401k Plan data: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK plan

THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 401k Plan overview

Plan Name	THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK
Plan identification number	001

THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK Benefits

401k Plan Type

Defined Benefit Pension

Plan Features/Benefits

Benefits are primarily pay related
Cash balance or similar plan - Plan has a "cash balance" formula. For this purpose, a "cash balance" formula is a benefit formula in a defined benefit plan by whatever name (for example, personal account plan, pension equity plan, life cycle plan, cash account plan, etc.) that rather than, or in addition to, expressing the accrued benefit as a life annuity commencing at normal retirement age, defines benefits for each employee in terms more common to a defined contribution plan such as a single sum distribution amount (for example, 10 percent of final average pay times years of service, or the amount of the employee's hypothetical account balance).
Covered by PBGC - Plan is covered under the PBGC insurance program (see ERISA section 4021).
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

MASCOMA BANK has sponsored the creation of one or more 401k plans.

Company Name: MASCOMA BANK

Employer identification number (EIN): 020163906

NAIC Classification: 522120
NAIC Description: Savings Institutions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 BEVERLY WIDGER
001 2016-01-01 BEVERLY WIDGER
001 2015-01-01 BEVERLY WIDGER
001 2014-01-01 DONALD THOMPSON
001 2013-01-01 DONALD THOMPSON
001 2012-01-01 DONALD THOMPSON
001 2011-01-01 DONALD THOMPSON
001 2009-01-01 SALLY MCEWEN SALLY MCEWEN 2010-09-15

Plan Statistics for THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK

401k plan membership statisitcs for THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK

