in common/collective trusts at beginning of year2012-12-31$11,752,241
Net investment gain or loss from common/collective trusts2012-12-31$1,430,207
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$581,658
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$258,585
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31No
Opinion of an independent qualified public accountant for this plan2012-12-31Unqualified
Accountancy firm name2012-12-31MARCUM LLP
Accountancy firm EIN2012-12-31111986323
2011 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$1,295,134
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$888,289
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$888,289
Expenses. Certain deemed distributions of participant loans2011-12-31$0
Value of total corrective distributions2011-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$1,280,586
Value of total assets at end of year2011-12-31$11,947,053
Value of total assets at beginning of year2011-12-31$11,540,208
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$0
Total interest from all sources2011-12-31$8,864
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$500,000
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$489,602
Participant contributions at end of year2011-12-31$194,812
Participant contributions at beginning of year2011-12-31$197,514
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$270,385
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$406,845
Value of net assets at end of year (total assets less liabilities)2011-12-31$11,947,053
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$11,540,208
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Interest on participant loans2011-12-31$8,864
Value of interest in common/collective trusts at end of year2011-12-31$11,752,241
Value of interest in common/collective trusts at beginning of year2011-12-31$11,342,694
Net investment gain or loss from common/collective trusts2011-12-31$5,684
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$520,599
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$888,289
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31No
Opinion of an independent qualified public accountant for this plan2011-12-31Unqualified
Accountancy firm name2011-12-31PARENT, MCLAUGHLIN & NANGLE, INC.
Accountancy firm EIN2011-12-31042603383
2010 : SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$5,842,305
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$341,421
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$341,421
Expenses. Certain deemed distributions of participant loans2010-12-31$0
Value of total corrective distributions2010-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$4,696,984
Value of total assets at end of year2010-12-31$11,540,208
Value of total assets at beginning of year2010-12-31$6,039,324
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$0
Total interest from all sources2010-12-31$9,895
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$500,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$455,048
Participant contributions at end of year2010-12-31$197,514
Participant contributions at beginning of year2010-12-31$204,297
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$3,733,280
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$5,500,884
Value of net assets at end of year (total assets less liabilities)2010-12-31$11,540,208
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$6,039,324
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Interest on participant loans2010-12-31$9,895
Value of interest in common/collective trusts at end of year2010-12-31$11,342,694
Value of interest in common/collective trusts at beginning of year2010-12-31$5,835,027
Net investment gain or loss from common/collective trusts2010-12-31$1,135,426
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$508,656
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$341,421
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31No
Opinion of an independent qualified public accountant for this plan2010-12-31Unqualified
Accountancy firm name2010-12-31PARENT, MCLAUGHLIN & NANGLE, INC.
Accountancy firm EIN2010-12-31042603383

Form 5500 Responses for SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK

2018: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingYes
2018-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedYes
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: SBERA 401(K) PLAN AS ADOPTED BY EASTHAMPTON SAVINGS BANK 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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