401k Plan data: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. plan

403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 401k Plan overview

Plan Name	403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC.
Plan identification number	001

403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 403(b)(1) arrangement - See Limited Pension Plan Reporting instructions for Code section 403(b)(1) arrangements for certain exempt organizations.
Code section 403(b)(7) accounts - See Limited Pension Plan Reporting instructions for Code section 403(b)(7) custodial accounts for regulated investment company stock for certain exempt organizations.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

WESTERN MASS TRAINING CONSORTIUM, INC has sponsored the creation of one or more 401k plans.

Company Name: WESTERN MASS TRAINING CONSORTIUM, INC

Employer identification number (EIN): 237450656

NAIC Classification: 621399
NAIC Description: Offices of All Other Miscellaneous Health Practitioners

Form 5500 Filing Information

Submission information for form 5500 for 401k plan 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC.

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2021-07-01 KRISTEL APPLEBEE 2023-04-05
001 2020-07-01 KRISTEL APPLEBEE 2022-03-17
001 2019-07-01 KRISTEL APPLEBEE 2021-03-01
001 2018-07-01 KRISTEL APPLEBEE 2020-03-02
001 2017-07-01
001 2016-07-01
001 2015-07-01
001 2014-07-01
001 2013-07-01
001 2012-07-01 MARYLOU SULLIVAN
001 2011-07-01 MARYLOU SULLIVAN
001 2010-07-01 MARYLOU SULLIVAN 2012-03-19

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed
001	2021-07-01	KRISTEL APPLEBEE	2023-04-05
001	2020-07-01	KRISTEL APPLEBEE	2022-03-17
001	2019-07-01	KRISTEL APPLEBEE	2021-03-01
001	2018-07-01	KRISTEL APPLEBEE	2020-03-02
001	2017-07-01
001	2016-07-01
001	2015-07-01
001	2014-07-01
001	2013-07-01
001	2012-07-01	MARYLOU SULLIVAN
001	2011-07-01	MARYLOU SULLIVAN
001	2010-07-01	MARYLOU SULLIVAN	2012-03-19

Plan Statistics for 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC.

401k plan membership statisitcs for 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC.