Measure Date Value
2020: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2020 401k membership
Total participants, beginning-of-year 2020-01-01 244
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 0
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 0
Total of all active and inactive participants 2020-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 0
2019: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2019 401k membership
Market value of plan assets 2019-12-31 11,640,108
Acturial value of plan assets 2019-12-31 11,640,108
Funding target for retired participants and beneficiaries receiving payment 2019-12-31 0
Number of terminated vested participants 2019-12-31 79
Fundng target for terminated vested participants 2019-12-31 887,128
Active participant vested funding target 2019-12-31 7,590,648
Number of active participants 2019-12-31 226
Total funding liabilities for active participants 2019-12-31 7,888,627
Total participant count 2019-12-31 305
Total funding target for all participants 2019-12-31 8,775,755
Balance at beginning of prior year after applicable adjustments 2019-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2019-12-31 1,009,193
Carryover balanced portion elected for use to offset prior years funding requirement 2019-12-31 0
Prefunding balanced used to offset prior years funding requirement 2019-12-31 0
Amount remaining of carryover balance 2019-12-31 0
Amount remaining of prefunding balance 2019-12-31 1,009,193
Present value of excess contributions 2019-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2019-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2019-12-31 0
Reductions in caryover balances due to elections or deemed elections 2019-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2019-12-31 0
Balance of carryovers at beginning of current year 2019-12-31 0
Balance of prefunding at beginning of current year 2019-12-31 1,047,240
Total employer contributions 2019-12-31 0
Total employee contributions 2019-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2019-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2019-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2019-12-31 0
Unpaid minimum required contributions for all prior years 2019-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2019-12-31 0
Remaining amount of unpaid minimum required contributions 2019-12-31 0
Minimum required contributions for current year target normal cost 2019-12-31 0
Net shortfall amortization installment of oustanding balance 2019-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2019-12-31 0
Carryover balance elected to use to offset funding requirement 2019-12-31 0
Prefunding balance elected to use to offset funding requirement 2019-12-31 0
Additional cash requirement 2019-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for all years 2019-12-31 0
Total participants, beginning-of-year 2019-01-01 303
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 207
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 37
Total of all active and inactive participants 2019-01-01 244
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 244
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2018 401k membership
Market value of plan assets 2018-12-31 16,636,422
Acturial value of plan assets 2018-12-31 16,636,422
Funding target for retired participants and beneficiaries receiving payment 2018-12-31 4,096,595
Number of terminated vested participants 2018-12-31 69
Fundng target for terminated vested participants 2018-12-31 1,011,264
Active participant vested funding target 2018-12-31 7,489,657
Number of active participants 2018-12-31 251
Total funding liabilities for active participants 2018-12-31 7,781,841
Total participant count 2018-12-31 379
Total funding target for all participants 2018-12-31 12,889,700
Balance at beginning of prior year after applicable adjustments 2018-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2018-12-31 3,844,498
Carryover balanced portion elected for use to offset prior years funding requirement 2018-12-31 0
Prefunding balanced used to offset prior years funding requirement 2018-12-31 0
Amount remaining of carryover balance 2018-12-31 0
Amount remaining of prefunding balance 2018-12-31 3,844,498
Present value of excess contributions 2018-12-31 1,273,702
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2018-12-31 1,349,233
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2018-12-31 1,349,233
Reductions in prefunding balances due to elections or deemed elections 2018-12-31 4,621,273
Balance of carryovers at beginning of current year 2018-12-31 0
Balance of prefunding at beginning of current year 2018-12-31 1,009,193
Total employer contributions 2018-12-31 0
Total employee contributions 2018-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2018-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2018-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2018-12-31 0
Liquidity shortfalls end of Q1 2018-12-31 0
Liquidity shortfalls end of Q2 2018-12-31 0
Liquidity shortfalls end of Q3 2018-12-31 0
Liquidity shortfalls end of Q4 2018-12-31 0
Unpaid minimum required contributions for all prior years 2018-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2018-12-31 0
Remaining amount of unpaid minimum required contributions 2018-12-31 0
Minimum required contributions for current year target normal cost 2018-12-31 0
Net shortfall amortization installment of oustanding balance 2018-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2018-12-31 0
Carryover balance elected to use to offset funding requirement 2018-12-31 0
Prefunding balance elected to use to offset funding requirement 2018-12-31 0
Additional cash requirement 2018-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for all years 2018-12-31 0
Total participants, beginning-of-year 2018-01-01 378
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 224
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 79
Total of all active and inactive participants 2018-01-01 303
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 303
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 1
2017: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2017 401k membership
Market value of plan assets 2017-12-31 15,860,794
Acturial value of plan assets 2017-12-31 15,860,794
Funding target for retired participants and beneficiaries receiving payment 2017-12-31 3,684,723
Number of terminated vested participants 2017-12-31 62
Fundng target for terminated vested participants 2017-12-31 709,665
Active participant vested funding target 2017-12-31 8,827,313
Number of active participants 2017-12-31 335
Total funding liabilities for active participants 2017-12-31 9,122,536
Total participant count 2017-12-31 452
Total funding target for all participants 2017-12-31 13,516,924
Balance at beginning of prior year after applicable adjustments 2017-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2017-12-31 4,056,689
Carryover balanced portion elected for use to offset prior years funding requirement 2017-12-31 0
Prefunding balanced used to offset prior years funding requirement 2017-12-31 245,727
Amount remaining of carryover balance 2017-12-31 0
Amount remaining of prefunding balance 2017-12-31 3,810,962
Present value of excess contributions 2017-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2017-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2017-12-31 0
Balance of carryovers at beginning of current year 2017-12-31 0
Balance of prefunding at beginning of current year 2017-12-31 3,844,498
Total employer contributions 2017-12-31 2,112,000
Total employee contributions 2017-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2017-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2017-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2017-12-31 1,990,937
Liquidity shortfalls end of Q1 2017-12-31 0
Liquidity shortfalls end of Q2 2017-12-31 0
Liquidity shortfalls end of Q3 2017-12-31 0
