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| Plan Name | S & O ENTERPRISES, INC. 401(K) PLAN |
| Plan identification number | 001 |
| 401k Plan Type | Defined Contribution Pension |
| Plan Features/Benefits |
|
| Company Name: | S & O ENTERPRISES, INC. |
| Employer identification number (EIN): | 770451940 |
| NAIC Classification: | 423800 |
Additional information about S & O ENTERPRISES, INC.
| Jurisdiction of Incorporation: | Virginia Secretary of State |
| Incorporation Date: | 2003-06-10 |
| Company Identification Number: | 0598029 |
| Legal Registered Office Address: |
1360 E PARHAM RD SUITE 200 RICHMOND United States of America (USA) 23228 |
More information about S & O ENTERPRISES, INC.
| Plan id# | Filing Submission Date | Name of Administrator | Date Administrator Signed | Name of Company Sponsor | Date Sponsor Signed |
|---|---|---|---|---|---|
| 001 | 2023-01-01 | ||||
| 001 | 2022-01-01 | ||||
| 001 | 2021-01-01 | ||||
| 001 | 2020-01-01 | ||||
| 001 | 2018-01-01 | ||||
| 001 | 2017-01-01 | ||||
| 001 | 2016-01-01 | DEBBIE KIRSCHENMANN | 2017-09-25 | ||
| 001 | 2015-01-01 | ANTHONY SKRACIC | ANTHONY SKRACIC | 2016-07-07 | |
| 001 | 2014-01-01 | DARKO SKRACIC | DARKO SKRACIC | 2015-05-15 | |
| 001 | 2013-01-01 | WILLIAM OSBORNE | WILLIAM OSBORNE | 2014-02-12 | |
| 001 | 2012-01-01 | WILLIAM OSBORNE | |||
| 001 | 2011-01-01 | WILLIAM OSBORNE | |||
| 001 | 2009-01-01 | WILLIAM OSBORNE |
| Measure | Date | Value |
|---|---|---|
| 2025: S & O ENTERPRISES, INC. 401(K) PLAN 2025 401k membership | ||
| Total number of particpants at beginning of year | 2025-10-15 | 17 |
| Total number of particpants at end of year | 2025-10-15 | 15 |
| Number of Participants With Account Balances | 2025-10-15 | 8 |
| 2024: S & O ENTERPRISES, INC. 401(K) PLAN 2024 401k membership | ||
| Total number of particpants at beginning of year | 2024-07-30 | 14 |
| Total number of particpants at end of year | 2024-07-30 | 16 |
| Number of Participants With Account Balances | 2024-07-30 | 7 |
| 2022: S & O ENTERPRISES, INC. 401(K) PLAN 2022 401k membership | ||
| Total number of particpants at beginning of year | 2022-03-02 | 14 |
| Total number of particpants at end of year | 2022-03-02 | 13 |
| Number of Participants With Account Balances | 2022-03-02 | 8 |
| 2015: S & O ENTERPRISES, INC. 401(K) PLAN 2015 401k membership | ||
| Total participants, beginning-of-year | 2015-01-01 | 10 |
| Total number of active participants reported on line 7a of the Form 5500 | 2015-01-01 | 8 |
| Number of retired or separated participants receiving benefits | 2015-01-01 | 0 |
| Number of other retired or separated participants entitled to future benefits | 2015-01-01 | 0 |
| Total of all active and inactive participants | 2015-01-01 | 8 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2015-01-01 | 0 |
| Total participants | 2015-01-01 | 8 |
| Number of participants with account balances | 2015-01-01 | 8 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2015-01-01 | 0 |
| 2014: S & O ENTERPRISES, INC. 401(K) PLAN 2014 401k membership | ||
| Total participants, beginning-of-year | 2014-01-01 | 11 |
| Total number of active participants reported on line 7a of the Form 5500 | 2014-01-01 | 10 |
| Number of retired or separated participants receiving benefits | 2014-01-01 | 0 |
| Number of other retired or separated participants entitled to future benefits | 2014-01-01 | 0 |
| Total of all active and inactive participants | 2014-01-01 | 10 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2014-01-01 | 0 |
| Total participants | 2014-01-01 | 10 |
| Number of participants with account balances | 2014-01-01 | 10 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2014-01-01 | 0 |
| 2013: S & O ENTERPRISES, INC. 401(K) PLAN 2013 401k membership | ||
| Total participants, beginning-of-year | 2013-01-01 | 11 |
| Total number of active participants reported on line 7a of the Form 5500 | 2013-01-01 | 11 |
| Number of retired or separated participants receiving benefits | 2013-01-01 | 0 |
| Number of other retired or separated participants entitled to future benefits | 2013-01-01 | 0 |
| Total of all active and inactive participants | 2013-01-01 | 11 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2013-01-01 | 0 |
