WATERTOWN SAVINGS BANK has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK
| Measure | Date | Value |
|---|
| 2023 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-10-31 | $0 |
| Total income from all sources (including contributions) | 2023-10-31 | $2,402,994 |
| Total loss/gain on sale of assets | 2023-10-31 | $0 |
| Total of all expenses incurred | 2023-10-31 | $1,060,346 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-10-31 | $1,060,346 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-10-31 | $1,330,000 |
| Value of total assets at end of year | 2023-10-31 | $30,490,230 |
| Value of total assets at beginning of year | 2023-10-31 | $29,147,582 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-10-31 | $0 |
| Total interest from all sources | 2023-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-10-31 | No |
| Was this plan covered by a fidelity bond | 2023-10-31 | Yes |
| Value of fidelity bond cover | 2023-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2023-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-10-31 | No |
| Value of net income/loss | 2023-10-31 | $1,342,648 |
| Value of net assets at end of year (total assets less liabilities) | 2023-10-31 | $30,490,230 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-10-31 | $29,147,582 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2023-10-31 | $30,490,230 |
| Value of interest in common/collective trusts at beginning of year | 2023-10-31 | $24,387,582 |
| Net investment gain or loss from common/collective trusts | 2023-10-31 | $1,072,994 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-10-31 | No |
| Contributions received in cash from employer | 2023-10-31 | $1,330,000 |
| Employer contributions (assets) at end of year | 2023-10-31 | $0 |
| Employer contributions (assets) at beginning of year | 2023-10-31 | $4,760,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-10-31 | $1,060,346 |
| Did the plan have assets held for investment | 2023-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-10-31 | Unqualified |
| Accountancy firm name | 2023-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2023-10-31 | 203985546 |
| 2022 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-11-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-11-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-11-01 | $0 |
| Total income from all sources (including contributions) | 2022-11-01 | $2,402,994 |
| Total loss/gain on sale of assets | 2022-11-01 | $0 |
| Total of all expenses incurred | 2022-11-01 | $1,060,346 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-11-01 | $1,060,346 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-11-01 | $1,330,000 |
| Value of total assets at end of year | 2022-11-01 | $30,490,230 |
| Value of total assets at beginning of year | 2022-11-01 | $29,147,582 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-11-01 | $0 |
| Total interest from all sources | 2022-11-01 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-11-01 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-11-01 | No |
| Was this plan covered by a fidelity bond | 2022-11-01 | Yes |
| Value of fidelity bond cover | 2022-11-01 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-11-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-11-01 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-11-01 | No |
| Value of net income/loss | 2022-11-01 | $1,342,648 |
| Value of net assets at end of year (total assets less liabilities) | 2022-11-01 | $30,490,230 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-11-01 | $29,147,582 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-11-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-11-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-11-01 | No |
| Value of interest in common/collective trusts at end of year | 2022-11-01 | $30,490,230 |
| Value of interest in common/collective trusts at beginning of year | 2022-11-01 | $24,387,582 |
| Net investment gain or loss from common/collective trusts | 2022-11-01 | $1,072,994 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-11-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-11-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-11-01 | No |
| Contributions received in cash from employer | 2022-11-01 | $1,330,000 |
| Employer contributions (assets) at end of year | 2022-11-01 | $0 |
| Employer contributions (assets) at beginning of year | 2022-11-01 | $4,760,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-11-01 | $1,060,346 |
| Did the plan have assets held for investment | 2022-11-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-11-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-11-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-11-01 | 1 |
| Accountancy firm name | 2022-11-01 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2022-11-01 | 203985546 |
| Total unrealized appreciation/depreciation of assets | 2022-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-10-31 | $0 |
| Total income from all sources (including contributions) | 2022-10-31 | $-841,861 |
| Total loss/gain on sale of assets | 2022-10-31 | $0 |
| Total of all expenses incurred | 2022-10-31 | $653,262 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-10-31 | $653,262 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-10-31 | $4,760,000 |
| Value of total assets at end of year | 2022-10-31 | $29,147,582 |
| Value of total assets at beginning of year | 2022-10-31 | $30,642,705 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-10-31 | $0 |
| Total interest from all sources | 2022-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-10-31 | No |
| Was this plan covered by a fidelity bond | 2022-10-31 | Yes |
| Value of fidelity bond cover | 2022-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-10-31 | No |
| Value of net income/loss | 2022-10-31 | $-1,495,123 |