Liquidity shortfalls end of Q4 2017-12-31 0
Unpaid minimum required contributions for all prior years 2017-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2017-12-31 0
Remaining amount of unpaid minimum required contributions 2017-12-31 0
Minimum required contributions for current year target normal cost 2017-12-31 610,321
Net shortfall amortization installment of oustanding balance 2017-12-31 574,498
Waiver amortization installment 2017-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2017-12-31 717,235
Carryover balance elected to use to offset funding requirement 2017-12-31 0
Prefunding balance elected to use to offset funding requirement 2017-12-31 0
Additional cash requirement 2017-12-31 717,235
Contributions allocatedtoward minimum required contributions for current year 2017-12-31 1,990,937
Unpaid minimum required contributions for current year 2017-12-31 0
Unpaid minimum required contributions for all years 2017-12-31 0
Total participants, beginning-of-year 2017-01-01 401
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 251
Number of retired or separated participants receiving benefits 2017-01-01 57
Number of other retired or separated participants entitled to future benefits 2017-01-01 69
Total of all active and inactive participants 2017-01-01 377
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 1
Total participants 2017-01-01 378
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 10
2016: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2016 401k membership
Market value of plan assets 2016-12-31 15,778,869
Acturial value of plan assets 2016-12-31 15,778,869
Funding target for retired participants and beneficiaries receiving payment 2016-12-31 2,800,892
Number of terminated vested participants 2016-12-31 59
Fundng target for terminated vested participants 2016-12-31 617,154
Active participant vested funding target 2016-12-31 8,619,163
Number of active participants 2016-12-31 337
Total funding liabilities for active participants 2016-12-31 8,951,222
Total participant count 2016-12-31 449
Total funding target for all participants 2016-12-31 12,369,268
Balance at beginning of prior year after applicable adjustments 2016-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2016-12-31 3,155,286
Carryover balanced portion elected for use to offset prior years funding requirement 2016-12-31 0
Prefunding balanced used to offset prior years funding requirement 2016-12-31 0
Amount remaining of carryover balance 2016-12-31 0
Amount remaining of prefunding balance 2016-12-31 3,155,286
Present value of excess contributions 2016-12-31 983,241
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2016-12-31 1,045,284
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2016-12-31 1,045,284
Reductions in prefunding balances due to elections or deemed elections 2016-12-31 0
Balance of carryovers at beginning of current year 2016-12-31 0
Balance of prefunding at beginning of current year 2016-12-31 4,056,689
Total employer contributions 2016-12-31 500,000
Total employee contributions 2016-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2016-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2016-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2016-12-31 471,427
Unpaid minimum required contributions for all prior years 2016-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2016-12-31 0
Remaining amount of unpaid minimum required contributions 2016-12-31 0
Minimum required contributions for current year target normal cost 2016-12-31 610,240
Net shortfall amortization installment of oustanding balance 2016-12-31 647,088
Waiver amortization installment 2016-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2016-12-31 717,154
Carryover balance elected to use to offset funding requirement 2016-12-31 0
Prefunding balance elected to use to offset funding requirement 2016-12-31 245,727
Additional cash requirement 2016-12-31 471,427
Contributions allocatedtoward minimum required contributions for current year 2016-12-31 471,427
Unpaid minimum required contributions for current year 2016-12-31 0
Unpaid minimum required contributions for all years 2016-12-31 0
Total participants, beginning-of-year 2016-01-01 401
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 272
Number of retired or separated participants receiving benefits 2016-01-01 54
Number of other retired or separated participants entitled to future benefits 2016-01-01 62
Total of all active and inactive participants 2016-01-01 388
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 1
Total participants 2016-01-01 389
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 7
2015: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2015 401k membership
Total participants, beginning-of-year 2015-01-01 386
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 276
Number of retired or separated participants receiving benefits 2015-01-01 52
Number of other retired or separated participants entitled to future benefits 2015-01-01 59
Total of all active and inactive participants 2015-01-01 387
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 1
Total participants 2015-01-01 388
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 4
2014: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2014 401k membership
Total participants, beginning-of-year 2014-01-01 331
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 215
Number of retired or separated participants receiving benefits 2014-01-01 45
Number of other retired or separated participants entitled to future benefits 2014-01-01 52
Total of all active and inactive participants 2014-01-01 312
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 312
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 10
2013: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2013 401k membership
Total participants, beginning-of-year 2013-01-01 305
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 218
Number of retired or separated participants receiving benefits 2013-01-01 46
Number of other retired or separated participants entitled to future benefits 2013-01-01 56
Total of all active and inactive participants 2013-01-01 320
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 320
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 2
2012: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2012 401k membership
Total participants, beginning-of-year 2012-01-01 299
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 200
Number of retired or separated participants receiving benefits 2012-01-01 44
Number of other retired or separated participants entitled to future benefits 2012-01-01 45
Total of all active and inactive participants 2012-01-01 289
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 2
Total participants 2012-01-01 291
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 8
2011: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2011 401k membership
Total participants, beginning-of-year 2011-01-01 293
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 206
Number of retired or separated participants receiving benefits 2011-01-01 36
Number of other retired or separated participants entitled to future benefits 2011-01-01 43
Total of all active and inactive participants 2011-01-01 285
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 2
Total participants 2011-01-01 287
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 8
2009: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2009 401k membership
Total participants, beginning-of-year 2009-01-01 282
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 205
Number of retired or separated participants receiving benefits 2009-01-01 33
Number of other retired or separated participants entitled to future benefits 2009-01-01 33
Total of all active and inactive participants 2009-01-01 271
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 2
Total participants 2009-01-01 273
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 5

