CORNERSTONE BANK has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK
| Measure | Date | Value |
|---|
| 2023 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-10-31 | $0 |
| Total income from all sources (including contributions) | 2023-10-31 | $387,099 |
| Total loss/gain on sale of assets | 2023-10-31 | $0 |
| Total of all expenses incurred | 2023-10-31 | $639,221 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-10-31 | $639,221 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-10-31 | $0 |
| Value of total assets at end of year | 2023-10-31 | $6,816,603 |
| Value of total assets at beginning of year | 2023-10-31 | $7,068,725 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-10-31 | $0 |
| Total interest from all sources | 2023-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-10-31 | No |
| Was this plan covered by a fidelity bond | 2023-10-31 | Yes |
| Value of fidelity bond cover | 2023-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2023-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-10-31 | No |
| Value of net income/loss | 2023-10-31 | $-252,122 |
| Value of net assets at end of year (total assets less liabilities) | 2023-10-31 | $6,816,603 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-10-31 | $7,068,725 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2023-10-31 | $6,816,603 |
| Value of interest in common/collective trusts at beginning of year | 2023-10-31 | $7,068,725 |
| Net investment gain or loss from common/collective trusts | 2023-10-31 | $387,099 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-10-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-10-31 | $639,221 |
| Did the plan have assets held for investment | 2023-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-10-31 | Unqualified |
| Accountancy firm name | 2023-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2023-10-31 | 203985546 |
| 2022 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-11-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-11-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-11-01 | $0 |
| Total income from all sources (including contributions) | 2022-11-01 | $387,099 |
| Total loss/gain on sale of assets | 2022-11-01 | $0 |
| Total of all expenses incurred | 2022-11-01 | $639,221 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-11-01 | $639,221 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-11-01 | $0 |
| Value of total assets at end of year | 2022-11-01 | $6,816,603 |
| Value of total assets at beginning of year | 2022-11-01 | $7,068,725 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-11-01 | $0 |
| Total interest from all sources | 2022-11-01 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-11-01 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-11-01 | No |
| Was this plan covered by a fidelity bond | 2022-11-01 | Yes |
| Value of fidelity bond cover | 2022-11-01 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-11-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-11-01 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-11-01 | No |
| Value of net income/loss | 2022-11-01 | $-252,122 |
| Value of net assets at end of year (total assets less liabilities) | 2022-11-01 | $6,816,603 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-11-01 | $7,068,725 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-11-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-11-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-11-01 | No |
| Value of interest in common/collective trusts at end of year | 2022-11-01 | $6,816,603 |
| Value of interest in common/collective trusts at beginning of year | 2022-11-01 | $7,068,725 |
| Net investment gain or loss from common/collective trusts | 2022-11-01 | $387,099 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-11-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-11-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-11-01 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-11-01 | $639,221 |
| Did the plan have assets held for investment | 2022-11-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-11-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-11-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-11-01 | 1 |
| Accountancy firm name | 2022-11-01 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2022-11-01 | 203985546 |
| Total unrealized appreciation/depreciation of assets | 2022-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-10-31 | $0 |
| Total income from all sources (including contributions) | 2022-10-31 | $-1,757,049 |
| Total loss/gain on sale of assets | 2022-10-31 | $0 |
| Total of all expenses incurred | 2022-10-31 | $929,276 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-10-31 | $929,276 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-10-31 | $0 |
| Value of total assets at end of year | 2022-10-31 | $7,068,725 |
| Value of total assets at beginning of year | 2022-10-31 | $9,755,050 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-10-31 | $0 |
| Total interest from all sources | 2022-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-10-31 | No |
| Was this plan covered by a fidelity bond | 2022-10-31 | Yes |
| Value of fidelity bond cover | 2022-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-10-31 | No |