| Value of net assets at end of year (total assets less liabilities) | 2022-10-31 | $29,147,582 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-10-31 | $30,642,705 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2022-10-31 | $24,387,582 |
| Value of interest in common/collective trusts at beginning of year | 2022-10-31 | $30,642,705 |
| Net investment gain or loss from common/collective trusts | 2022-10-31 | $-5,601,861 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-10-31 | No |
| Contributions received in cash from employer | 2022-10-31 | $4,760,000 |
| Employer contributions (assets) at end of year | 2022-10-31 | $4,760,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-10-31 | $653,262 |
| Did the plan have assets held for investment | 2022-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-10-31 | Unqualified |
| Accountancy firm name | 2022-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2022-10-31 | 203985546 |
| 2021 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-10-31 | $0 |
| Total income from all sources (including contributions) | 2021-10-31 | $6,465,207 |
| Total loss/gain on sale of assets | 2021-10-31 | $0 |
| Total of all expenses incurred | 2021-10-31 | $2,473,972 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-10-31 | $2,473,972 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-10-31 | $0 |
| Value of total assets at end of year | 2021-10-31 | $30,642,705 |
| Value of total assets at beginning of year | 2021-10-31 | $26,651,470 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-10-31 | $0 |
| Total interest from all sources | 2021-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-10-31 | No |
| Was this plan covered by a fidelity bond | 2021-10-31 | Yes |
| Value of fidelity bond cover | 2021-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2021-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2021-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-10-31 | No |
| Value of net income/loss | 2021-10-31 | $3,991,235 |
| Value of net assets at end of year (total assets less liabilities) | 2021-10-31 | $30,642,705 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-10-31 | $26,651,470 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2021-10-31 | $30,642,705 |
| Value of interest in common/collective trusts at beginning of year | 2021-10-31 | $26,651,470 |
| Net investment gain or loss from common/collective trusts | 2021-10-31 | $6,465,207 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-10-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-10-31 | $2,473,972 |
| Did the plan have assets held for investment | 2021-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-10-31 | Unqualified |
| Accountancy firm name | 2021-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2021-10-31 | 203985546 |
| 2020 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2020 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2020-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-10-31 | $0 |
| Total income from all sources (including contributions) | 2020-10-31 | $3,886,247 |
| Total loss/gain on sale of assets | 2020-10-31 | $0 |
| Total of all expenses incurred | 2020-10-31 | $799,314 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-10-31 | $799,314 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-10-31 | $3,000,000 |
| Value of total assets at end of year | 2020-10-31 | $26,651,470 |
| Value of total assets at beginning of year | 2020-10-31 | $23,564,537 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-10-31 | $0 |
| Total interest from all sources | 2020-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-10-31 | No |
| Was this plan covered by a fidelity bond | 2020-10-31 | Yes |
| Value of fidelity bond cover | 2020-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2020-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2020-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-10-31 | No |
| Value of net income/loss | 2020-10-31 | $3,086,933 |
| Value of net assets at end of year (total assets less liabilities) | 2020-10-31 | $26,651,470 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-10-31 | $23,564,537 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2020-10-31 | $26,651,470 |
| Value of interest in common/collective trusts at beginning of year | 2020-10-31 | $23,564,537 |
| Net investment gain or loss from common/collective trusts | 2020-10-31 | $886,247 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-10-31 | No |
| Contributions received in cash from employer | 2020-10-31 | $3,000,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-10-31 | $799,314 |
| Did the plan have assets held for investment | 2020-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2020-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-10-31 | Unqualified |
| Accountancy firm name | 2020-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2020-10-31 | 203985546 |
| 2019 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-10-31 | $0 |
| Total income from all sources (including contributions) | 2019-10-31 | $2,380,869 |
| Total loss/gain on sale of assets | 2019-10-31 | $0 |
| Total of all expenses incurred | 2019-10-31 | $1,941,287 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-10-31 | $1,941,287 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-10-31 | $0 |
| Value of total assets at end of year | 2019-10-31 | $23,564,537 |
| Value of total assets at beginning of year | 2019-10-31 | $23,124,955 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-10-31 | $0 |
| Total interest from all sources | 2019-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-10-31 | No |
| Was this plan covered by a fidelity bond | 2019-10-31 | Yes |
| Value of fidelity bond cover | 2019-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2019-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-10-31 | No |
| Value of net income/loss | 2019-10-31 | $439,582 |
