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LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameLAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN
Plan identification number 002

LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Plan covering Self-Employed individuals.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

WILLIAM C. RUGGIERO, P.A. has sponsored the creation of one or more 401k plans.

Company Name:WILLIAM C. RUGGIERO, P.A.
Employer identification number (EIN):650893318
NAIC Classification:541110
NAIC Description:Offices of Lawyers

Form 5500 Filing Information

Submission information for form 5500 for 401k plan LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022022-01-01VANESSA LAGIOS2023-09-12
0022021-01-01VANESSA LAGIOS2022-07-25
0022020-01-01VANESSA LAGIOS2021-07-01
0022019-01-01VANESSA LAGIOS2020-07-21
0022018-01-01WILLIAM C. RUGGIERO2019-06-26 WILLIAM C. RUGGIERO2019-06-26
0022017-01-01WILLIAM C. RUGGIERO2018-10-15 WILLIAM C. RUGGIERO2018-10-15
0022017-01-01WILLIAM C. RUGGIERO2019-01-03 WILLIAM C. RUGGIERO2019-01-03
0022016-01-01WILLIAM C. RUGGIERO2017-06-14
0022015-01-01WILLIAM RUGGIERO2016-07-22
0022014-01-01WILLIAM C. RUGGIERO
0022013-01-01WILLIAM C. RUGGIERO2014-07-21
0022012-01-01LAW OFFICES OF WILLIAM RUGGIER2013-07-24
0022011-01-01LAW OFFICES OF WILLIAM RUGGIER2012-07-19
0022010-01-01LAW OFFICES OF WILLIAM RUGGIER2011-06-16

Plan Statistics for LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN

Measure Date Value
2014: LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-0110
Total number of active participants reported on line 7a of the Form 55002014-01-019
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-012
Total of all active and inactive participants2014-01-0111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-0111
Number of participants with account balances2014-01-0111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010

Financial Data on LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN

Measure Date Value
2014 : LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total income from all sources2014-12-31$152,327
Expenses. Total of all expenses incurred2014-12-31$2,767
Benefits paid (including direct rollovers)2014-12-31$2,767
Total plan assets at end of year2014-12-31$765,062
Total plan assets at beginning of year2014-12-31$615,502
Value of fidelity bond covering the plan2014-12-31$42,247
Total contributions received or receivable from participants2014-12-31$83,780
Expenses. Other expenses not covered elsewhere2014-12-31$0
Contributions received from other sources (not participants or employers)2014-12-31$4,808
Other income received2014-12-31$27,503
Net income (gross income less expenses)2014-12-31$149,560
Net plan assets at end of year (total assets less liabilities)2014-12-31$765,062
Net plan assets at beginning of year (total assets less liabilities)2014-12-31$615,502
Assets. Value of participant loans2014-12-31$3,065
Total contributions received or receivable from employer(s)2014-12-31$36,236
Value of certain deemed distributions of participant loans2014-12-31$0
Value of corrective distributions2014-12-31$0

Form 5500 Responses for LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN

2014: LAW OFFICES OF WILLIAM C. RUGGIERO 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes

Insurance Providers Used on plan

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract numberGA-834977
Policy instance 1
Insurance contract or identification numberGA-834977
Number of Individuals Covered11
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $7,295
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $7,295
Insurance broker organization code?3
Insurance broker nameSBHU LIFE AGENCY INC

Potentially related plans

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