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L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN 401k Plan overview

Plan NameL & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN
Plan identification number 001

L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

L & O PLUMBING & HEATING, INC. DBA L & O MECHANICAL CONTRACTORS has sponsored the creation of one or more 401k plans.

Company Name:L & O PLUMBING & HEATING, INC. DBA L & O MECHANICAL CONTRACTORS
Employer identification number (EIN):160982970
NAIC Classification:238220
NAIC Description:Plumbing, Heating, and Air-Conditioning Contractors

Form 5500 Filing Information

Submission information for form 5500 for 401k plan L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-06-01JOELENE OSWALD2024-05-31
0012022-06-01JOELENE OSWALD2023-07-21
0012021-06-01JOELENE OSWALD2022-08-01
0012020-06-01JOELENE OSWALD2021-08-13
0012019-06-01JOELENE OSWALD2020-08-17
0012018-06-01JOELENE OSWALD2019-07-11
0012017-06-01JOELENE OSWALD2018-06-25
0012016-06-01JOELENE OSWALD2017-09-11
0012015-06-01JOELENE OSWALD2016-07-18
0012014-06-01JOELENE OSWALD2015-08-10
0012013-06-01JOELENE OSWALD2014-07-07
0012012-06-01JOELENE OSWALD2013-07-25
0012011-06-01JOELENE OSWALD2012-11-23
0012010-06-01JOELENE OSWALD2011-10-27

Plan Statistics for L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN

401k plan membership statisitcs for L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN

Measure Date Value
2025: L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN 2025 401k membership
Total number of particpants at beginning of year2025-04-1414
Total number of particpants at end of year2025-04-1414
Number of Participants With Account Balances2025-04-1412
2024: L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN 2024 401k membership
Total number of particpants at beginning of year2024-05-3115
Total number of particpants at end of year2024-05-3115
Number of Participants With Account Balances2024-05-3112
2022: L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN 2022 401k membership
Total number of particpants at beginning of year2022-08-0111
Total number of particpants at end of year2022-08-0112
Number of Participants With Account Balances2022-08-0111

Financial Data on L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN

Measure Date Value
2025 : L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN 2025 401k financial data
Total transfers to/from plan in this plan year2025-04-140
Total liabilities as of the end of the plan year2025-04-140
Total liabilities as of the beginning of the plan year2025-04-140
Total expenses incurred by plan in this plan year2025-04-1421584
Net assets as of the end of the plan year2025-04-141818514
Total assets as of the beginning of the plan year2025-04-141515083
Value of plan covered by a fidelity bond2025-04-14190000
Participant contributions to plan in this plan year2025-04-1480356
Other expenses paid from plan in this plan year2025-04-1410253
Other contributions to plan in this plan year2025-04-140
Other income to plan in this plan year2025-04-14218377
Plan net income in this plan year2025-04-14303431
Net assets as of the end of the plan year2025-04-141818514
Net assets as of the beginning of the plan year2025-04-141515083
Employer contributions to plan in this plan year2025-04-1426282
Expensese paid to adminstrative service provicers from plan in this plan year2025-04-140
2024 : L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN 2024 401k financial data
Total transfers to/from plan in this plan year2024-05-310
Total liabilities as of the end of the plan year2024-05-310
Total liabilities as of the beginning of the plan year2024-05-310
Total expenses incurred by plan in this plan year2024-05-3125928
Net assets as of the end of the plan year2024-05-311515083
Total assets as of the beginning of the plan year2024-05-311327469
Value of plan covered by a fidelity bond2024-05-31135000
Participant contributions to plan in this plan year2024-05-3118058
Other expenses paid from plan in this plan year2024-05-310
Other contributions to plan in this plan year2024-05-310
Other income to plan in this plan year2024-05-31143953
Plan net income in this plan year2024-05-31187614
Net assets as of the end of the plan year2024-05-311515083
Net assets as of the beginning of the plan year2024-05-311327469
Employer contributions to plan in this plan year2024-05-3151531
Expensese paid to adminstrative service provicers from plan in this plan year2024-05-315173
2022 : L & O PLUMBING & HEATING, INC. SECTION 401(K) PLAN 2022 401k financial data
Total transfers to/from plan in this plan year2022-08-010
Total liabilities as of the end of the plan year2022-08-012213
Total liabilities as of the beginning of the plan year2022-08-011909
Total expenses incurred by plan in this plan year2022-08-0150000
Net assets as of the end of the plan year2022-08-011278086
Total assets as of the beginning of the plan year2022-08-011342056
Value of plan covered by a fidelity bond2022-08-01135000
Participant contributions to plan in this plan year2022-08-0174574
Value of participant loans at end of plan year2022-08-0120755
Other expenses paid from plan in this plan year2022-08-010
Other contributions to plan in this plan year2022-08-010
Other income to plan in this plan year2022-08-01-109383
Plan net income in this plan year2022-08-01-64274
Net assets as of the end of the plan year2022-08-011275873
Net assets as of the beginning of the plan year2022-08-011340147
Employer contributions to plan in this plan year2022-08-0120535
Expensese paid to adminstrative service provicers from plan in this plan year2022-08-010

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