401k Plan data: C & T 401(K) SAVINGS PLAN plan

C & T 401(K) SAVINGS PLAN 401k Plan overview

Plan Name	C & T 401(K) SAVINGS PLAN
Plan identification number	001

C & T 401(K) SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

CURTIS & TOMPKINS, LTD. has sponsored the creation of one or more 401k plans.

Company Name: CURTIS & TOMPKINS, LTD.

Employer identification number (EIN): 942345088

NAIC Classification: 541990
NAIC Description: All Other Professional, Scientific, and Technical Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan C & T 401(K) SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2015-01-01 MAGDALEN CHAN
001 2014-01-01 MAGDALEN CHAN
001 2013-01-01 MAGDALEN CHAN
001 2012-01-01 MAGDALEN CHAN MAGDALEN CHAN 2013-06-25
001 2011-01-01 MAGDALEN CHAN
001 2010-01-01 MAGDALEN CHAN
001 2009-01-01 MAGDALEN CHAN

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2015-01-01	MAGDALEN CHAN
001	2014-01-01	MAGDALEN CHAN
001	2013-01-01	MAGDALEN CHAN
001	2012-01-01	MAGDALEN CHAN	MAGDALEN CHAN	2013-06-25
001	2011-01-01	MAGDALEN CHAN
001	2010-01-01	MAGDALEN CHAN
001	2009-01-01	MAGDALEN CHAN

Plan Statistics for C & T 401(K) SAVINGS PLAN

401k plan membership statisitcs for C & T 401(K) SAVINGS PLAN

Measure Date Value
2015: C & T 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 96
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 0
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 0
Total of all active and inactive participants 2015-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 0
Number of participants with account balances 2015-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: C & T 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 96
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 72
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 24
Total of all active and inactive participants 2014-01-01 96
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 96
Number of participants with account balances 2014-01-01 63
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 4
2013: C & T 401(K) SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 92
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 77
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 19
Total of all active and inactive participants 2013-01-01 96
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 96
Number of participants with account balances 2013-01-01 59
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 1
2012: C & T 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 78
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 71
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 21
Total of all active and inactive participants 2012-01-01 92
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 92
Number of participants with account balances 2012-01-01 55
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 2
2011: C & T 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 82
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 58
Number of retired or separated participants receiving benefits 2011-01-01 1
Number of other retired or separated participants entitled to future benefits 2011-01-01 19
Total of all active and inactive participants 2011-01-01 78
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 78
Number of participants with account balances 2011-01-01 56
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 1
2010: C & T 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 82
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 62
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 20
Total of all active and inactive participants 2010-01-01 82
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 82
Number of participants with account balances 2010-01-01 51
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 3
2009: C & T 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 88
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 64
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 18
Total of all active and inactive participants 2009-01-01 82
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 82
Number of participants with account balances 2009-01-01 50
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 1

Measure	Date	Value
2015: C & T 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	96
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	0
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	0
Total of all active and inactive participants	2015-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	0
Number of participants with account balances	2015-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: C & T 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	96
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	72
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	24
Total of all active and inactive participants	2014-01-01	96
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	96
Number of participants with account balances	2014-01-01	63
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	4
2013: C & T 401(K) SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	92
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	77
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	19
Total of all active and inactive participants	2013-01-01	96
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	96
Number of participants with account balances	2013-01-01	59
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	1
2012: C & T 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	78
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	71
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	21
Total of all active and inactive participants	2012-01-01	92
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	92
Number of participants with account balances	2012-01-01	55
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	2
2011: C & T 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	82
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	58
Number of retired or separated participants receiving benefits	2011-01-01	1
Number of other retired or separated participants entitled to future benefits	2011-01-01	19
Total of all active and inactive participants	2011-01-01	78
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	78
Number of participants with account balances	2011-01-01	56
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	1
2010: C & T 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	82
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	62
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	20
Total of all active and inactive participants	2010-01-01	82
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	82
Number of participants with account balances	2010-01-01	51
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	3
2009: C & T 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	88
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	64
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	18
Total of all active and inactive participants	2009-01-01	82
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	82
Number of participants with account balances	2009-01-01	50
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	1

