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S & M TOOL, INC. 401(K) RETIREMENT SAVINGS PLAN 401k Plan overview

Plan NameS & M TOOL, INC. 401(K) RETIREMENT SAVINGS PLAN
Plan identification number 001

S & M TOOL, INC. 401(K) RETIREMENT SAVINGS PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Participant-directed brokerage accounts provided as an investment option under the plan.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

S & M TOOL, INC. has sponsored the creation of one or more 401k plans.

Company Name:S & M TOOL, INC.
Employer identification number (EIN):391553172
NAIC Classification:332900

Form 5500 Filing Information

Submission information for form 5500 for 401k plan S & M TOOL, INC. 401(K) RETIREMENT SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01HEATHER STEWART2024-09-30
0012022-01-01HEATHER STEWART2023-07-24
0012021-01-01RANDY MARTINEZ2022-05-13
0012020-01-01JAMES A. FUSS2021-09-28
0012019-01-01JAMES A. FUSS2020-07-01 MICKAELA KURTZ2020-07-01
0012018-01-01JAMES A. FUSS2019-06-19
0012017-01-01JAMES A. FUSS2018-06-27 JAMES A. FUSS2018-06-27
0012016-01-01JAMES A. FUSS2017-06-08 JAMES A. FUSS2017-06-08
0012015-01-01JAMES A. FUSS2016-07-28 JAMES A. FUSS2016-07-28
0012015-01-01JAMES A. FUSS2016-07-19
0012014-01-01JAMES A. FUSS2015-06-17 JAMES A. FUSS2015-06-17
0012013-01-01JAMES A. FUSS2014-06-11 JAMES A. FUSS2014-06-11
0012012-01-01JAMES A. FUSS2013-06-25
0012011-01-01JAMES A. FUSS2012-06-28
0012010-01-01JAMES A. FUSS2011-07-22

Financial Data on S & M TOOL, INC. 401(K) RETIREMENT SAVINGS PLAN

Measure Date Value
2025 : S & M TOOL, INC. 401(K) RETIREMENT SAVINGS PLAN 2025 401k financial data
Total transfers to/from plan in this plan year2025-06-300
Total liabilities as of the end of the plan year2025-06-300
Total liabilities as of the beginning of the plan year2025-06-300
Total expenses incurred by plan in this plan year2025-06-3091737
Net assets as of the end of the plan year2025-06-301277762
Total assets as of the beginning of the plan year2025-06-301170800
Value of plan covered by a fidelity bond2025-06-30130000
Participant contributions to plan in this plan year2025-06-3036648
Value of participant loans at end of plan year2025-06-308916
Other expenses paid from plan in this plan year2025-06-30475
Other contributions to plan in this plan year2025-06-300
Other income to plan in this plan year2025-06-30139880
Plan net income in this plan year2025-06-30106962
Net assets as of the end of the plan year2025-06-301277762
Net assets as of the beginning of the plan year2025-06-301170800
Employer contributions to plan in this plan year2025-06-3022171
Expensese paid to adminstrative service provicers from plan in this plan year2025-06-300
2024 : S & M TOOL, INC. 401(K) RETIREMENT SAVINGS PLAN 2024 401k financial data
Total transfers to/from plan in this plan year2024-09-300
Total liabilities as of the end of the plan year2024-09-300
Total liabilities as of the beginning of the plan year2024-09-300
Total expenses incurred by plan in this plan year2024-09-306630
Net assets as of the end of the plan year2024-09-301170800
Total assets as of the beginning of the plan year2024-09-30955421
Value of plan covered by a fidelity bond2024-09-3096000
Participant contributions to plan in this plan year2024-09-3035864
Value of participant loans at end of plan year2024-09-3025780
Other expenses paid from plan in this plan year2024-09-30630
Other contributions to plan in this plan year2024-09-300
Other income to plan in this plan year2024-09-30162699
Plan net income in this plan year2024-09-30215379
Net assets as of the end of the plan year2024-09-301170800
Net assets as of the beginning of the plan year2024-09-30955421
Employer contributions to plan in this plan year2024-09-3023446
Expensese paid to adminstrative service provicers from plan in this plan year2024-09-300

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