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LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 401k Plan overview

Plan NameLAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP
Plan identification number 001

LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Participant-directed brokerage accounts provided as an investment option under the plan.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Plan covering Self-Employed individuals.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

LAW OFFICES OF SCHWARTZ & CERA NY, PLLC has sponsored the creation of one or more 401k plans.

Company Name:LAW OFFICES OF SCHWARTZ & CERA NY, PLLC
Employer identification number (EIN):472711789
NAIC Classification:511110
NAIC Description:Newspaper Publishers

Form 5500 Filing Information

Submission information for form 5500 for 401k plan LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01KENNETH B. CERA2024-08-29
0012022-01-01KENNETH B. CERA2023-10-16
0012021-01-01KENNETH B. CERA2022-07-07
0012020-01-01KENNETH B. CERA2021-09-17
0012019-01-01KENNETH B. CERA2020-07-21
0012018-01-01KENNETH B. CERA2019-09-30
0012017-01-01
0012016-01-01

Financial Data on LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP

Measure Date Value
2023 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2023 401k financial data
Total plan liabilities at end of year2023-12-31$0
Total plan liabilities at beginning of year2023-12-31$0
Total income from all sources2023-12-31$117,652
Expenses. Total of all expenses incurred2023-12-31$6,673
Benefits paid (including direct rollovers)2023-12-31$0
Total plan assets at end of year2023-12-31$2,012,715
Total plan assets at beginning of year2023-12-31$1,901,736
Value of fidelity bond covering the plan2023-12-31$800,000
Total contributions received or receivable from participants2023-12-31$28,600
Assets. Value of loans (other than to participants)2023-12-31$100,000
Expenses. Other expenses not covered elsewhere2023-12-31$6,673
Contributions received from other sources (not participants or employers)2023-12-31$0
Other income received2023-12-31$66,802
Noncash contributions received2023-12-31$0
Net income (gross income less expenses)2023-12-31$110,979
Net plan assets at end of year (total assets less liabilities)2023-12-31$2,012,715
Net plan assets at beginning of year (total assets less liabilities)2023-12-31$1,901,736
Assets. Value of assets in partnership/joint-venture interests2023-12-31$600,000
Total contributions received or receivable from employer(s)2023-12-31$22,250
Value of certain deemed distributions of participant loans2023-12-31$0
Value of corrective distributions2023-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2023-12-31$0
2022 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2022 401k financial data
Total plan liabilities at end of year2022-12-31$0
Total plan liabilities at beginning of year2022-12-31$0
Total income from all sources2022-12-31$-60,346
Expenses. Total of all expenses incurred2022-12-31$522
Benefits paid (including direct rollovers)2022-12-31$0
Total plan assets at end of year2022-12-31$1,901,736
Total plan assets at beginning of year2022-12-31$1,962,604
Value of fidelity bond covering the plan2022-12-31$512,500
Total contributions received or receivable from participants2022-12-31$27,000
Assets. Value of loans (other than to participants)2022-12-31$200,000
Expenses. Other expenses not covered elsewhere2022-12-31$0
Contributions received from other sources (not participants or employers)2022-12-31$0
Other income received2022-12-31$-108,846
Noncash contributions received2022-12-31$0
Net income (gross income less expenses)2022-12-31$-60,868
Net plan assets at end of year (total assets less liabilities)2022-12-31$1,901,736
Net plan assets at beginning of year (total assets less liabilities)2022-12-31$1,962,604
Assets. Value of assets in partnership/joint-venture interests2022-12-31$465,000
Total contributions received or receivable from employer(s)2022-12-31$21,500
Value of certain deemed distributions of participant loans2022-12-31$0
Value of corrective distributions2022-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2022-12-31$522
2021 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2021 401k financial data
Total plan liabilities at end of year2021-12-31$0
Total plan liabilities at beginning of year2021-12-31$0
Total income from all sources2021-12-31$207,078
Expenses. Total of all expenses incurred2021-12-31$449
Benefits paid (including direct rollovers)2021-12-31$0
Total plan assets at end of year2021-12-31$1,962,604
Total plan assets at beginning of year2021-12-31$1,755,975
Value of fidelity bond covering the plan2021-12-31$512,500
Total contributions received or receivable from participants2021-12-31$26,000
Assets. Value of loans (other than to participants)2021-12-31$231,000
Expenses. Other expenses not covered elsewhere2021-12-31$0
Contributions received from other sources (not participants or employers)2021-12-31$0
Other income received2021-12-31$135,102
Noncash contributions received2021-12-31$0
Net income (gross income less expenses)2021-12-31$206,629
Net plan assets at end of year (total assets less liabilities)2021-12-31$1,962,604
Net plan assets at beginning of year (total assets less liabilities)2021-12-31$1,755,975
Assets. Value of assets in partnership/joint-venture interests2021-12-31$359,500
Total contributions received or receivable from employer(s)2021-12-31$45,976
Value of certain deemed distributions of participant loans2021-12-31$0
Value of corrective distributions2021-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2021-12-31$449
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2021-12-31$0
2020 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2020 401k financial data
Total plan liabilities at end of year2020-12-31$0
Total plan liabilities at beginning of year2020-12-31$0
Total income from all sources2020-12-31$215,431
Expenses. Total of all expenses incurred2020-12-31$2,016
Benefits paid (including direct rollovers)2020-12-31$0
Total plan assets at end of year2020-12-31$1,755,975
Total plan assets at beginning of year2020-12-31$1,542,560
Value of fidelity bond covering the plan2020-12-31$512,500
Total contributions received or receivable from participants2020-12-31$26,000