| Value of net assets at end of year (total assets less liabilities) | 2019-10-31 | $23,564,537 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-10-31 | $23,124,955 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2019-10-31 | $23,564,537 |
| Value of interest in common/collective trusts at beginning of year | 2019-10-31 | $21,124,955 |
| Net investment gain or loss from common/collective trusts | 2019-10-31 | $2,380,869 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-10-31 | No |
| Employer contributions (assets) at beginning of year | 2019-10-31 | $2,000,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-10-31 | $1,941,287 |
| Did the plan have assets held for investment | 2019-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2019-10-31 | Unqualified |
| Accountancy firm name | 2019-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2019-10-31 | 203985546 |
| 2018 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-10-31 | $0 |
| Total income from all sources (including contributions) | 2018-10-31 | $1,945,821 |
| Total loss/gain on sale of assets | 2018-10-31 | $0 |
| Total of all expenses incurred | 2018-10-31 | $3,244,534 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-10-31 | $3,244,534 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-10-31 | $2,000,000 |
| Value of total assets at end of year | 2018-10-31 | $23,124,955 |
| Value of total assets at beginning of year | 2018-10-31 | $24,423,668 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-10-31 | $0 |
| Total interest from all sources | 2018-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-10-31 | No |
| Was this plan covered by a fidelity bond | 2018-10-31 | Yes |
| Value of fidelity bond cover | 2018-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2018-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2018-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-10-31 | No |
| Value of net income/loss | 2018-10-31 | $-1,298,713 |
| Value of net assets at end of year (total assets less liabilities) | 2018-10-31 | $23,124,955 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-10-31 | $24,423,668 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2018-10-31 | $21,124,955 |
| Value of interest in common/collective trusts at beginning of year | 2018-10-31 | $24,423,668 |
| Net investment gain or loss from common/collective trusts | 2018-10-31 | $-54,179 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-10-31 | No |
| Contributions received in cash from employer | 2018-10-31 | $2,000,000 |
| Employer contributions (assets) at end of year | 2018-10-31 | $2,000,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-10-31 | $3,244,534 |
| Did the plan have assets held for investment | 2018-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2018-10-31 | Unqualified |
| Accountancy firm name | 2018-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2018-10-31 | 203985546 |
| 2017 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-10-31 | $0 |
| Total income from all sources (including contributions) | 2017-10-31 | $3,509,545 |
| Total loss/gain on sale of assets | 2017-10-31 | $0 |
| Total of all expenses incurred | 2017-10-31 | $2,907,703 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-10-31 | $2,907,703 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-10-31 | $0 |
| Value of total assets at end of year | 2017-10-31 | $24,423,668 |
| Value of total assets at beginning of year | 2017-10-31 | $23,821,826 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-10-31 | $0 |
| Total interest from all sources | 2017-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-10-31 | No |
| Was this plan covered by a fidelity bond | 2017-10-31 | Yes |
| Value of fidelity bond cover | 2017-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2017-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2017-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-10-31 | No |
| Value of net income/loss | 2017-10-31 | $601,842 |
| Value of net assets at end of year (total assets less liabilities) | 2017-10-31 | $24,423,668 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-10-31 | $23,821,826 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2017-10-31 | $24,423,668 |
| Value of interest in common/collective trusts at beginning of year | 2017-10-31 | $23,821,826 |
| Net investment gain or loss from common/collective trusts | 2017-10-31 | $3,509,545 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-10-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-10-31 | $2,907,703 |
| Did the plan have assets held for investment | 2017-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2017-10-31 | Unqualified |
| Accountancy firm name | 2017-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2017-10-31 | 203985546 |
| 2016 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-10-31 | $0 |
| Total income from all sources (including contributions) | 2016-10-31 | $864,961 |
| Total loss/gain on sale of assets | 2016-10-31 | $0 |
| Total of all expenses incurred | 2016-10-31 | $237,107 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-10-31 | $237,107 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-10-31 | $0 |
| Value of total assets at end of year | 2016-10-31 | $23,821,826 |
| Value of total assets at beginning of year | 2016-10-31 | $23,193,972 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-10-31 | $0 |
| Total interest from all sources | 2016-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-10-31 | No |
| Was this plan covered by a fidelity bond | 2016-10-31 | Yes |
| Value of fidelity bond cover | 2016-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2016-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2016-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-10-31 | No |
| Value of net income/loss | 2016-10-31 | $627,854 |