Measure	Date	Value
2020: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2020 401k membership
Total participants, beginning-of-year	2020-01-01	244
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	0
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	0
Total of all active and inactive participants	2020-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	0
2019: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2019 401k membership
Market value of plan assets	2019-12-31	11,640,108
Acturial value of plan assets	2019-12-31	11,640,108
Funding target for retired participants and beneficiaries receiving payment	2019-12-31	0
Number of terminated vested participants	2019-12-31	79
Fundng target for terminated vested participants	2019-12-31	887,128
Active participant vested funding target	2019-12-31	7,590,648
Number of active participants	2019-12-31	226
Total funding liabilities for active participants	2019-12-31	7,888,627
Total participant count	2019-12-31	305
Total funding target for all participants	2019-12-31	8,775,755
Balance at beginning of prior year after applicable adjustments	2019-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2019-12-31	1,009,193
Carryover balanced portion elected for use to offset prior years funding requirement	2019-12-31	0
Prefunding balanced used to offset prior years funding requirement	2019-12-31	0
Amount remaining of carryover balance	2019-12-31	0
Amount remaining of prefunding balance	2019-12-31	1,009,193
Present value of excess contributions	2019-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2019-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2019-12-31	0
Reductions in caryover balances due to elections or deemed elections	2019-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2019-12-31	0
Balance of carryovers at beginning of current year	2019-12-31	0
Balance of prefunding at beginning of current year	2019-12-31	1,047,240
Total employer contributions	2019-12-31	0
Total employee contributions	2019-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2019-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2019-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2019-12-31	0
Unpaid minimum required contributions for all prior years	2019-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2019-12-31	0
Remaining amount of unpaid minimum required contributions	2019-12-31	0
Minimum required contributions for current year target normal cost	2019-12-31	0
Net shortfall amortization installment of oustanding balance	2019-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2019-12-31	0
Carryover balance elected to use to offset funding requirement	2019-12-31	0
Prefunding balance elected to use to offset funding requirement	2019-12-31	0
Additional cash requirement	2019-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for all years	2019-12-31	0
Total participants, beginning-of-year	2019-01-01	303
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	207
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	37
Total of all active and inactive participants	2019-01-01	244
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	244
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2018 401k membership
Market value of plan assets	2018-12-31	16,636,422
Acturial value of plan assets	2018-12-31	16,636,422
Funding target for retired participants and beneficiaries receiving payment	2018-12-31	4,096,595
Number of terminated vested participants	2018-12-31	69
Fundng target for terminated vested participants	2018-12-31	1,011,264
Active participant vested funding target	2018-12-31	7,489,657
Number of active participants	2018-12-31	251
Total funding liabilities for active participants	2018-12-31	7,781,841
Total participant count	2018-12-31	379
Total funding target for all participants	2018-12-31	12,889,700
Balance at beginning of prior year after applicable adjustments	2018-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2018-12-31	3,844,498
Carryover balanced portion elected for use to offset prior years funding requirement	2018-12-31	0
Prefunding balanced used to offset prior years funding requirement	2018-12-31	0
Amount remaining of carryover balance	2018-12-31	0
Amount remaining of prefunding balance	2018-12-31	3,844,498
Present value of excess contributions	2018-12-31	1,273,702
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2018-12-31	1,349,233
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2018-12-31	1,349,233
Reductions in prefunding balances due to elections or deemed elections	2018-12-31	4,621,273
Balance of carryovers at beginning of current year	2018-12-31	0
Balance of prefunding at beginning of current year	2018-12-31	1,009,193
Total employer contributions	2018-12-31	0
Total employee contributions	2018-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2018-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2018-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2018-12-31	0
Liquidity shortfalls end of Q1	2018-12-31	0
Liquidity shortfalls end of Q2	2018-12-31	0
Liquidity shortfalls end of Q3	2018-12-31	0
Liquidity shortfalls end of Q4	2018-12-31	0
Unpaid minimum required contributions for all prior years	2018-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2018-12-31	0
Remaining amount of unpaid minimum required contributions	2018-12-31	0
Minimum required contributions for current year target normal cost	2018-12-31	0
Net shortfall amortization installment of oustanding balance	2018-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2018-12-31	0
Carryover balance elected to use to offset funding requirement	2018-12-31	0
Prefunding balance elected to use to offset funding requirement	2018-12-31	0
Additional cash requirement	2018-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for all years	2018-12-31	0
Total participants, beginning-of-year	2018-01-01	378
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	224
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	79
Total of all active and inactive participants	2018-01-01	303
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	303
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	1
2017: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2017 401k membership
Market value of plan assets	2017-12-31	15,860,794
Acturial value of plan assets	2017-12-31	15,860,794
Funding target for retired participants and beneficiaries receiving payment	2017-12-31	3,684,723
Number of terminated vested participants	2017-12-31	62
Fundng target for terminated vested participants	2017-12-31	709,665
Active participant vested funding target	2017-12-31	8,827,313
Number of active participants	2017-12-31	335
Total funding liabilities for active participants	2017-12-31	9,122,536
Total participant count	2017-12-31	452
Total funding target for all participants	2017-12-31	13,516,924
Balance at beginning of prior year after applicable adjustments	2017-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2017-12-31	4,056,689
Carryover balanced portion elected for use to offset prior years funding requirement	2017-12-31	0
Prefunding balanced used to offset prior years funding requirement	2017-12-31	245,727
Amount remaining of carryover balance	2017-12-31	0
Amount remaining of prefunding balance	2017-12-31	3,810,962
Present value of excess contributions	2017-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2017-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2017-12-31	0
Balance of carryovers at beginning of current year	2017-12-31	0
Balance of prefunding at beginning of current year	2017-12-31	3,844,498
Total employer contributions	2017-12-31	2,112,000
Total employee contributions	2017-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2017-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2017-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2017-12-31	1,990,937
Liquidity shortfalls end of Q1	2017-12-31	0
Liquidity shortfalls end of Q2	2017-12-31	0
Liquidity shortfalls end of Q3	2017-12-31	0