| Value of net income/loss | 2022-10-31 | $-2,686,325 |
| Value of net assets at end of year (total assets less liabilities) | 2022-10-31 | $7,068,725 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-10-31 | $9,755,050 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2022-10-31 | $7,068,725 |
| Value of interest in common/collective trusts at beginning of year | 2022-10-31 | $9,755,050 |
| Net investment gain or loss from common/collective trusts | 2022-10-31 | $-1,757,049 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-10-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-10-31 | $929,276 |
| Did the plan have assets held for investment | 2022-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-10-31 | Unqualified |
| Accountancy firm name | 2022-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2022-10-31 | 203985546 |
| 2021 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-10-31 | $0 |
| Total income from all sources (including contributions) | 2021-10-31 | $2,065,364 |
| Total loss/gain on sale of assets | 2021-10-31 | $0 |
| Total of all expenses incurred | 2021-10-31 | $2,283,982 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-10-31 | $2,283,982 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-10-31 | $0 |
| Value of total assets at end of year | 2021-10-31 | $9,755,050 |
| Value of total assets at beginning of year | 2021-10-31 | $9,973,668 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-10-31 | $0 |
| Total interest from all sources | 2021-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-10-31 | No |
| Was this plan covered by a fidelity bond | 2021-10-31 | Yes |
| Value of fidelity bond cover | 2021-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2021-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2021-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-10-31 | No |
| Value of net income/loss | 2021-10-31 | $-218,618 |
| Value of net assets at end of year (total assets less liabilities) | 2021-10-31 | $9,755,050 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-10-31 | $9,973,668 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2021-10-31 | $9,755,050 |
| Value of interest in common/collective trusts at beginning of year | 2021-10-31 | $8,908,668 |
| Net investment gain or loss from common/collective trusts | 2021-10-31 | $2,065,364 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-10-31 | No |
| Employer contributions (assets) at beginning of year | 2021-10-31 | $1,065,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-10-31 | $2,283,982 |
| Did the plan have assets held for investment | 2021-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-10-31 | Unqualified |
| Accountancy firm name | 2021-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2021-10-31 | 203985546 |
| 2020 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2020 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2020-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-10-31 | $0 |
| Total income from all sources (including contributions) | 2020-10-31 | $1,374,212 |
| Total loss/gain on sale of assets | 2020-10-31 | $0 |
| Total of all expenses incurred | 2020-10-31 | $744,518 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-10-31 | $744,518 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-10-31 | $1,065,000 |
| Value of total assets at end of year | 2020-10-31 | $9,973,668 |
| Value of total assets at beginning of year | 2020-10-31 | $9,343,974 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-10-31 | $0 |
| Total interest from all sources | 2020-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-10-31 | No |
| Was this plan covered by a fidelity bond | 2020-10-31 | Yes |
| Value of fidelity bond cover | 2020-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2020-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2020-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-10-31 | No |
| Value of net income/loss | 2020-10-31 | $629,694 |
| Value of net assets at end of year (total assets less liabilities) | 2020-10-31 | $9,973,668 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-10-31 | $9,343,974 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2020-10-31 | $8,908,668 |
| Value of interest in common/collective trusts at beginning of year | 2020-10-31 | $8,354,774 |
| Net investment gain or loss from common/collective trusts | 2020-10-31 | $309,212 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-10-31 | No |
| Contributions received in cash from employer | 2020-10-31 | $1,065,000 |
| Employer contributions (assets) at end of year | 2020-10-31 | $1,065,000 |
| Employer contributions (assets) at beginning of year | 2020-10-31 | $989,200 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-10-31 | $744,518 |
| Did the plan have assets held for investment | 2020-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2020-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-10-31 | Unqualified |
| Accountancy firm name | 2020-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2020-10-31 | 203985546 |
| 2019 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-10-31 | $0 |
| Total income from all sources (including contributions) | 2019-10-31 | $1,807,605 |
| Total loss/gain on sale of assets | 2019-10-31 | $0 |