Measure Date Value
2021: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2021 401k membership
Total participants, beginning-of-year 2021-07-01 234
Total number of active participants reported on line 7a of the Form 5500 2021-07-01 260
Number of other retired or separated participants entitled to future benefits 2021-07-01 17
Total of all active and inactive participants 2021-07-01 277
Total participants 2021-07-01 277
Number of participants with account balances 2021-07-01 35
2020: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2020 401k membership
Total participants, beginning-of-year 2020-07-01 228
Total number of active participants reported on line 7a of the Form 5500 2020-07-01 218
Number of other retired or separated participants entitled to future benefits 2020-07-01 10
Total of all active and inactive participants 2020-07-01 228
Total participants 2020-07-01 228
Number of participants with account balances 2020-07-01 32
2019: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2019 401k membership
Total participants, beginning-of-year 2019-07-01 236
Total number of active participants reported on line 7a of the Form 5500 2019-07-01 228
Total of all active and inactive participants 2019-07-01 228
Total participants 2019-07-01 228
Number of participants with account balances 2019-07-01 33
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-07-01 1
2018: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2018 401k membership
Total participants, beginning-of-year 2018-07-01 181
Total number of active participants reported on line 7a of the Form 5500 2018-07-01 236
Total of all active and inactive participants 2018-07-01 236
Total participants 2018-07-01 236
Number of participants with account balances 2018-07-01 35
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-07-01 3
2017: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2017 401k membership
Total participants, beginning-of-year 2017-07-01 187
Total number of active participants reported on line 7a of the Form 5500 2017-07-01 181
Total of all active and inactive participants 2017-07-01 181
Total participants 2017-07-01 181
Number of participants with account balances 2017-07-01 37
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-07-01 2
2016: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2016 401k membership
Total participants, beginning-of-year 2016-07-01 176
Total number of active participants reported on line 7a of the Form 5500 2016-07-01 186
Number of other retired or separated participants entitled to future benefits 2016-07-01 0
Total of all active and inactive participants 2016-07-01 186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-07-01 1
Total participants 2016-07-01 187
Number of participants with account balances 2016-07-01 40
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-07-01 10
2015: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2015 401k membership
Total participants, beginning-of-year 2015-07-01 173
Total number of active participants reported on line 7a of the Form 5500 2015-07-01 170
Number of other retired or separated participants entitled to future benefits 2015-07-01 5
Total of all active and inactive participants 2015-07-01 175
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-07-01 1
Total participants 2015-07-01 176
Number of participants with account balances 2015-07-01 41
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-07-01 1
2014: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2014 401k membership
Total participants, beginning-of-year 2014-07-01 200
Total number of active participants reported on line 7a of the Form 5500 2014-07-01 167
Number of other retired or separated participants entitled to future benefits 2014-07-01 5
Total of all active and inactive participants 2014-07-01 172
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-07-01 1
Total participants 2014-07-01 173
Number of participants with account balances 2014-07-01 39
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-07-01 3
2013: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2013 401k membership
Total participants, beginning-of-year 2013-07-01 177
Total number of active participants reported on line 7a of the Form 5500 2013-07-01 193
Number of other retired or separated participants entitled to future benefits 2013-07-01 7
Total of all active and inactive participants 2013-07-01 200
Total participants 2013-07-01 200
Number of participants with account balances 2013-07-01 35
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-07-01 1
2012: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2012 401k membership
Total participants, beginning-of-year 2012-07-01 125
Total number of active participants reported on line 7a of the Form 5500 2012-07-01 172
Number of retired or separated participants receiving benefits 2012-07-01 0
Number of other retired or separated participants entitled to future benefits 2012-07-01 5
Total of all active and inactive participants 2012-07-01 177
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-07-01 0
Total participants 2012-07-01 177
Number of participants with account balances 2012-07-01 22
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-07-01 0
2011: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2011 401k membership
Total participants, beginning-of-year 2011-07-01 137
Total number of active participants reported on line 7a of the Form 5500 2011-07-01 124
Number of other retired or separated participants entitled to future benefits 2011-07-01 1
Total of all active and inactive participants 2011-07-01 125
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-07-01 0
Total participants 2011-07-01 125
Number of participants with account balances 2011-07-01 24
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-07-01 0