| Value of net assets at end of year (total assets less liabilities) | 2016-10-31 | $23,821,826 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-10-31 | $23,193,972 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2016-10-31 | $23,821,826 |
| Value of interest in common/collective trusts at beginning of year | 2016-10-31 | $19,193,972 |
| Net investment gain or loss from common/collective trusts | 2016-10-31 | $864,961 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-10-31 | No |
| Employer contributions (assets) at beginning of year | 2016-10-31 | $4,000,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-10-31 | $237,107 |
| Did the plan have assets held for investment | 2016-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2016-10-31 | Unqualified |
| Accountancy firm name | 2016-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2016-10-31 | 203985546 |
| 2015 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-10-31 | $0 |
| Total income from all sources (including contributions) | 2015-10-31 | $4,351,927 |
| Total loss/gain on sale of assets | 2015-10-31 | $0 |
| Total of all expenses incurred | 2015-10-31 | $154,187 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-10-31 | $154,187 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-10-31 | $4,500,000 |
| Value of total assets at end of year | 2015-10-31 | $23,193,972 |
| Value of total assets at beginning of year | 2015-10-31 | $18,996,232 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-10-31 | $0 |
| Total interest from all sources | 2015-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-10-31 | No |
| Was this plan covered by a fidelity bond | 2015-10-31 | Yes |
| Value of fidelity bond cover | 2015-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2015-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2015-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-10-31 | No |
| Value of net income/loss | 2015-10-31 | $4,197,740 |
| Value of net assets at end of year (total assets less liabilities) | 2015-10-31 | $23,193,972 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-10-31 | $18,996,232 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2015-10-31 | $19,193,972 |
| Value of interest in common/collective trusts at beginning of year | 2015-10-31 | $18,996,232 |
| Net investment gain or loss from common/collective trusts | 2015-10-31 | $-148,073 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-10-31 | No |
| Contributions received in cash from employer | 2015-10-31 | $4,500,000 |
| Employer contributions (assets) at end of year | 2015-10-31 | $4,000,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-10-31 | $154,187 |
| Did the plan have assets held for investment | 2015-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2015-10-31 | Unqualified |
| Accountancy firm name | 2015-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2015-10-31 | 203985546 |
| 2014 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2014 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2014-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-10-31 | $0 |
| Total income from all sources (including contributions) | 2014-10-31 | $1,692,836 |
| Total loss/gain on sale of assets | 2014-10-31 | $0 |
| Total of all expenses incurred | 2014-10-31 | $442,591 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-10-31 | $442,591 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-10-31 | $700,000 |
| Value of total assets at end of year | 2014-10-31 | $18,996,232 |
| Value of total assets at beginning of year | 2014-10-31 | $17,745,987 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-10-31 | $0 |
| Total interest from all sources | 2014-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-10-31 | No |
| Was this plan covered by a fidelity bond | 2014-10-31 | Yes |
| Value of fidelity bond cover | 2014-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2014-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2014-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-10-31 | No |
| Value of net income/loss | 2014-10-31 | $1,250,245 |
| Value of net assets at end of year (total assets less liabilities) | 2014-10-31 | $18,996,232 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-10-31 | $17,745,987 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2014-10-31 | $18,996,232 |
| Value of interest in common/collective trusts at beginning of year | 2014-10-31 | $17,745,987 |
| Net investment gain or loss from common/collective trusts | 2014-10-31 | $992,836 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-10-31 | No |
| Contributions received in cash from employer | 2014-10-31 | $700,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-10-31 | $442,591 |
| Did the plan have assets held for investment | 2014-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2014-10-31 | Unqualified |
| Accountancy firm name | 2014-10-31 | JOHNSON OCONNOR FERON & CARUCCI LLP |
| Accountancy firm EIN | 2014-10-31 | 203985546 |
| 2013 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-10-31 | $0 |
| Total income from all sources (including contributions) | 2013-10-31 | $3,895,226 |
| Total loss/gain on sale of assets | 2013-10-31 | $0 |
| Total of all expenses incurred | 2013-10-31 | $1,656,532 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-10-31 | $1,656,532 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-10-31 | $1,300,000 |
| Value of total assets at end of year | 2013-10-31 | $17,745,987 |
| Value of total assets at beginning of year | 2013-10-31 | $15,507,293 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-10-31 | $0 |
| Total interest from all sources | 2013-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-10-31 | No |
| Was this plan covered by a fidelity bond | 2013-10-31 | Yes |
| Value of fidelity bond cover | 2013-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2013-10-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-10-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-10-31 | No |