Financial Data on C & T 401(K) SAVINGS PLAN

Measure	Date	Value
2015 : C & T 401(K) SAVINGS PLAN 2015 401k financial data
Transfers to/from the plan	2015-11-30	$0
Total plan liabilities at end of year	2015-11-30	$0
Total plan liabilities at beginning of year	2015-11-30	$0
Total income from all sources	2015-11-30	$129,639
Expenses. Total of all expenses incurred	2015-11-30	$4,004,878
Benefits paid (including direct rollovers)	2015-11-30	$4,000,115
Total plan assets at end of year	2015-11-30	$0
Total plan assets at beginning of year	2015-11-30	$3,875,239
Value of fidelity bond covering the plan	2015-11-30	$400,000
Total contributions received or receivable from participants	2015-11-30	$112,612
Expenses. Other expenses not covered elsewhere	2015-11-30	$0
Contributions received from other sources (not participants or employers)	2015-11-30	$0
Other income received	2015-11-30	$3,309
Noncash contributions received	2015-11-30	$0
Net income (gross income less expenses)	2015-11-30	$-3,875,239
Net plan assets at end of year (total assets less liabilities)	2015-11-30	$0
Net plan assets at beginning of year (total assets less liabilities)	2015-11-30	$3,875,239
Assets. Value of participant loans	2015-11-30	$0
Total contributions received or receivable from employer(s)	2015-11-30	$13,718
Value of certain deemed distributions of participant loans	2015-11-30	$0
Value of corrective distributions	2015-11-30	$2,797
Expenses. Administrative service providers (salaries,fees and commissions)	2015-11-30	$1,966
2014 : C & T 401(K) SAVINGS PLAN 2014 401k financial data
Transfers to/from the plan	2014-12-31	$0
Total plan liabilities at end of year	2014-12-31	$0
Total plan liabilities at beginning of year	2014-12-31	$0
Total income from all sources	2014-12-31	$402,638
Expenses. Total of all expenses incurred	2014-12-31	$57,052
Benefits paid (including direct rollovers)	2014-12-31	$45,110
Total plan assets at end of year	2014-12-31	$3,875,239
Total plan assets at beginning of year	2014-12-31	$3,529,653
Value of fidelity bond covering the plan	2014-12-31	$400,000
Total contributions received or receivable from participants	2014-12-31	$198,422
Expenses. Other expenses not covered elsewhere	2014-12-31	$0
Contributions received from other sources (not participants or employers)	2014-12-31	$0
Other income received	2014-12-31	$179,248
Noncash contributions received	2014-12-31	$0
Net income (gross income less expenses)	2014-12-31	$345,586
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$3,875,239
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$3,529,653
Assets. Value of participant loans	2014-12-31	$88,762
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2014-12-31	$0
Total contributions received or receivable from employer(s)	2014-12-31	$24,968
Value of certain deemed distributions of participant loans	2014-12-31	$11,313
Value of corrective distributions	2014-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2014-12-31	$629
2013 : C & T 401(K) SAVINGS PLAN 2013 401k financial data
Transfers to/from the plan	2013-12-31	$0
Total plan liabilities at end of year	2013-12-31	$0
Total income from all sources	2013-12-31	$782,844
Expenses. Total of all expenses incurred	2013-12-31	$60,341
Benefits paid (including direct rollovers)	2013-12-31	$55,117
Total plan assets at end of year	2013-12-31	$3,529,653
Total plan assets at beginning of year	2013-12-31	$2,807,150
Value of fidelity bond covering the plan	2013-12-31	$350,000
Total contributions received or receivable from participants	2013-12-31	$185,897
Expenses. Other expenses not covered elsewhere	2013-12-31	$0
Contributions received from other sources (not participants or employers)	2013-12-31	$0
Other income received	2013-12-31	$574,356
Noncash contributions received	2013-12-31	$0
Net income (gross income less expenses)	2013-12-31	$722,503
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$3,529,653
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$2,807,150
Assets. Value of participant loans	2013-12-31	$148,060
Total contributions received or receivable from employer(s)	2013-12-31	$22,591
Value of certain deemed distributions of participant loans	2013-12-31	$67
Value of corrective distributions	2013-12-31	$4,158