Measure	Date	Value
2021: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2021 401k membership
Total participants, beginning-of-year	2021-07-01	234
Total number of active participants reported on line 7a of the Form 5500	2021-07-01	260
Number of other retired or separated participants entitled to future benefits	2021-07-01	17
Total of all active and inactive participants	2021-07-01	277
Total participants	2021-07-01	277
Number of participants with account balances	2021-07-01	35
2020: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2020 401k membership
Total participants, beginning-of-year	2020-07-01	228
Total number of active participants reported on line 7a of the Form 5500	2020-07-01	218
Number of other retired or separated participants entitled to future benefits	2020-07-01	10
Total of all active and inactive participants	2020-07-01	228
Total participants	2020-07-01	228
Number of participants with account balances	2020-07-01	32
2019: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2019 401k membership
Total participants, beginning-of-year	2019-07-01	236
Total number of active participants reported on line 7a of the Form 5500	2019-07-01	228
Total of all active and inactive participants	2019-07-01	228
Total participants	2019-07-01	228
Number of participants with account balances	2019-07-01	33
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-07-01	1
2018: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2018 401k membership
Total participants, beginning-of-year	2018-07-01	181
Total number of active participants reported on line 7a of the Form 5500	2018-07-01	236
Total of all active and inactive participants	2018-07-01	236
Total participants	2018-07-01	236
Number of participants with account balances	2018-07-01	35
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-07-01	3
2017: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2017 401k membership
Total participants, beginning-of-year	2017-07-01	187
Total number of active participants reported on line 7a of the Form 5500	2017-07-01	181
Total of all active and inactive participants	2017-07-01	181
Total participants	2017-07-01	181
Number of participants with account balances	2017-07-01	37
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-07-01	2
2016: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2016 401k membership
Total participants, beginning-of-year	2016-07-01	176
Total number of active participants reported on line 7a of the Form 5500	2016-07-01	186
Number of other retired or separated participants entitled to future benefits	2016-07-01	0
Total of all active and inactive participants	2016-07-01	186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-07-01	1
Total participants	2016-07-01	187
Number of participants with account balances	2016-07-01	40
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-07-01	10
2015: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2015 401k membership
Total participants, beginning-of-year	2015-07-01	173
Total number of active participants reported on line 7a of the Form 5500	2015-07-01	170
Number of other retired or separated participants entitled to future benefits	2015-07-01	5
Total of all active and inactive participants	2015-07-01	175
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-07-01	1
Total participants	2015-07-01	176
Number of participants with account balances	2015-07-01	41
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-07-01	1
2014: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2014 401k membership
Total participants, beginning-of-year	2014-07-01	200
Total number of active participants reported on line 7a of the Form 5500	2014-07-01	167
Number of other retired or separated participants entitled to future benefits	2014-07-01	5
Total of all active and inactive participants	2014-07-01	172
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-07-01	1
Total participants	2014-07-01	173
Number of participants with account balances	2014-07-01	39
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-07-01	3
2013: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2013 401k membership
Total participants, beginning-of-year	2013-07-01	177
Total number of active participants reported on line 7a of the Form 5500	2013-07-01	193
Number of other retired or separated participants entitled to future benefits	2013-07-01	7
Total of all active and inactive participants	2013-07-01	200
Total participants	2013-07-01	200
Number of participants with account balances	2013-07-01	35
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-07-01	1
2012: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2012 401k membership
Total participants, beginning-of-year	2012-07-01	125
Total number of active participants reported on line 7a of the Form 5500	2012-07-01	172
Number of retired or separated participants receiving benefits	2012-07-01	0
Number of other retired or separated participants entitled to future benefits	2012-07-01	5
Total of all active and inactive participants	2012-07-01	177
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-07-01	0
Total participants	2012-07-01	177
Number of participants with account balances	2012-07-01	22
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-07-01	0
2011: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2011 401k membership
Total participants, beginning-of-year	2011-07-01	137
Total number of active participants reported on line 7a of the Form 5500	2011-07-01	124
Number of other retired or separated participants entitled to future benefits	2011-07-01	1
Total of all active and inactive participants	2011-07-01	125
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-07-01	0
Total participants	2011-07-01	125
Number of participants with account balances	2011-07-01	24
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-07-01	0