Liquidity shortfalls end of Q4	2017-12-31	0
Unpaid minimum required contributions for all prior years	2017-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2017-12-31	0
Remaining amount of unpaid minimum required contributions	2017-12-31	0
Minimum required contributions for current year target normal cost	2017-12-31	610,321
Net shortfall amortization installment of oustanding balance	2017-12-31	574,498
Waiver amortization installment	2017-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2017-12-31	717,235
Carryover balance elected to use to offset funding requirement	2017-12-31	0
Prefunding balance elected to use to offset funding requirement	2017-12-31	0
Additional cash requirement	2017-12-31	717,235
Contributions allocatedtoward minimum required contributions for current year	2017-12-31	1,990,937
Unpaid minimum required contributions for current year	2017-12-31	0
Unpaid minimum required contributions for all years	2017-12-31	0
Total participants, beginning-of-year	2017-01-01	401
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	251
Number of retired or separated participants receiving benefits	2017-01-01	57
Number of other retired or separated participants entitled to future benefits	2017-01-01	69
Total of all active and inactive participants	2017-01-01	377
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	1
Total participants	2017-01-01	378
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	10
2016: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2016 401k membership
Market value of plan assets	2016-12-31	15,778,869
Acturial value of plan assets	2016-12-31	15,778,869
Funding target for retired participants and beneficiaries receiving payment	2016-12-31	2,800,892
Number of terminated vested participants	2016-12-31	59
Fundng target for terminated vested participants	2016-12-31	617,154
Active participant vested funding target	2016-12-31	8,619,163
Number of active participants	2016-12-31	337
Total funding liabilities for active participants	2016-12-31	8,951,222
Total participant count	2016-12-31	449
Total funding target for all participants	2016-12-31	12,369,268
Balance at beginning of prior year after applicable adjustments	2016-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2016-12-31	3,155,286
Carryover balanced portion elected for use to offset prior years funding requirement	2016-12-31	0
Prefunding balanced used to offset prior years funding requirement	2016-12-31	0
Amount remaining of carryover balance	2016-12-31	0
Amount remaining of prefunding balance	2016-12-31	3,155,286
Present value of excess contributions	2016-12-31	983,241
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2016-12-31	1,045,284
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2016-12-31	1,045,284
Reductions in prefunding balances due to elections or deemed elections	2016-12-31	0
Balance of carryovers at beginning of current year	2016-12-31	0
Balance of prefunding at beginning of current year	2016-12-31	4,056,689
Total employer contributions	2016-12-31	500,000
Total employee contributions	2016-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2016-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2016-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2016-12-31	471,427
Unpaid minimum required contributions for all prior years	2016-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2016-12-31	0
Remaining amount of unpaid minimum required contributions	2016-12-31	0
Minimum required contributions for current year target normal cost	2016-12-31	610,240
Net shortfall amortization installment of oustanding balance	2016-12-31	647,088
Waiver amortization installment	2016-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2016-12-31	717,154
Carryover balance elected to use to offset funding requirement	2016-12-31	0
Prefunding balance elected to use to offset funding requirement	2016-12-31	245,727
Additional cash requirement	2016-12-31	471,427
Contributions allocatedtoward minimum required contributions for current year	2016-12-31	471,427
Unpaid minimum required contributions for current year	2016-12-31	0
Unpaid minimum required contributions for all years	2016-12-31	0
Total participants, beginning-of-year	2016-01-01	401
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	272
Number of retired or separated participants receiving benefits	2016-01-01	54
Number of other retired or separated participants entitled to future benefits	2016-01-01	62
Total of all active and inactive participants	2016-01-01	388
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	1
Total participants	2016-01-01	389
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	7
2015: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2015 401k membership
Total participants, beginning-of-year	2015-01-01	386
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	276
Number of retired or separated participants receiving benefits	2015-01-01	52
Number of other retired or separated participants entitled to future benefits	2015-01-01	59
Total of all active and inactive participants	2015-01-01	387
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	1
Total participants	2015-01-01	388
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	4
2014: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2014 401k membership
Total participants, beginning-of-year	2014-01-01	331
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	215
Number of retired or separated participants receiving benefits	2014-01-01	45
Number of other retired or separated participants entitled to future benefits	2014-01-01	52
Total of all active and inactive participants	2014-01-01	312
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	312
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	10
2013: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2013 401k membership
Total participants, beginning-of-year	2013-01-01	305
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	218
Number of retired or separated participants receiving benefits	2013-01-01	46
Number of other retired or separated participants entitled to future benefits	2013-01-01	56
Total of all active and inactive participants	2013-01-01	320
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	320
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	2
2012: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2012 401k membership
Total participants, beginning-of-year	2012-01-01	299
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	200
Number of retired or separated participants receiving benefits	2012-01-01	44
Number of other retired or separated participants entitled to future benefits	2012-01-01	45
Total of all active and inactive participants	2012-01-01	289
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	2
Total participants	2012-01-01	291
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	8
2011: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2011 401k membership
Total participants, beginning-of-year	2011-01-01	293
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	206
Number of retired or separated participants receiving benefits	2011-01-01	36
Number of other retired or separated participants entitled to future benefits	2011-01-01	43
Total of all active and inactive participants	2011-01-01	285
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	2
Total participants	2011-01-01	287
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	8
2009: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2009 401k membership
Total participants, beginning-of-year	2009-01-01	282
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	205
Number of retired or separated participants receiving benefits	2009-01-01	33
Number of other retired or separated participants entitled to future benefits	2009-01-01	33
Total of all active and inactive participants	2009-01-01	271
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	2
Total participants	2009-01-01	273
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	5