| Total participants | 2013-01-01 | 11 |
| Number of participants with account balances | 2013-01-01 | 11 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2013-01-01 | 0 |
| 2012: S & O ENTERPRISES, INC. 401(K) PLAN 2012 401k membership | ||
| Total participants, beginning-of-year | 2012-01-01 | 12 |
| Total number of active participants reported on line 7a of the Form 5500 | 2012-01-01 | 11 |
| Number of retired or separated participants receiving benefits | 2012-01-01 | 0 |
| Number of other retired or separated participants entitled to future benefits | 2012-01-01 | 0 |
| Total of all active and inactive participants | 2012-01-01 | 11 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2012-01-01 | 0 |
| Total participants | 2012-01-01 | 11 |
| Number of participants with account balances | 2012-01-01 | 11 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2012-01-01 | 0 |
| 2011: S & O ENTERPRISES, INC. 401(K) PLAN 2011 401k membership | ||
| Total participants, beginning-of-year | 2011-01-01 | 10 |
| Total number of active participants reported on line 7a of the Form 5500 | 2011-01-01 | 10 |
| Number of retired or separated participants receiving benefits | 2011-01-01 | 0 |
| Number of other retired or separated participants entitled to future benefits | 2011-01-01 | 2 |
| Total of all active and inactive participants | 2011-01-01 | 12 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2011-01-01 | 0 |
| Total participants | 2011-01-01 | 12 |
| Number of participants with account balances | 2011-01-01 | 12 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2011-01-01 | 2 |
| 2009: S & O ENTERPRISES, INC. 401(K) PLAN 2009 401k membership | ||
| Total participants, beginning-of-year | 2009-01-01 | 13 |
| Total number of active participants reported on line 7a of the Form 5500 | 2009-01-01 | 9 |
| Number of retired or separated participants receiving benefits | 2009-01-01 | 0 |
| Number of other retired or separated participants entitled to future benefits | 2009-01-01 | 2 |
| Total of all active and inactive participants | 2009-01-01 | 11 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2009-01-01 | 0 |
| Total participants | 2009-01-01 | 11 |
| Number of participants with account balances | 2009-01-01 | 11 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2009-01-01 | 1 |
| Measure | Date | Value |
|---|---|---|
| 2025 : S & O ENTERPRISES, INC. 401(K) PLAN 2025 401k financial data | ||
| Total expenses incurred by plan in this plan year | 2025-10-15 | 29188 |
| Net assets as of the end of the plan year | 2025-10-15 | 2983511 |
| Total assets as of the beginning of the plan year | 2025-10-15 | 2637159 |
| Value of plan covered by a fidelity bond | 2025-10-15 | 370000 |
| Participant contributions to plan in this plan year | 2025-10-15 | 21480 |
| Other income to plan in this plan year | 2025-10-15 | 343544 |
| Plan net income in this plan year | 2025-10-15 | 346352 |
| Net assets as of the end of the plan year | 2025-10-15 | 2983511 |
| Net assets as of the beginning of the plan year | 2025-10-15 | 2637159 |
| Employer contributions to plan in this plan year | 2025-10-15 | 10516 |
| Expensese paid to adminstrative service provicers from plan in this plan year | 2025-10-15 | 29188 |
| 2024 : S & O ENTERPRISES, INC. 401(K) PLAN 2024 401k financial data | ||
| Total expenses incurred by plan in this plan year | 2024-07-30 | 12203 |
| Net assets as of the end of the plan year | 2024-07-30 | 2637159 |
| Total assets as of the beginning of the plan year | 2024-07-30 | 2292258 |
| Value of plan covered by a fidelity bond | 2024-07-30 | 370000 |
| Participant contributions to plan in this plan year | 2024-07-30 | 8930 |
| Other income to plan in this plan year | 2024-07-30 | 340294 |
| Plan net income in this plan year | 2024-07-30 | 344901 |
| Net assets as of the end of the plan year | 2024-07-30 | 2637159 |
| Net assets as of the beginning of the plan year | 2024-07-30 | 2292258 |
| Employer contributions to plan in this plan year | 2024-07-30 | 7880 |
| Expensese paid to adminstrative service provicers from plan in this plan year | 2024-07-30 | 12203 |
| 2022 : S & O ENTERPRISES, INC. 401(K) PLAN 2022 401k financial data | ||