Financial Data on 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC.

Measure	Date	Value
2022 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2022 401k financial data
Total income from all sources (including contributions)	2022-06-30	$-8,507
Total of all expenses incurred	2022-06-30	$45,649
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-06-30	$45,319
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-06-30	$57,880
Value of total assets at end of year	2022-06-30	$441,748
Value of total assets at beginning of year	2022-06-30	$495,904
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-06-30	$330
Total interest from all sources	2022-06-30	$315
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-06-30	No
Was this plan covered by a fidelity bond	2022-06-30	Yes
Value of fidelity bond cover	2022-06-30	$300,000
If this is an individual account plan, was there a blackout period	2022-06-30	No
Were there any nonexempt tranactions with any party-in-interest	2022-06-30	No
Contributions received from participants	2022-06-30	$27,446
Participant contributions at end of year	2022-06-30	$0
Participant contributions at beginning of year	2022-06-30	$0
Administrative expenses (other) incurred	2022-06-30	$330
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-06-30	No
Value of net income/loss	2022-06-30	$-54,156
Value of net assets at end of year (total assets less liabilities)	2022-06-30	$441,748
Value of net assets at beginning of year (total assets less liabilities)	2022-06-30	$495,904
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-06-30	No
Were any leases to which the plan was party in default or uncollectible	2022-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-06-30	$368,052
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-06-30	$438,474
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2022-06-30	$315
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-06-30	$51,888
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-06-30	$57,430
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-06-30	$-66,702
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-06-30	No
Was there a failure to transmit to the plan any participant contributions	2022-06-30	No
Has the plan failed to provide any benefit when due under the plan	2022-06-30	No
Contributions received in cash from employer	2022-06-30	$30,434
Employer contributions (assets) at end of year	2022-06-30	$21,808
Employer contributions (assets) at beginning of year	2022-06-30	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-06-30	$45,319
Did the plan have assets held for investment	2022-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-06-30	No
Opinion of an independent qualified public accountant for this plan	2022-06-30	Disclaimer
Accountancy firm name	2022-06-30	MP P.C.
Accountancy firm EIN	2022-06-30	043191789
2021 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2021 401k financial data
Total income from all sources (including contributions)	2021-06-30	$165,495
Total of all expenses incurred	2021-06-30	$29,148
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-06-30	$28,666
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-06-30	$67,798
Value of total assets at end of year	2021-06-30	$495,904
Value of total assets at beginning of year	2021-06-30	$359,557
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-06-30	$482
Total interest from all sources	2021-06-30	$557
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-06-30	No
Was this plan covered by a fidelity bond	2021-06-30	Yes
Value of fidelity bond cover	2021-06-30	$300,000
If this is an individual account plan, was there a blackout period	2021-06-30	No
Were there any nonexempt tranactions with any party-in-interest	2021-06-30	No
Contributions received from participants	2021-06-30	$67,798
Administrative expenses (other) incurred	2021-06-30	$482
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-06-30	No
Value of net income/loss	2021-06-30	$136,347
Value of net assets at end of year (total assets less liabilities)	2021-06-30	$495,904
Value of net assets at beginning of year (total assets less liabilities)	2021-06-30	$359,557
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-06-30	No
Were any leases to which the plan was party in default or uncollectible	2021-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-06-30	$438,474
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-06-30	$300,231
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2021-06-30	$557
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-06-30	$57,430
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-06-30	$59,326
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-06-30	$97,140
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-06-30	No
Was there a failure to transmit to the plan any participant contributions	2021-06-30	No
Has the plan failed to provide any benefit when due under the plan	2021-06-30	No
Contributions received in cash from employer	2021-06-30	$0
Employer contributions (assets) at end of year	2021-06-30	$0
Employer contributions (assets) at beginning of year	2021-06-30	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-06-30	$28,666
Did the plan have assets held for investment	2021-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-06-30	No
Opinion of an independent qualified public accountant for this plan	2021-06-30	Disclaimer
Accountancy firm name	2021-06-30	MP P.C.
Accountancy firm EIN	2021-06-30	043191789
2020 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2020 401k financial data
Total income from all sources (including contributions)	2020-06-30	$24,797
Total of all expenses incurred	2020-06-30	$23,230
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-06-30	$22,722
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-06-30	$25,207
Value of total assets at end of year	2020-06-30	$359,557
Value of total assets at beginning of year	2020-06-30	$357,990
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-06-30	$508
Total interest from all sources	2020-06-30	$691
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-06-30	No
Was this plan covered by a fidelity bond	2020-06-30	Yes
Value of fidelity bond cover	2020-06-30	$300,000
If this is an individual account plan, was there a blackout period	2020-06-30	No
Were there any nonexempt tranactions with any party-in-interest	2020-06-30	No