| Value of net income/loss | 2013-10-31 | $2,238,694 |
| Value of net assets at end of year (total assets less liabilities) | 2013-10-31 | $17,745,987 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-10-31 | $15,507,293 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2013-10-31 | $17,745,987 |
| Value of interest in common/collective trusts at beginning of year | 2013-10-31 | $15,507,293 |
| Net investment gain or loss from common/collective trusts | 2013-10-31 | $2,595,226 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-10-31 | No |
| Contributions received in cash from employer | 2013-10-31 | $1,300,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-10-31 | $1,656,532 |
| Did the plan have assets held for investment | 2013-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2013-10-31 | Unqualified |
| Accountancy firm name | 2013-10-31 | MARCUM LLP |
| Accountancy firm EIN | 2013-10-31 | 111986323 |
| 2012 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2012 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2012-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-10-31 | $0 |
| Total income from all sources (including contributions) | 2012-10-31 | $2,589,800 |
| Total loss/gain on sale of assets | 2012-10-31 | $0 |
| Total of all expenses incurred | 2012-10-31 | $69,830 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-10-31 | $69,830 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-10-31 | $1,350,000 |
| Value of total assets at end of year | 2012-10-31 | $15,507,293 |
| Value of total assets at beginning of year | 2012-10-31 | $12,987,323 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-10-31 | $0 |
| Total interest from all sources | 2012-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-10-31 | No |
| Was this plan covered by a fidelity bond | 2012-10-31 | Yes |
| Value of fidelity bond cover | 2012-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2012-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2012-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-10-31 | No |
| Value of net income/loss | 2012-10-31 | $2,519,970 |
| Value of net assets at end of year (total assets less liabilities) | 2012-10-31 | $15,507,293 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-10-31 | $12,987,323 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2012-10-31 | $15,507,293 |
| Value of interest in common/collective trusts at beginning of year | 2012-10-31 | $12,987,323 |
| Net investment gain or loss from common/collective trusts | 2012-10-31 | $1,239,800 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2012-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-10-31 | No |
| Contributions received in cash from employer | 2012-10-31 | $1,350,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-10-31 | $69,830 |
| Did the plan have assets held for investment | 2012-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2012-10-31 | Unqualified |
| Accountancy firm name | 2012-10-31 | MARCUM LLP |
| Accountancy firm EIN | 2012-10-31 | 111986323 |
| 2011 : SBERA PENSION PLAN AS ADOPTED BY WATERTOWN SAVINGS BANK 2011 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2011-10-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-10-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-10-31 | $0 |
| Total income from all sources (including contributions) | 2011-10-31 | $1,231,805 |
| Total loss/gain on sale of assets | 2011-10-31 | $0 |
| Total of all expenses incurred | 2011-10-31 | $874,973 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-10-31 | $874,973 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-10-31 | $790,000 |
| Value of total assets at end of year | 2011-10-31 | $12,987,323 |
| Value of total assets at beginning of year | 2011-10-31 | $12,630,491 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-10-31 | $0 |
| Total interest from all sources | 2011-10-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-10-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-10-31 | No |
| Was this plan covered by a fidelity bond | 2011-10-31 | Yes |
| Value of fidelity bond cover | 2011-10-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2011-10-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2011-10-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-10-31 | No |
| Value of net income/loss | 2011-10-31 | $356,832 |
| Value of net assets at end of year (total assets less liabilities) | 2011-10-31 | $12,987,323 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-10-31 | $12,630,491 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-10-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-10-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-10-31 | No |
| Value of interest in common/collective trusts at end of year | 2011-10-31 | $12,987,323 |
| Value of interest in common/collective trusts at beginning of year | 2011-10-31 | $12,630,491 |
| Net investment gain or loss from common/collective trusts | 2011-10-31 | $441,805 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-10-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2011-10-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-10-31 | No |
| Contributions received in cash from employer | 2011-10-31 | $790,000 |
| Employer contributions (assets) at end of year | 2011-10-31 | $0 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-10-31 | $874,973 |
| Did the plan have assets held for investment | 2011-10-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-10-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-10-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-10-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2011-10-31 | Unqualified |
| Accountancy firm name | 2011-10-31 | PARENT, MCLAUGHLIN & NANGLE, INC. |
| Accountancy firm EIN | 2011-10-31 | 042603383 |