Financial Data on THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK

Measure	Date	Value
2020 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$-267,359
Total unrealized appreciation/depreciation of assets	2020-12-31	$-267,359
Total transfer of assets from this plan	2020-12-31	$1,010,559
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$-207,036
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$10,196,747
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$10,195,586
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$0
Value of total assets at end of year	2020-12-31	$0
Value of total assets at beginning of year	2020-12-31	$11,414,342
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$1,161
Total income from rents	2020-12-31	$60,323
Total interest from all sources	2020-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2020-12-31	$0
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Assets. Other investments not covered elsewhere at end of year	2020-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2020-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2020-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2020-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2020-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2020-12-31	$0
Administrative expenses (other) incurred	2020-12-31	$1,161
Total non interest bearing cash at end of year	2020-12-31	$0
Total non interest bearing cash at beginning of year	2020-12-31	$64,814
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$-10,403,783
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$0
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$11,414,342
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$2,000,996
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$236,762
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$236,762
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$1,059,514
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Employer contributions (assets) at end of year	2020-12-31	$0
Employer contributions (assets) at beginning of year	2020-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$9,136,072
Asset. Corporate debt instrument debt (other) at end of year	2020-12-31	$0
Asset. Corporate debt instrument debt (other) at beginning of year	2020-12-31	$9,111,770
Did the plan have assets held for investment	2020-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2020-12-31	010523282
2019 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2019 401k financial data
Unrealized appreciation/depreciation of real estate assets	2019-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$-27,697
Total unrealized appreciation/depreciation of assets	2019-12-31	$-27,697
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$1,468,919
Total loss/gain on sale of assets	2019-12-31	$1,243,593
Total of all expenses incurred	2019-12-31	$1,694,684
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,694,684
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$0
Value of total assets at end of year	2019-12-31	$11,414,342
Value of total assets at beginning of year	2019-12-31	$11,640,107
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$0
Total interest from all sources	2019-12-31	$29,298
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$223,725
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2019-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$223,725
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2019-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2019-12-31	$10,694
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$0
Total non interest bearing cash at end of year	2019-12-31	$64,814
Total non interest bearing cash at beginning of year	2019-12-31	$44,498
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Income. Non cash contributions	2019-12-31	$0
Value of net income/loss	2019-12-31	$-225,765
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$11,414,342
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$11,640,107
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$2,000,996
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$9,904,252
Interest on participant loans	2019-12-31	$0
Income. Interest from loans (other than to participants)	2019-12-31	$0
Interest earned on other investments	2019-12-31	$0
Income. Interest from US Government securities	2019-12-31	$0
Income. Interest from corporate debt instruments	2019-12-31	$24,092
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$236,762
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$107,242
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$107,242
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$5,206
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$0
Employer contributions (assets) at end of year	2019-12-31	$0
Employer contributions (assets) at beginning of year	2019-12-31	$0
Income. Dividends from preferred stock	2019-12-31	$0
Income. Dividends from common stock	2019-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,694,684
Asset. Corporate debt instrument debt (other) at end of year	2019-12-31	$9,111,770
Asset. Corporate debt instrument debt (other) at beginning of year	2019-12-31	$1,573,421
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Aggregate proceeds on sale of assets	2019-12-31	$1,243,593
Aggregate carrying amount (costs) on sale of assets	2019-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2019-12-31	010523282
2018 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$-861,220
Total unrealized appreciation/depreciation of assets	2018-12-31	$-861,220
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$162,985
Total loss/gain on sale of assets	2018-12-31	$699,760
Total of all expenses incurred	2018-12-31	$5,555,237
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$5,555,177
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$0
Value of total assets at end of year	2018-12-31	$11,640,107
Value of total assets at beginning of year	2018-12-31	$17,032,359
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$60
Total interest from all sources	2018-12-31	$52,271
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$272,174
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$272,174
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2018-12-31	$10,694
Assets. Other investments not covered elsewhere at beginning of year	2018-12-31	$8,768
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$381,834
Other income not declared elsewhere	2018-12-31	$0
Total non interest bearing cash at end of year	2018-12-31	$44,498
Total non interest bearing cash at beginning of year	2018-12-31	$379,023
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Income. Non cash contributions	2018-12-31	$0
Value of net income/loss	2018-12-31	$-5,392,252
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$11,640,107
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$17,032,359
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$60
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$9,904,252
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$12,424,229
Income. Interest from corporate debt instruments	2018-12-31	$47,298
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$107,242
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$187,334
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$187,334
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$4,973
Net investment gain/loss from pooled separate accounts	2018-12-31	$0
Net investment gain or loss from common/collective trusts	2018-12-31	$0
Net gain/loss from 103.12 investment entities	2018-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$0
Employer contributions (assets) at end of year	2018-12-31	$0
Employer contributions (assets) at beginning of year	2018-12-31	$1,653,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$5,555,177
Asset. Corporate debt instrument debt (other) at end of year	2018-12-31	$1,573,421
Asset. Corporate debt instrument debt (other) at beginning of year	2018-12-31	$1,998,171
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2018-12-31	No
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Aggregate proceeds on sale of assets	2018-12-31	$699,760
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2018-12-31	010523282
2017 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$677,060
Total unrealized appreciation/depreciation of assets	2017-12-31	$677,060
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$4,150,032
Total loss/gain on sale of assets	2017-12-31	$645,968
Total of all expenses incurred	2017-12-31	$2,978,467
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$2,905,339
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$2,112,000
Value of total assets at end of year	2017-12-31	$17,032,359
Value of total assets at beginning of year	2017-12-31	$15,860,794
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$73,128
Total interest from all sources	2017-12-31	$41,818
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$291,352
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$291,352
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$6,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	Yes
Amount of non-exempt transactions with any party-in-interest	2017-12-31	$381,834
Assets. Other investments not covered elsewhere at end of year	2017-12-31	$8,768
Assets. Other investments not covered elsewhere at beginning of year	2017-12-31	$7,378
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$381,834
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$0
Other income not declared elsewhere	2017-12-31	$381,834
Total non interest bearing cash at end of year	2017-12-31	$379,023
Total non interest bearing cash at beginning of year	2017-12-31	$284,362
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$1,171,565
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$17,032,359
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$15,860,794
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$73,128
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$12,424,229