Contributions received from participants	2020-06-30	$25,207
Administrative expenses (other) incurred	2020-06-30	$508
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-06-30	No
Value of net income/loss	2020-06-30	$1,567
Value of net assets at end of year (total assets less liabilities)	2020-06-30	$359,557
Value of net assets at beginning of year (total assets less liabilities)	2020-06-30	$357,990
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-06-30	No
Were any leases to which the plan was party in default or uncollectible	2020-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-06-30	$300,231
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-06-30	$290,124
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-06-30	$691
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-06-30	$59,326
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-06-30	$46,478
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-06-30	$-1,101
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-06-30	No
Was there a failure to transmit to the plan any participant contributions	2020-06-30	No
Has the plan failed to provide any benefit when due under the plan	2020-06-30	No
Contributions received in cash from employer	2020-06-30	$0
Employer contributions (assets) at end of year	2020-06-30	$0
Employer contributions (assets) at beginning of year	2020-06-30	$21,388
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-06-30	$22,722
Did the plan have assets held for investment	2020-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2020-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2020-06-30	Disclaimer
Accountancy firm name	2020-06-30	MP P.C.
Accountancy firm EIN	2020-06-30	043191789
2019 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2019 401k financial data
Total income from all sources (including contributions)	2019-06-30	$68,963
Total of all expenses incurred	2019-06-30	$193,595
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-06-30	$193,126
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-06-30	$60,221
Value of total assets at end of year	2019-06-30	$357,990
Value of total assets at beginning of year	2019-06-30	$482,622
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-06-30	$469
Total interest from all sources	2019-06-30	$613
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-06-30	No
Was this plan covered by a fidelity bond	2019-06-30	Yes
Value of fidelity bond cover	2019-06-30	$300,000
If this is an individual account plan, was there a blackout period	2019-06-30	No
Were there any nonexempt tranactions with any party-in-interest	2019-06-30	No
Contributions received from participants	2019-06-30	$41,745
Administrative expenses (other) incurred	2019-06-30	$469
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-06-30	No
Value of net income/loss	2019-06-30	$-124,632
Value of net assets at end of year (total assets less liabilities)	2019-06-30	$357,990
Value of net assets at beginning of year (total assets less liabilities)	2019-06-30	$482,622
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-06-30	No
Were any leases to which the plan was party in default or uncollectible	2019-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-06-30	$290,124
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-06-30	$405,797
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-06-30	$613
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-06-30	$46,478
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-06-30	$43,400
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-06-30	$8,129
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-06-30	No
Was there a failure to transmit to the plan any participant contributions	2019-06-30	No
Has the plan failed to provide any benefit when due under the plan	2019-06-30	No
Contributions received in cash from employer	2019-06-30	$18,476
Employer contributions (assets) at end of year	2019-06-30	$21,388
Employer contributions (assets) at beginning of year	2019-06-30	$33,425
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-06-30	$193,126
Did the plan have assets held for investment	2019-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2019-06-30	Disclaimer
Accountancy firm name	2019-06-30	MP P.C.
Accountancy firm EIN	2019-06-30	043191789
2018 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2018 401k financial data
Total income from all sources (including contributions)	2018-06-30	$97,789
Total of all expenses incurred	2018-06-30	$58,228
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-06-30	$57,634
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-06-30	$70,225
Value of total assets at end of year	2018-06-30	$482,622
Value of total assets at beginning of year	2018-06-30	$443,061
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-06-30	$594
Total interest from all sources	2018-06-30	$406
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-06-30	No
Was this plan covered by a fidelity bond	2018-06-30	Yes
Value of fidelity bond cover	2018-06-30	$300,000
If this is an individual account plan, was there a blackout period	2018-06-30	No
Were there any nonexempt tranactions with any party-in-interest	2018-06-30	No
Contributions received from participants	2018-06-30	$35,391
Income. Received or receivable in cash from other sources (including rollovers)	2018-06-30	$2,468
Administrative expenses (other) incurred	2018-06-30	$594
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-06-30	No
Value of net income/loss	2018-06-30	$39,561
Value of net assets at end of year (total assets less liabilities)	2018-06-30	$482,622
Value of net assets at beginning of year (total assets less liabilities)	2018-06-30	$443,061
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-06-30	No
Were any leases to which the plan was party in default or uncollectible	2018-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-06-30	$405,797
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-06-30	$370,698
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-06-30	$406
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-06-30	$43,400
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-06-30	$37,363
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-06-30	$27,158
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-06-30	No
Was there a failure to transmit to the plan any participant contributions	2018-06-30	No
Has the plan failed to provide any benefit when due under the plan	2018-06-30	No