| Total expenses incurred by plan in this plan year | 2022-03-02 | 47498 |
| Net assets as of the end of the plan year | 2022-03-02 | 3670833 |
| Total assets as of the beginning of the plan year | 2022-03-02 | 3283906 |
| Value of plan covered by a fidelity bond | 2022-03-02 | 370000 |
| Participant contributions to plan in this plan year | 2022-03-02 | 8675 |
| Other income to plan in this plan year | 2022-03-02 | 420043 |
| Plan net income in this plan year | 2022-03-02 | 386927 |
| Net assets as of the end of the plan year | 2022-03-02 | 3670833 |
| Net assets as of the beginning of the plan year | 2022-03-02 | 3283906 |
| Employer contributions to plan in this plan year | 2022-03-02 | 5707 |
| 2015 : S & O ENTERPRISES, INC. 401(K) PLAN 2015 401k financial data | ||
| Total plan liabilities at end of year | 2015-12-31 | $0 |
| Total plan liabilities at beginning of year | 2015-12-31 | $0 |
| Total income from all sources | 2015-12-31 | $-77,933 |
| Expenses. Total of all expenses incurred | 2015-12-31 | $1,393,858 |
| Benefits paid (including direct rollovers) | 2015-12-31 | $1,393,483 |
| Total plan assets at end of year | 2015-12-31 | $2,365,969 |
| Total plan assets at beginning of year | 2015-12-31 | $3,837,760 |
| Value of fidelity bond covering the plan | 2015-12-31 | $300,000 |
| Total contributions received or receivable from participants | 2015-12-31 | $316 |
| Expenses. Other expenses not covered elsewhere | 2015-12-31 | $0 |
| Contributions received from other sources (not participants or employers) | 2015-12-31 | $0 |
| Other income received | 2015-12-31 | $-78,249 |
| Noncash contributions received | 2015-12-31 | $0 |
| Net income (gross income less expenses) | 2015-12-31 | $-1,471,791 |
| Net plan assets at end of year (total assets less liabilities) | 2015-12-31 | $2,365,969 |
| Net plan assets at beginning of year (total assets less liabilities) | 2015-12-31 | $3,837,760 |
| Assets. Value of assets in partnership/joint-venture interests | 2015-12-31 | $168,322 |
| Total contributions received or receivable from employer(s) | 2015-12-31 | $0 |
| Value of certain deemed distributions of participant loans | 2015-12-31 | $0 |
| Value of corrective distributions | 2015-12-31 | $0 |
| Expenses. Administrative service providers (salaries,fees and commissions) | 2015-12-31 | $375 |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| 2014 : S & O ENTERPRISES, INC. 401(K) PLAN 2014 401k financial data | ||
| Transfers to/from the plan | 2014-12-31 | $0 |
| Total plan liabilities at end of year | 2014-12-31 | $0 |
| Total plan liabilities at beginning of year | 2014-12-31 | $0 |
| Total income from all sources | 2014-12-31 | $454,827 |
| Expenses. Total of all expenses incurred | 2014-12-31 | $465,516 |
| Benefits paid (including direct rollovers) | 2014-12-31 | $465,251 |
| Total plan assets at end of year | 2014-12-31 | $3,837,760 |
| Total plan assets at beginning of year | 2014-12-31 | $3,848,449 |
| Value of fidelity bond covering the plan | 2014-12-31 | $300,000 |
| Total contributions received or receivable from participants | 2014-12-31 | $1,988 |
| Expenses. Other expenses not covered elsewhere | 2014-12-31 | $0 |
| Contributions received from other sources (not participants or employers) | 2014-12-31 | $0 |
| Other income received | 2014-12-31 | $230,582 |
| Noncash contributions received | 2014-12-31 | $0 |
| Net income (gross income less expenses) | 2014-12-31 | $-10,689 |
| Net plan assets at end of year (total assets less liabilities) | 2014-12-31 | $3,837,760 |
| Net plan assets at beginning of year (total assets less liabilities) | 2014-12-31 | $3,848,449 |
| Assets. Value of assets in partnership/joint-venture interests | 2014-12-31 | $178,928 |
| Total contributions received or receivable from employer(s) | 2014-12-31 | $222,257 |
| Value of certain deemed distributions of participant loans | 2014-12-31 | $0 |
| Value of corrective distributions | 2014-12-31 | $0 |
| Expenses. Administrative service providers (salaries,fees and commissions) | 2014-12-31 | $265 |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-12-31 | $0 |
| 2013 : S & O ENTERPRISES, INC. 401(K) PLAN 2013 401k financial data | ||
| Total plan liabilities at end of year | 2013-12-31 | $0 |