| Total of all expenses incurred | 2019-10-31 | $512,580 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-10-31 | $512,580 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-10-31 | $989,200 |
| Value of total assets at end of year | 2019-10-31 | $9,343,974 |
| Value of total assets at beginning of year | 2019-10-31 | $8,048,949 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-10-31 | $0 |
| Total interest from all sources | 2019-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-10-31 | No |
| Was this plan covered by a fidelity bond | 2019-10-31 | Yes |
| Value of fidelity bond cover | 2019-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2019-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-10-31 | No |
| Value of net income/loss | 2019-10-31 | $1,295,025 |
| Value of net assets at end of year (total assets less liabilities) | 2019-10-31 | $9,343,974 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-10-31 | $8,048,949 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2019-10-31 | $8,354,774 |
| Value of interest in common/collective trusts at beginning of year | 2019-10-31 | $8,003,949 |
| Net investment gain or loss from common/collective trusts | 2019-10-31 | $818,405 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-10-31 | No |
| Contributions received in cash from employer | 2019-10-31 | $989,200 |
| Employer contributions (assets) at end of year | 2019-10-31 | $989,200 |
| Employer contributions (assets) at beginning of year | 2019-10-31 | $45,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-10-31 | $512,580 |
| Did the plan have assets held for investment | 2019-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2019-10-31 | Unqualified |
| Accountancy firm name | 2019-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2019-10-31 | 203985546 |
| 2018 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-10-31 | $0 |
| Total income from all sources (including contributions) | 2018-10-31 | $52,156 |
| Total loss/gain on sale of assets | 2018-10-31 | $0 |
| Total of all expenses incurred | 2018-10-31 | $156,675 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-10-31 | $156,675 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-10-31 | $45,000 |
| Value of total assets at end of year | 2018-10-31 | $8,048,949 |
| Value of total assets at beginning of year | 2018-10-31 | $8,153,468 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-10-31 | $0 |
| Total interest from all sources | 2018-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-10-31 | No |
| Was this plan covered by a fidelity bond | 2018-10-31 | Yes |
| Value of fidelity bond cover | 2018-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2018-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2018-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-10-31 | No |
| Value of net income/loss | 2018-10-31 | $-104,519 |
| Value of net assets at end of year (total assets less liabilities) | 2018-10-31 | $8,048,949 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-10-31 | $8,153,468 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2018-10-31 | $8,003,949 |
| Value of interest in common/collective trusts at beginning of year | 2018-10-31 | $7,968,468 |
| Net investment gain or loss from common/collective trusts | 2018-10-31 | $7,156 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-10-31 | No |
| Contributions received in cash from employer | 2018-10-31 | $45,000 |
| Employer contributions (assets) at end of year | 2018-10-31 | $45,000 |
| Employer contributions (assets) at beginning of year | 2018-10-31 | $185,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-10-31 | $156,675 |
| Did the plan have assets held for investment | 2018-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2018-10-31 | Unqualified |
| Accountancy firm name | 2018-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2018-10-31 | 203985546 |
| 2017 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-10-31 | $0 |
| Total income from all sources (including contributions) | 2017-10-31 | $1,237,202 |
| Total loss/gain on sale of assets | 2017-10-31 | $0 |
| Total of all expenses incurred | 2017-10-31 | $921,433 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-10-31 | $921,433 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-10-31 | $185,000 |
| Value of total assets at end of year | 2017-10-31 | $8,153,468 |
| Value of total assets at beginning of year | 2017-10-31 | $7,837,699 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-10-31 | $0 |
| Total interest from all sources | 2017-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-10-31 | No |
| Was this plan covered by a fidelity bond | 2017-10-31 | Yes |
| Value of fidelity bond cover | 2017-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2017-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2017-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-10-31 | No |
| Value of net income/loss | 2017-10-31 | $315,769 |
| Value of net assets at end of year (total assets less liabilities) | 2017-10-31 | $8,153,468 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-10-31 | $7,837,699 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2017-10-31 | $7,968,468 |
| Value of interest in common/collective trusts at beginning of year | 2017-10-31 | $6,567,699 |