Contributions received in cash from employer	2018-06-30	$32,366
Employer contributions (assets) at end of year	2018-06-30	$33,425
Employer contributions (assets) at beginning of year	2018-06-30	$35,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-06-30	$57,634
Did the plan have assets held for investment	2018-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2018-06-30	Disclaimer
Accountancy firm name	2018-06-30	MP P.C.
Accountancy firm EIN	2018-06-30	043191789
2017 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2017 401k financial data
Total income from all sources (including contributions)	2017-06-30	$115,141
Total of all expenses incurred	2017-06-30	$71,200
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-06-30	$70,670
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-06-30	$76,552
Value of total assets at end of year	2017-06-30	$443,061
Value of total assets at beginning of year	2017-06-30	$399,120
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-06-30	$530
Total interest from all sources	2017-06-30	$324
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-06-30	No
Was this plan covered by a fidelity bond	2017-06-30	Yes
Value of fidelity bond cover	2017-06-30	$300,000
If this is an individual account plan, was there a blackout period	2017-06-30	No
Were there any nonexempt tranactions with any party-in-interest	2017-06-30	No
Contributions received from participants	2017-06-30	$41,552
Participant contributions at beginning of year	2017-06-30	$1,713
Administrative expenses (other) incurred	2017-06-30	$530
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-06-30	No
Value of net income/loss	2017-06-30	$43,941
Value of net assets at end of year (total assets less liabilities)	2017-06-30	$443,061
Value of net assets at beginning of year (total assets less liabilities)	2017-06-30	$399,120
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-06-30	No
Were any leases to which the plan was party in default or uncollectible	2017-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-06-30	$370,698
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-06-30	$333,937
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-06-30	$324
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-06-30	$37,363
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-06-30	$21,971
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-06-30	$38,265
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-06-30	No
Was there a failure to transmit to the plan any participant contributions	2017-06-30	No
Has the plan failed to provide any benefit when due under the plan	2017-06-30	No
Contributions received in cash from employer	2017-06-30	$35,000
Employer contributions (assets) at end of year	2017-06-30	$35,000
Employer contributions (assets) at beginning of year	2017-06-30	$41,499
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-06-30	$70,670
Did the plan have assets held for investment	2017-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2017-06-30	Disclaimer
Accountancy firm name	2017-06-30	THE MP GROUP PC
Accountancy firm EIN	2017-06-30	043191789
2016 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2016 401k financial data
Total income from all sources (including contributions)	2016-06-30	$98,825
Total of all expenses incurred	2016-06-30	$14,502
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-06-30	$14,134
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-06-30	$96,509
Value of total assets at end of year	2016-06-30	$399,120
Value of total assets at beginning of year	2016-06-30	$314,797
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-06-30	$368
Total interest from all sources	2016-06-30	$177
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-06-30	No
Was this plan covered by a fidelity bond	2016-06-30	Yes
Value of fidelity bond cover	2016-06-30	$300,000
If this is an individual account plan, was there a blackout period	2016-06-30	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-06-30	$0
Were there any nonexempt tranactions with any party-in-interest	2016-06-30	No
Contributions received from participants	2016-06-30	$44,449
Participant contributions at end of year	2016-06-30	$1,713
Participant contributions at beginning of year	2016-06-30	$1,353
Income. Received or receivable in cash from other sources (including rollovers)	2016-06-30	$10,803
Administrative expenses (other) incurred	2016-06-30	$368
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-06-30	No
Value of net income/loss	2016-06-30	$84,323
Value of net assets at end of year (total assets less liabilities)	2016-06-30	$399,120
Value of net assets at beginning of year (total assets less liabilities)	2016-06-30	$314,797
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-06-30	No
Were any leases to which the plan was party in default or uncollectible	2016-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-06-30	$333,937
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-06-30	$271,286
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-06-30	$177
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-06-30	$21,971
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-06-30	$9,478
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-06-30	$2,139
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-06-30	No
Was there a failure to transmit to the plan any participant contributions	2016-06-30	No
Has the plan failed to provide any benefit when due under the plan	2016-06-30	No
Contributions received in cash from employer	2016-06-30	$41,257
Employer contributions (assets) at end of year	2016-06-30	$41,499
Employer contributions (assets) at beginning of year	2016-06-30	$32,680
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-06-30	$14,134
Did the plan have assets held for investment	2016-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2016-06-30	Disclaimer
Accountancy firm name	2016-06-30	MORIARTY & PRIMACK, P.C.
Accountancy firm EIN	2016-06-30	043191789
2015 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2015 401k financial data
Total income from all sources (including contributions)	2015-06-30	$86,950
Total of all expenses incurred	2015-06-30	$7,544
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-06-30	$7,494
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-06-30	$79,663
Value of total assets at end of year	2015-06-30	$314,797