Expenses. Administrative service providers (salaries,fees and commissions)	2013-12-31	$999
2012 : C & T 401(K) SAVINGS PLAN 2012 401k financial data
Total income from all sources	2012-12-31	$528,104
Expenses. Total of all expenses incurred	2012-12-31	$296,872
Benefits paid (including direct rollovers)	2012-12-31	$293,095
Total plan assets at end of year	2012-12-31	$2,807,150
Total plan assets at beginning of year	2012-12-31	$2,575,918
Value of fidelity bond covering the plan	2012-12-31	$350,000
Total contributions received or receivable from participants	2012-12-31	$181,171
Other income received	2012-12-31	$322,893
Net income (gross income less expenses)	2012-12-31	$231,232
Net plan assets at end of year (total assets less liabilities)	2012-12-31	$2,807,150
Net plan assets at beginning of year (total assets less liabilities)	2012-12-31	$2,575,918
Assets. Value of participant loans	2012-12-31	$101,873
Total contributions received or receivable from employer(s)	2012-12-31	$24,040
Value of corrective distributions	2012-12-31	$3,483
Expenses. Administrative service providers (salaries,fees and commissions)	2012-12-31	$294
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
2011 : C & T 401(K) SAVINGS PLAN 2011 401k financial data
Total income from all sources	2011-12-31	$70,406
Expenses. Total of all expenses incurred	2011-12-31	$22,340
Benefits paid (including direct rollovers)	2011-12-31	$10,198
Total plan assets at end of year	2011-12-31	$2,575,918
Total plan assets at beginning of year	2011-12-31	$2,527,852
Value of fidelity bond covering the plan	2011-12-31	$350,000
Total contributions received or receivable from participants	2011-12-31	$156,074
Other income received	2011-12-31	$-108,581
Net income (gross income less expenses)	2011-12-31	$48,066
Net plan assets at end of year (total assets less liabilities)	2011-12-31	$2,575,918
Net plan assets at beginning of year (total assets less liabilities)	2011-12-31	$2,527,852
Assets. Value of participant loans	2011-12-31	$80,052
Total contributions received or receivable from employer(s)	2011-12-31	$22,913
Value of corrective distributions	2011-12-31	$11,592
Expenses. Administrative service providers (salaries,fees and commissions)	2011-12-31	$550
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
2010 : C & T 401(K) SAVINGS PLAN 2010 401k financial data
Total income from all sources	2010-12-31	$456,953
Expenses. Total of all expenses incurred	2010-12-31	$196,738
Benefits paid (including direct rollovers)	2010-12-31	$182,518
Total plan assets at end of year	2010-12-31	$2,527,852
Total plan assets at beginning of year	2010-12-31	$2,267,637
Value of fidelity bond covering the plan	2010-12-31	$350,000
Total contributions received or receivable from participants	2010-12-31	$141,447
Other income received	2010-12-31	$295,923
Net income (gross income less expenses)	2010-12-31	$260,215
Net plan assets at end of year (total assets less liabilities)	2010-12-31	$2,527,852
Net plan assets at beginning of year (total assets less liabilities)	2010-12-31	$2,267,637
Assets. Value of participant loans	2010-12-31	$55,174
Total contributions received or receivable from employer(s)	2010-12-31	$19,583
Value of corrective distributions	2010-12-31	$14,017
Expenses. Administrative service providers (salaries,fees and commissions)	2010-12-31	$203
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
2009 : C & T 401(K) SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for C & T 401(K) SAVINGS PLAN

2015: C & T 401(K) SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	Yes
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: C & T 401(K) SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: C & T 401(K) SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: C & T 401(K) SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: C & T 401(K) SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: C & T 401(K) SAVINGS PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: C & T 401(K) SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	CURTIS & TOMPKINS, LTD.
Employer identification number (EIN):	942345088
NAIC Classification:	541990
NAIC Description:	All Other Professional, Scientific, and Technical Services