| Net investment gain or loss from common/collective trusts | 2017-10-31 | $1,052,202 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-10-31 | No |
| Contributions received in cash from employer | 2017-10-31 | $185,000 |
| Employer contributions (assets) at end of year | 2017-10-31 | $185,000 |
| Employer contributions (assets) at beginning of year | 2017-10-31 | $1,270,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-10-31 | $921,433 |
| Did the plan have assets held for investment | 2017-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2017-10-31 | Unqualified |
| Accountancy firm name | 2017-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2017-10-31 | 203985546 |
| 2016 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-10-31 | $0 |
| Total income from all sources (including contributions) | 2016-10-31 | $1,496,804 |
| Total loss/gain on sale of assets | 2016-10-31 | $0 |
| Total of all expenses incurred | 2016-10-31 | $281,534 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-10-31 | $281,534 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-10-31 | $1,270,000 |
| Value of total assets at end of year | 2016-10-31 | $7,837,699 |
| Value of total assets at beginning of year | 2016-10-31 | $6,622,429 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-10-31 | $0 |
| Total interest from all sources | 2016-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-10-31 | No |
| Was this plan covered by a fidelity bond | 2016-10-31 | Yes |
| Value of fidelity bond cover | 2016-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2016-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2016-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-10-31 | No |
| Value of net income/loss | 2016-10-31 | $1,215,270 |
| Value of net assets at end of year (total assets less liabilities) | 2016-10-31 | $7,837,699 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-10-31 | $6,622,429 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2016-10-31 | $6,567,699 |
| Value of interest in common/collective trusts at beginning of year | 2016-10-31 | $6,109,429 |
| Net investment gain or loss from common/collective trusts | 2016-10-31 | $226,804 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-10-31 | No |
| Contributions received in cash from employer | 2016-10-31 | $1,270,000 |
| Employer contributions (assets) at end of year | 2016-10-31 | $1,270,000 |
| Employer contributions (assets) at beginning of year | 2016-10-31 | $513,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-10-31 | $281,534 |
| Did the plan have assets held for investment | 2016-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2016-10-31 | Unqualified |
| Accountancy firm name | 2016-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2016-10-31 | 203985546 |
| 2015 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-10-31 | $0 |
| Total income from all sources (including contributions) | 2015-10-31 | $455,466 |
| Total loss/gain on sale of assets | 2015-10-31 | $0 |
| Total of all expenses incurred | 2015-10-31 | $388,064 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-10-31 | $388,064 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-10-31 | $513,000 |
| Value of total assets at end of year | 2015-10-31 | $6,622,429 |
| Value of total assets at beginning of year | 2015-10-31 | $6,555,027 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-10-31 | $0 |
| Total interest from all sources | 2015-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-10-31 | No |
| Was this plan covered by a fidelity bond | 2015-10-31 | Yes |
| Value of fidelity bond cover | 2015-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2015-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2015-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-10-31 | No |
| Value of net income/loss | 2015-10-31 | $67,402 |
| Value of net assets at end of year (total assets less liabilities) | 2015-10-31 | $6,622,429 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-10-31 | $6,555,027 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2015-10-31 | $6,109,429 |
| Value of interest in common/collective trusts at beginning of year | 2015-10-31 | $5,605,027 |
| Net investment gain or loss from common/collective trusts | 2015-10-31 | $-57,534 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-10-31 | No |
| Contributions received in cash from employer | 2015-10-31 | $513,000 |
| Employer contributions (assets) at end of year | 2015-10-31 | $513,000 |
| Employer contributions (assets) at beginning of year | 2015-10-31 | $950,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-10-31 | $388,064 |
| Did the plan have assets held for investment | 2015-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2015-10-31 | Unqualified |
| Accountancy firm name | 2015-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2015-10-31 | 203985546 |
| 2014 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2014 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2014-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-10-31 | $0 |
| Total income from all sources (including contributions) | 2014-10-31 | $1,267,043 |
| Total loss/gain on sale of assets | 2014-10-31 | $0 |
| Total of all expenses incurred | 2014-10-31 | $732,851 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-10-31 | $732,851 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-10-31 | $950,000 |