| Total plan liabilities at beginning of year | 2013-12-31 | $0 |
| Total income from all sources | 2013-12-31 | $568,270 |
| Expenses. Total of all expenses incurred | 2013-12-31 | $7,035 |
| Benefits paid (including direct rollovers) | 2013-12-31 | $6,880 |
| Total plan assets at end of year | 2013-12-31 | $3,848,449 |
| Total plan assets at beginning of year | 2013-12-31 | $3,287,214 |
| Value of fidelity bond covering the plan | 2013-12-31 | $300,000 |
| Total contributions received or receivable from participants | 2013-12-31 | $9,194 |
| Expenses. Other expenses not covered elsewhere | 2013-12-31 | $0 |
| Other income received | 2013-12-31 | $324,337 |
| Net income (gross income less expenses) | 2013-12-31 | $561,235 |
| Net plan assets at end of year (total assets less liabilities) | 2013-12-31 | $3,848,449 |
| Net plan assets at beginning of year (total assets less liabilities) | 2013-12-31 | $3,287,214 |
| Assets. Value of assets in partnership/joint-venture interests | 2013-12-31 | $153,000 |
| Total contributions received or receivable from employer(s) | 2013-12-31 | $234,739 |
| Value of certain deemed distributions of participant loans | 2013-12-31 | $0 |
| Value of corrective distributions | 2013-12-31 | $0 |
| Expenses. Administrative service providers (salaries,fees and commissions) | 2013-12-31 | $155 |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| 2012 : S & O ENTERPRISES, INC. 401(K) PLAN 2012 401k financial data | ||
| Total plan liabilities at end of year | 2012-12-31 | $0 |
| Total plan liabilities at beginning of year | 2012-12-31 | $0 |
| Total income from all sources | 2012-12-31 | $479,925 |
| Expenses. Total of all expenses incurred | 2012-12-31 | $61,279 |
| Benefits paid (including direct rollovers) | 2012-12-31 | $60,969 |
| Total plan assets at end of year | 2012-12-31 | $3,287,214 |
| Total plan assets at beginning of year | 2012-12-31 | $2,868,568 |
| Value of fidelity bond covering the plan | 2012-12-31 | $300,000 |
| Total contributions received or receivable from participants | 2012-12-31 | $10,012 |
| Other income received | 2012-12-31 | $253,542 |
| Net income (gross income less expenses) | 2012-12-31 | $418,646 |
| Net plan assets at end of year (total assets less liabilities) | 2012-12-31 | $3,287,214 |
| Net plan assets at beginning of year (total assets less liabilities) | 2012-12-31 | $2,868,568 |
| Assets. Value of assets in partnership/joint-venture interests | 2012-12-31 | $141,591 |
| Total contributions received or receivable from employer(s) | 2012-12-31 | $216,371 |
| Expenses. Administrative service providers (salaries,fees and commissions) | 2012-12-31 | $310 |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| 2011 : S & O ENTERPRISES, INC. 401(K) PLAN 2011 401k financial data | ||
| Total plan liabilities at end of year | 2011-12-31 | $0 |
| Total plan liabilities at beginning of year | 2011-12-31 | $0 |
| Total income from all sources | 2011-12-31 | $207,517 |
| Expenses. Total of all expenses incurred | 2011-12-31 | $35,145 |
| Benefits paid (including direct rollovers) | 2011-12-31 | $34,855 |
| Total plan assets at end of year | 2011-12-31 | $2,868,568 |
| Total plan assets at beginning of year | 2011-12-31 | $2,696,196 |
| Value of fidelity bond covering the plan | 2011-12-31 | $300,000 |
| Total contributions received or receivable from participants | 2011-12-31 | $11,934 |
| Other income received | 2011-12-31 | $-43,594 |
| Net income (gross income less expenses) | 2011-12-31 | $172,372 |
| Net plan assets at end of year (total assets less liabilities) | 2011-12-31 | $2,868,568 |
| Net plan assets at beginning of year (total assets less liabilities) | 2011-12-31 | $2,696,196 |
| Assets. Value of assets in partnership/joint-venture interests | 2011-12-31 | $143,665 |
| Total contributions received or receivable from employer(s) | 2011-12-31 | $239,177 |
| Expenses. Administrative service providers (salaries,fees and commissions) | 2011-12-31 | $290 |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2011-12-31 | $0 |
| 2010 : S & O ENTERPRISES, INC. 401(K) PLAN 2010 401k financial data | ||
| Total plan liabilities at end of year | 2010-12-31 | $0 |
| Total plan liabilities at beginning of year | 2010-12-31 | $0 |