Value of total assets at beginning of year	2015-06-30	$235,391
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-06-30	$50
Total interest from all sources	2015-06-30	$63
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-06-30	No
Was this plan covered by a fidelity bond	2015-06-30	Yes
Value of fidelity bond cover	2015-06-30	$300,000
If this is an individual account plan, was there a blackout period	2015-06-30	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-06-30	$0
Were there any nonexempt tranactions with any party-in-interest	2015-06-30	No
Contributions received from participants	2015-06-30	$37,343
Participant contributions at end of year	2015-06-30	$1,353
Participant contributions at beginning of year	2015-06-30	$1,464
Administrative expenses (other) incurred	2015-06-30	$50
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-06-30	No
Value of net income/loss	2015-06-30	$79,406
Value of net assets at end of year (total assets less liabilities)	2015-06-30	$314,797
Value of net assets at beginning of year (total assets less liabilities)	2015-06-30	$235,391
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-06-30	No
Were any leases to which the plan was party in default or uncollectible	2015-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-06-30	$271,286
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-06-30	$231,251
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-06-30	$63
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-06-30	$9,478
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-06-30	$2,676
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-06-30	$7,224
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-06-30	No
Was there a failure to transmit to the plan any participant contributions	2015-06-30	No
Has the plan failed to provide any benefit when due under the plan	2015-06-30	No
Contributions received in cash from employer	2015-06-30	$42,320
Employer contributions (assets) at end of year	2015-06-30	$32,680
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-06-30	$7,494
Did the plan have assets held for investment	2015-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2015-06-30	Disclaimer
Accountancy firm name	2015-06-30	MORIARTY & PRIMACK, P.C.
Accountancy firm EIN	2015-06-30	043191789
2014 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2014 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-06-30	$72
Total income from all sources (including contributions)	2014-06-30	$57,083
Total of all expenses incurred	2014-06-30	$30,534
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-06-30	$28,114
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-06-30	$24,904
Value of total assets at end of year	2014-06-30	$235,391
Value of total assets at beginning of year	2014-06-30	$208,914
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-06-30	$2,420
Total interest from all sources	2014-06-30	$16
Total dividends received (eg from common stock, registered investment company shares)	2014-06-30	$579
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-06-30	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-06-30	$579
Was this plan covered by a fidelity bond	2014-06-30	No
If this is an individual account plan, was there a blackout period	2014-06-30	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-06-30	$0
Were there any nonexempt tranactions with any party-in-interest	2014-06-30	No
Contributions received from participants	2014-06-30	$24,904
Participant contributions at end of year	2014-06-30	$1,464
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-06-30	$72
Administrative expenses (other) incurred	2014-06-30	$2,420
Total non interest bearing cash at beginning of year	2014-06-30	$72
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-06-30	No
Value of net income/loss	2014-06-30	$26,549
Value of net assets at end of year (total assets less liabilities)	2014-06-30	$235,391
Value of net assets at beginning of year (total assets less liabilities)	2014-06-30	$208,842
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-06-30	No
Were any leases to which the plan was party in default or uncollectible	2014-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-06-30	$231,251
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-06-30	$191,238
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-06-30	$2,676
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-06-30	$17,604
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-06-30	$17,604
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-06-30	$16
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-06-30	$31,584
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-06-30	No
Was there a failure to transmit to the plan any participant contributions	2014-06-30	No
Has the plan failed to provide any benefit when due under the plan	2014-06-30	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-06-30	$28,114
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-06-30	No
Did the plan have assets held for investment	2014-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2014-06-30	Disclaimer
Accountancy firm name	2014-06-30	MORIARTY & PRIMACK, P.C.
Accountancy firm EIN	2014-06-30	043191789
2013 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-06-30	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-06-30	$72
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-06-30	$115
Total income from all sources (including contributions)	2013-06-30	$54,902
Total loss/gain on sale of assets	2013-06-30	$0
Total of all expenses incurred	2013-06-30	$9,113
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-06-30	$6,535
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-06-30	$30,732
Value of total assets at end of year	2013-06-30	$208,914
Value of total assets at beginning of year	2013-06-30	$163,168
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-06-30	$2,578
Total interest from all sources	2013-06-30	$14
Total dividends received (eg from common stock, registered investment company shares)	2013-06-30	$5,446
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-06-30	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-06-30	$5,446
Administrative expenses professional fees incurred	2013-06-30	$2,578
Was this plan covered by a fidelity bond	2013-06-30	No
If this is an individual account plan, was there a blackout period	2013-06-30	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-06-30	$0