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$12,975,542
Income. Interest from corporate debt instruments	2017-12-31	$39,423
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$187,334
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$890,120
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$890,120
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$2,395
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$0
Net investment gain/loss from pooled separate accounts	2017-12-31	$0
Net investment gain or loss from common/collective trusts	2017-12-31	$0
Net gain/loss from 103.12 investment entities	2017-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$2,112,000
Employer contributions (assets) at end of year	2017-12-31	$1,653,000
Employer contributions (assets) at beginning of year	2017-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$2,905,339
Asset. Corporate debt instrument debt (other) at end of year	2017-12-31	$1,998,171
Asset. Corporate debt instrument debt (other) at beginning of year	2017-12-31	$1,703,392
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Aggregate proceeds on sale of assets	2017-12-31	$645,968
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2017-12-31	010523282
2016 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2016 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2016-12-31	$-369,954
Total unrealized appreciation/depreciation of assets	2016-12-31	$-369,954
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$714,247
Total loss/gain on sale of assets	2016-12-31	$202,433
Total of all expenses incurred	2016-12-31	$632,322
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$554,208
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$500,000
Value of total assets at end of year	2016-12-31	$15,860,794
Value of total assets at beginning of year	2016-12-31	$15,778,869
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$78,114
Total interest from all sources	2016-12-31	$35,260
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$346,508
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$275,066
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$6,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Assets. Other investments not covered elsewhere at end of year	2016-12-31	$7,378
Assets. Other investments not covered elsewhere at beginning of year	2016-12-31	$3,587
Total non interest bearing cash at end of year	2016-12-31	$284,362
Total non interest bearing cash at beginning of year	2016-12-31	$238,570
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$81,925
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$15,860,794
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$15,778,869
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Investment advisory and management fees	2016-12-31	$78,114
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$12,975,542
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$7,977,386
Income. Interest from corporate debt instruments	2016-12-31	$35,006
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$890,120
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$451,011
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$451,011
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-12-31	$254
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$500,000
Income. Dividends from common stock	2016-12-31	$71,442
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$554,208
Asset. Corporate debt instrument debt (other) at end of year	2016-12-31	$1,703,392
Asset. Corporate debt instrument debt (other) at beginning of year	2016-12-31	$975,581
Assets. Corporate common stocks other than exployer securities at end of year	2016-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2016-12-31	$6,132,734
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Aggregate proceeds on sale of assets	2016-12-31	$202,433
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2016-12-31	010523282
2015 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$-520,444
Total unrealized appreciation/depreciation of assets	2015-12-31	$-520,444
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$327,699
Total loss/gain on sale of assets	2015-12-31	$-480,648
Total of all expenses incurred	2015-12-31	$1,003,550
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$922,085
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,000,000
Value of total assets at end of year	2015-12-31	$15,778,869
Value of total assets at beginning of year	2015-12-31	$16,454,720
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$81,465
Total interest from all sources	2015-12-31	$16,589
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$312,202
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$196,442
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$3,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Assets. Other investments not covered elsewhere at end of year	2015-12-31	$3,587
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$0
Total non interest bearing cash at end of year	2015-12-31	$238,570
Total non interest bearing cash at beginning of year	2015-12-31	$85,655
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-675,851
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$15,778,869
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$16,454,720
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Investment advisory and management fees	2015-12-31	$81,465
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$7,977,386
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$8,906,346
Income. Interest from corporate debt instruments	2015-12-31	$16,540
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$451,011
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$1,031,854
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$1,031,854
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-12-31	$49
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$1,000,000
Income. Dividends from common stock	2015-12-31	$115,760
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$922,085
Asset. Corporate debt instrument debt (other) at end of year	2015-12-31	$975,581
Asset. Corporate debt instrument debt (other) at beginning of year	2015-12-31	$0
Assets. Corporate common stocks other than exployer securities at end of year	2015-12-31	$6,132,734
Assets. Corporate common stocks other than exployer securities at beginning of year	2015-12-31	$6,430,865
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Aggregate proceeds on sale of assets	2015-12-31	$-480,648
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2015-12-31	010523282
2014 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2014 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$276,668
Total unrealized appreciation/depreciation of assets	2014-12-31	$276,668
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$1,518,828
Total loss/gain on sale of assets	2014-12-31	$849,154
Total of all expenses incurred	2014-12-31	$643,263
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$568,019
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$0
Value of total assets at end of year	2014-12-31	$16,454,720
Value of total assets at beginning of year	2014-12-31	$15,579,155
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$75,244
Total interest from all sources	2014-12-31	$65
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$392,941
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$273,137
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$3,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Administrative expenses (other) incurred	2014-12-31	$193
Total non interest bearing cash at end of year	2014-12-31	$85,655
Total non interest bearing cash at beginning of year	2014-12-31	$36,265
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$875,565
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$16,454,720
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$15,579,155
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$75,051
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$8,906,346
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$8,892,318
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$1,031,854
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$397,766
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$397,766
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$65
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Income. Dividends from common stock	2014-12-31	$119,804
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$568,019
Assets. Corporate common stocks other than exployer securities at end of year	2014-12-31	$6,430,865
Assets. Corporate common stocks other than exployer securities at beginning of year	2014-12-31	$6,252,806
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Aggregate proceeds on sale of assets	2014-12-31	$849,154
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2014-12-31	010523282
2013 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2013 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$498,403
Total unrealized appreciation/depreciation of assets	2013-12-31	$498,403
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$2,643,985
Total loss/gain on sale of assets	2013-12-31	$1,128,796
Total of all expenses incurred	2013-12-31	$224,722
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$215,183
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$725,000
Value of total assets at end of year	2013-12-31	$15,579,155
Value of total assets at beginning of year	2013-12-31	$13,159,892
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$9,539
Total interest from all sources	2013-12-31	$2,880
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$288,906
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$270,057
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$6,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$9,364
Total non interest bearing cash at end of year	2013-12-31	$36,265
Total non interest bearing cash at beginning of year	2013-12-31	$26,448
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,419,263
