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M & O 401(K) PLAN AND TRUST 401k Plan overview

Plan NameM & O 401(K) PLAN AND TRUST
Plan identification number 003

M & O 401(K) PLAN AND TRUST Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

M & O INSULATION COMPANY has sponsored the creation of one or more 401k plans.

Company Name:M & O INSULATION COMPANY
Employer identification number (EIN):362733624
NAIC Classification:238900

Form 5500 Filing Information

Submission information for form 5500 for 401k plan M & O 401(K) PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0032023-01-01PETER CASTELLARIN2024-05-03 PETER CASTELLARIN2024-05-03
0032022-01-01DENA SAMOSKA2023-10-13 DENA SAMOSKA2023-10-13
0032021-01-01PETER CASTELLARIN2022-07-25 PETER CASTELLARIN2022-07-25
0032020-01-01PETER CASTELLARIN2021-06-08 PETER CASTELLARIN2021-06-08
0032018-01-01PETER CASTELLARIN2019-07-09 PETER CASTELLARIN2019-07-09
0032017-01-01PETER CASTELLARIN2018-06-13 PETER CASTELLARIN2018-06-13
0032016-01-01PETER CASTELLARIN2017-09-15 PETER CASTELLARIN2017-09-15
0032015-01-01PETER CASTELLARIN2016-07-14 PETER CASTELLARIN2016-07-14
0032014-01-01PETER CASTELLARIN2015-06-09 PETER CASTELLARIN2015-06-09
0032013-01-01PETER CASTELLARIN2014-04-23 PETER CASTELLARIN2014-04-23
0032012-01-01PETER CASTELLARIN2013-04-23 PETER CASTELLARIN2013-04-23
0032011-01-01PETER CASTELLARIN2012-05-08 PETER CASTELLARIN2012-05-08
0032010-01-01PETER CASTELLARIN2011-04-11 PETER CASTELLARIN2011-04-11

Plan Statistics for M & O 401(K) PLAN AND TRUST

401k plan membership statisitcs for M & O 401(K) PLAN AND TRUST

Measure Date Value
2025: M & O 401(K) PLAN AND TRUST 2025 401k membership
Total number of particpants at beginning of year2025-10-1357
Total number of particpants at end of year2025-10-1358
Number of Participants With Account Balances2025-10-1344
2024: M & O 401(K) PLAN AND TRUST 2024 401k membership
Total number of particpants at beginning of year2024-05-0349
Total number of particpants at end of year2024-05-0354
Number of Participants With Account Balances2024-05-0345
2022: M & O 401(K) PLAN AND TRUST 2022 401k membership
Total number of particpants at beginning of year2022-07-2546
Total number of particpants at end of year2022-07-2548
Number of Participants With Account Balances2022-07-2538

Financial Data on M & O 401(K) PLAN AND TRUST

Measure Date Value
2025 : M & O 401(K) PLAN AND TRUST 2025 401k financial data
Total transfers to/from plan in this plan year2025-10-130
Total liabilities as of the end of the plan year2025-10-130
Total liabilities as of the beginning of the plan year2025-10-130
Total expenses incurred by plan in this plan year2025-10-13738697
Net assets as of the end of the plan year2025-10-1312483505
Total assets as of the beginning of the plan year2025-10-1310763553
Value of plan covered by a fidelity bond2025-10-13500000
Participant contributions to plan in this plan year2025-10-13486266
Other expenses paid from plan in this plan year2025-10-1319550
Other contributions to plan in this plan year2025-10-130
Other income to plan in this plan year2025-10-131668584
Plan net income in this plan year2025-10-131719952
Net assets as of the end of the plan year2025-10-1312483505
Net assets as of the beginning of the plan year2025-10-1310763553
Employer contributions to plan in this plan year2025-10-13303799
Expensese paid to adminstrative service provicers from plan in this plan year2025-10-13200
2024 : M & O 401(K) PLAN AND TRUST 2024 401k financial data
Total transfers to/from plan in this plan year2024-05-030
Total liabilities as of the end of the plan year2024-05-030
Total liabilities as of the beginning of the plan year2024-05-030
Total expenses incurred by plan in this plan year2024-05-033098830
Net assets as of the end of the plan year2024-05-0310763553
Total assets as of the beginning of the plan year2024-05-0311371328
Value of plan covered by a fidelity bond2024-05-03500000
Participant contributions to plan in this plan year2024-05-03489611
Other expenses paid from plan in this plan year2024-05-030
Other contributions to plan in this plan year2024-05-030
Other income to plan in this plan year2024-05-031738848
Plan net income in this plan year2024-05-03-607775
Net assets as of the end of the plan year2024-05-0310763553
Net assets as of the beginning of the plan year2024-05-0311371328
Employer contributions to plan in this plan year2024-05-03262596
Expensese paid to adminstrative service provicers from plan in this plan year2024-05-03250
2022 : M & O 401(K) PLAN AND TRUST 2022 401k financial data
Total transfers to/from plan in this plan year2022-07-250
Total liabilities as of the end of the plan year2022-07-250
Total liabilities as of the beginning of the plan year2022-07-250
Total expenses incurred by plan in this plan year2022-07-25295717
Net assets as of the end of the plan year2022-07-2514793485
Total assets as of the beginning of the plan year2022-07-2513139467
Value of plan covered by a fidelity bond2022-07-25500000
Participant contributions to plan in this plan year2022-07-25342362
Other expenses paid from plan in this plan year2022-07-250
Other contributions to plan in this plan year2022-07-250
Other income to plan in this plan year2022-07-251547373
Plan net income in this plan year2022-07-251654018
Net assets as of the end of the plan year2022-07-2514793485
Net assets as of the beginning of the plan year2022-07-2513139467
Employer contributions to plan in this plan year2022-07-2560000
Expensese paid to adminstrative service provicers from plan in this plan year2022-07-25100

Potentially related plans

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