| Total income from all sources | 2010-12-31 | $525,212 |
| Expenses. Total of all expenses incurred | 2010-12-31 | $16,809 |
| Benefits paid (including direct rollovers) | 2010-12-31 | $16,809 |
| Total plan assets at end of year | 2010-12-31 | $2,696,196 |
| Total plan assets at beginning of year | 2010-12-31 | $2,187,793 |
| Value of fidelity bond covering the plan | 2010-12-31 | $300,000 |
| Total contributions received or receivable from participants | 2010-12-31 | $13,521 |
| Other income received | 2010-12-31 | $302,321 |
| Net income (gross income less expenses) | 2010-12-31 | $508,403 |
| Net plan assets at end of year (total assets less liabilities) | 2010-12-31 | $2,696,196 |
| Net plan assets at beginning of year (total assets less liabilities) | 2010-12-31 | $2,187,793 |
| Assets. Value of assets in partnership/joint-venture interests | 2010-12-31 | $154,621 |
| Total contributions received or receivable from employer(s) | 2010-12-31 | $209,370 |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| 2009 : S & O ENTERPRISES, INC. 401(K) PLAN 2009 401k financial data | ||
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2009-12-31 | $0 |
| 2015: S & O ENTERPRISES, INC. 401(K) PLAN 2015 form 5500 responses | ||
|---|---|---|
| 2015-01-01 | Type of plan entity | Single employer plan |
| 2015-01-01 | Submission has been amended | No |
| 2015-01-01 | This submission is the final filing | No |
| 2015-01-01 | This return/report is a short plan year return/report (less than 12 months) | No |
| 2015-01-01 | Plan is a collectively bargained plan | No |
| 2015-01-01 | Plan funding arrangement – Trust | Yes |
| 2015-01-01 | Plan benefit arrangement - Trust | Yes |
| 2014: S & O ENTERPRISES, INC. 401(K) PLAN 2014 form 5500 responses | ||
| 2014-01-01 | Type of plan entity | Single employer plan |
| 2014-01-01 | Submission has been amended | No |
| 2014-01-01 | This submission is the final filing | No |
| 2014-01-01 | This return/report is a short plan year return/report (less than 12 months) | No |
| 2014-01-01 | Plan is a collectively bargained plan | No |
| 2014-01-01 | Plan funding arrangement – Trust | Yes |
| 2014-01-01 | Plan benefit arrangement - Trust | Yes |
| 2013: S & O ENTERPRISES, INC. 401(K) PLAN 2013 form 5500 responses | ||
| 2013-01-01 | Type of plan entity | Single employer plan |
| 2013-01-01 | Submission has been amended | No |
| 2013-01-01 | This submission is the final filing | No |
| 2013-01-01 | This return/report is a short plan year return/report (less than 12 months) | No |
| 2013-01-01 | Plan is a collectively bargained plan | No |
| 2013-01-01 | Plan funding arrangement – Trust | Yes |
| 2013-01-01 | Plan benefit arrangement - Trust | Yes |
| 2012: S & O ENTERPRISES, INC. 401(K) PLAN 2012 form 5500 responses | ||
| 2012-01-01 | Type of plan entity | Single employer plan |
| 2012-01-01 | Submission has been amended | No |
| 2012-01-01 | This submission is the final filing | No |
| 2012-01-01 | This return/report is a short plan year return/report (less than 12 months) | No |
| 2012-01-01 | Plan is a collectively bargained plan | No |
| 2012-01-01 | Plan funding arrangement – Trust | Yes |
| 2012-01-01 | Plan benefit arrangement - Trust | Yes |
| 2011: S & O ENTERPRISES, INC. 401(K) PLAN 2011 form 5500 responses | ||
| 2011-01-01 | Type of plan entity | Single employer plan |
| 2011-01-01 | Submission has been amended | No |
| 2011-01-01 | This submission is the final filing | No |
| 2011-01-01 | This return/report is a short plan year return/report (less than 12 months) | No |
| 2011-01-01 | Plan is a collectively bargained plan | No |
| 2011-01-01 | Plan funding arrangement – Trust | Yes |
| 2011-01-01 | Plan benefit arrangement - Trust | Yes |
| 2009: S & O ENTERPRISES, INC. 401(K) PLAN 2009 form 5500 responses | ||
| 2009-01-01 | Type of plan entity | Single employer plan |
| 2009-01-01 | Submission has been amended | No |
| 2009-01-01 | This submission is the final filing | No |
| 2009-01-01 | This return/report is a short plan year return/report (less than 12 months) | No |
| 2009-01-01 | Plan is a collectively bargained plan | No |
| 2009-01-01 | Plan funding arrangement – Trust | Yes |
| 2009-01-01 | Plan benefit arrangement - Trust | Yes |