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$15,579,155
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$13,159,892
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Investment advisory and management fees	2013-12-31	$9,539
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$8,892,318
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$12,402,150
Income. Interest from US Government securities	2013-12-31	$2,781
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$397,766
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$596,380
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$596,380
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$99
Asset value of US Government securities at end of year	2013-12-31	$0
Asset value of US Government securities at beginning of year	2013-12-31	$125,550
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$725,000
Income. Dividends from common stock	2013-12-31	$18,849
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$215,183
Assets. Corporate common stocks other than exployer securities at end of year	2013-12-31	$6,252,806
Assets. Corporate common stocks other than exployer securities at beginning of year	2013-12-31	$0
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$1,128,796
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2013-12-31	010523282
2012 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$111,080
Total unrealized appreciation/depreciation of assets	2012-12-31	$111,080
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$1,483,506
Total loss/gain on sale of assets	2012-12-31	$152,046
Total of all expenses incurred	2012-12-31	$252,141
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$252,141
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$0
Value of total assets at end of year	2012-12-31	$13,159,892
Value of total assets at beginning of year	2012-12-31	$11,928,527
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$0
Total interest from all sources	2012-12-31	$11,447
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$277,601
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$273,282
Assets. Real estate other than employer real property at end of year	2012-12-31	$0
Assets. Real estate other than employer real property at beginning of year	2012-12-31	$238,510
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$6,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$9,364
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$17,161
Other income not declared elsewhere	2012-12-31	$15,337
Total non interest bearing cash at end of year	2012-12-31	$26,448
Total non interest bearing cash at beginning of year	2012-12-31	$28,589
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,231,365
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$13,159,892
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$11,928,527
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$12,402,150
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$8,897,380
Income. Interest from US Government securities	2012-12-31	$10,492
Income. Interest from corporate debt instruments	2012-12-31	$861
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$596,380
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$338,747
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$338,747
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$94
Asset value of US Government securities at end of year	2012-12-31	$125,550
Asset value of US Government securities at beginning of year	2012-12-31	$385,441
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$915,995
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Employer contributions (assets) at end of year	2012-12-31	$0
Employer contributions (assets) at beginning of year	2012-12-31	$500,000
Income. Dividends from common stock	2012-12-31	$4,319
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$252,141
Asset. Corporate debt instrument debt (other) at end of year	2012-12-31	$0
Asset. Corporate debt instrument debt (other) at beginning of year	2012-12-31	$153,070
Assets. Corporate common stocks other than exployer securities at end of year	2012-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2012-12-31	$1,369,629
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$4,775,934
Aggregate carrying amount (costs) on sale of assets	2012-12-31	$4,623,888
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2012-12-31	010523282
2011 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$-501,646
Total unrealized appreciation/depreciation of assets	2011-12-31	$-501,646
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$883,534
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$114,304
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$114,304
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,000,000
Value of total assets at end of year	2011-12-31	$11,928,527
Value of total assets at beginning of year	2011-12-31	$11,159,297
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$0
Total interest from all sources	2011-12-31	$228,661
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$113,842
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Assets. Real estate other than employer real property at end of year	2011-12-31	$238,510
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$6,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Assets. Other investments not covered elsewhere at end of year	2011-12-31	$17,161
Assets. Other investments not covered elsewhere at beginning of year	2011-12-31	$46,233
Other income not declared elsewhere	2011-12-31	$42,677
Total non interest bearing cash at end of year	2011-12-31	$28,589
Total non interest bearing cash at beginning of year	2011-12-31	$42,893
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$769,230
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$11,928,527
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$11,159,297
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Investment advisory and management fees	2011-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$8,897,380
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$338,747
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$114,769
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$114,769
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$228,661
Asset value of US Government securities at end of year	2011-12-31	$385,441
Asset value of US Government securities at beginning of year	2011-12-31	$1,989,449
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$1,000,000
Employer contributions (assets) at end of year	2011-12-31	$500,000
Income. Dividends from common stock	2011-12-31	$113,842
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$114,304
Asset. Corporate debt instrument debt (other) at end of year	2011-12-31	$153,070
Asset. Corporate debt instrument debt (other) at beginning of year	2011-12-31	$2,058,839
Assets. Corporate common stocks other than exployer securities at end of year	2011-12-31	$1,369,629
Assets. Corporate common stocks other than exployer securities at beginning of year	2011-12-31	$6,907,114
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2011-12-31	010523282
2010 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2010-12-31	$829,285
Total unrealized appreciation/depreciation of assets	2010-12-31	$829,285
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$1,591,601
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$97,243
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$97,243
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$500,000
Value of total assets at end of year	2010-12-31	$11,159,297
Value of total assets at beginning of year	2010-12-31	$9,664,939
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$0
Total interest from all sources	2010-12-31	$147,952
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$107,324
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$6,000,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Assets. Other investments not covered elsewhere at end of year	2010-12-31	$46,233
Assets. Other investments not covered elsewhere at beginning of year	2010-12-31	$44,000
Other income not declared elsewhere	2010-12-31	$7,040
Total non interest bearing cash at end of year	2010-12-31	$42,893
Total non interest bearing cash at beginning of year	2010-12-31	$40,137
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,494,358
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$11,159,297
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$9,664,939
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$114,769
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$437,682
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$437,682
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$147,952
Asset value of US Government securities at end of year	2010-12-31	$1,989,449
Asset value of US Government securities at beginning of year	2010-12-31	$1,507,792
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$500,000
Income. Dividends from common stock	2010-12-31	$107,324
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$97,243
Asset. Corporate debt instrument debt (other) at end of year	2010-12-31	$2,058,839
Asset. Corporate debt instrument debt (other) at beginning of year	2010-12-31	$1,985,903
Assets. Corporate common stocks other than exployer securities at end of year	2010-12-31	$6,907,114
Assets. Corporate common stocks other than exployer securities at beginning of year	2010-12-31	$5,649,425
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	BERRY, DUNN, MCNEIL & PARKER
Accountancy firm EIN	2010-12-31	010523282
2009 : THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK

2020: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	Yes
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: THE RETIREMENT PLAN FOR EMPLOYEES OF MASCOMA SAVINGS BANK 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Potentially related plans

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	MASCOMA BANK
Employer identification number (EIN):	020163906
NAIC Classification:	522120
NAIC Description:	Savings Institutions