| Value of total assets at end of year | 2014-10-31 | $6,555,027 |
| Value of total assets at beginning of year | 2014-10-31 | $6,020,835 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-10-31 | $0 |
| Total interest from all sources | 2014-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-10-31 | No |
| Was this plan covered by a fidelity bond | 2014-10-31 | Yes |
| Value of fidelity bond cover | 2014-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2014-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2014-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-10-31 | No |
| Value of net income/loss | 2014-10-31 | $534,192 |
| Value of net assets at end of year (total assets less liabilities) | 2014-10-31 | $6,555,027 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-10-31 | $6,020,835 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2014-10-31 | $5,605,027 |
| Value of interest in common/collective trusts at beginning of year | 2014-10-31 | $6,020,835 |
| Net investment gain or loss from common/collective trusts | 2014-10-31 | $317,043 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-10-31 | No |
| Contributions received in cash from employer | 2014-10-31 | $950,000 |
| Employer contributions (assets) at end of year | 2014-10-31 | $950,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-10-31 | $732,851 |
| Did the plan have assets held for investment | 2014-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2014-10-31 | Unqualified |
| Accountancy firm name | 2014-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2014-10-31 | 203985546 |
| 2013 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-10-31 | $0 |
| Total income from all sources (including contributions) | 2013-10-31 | $885,700 |
| Total loss/gain on sale of assets | 2013-10-31 | $0 |
| Total of all expenses incurred | 2013-10-31 | $540,989 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-10-31 | $540,989 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-10-31 | $25,391 |
| Value of total assets at end of year | 2013-10-31 | $6,020,835 |
| Value of total assets at beginning of year | 2013-10-31 | $5,676,124 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-10-31 | $0 |
| Total interest from all sources | 2013-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-10-31 | No |
| Was this plan covered by a fidelity bond | 2013-10-31 | Yes |
| Value of fidelity bond cover | 2013-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2013-10-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-10-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-10-31 | No |
| Value of net income/loss | 2013-10-31 | $344,711 |
| Value of net assets at end of year (total assets less liabilities) | 2013-10-31 | $6,020,835 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-10-31 | $5,676,124 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2013-10-31 | $6,020,835 |
| Value of interest in common/collective trusts at beginning of year | 2013-10-31 | $5,676,124 |
| Net investment gain or loss from common/collective trusts | 2013-10-31 | $860,309 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-10-31 | No |
| Contributions received in cash from employer | 2013-10-31 | $25,391 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-10-31 | $540,989 |
| Did the plan have assets held for investment | 2013-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2013-10-31 | Unqualified |
| Accountancy firm name | 2013-10-31 | MARCUM LLP |
| Accountancy firm EIN | 2013-10-31 | 111986323 |
| 2012 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2012 401k financial data |
|---|
| Total income from all sources | 2012-10-31 | $1,438,644 |
| Expenses. Total of all expenses incurred | 2012-10-31 | $90,802 |
| Benefits paid (including direct rollovers) | 2012-10-31 | $90,802 |
| Total plan assets at end of year | 2012-10-31 | $5,676,124 |
| Total plan assets at beginning of year | 2012-10-31 | $4,328,282 |
| Value of fidelity bond covering the plan | 2012-10-31 | $500,000 |
| Other income received | 2012-10-31 | $398,310 |
| Net income (gross income less expenses) | 2012-10-31 | $1,347,842 |
| Net plan assets at end of year (total assets less liabilities) | 2012-10-31 | $5,676,124 |
| Net plan assets at beginning of year (total assets less liabilities) | 2012-10-31 | $4,328,282 |
| Total contributions received or receivable from employer(s) | 2012-10-31 | $1,040,334 |
| 2011 : SBERA PENSION PLAN AS ADOPTED BY SPENCER SAVINGS BANK 2011 401k financial data |
|---|
| Total income from all sources | 2011-10-31 | $356,010 |
| Expenses. Total of all expenses incurred | 2011-10-31 | $131,304 |
| Benefits paid (including direct rollovers) | 2011-10-31 | $131,304 |
| Total plan assets at end of year | 2011-10-31 | $4,328,282 |
| Total plan assets at beginning of year | 2011-10-31 | $4,103,576 |
| Value of fidelity bond covering the plan | 2011-10-31 | $500,000 |
| Other income received | 2011-10-31 | $134,443 |
| Net income (gross income less expenses) | 2011-10-31 | $224,706 |
| Net plan assets at end of year (total assets less liabilities) | 2011-10-31 | $4,328,282 |
| Net plan assets at beginning of year (total assets less liabilities) | 2011-10-31 | $4,103,576 |
| Total contributions received or receivable from employer(s) | 2011-10-31 | $221,567 |