Assets. Value of loans (other than to participants)2020-12-31$345,000
Expenses. Other expenses not covered elsewhere2020-12-31$0
Contributions received from other sources (not participants or employers)2020-12-31$0
Other income received2020-12-31$142,671
Noncash contributions received2020-12-31$0
Net income (gross income less expenses)2020-12-31$213,415
Net plan assets at end of year (total assets less liabilities)2020-12-31$1,755,975
Net plan assets at beginning of year (total assets less liabilities)2020-12-31$1,542,560
Assets. Value of assets in partnership/joint-venture interests2020-12-31$215,000
Total contributions received or receivable from employer(s)2020-12-31$46,760
Value of certain deemed distributions of participant loans2020-12-31$0
Value of corrective distributions2020-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2020-12-31$2,016
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
2019 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2019 401k financial data
Total plan liabilities at end of year2019-12-31$0
Total plan liabilities at beginning of year2019-12-31$0
Total income from all sources2019-12-31$261,636
Expenses. Total of all expenses incurred2019-12-31$3,106
Benefits paid (including direct rollovers)2019-12-31$0
Total plan assets at end of year2019-12-31$1,542,560
Total plan assets at beginning of year2019-12-31$1,284,030
Value of fidelity bond covering the plan2019-12-31$405,000
Total contributions received or receivable from participants2019-12-31$25,000
Assets. Value of loans (other than to participants)2019-12-31$345,000
Expenses. Other expenses not covered elsewhere2019-12-31$0
Contributions received from other sources (not participants or employers)2019-12-31$0
Other income received2019-12-31$193,504
Noncash contributions received2019-12-31$0
Net income (gross income less expenses)2019-12-31$258,530
Net plan assets at end of year (total assets less liabilities)2019-12-31$1,542,560
Net plan assets at beginning of year (total assets less liabilities)2019-12-31$1,284,030
Assets. Value of assets in partnership/joint-venture interests2019-12-31$150,000
Total contributions received or receivable from employer(s)2019-12-31$43,132
Value of certain deemed distributions of participant loans2019-12-31$0
Value of corrective distributions2019-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2019-12-31$3,106
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
2018 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2018 401k financial data
Total plan liabilities at end of year2018-12-31$0
Total plan liabilities at beginning of year2018-12-31$0
Total income from all sources2018-12-31$106,663
Expenses. Total of all expenses incurred2018-12-31$2,508
Total plan assets at end of year2018-12-31$1,284,030
Total plan assets at beginning of year2018-12-31$1,179,875
Value of fidelity bond covering the plan2018-12-31$405,000
Total contributions received or receivable from participants2018-12-31$24,500
Assets. Value of loans (other than to participants)2018-12-31$345,000
Contributions received from other sources (not participants or employers)2018-12-31$85,772
Other income received2018-12-31$-47,809
Net income (gross income less expenses)2018-12-31$104,155
Net plan assets at end of year (total assets less liabilities)2018-12-31$1,284,030
Net plan assets at beginning of year (total assets less liabilities)2018-12-31$1,179,875
Total contributions received or receivable from employer(s)2018-12-31$44,200
Expenses. Administrative service providers (salaries,fees and commissions)2018-12-31$2,508
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
2017 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2017 401k financial data
Total income from all sources2017-12-31$177,528
Expenses. Total of all expenses incurred2017-12-31$1,595
Total plan assets at end of year2017-12-31$1,179,875
Total plan assets at beginning of year2017-12-31$1,003,942
Value of fidelity bond covering the plan2017-12-31$450,000
Total contributions received or receivable from participants2017-12-31$24,000
Assets. Value of loans (other than to participants)2017-12-31$345,000
Other income received2017-12-31$110,472
Net income (gross income less expenses)2017-12-31$175,933
Net plan assets at end of year (total assets less liabilities)2017-12-31$1,179,875
Net plan assets at beginning of year (total assets less liabilities)2017-12-31$1,003,942
Total contributions received or receivable from employer(s)2017-12-31$43,056
Expenses. Administrative service providers (salaries,fees and commissions)2017-12-31$1,595
2016 : LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2016 401k financial data
Total income from all sources2016-12-31$120,985
Expenses. Total of all expenses incurred2016-12-31$1,256
Total plan assets at end of year2016-12-31$1,003,942
Total plan assets at beginning of year2016-12-31$884,213
Value of fidelity bond covering the plan2016-12-31$400,000
Total contributions received or receivable from participants2016-12-31$24,000
Assets. Value of loans (other than to participants)2016-12-31$376,000
Other income received2016-12-31$54,701
Net income (gross income less expenses)2016-12-31$119,729
Net plan assets at end of year (total assets less liabilities)2016-12-31$1,003,942
Net plan assets at beginning of year (total assets less liabilities)2016-12-31$884,213
Assets. Value of participant loans2016-12-31$0
Total contributions received or receivable from employer(s)2016-12-31$42,284
Expenses. Administrative service providers (salaries,fees and commissions)2016-12-31$1,256

Form 5500 Responses for LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP

2023: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2023 form 5500 responses
2023-01-01Type of plan entitySingle employer plan
2023-01-01Submission has been amendedNo
2023-01-01This submission is the final filingNo
2023-01-01This return/report is a short plan year return/report (less than 12 months)No
2023-01-01Plan is a collectively bargained planNo
2023-01-01Plan funding arrangement – TrustYes
2023-01-01Plan benefit arrangement - TrustYes
2022: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: LAW OFFICE OF SCHWARTZ & CERA NY, PLLC 401(K) PSP 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes

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