Were there any nonexempt tranactions with any party-in-interest	2013-06-30	No
Contributions received from participants	2013-06-30	$30,732
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2013-06-30	$72
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-06-30	$115
Total non interest bearing cash at end of year	2013-06-30	$72
Total non interest bearing cash at beginning of year	2013-06-30	$115
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-06-30	No
Value of net income/loss	2013-06-30	$45,789
Value of net assets at end of year (total assets less liabilities)	2013-06-30	$208,842
Value of net assets at beginning of year (total assets less liabilities)	2013-06-30	$163,053
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-06-30	No
Were any leases to which the plan was party in default or uncollectible	2013-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-06-30	$191,238
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-06-30	$147,867
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-06-30	$17,604
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-06-30	$15,186
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-06-30	$15,186
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-06-30	$14
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-06-30	$18,710
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-06-30	No
Was there a failure to transmit to the plan any participant contributions	2013-06-30	No
Has the plan failed to provide any benefit when due under the plan	2013-06-30	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-06-30	$6,535
Did the plan have assets held for investment	2013-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2013-06-30	Disclaimer
Accountancy firm name	2013-06-30	MORIARTY AND PRIMACK CPA
Accountancy firm EIN	2013-06-30	043191789
2012 : 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-06-30	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-06-30	$115
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-06-30	$70
Total income from all sources (including contributions)	2012-06-30	$59,747
Total loss/gain on sale of assets	2012-06-30	$0
Total of all expenses incurred	2012-06-30	$4,170
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-06-30	$2,489
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-06-30	$55,726
Value of total assets at end of year	2012-06-30	$163,168
Value of total assets at beginning of year	2012-06-30	$107,546
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-06-30	$1,681
Total interest from all sources	2012-06-30	$13
Total dividends received (eg from common stock, registered investment company shares)	2012-06-30	$2,990
Total dividends received from registered investment company shares (eg mutual funds)	2012-06-30	$2,990
Administrative expenses professional fees incurred	2012-06-30	$1,681
Was this plan covered by a fidelity bond	2012-06-30	No
If this is an individual account plan, was there a blackout period	2012-06-30	No
Were there any nonexempt tranactions with any party-in-interest	2012-06-30	No
Contributions received from participants	2012-06-30	$55,726
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2012-06-30	$115
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-06-30	$70
Total non interest bearing cash at end of year	2012-06-30	$115
Total non interest bearing cash at beginning of year	2012-06-30	$70
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-06-30	No
Value of net income/loss	2012-06-30	$55,577
Value of net assets at end of year (total assets less liabilities)	2012-06-30	$163,053
Value of net assets at beginning of year (total assets less liabilities)	2012-06-30	$107,476
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-06-30	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-06-30	No
Were any leases to which the plan was party in default or uncollectible	2012-06-30	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-06-30	$147,867
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-06-30	$96,912
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-06-30	$15,186
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-06-30	$10,564
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-06-30	$10,564
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-06-30	$13
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-06-30	$1,018
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-06-30	No
Was there a failure to transmit to the plan any participant contributions	2012-06-30	No
Has the plan failed to provide any benefit when due under the plan	2012-06-30	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-06-30	$2,489
Did the plan have assets held for investment	2012-06-30	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-06-30	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-06-30	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-06-30	Yes
Opinion of an independent qualified public accountant for this plan	2012-06-30	Disclaimer
Accountancy firm name	2012-06-30	MORIARTY AND PRIMACK CPA
Accountancy firm EIN	2012-06-30	043191789

Form 5500 Responses for 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC.

2021: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2021 form 5500 responses
2021-07-01	Type of plan entity	Single employer plan
2021-07-01	Plan funding arrangement – Insurance	Yes
2021-07-01	Plan funding arrangement – Trust	Yes
2021-07-01	Plan benefit arrangement – Insurance	Yes
2020: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2020 form 5500 responses
2020-07-01	Type of plan entity	Single employer plan
2020-07-01	Plan funding arrangement – Insurance	Yes
2020-07-01	Plan funding arrangement – Trust	Yes
2020-07-01	Plan benefit arrangement – Insurance	Yes
2019: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2019 form 5500 responses
2019-07-01	Type of plan entity	Single employer plan
2019-07-01	Plan funding arrangement – Insurance	Yes
2019-07-01	Plan funding arrangement – Trust	Yes
2019-07-01	Plan benefit arrangement – Insurance	Yes
2018: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2018 form 5500 responses
2018-07-01	Type of plan entity	Single employer plan
2018-07-01	Plan funding arrangement – Insurance	Yes
2018-07-01	Plan funding arrangement – Trust	Yes
2018-07-01	Plan benefit arrangement – Insurance	Yes
2017: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2017 form 5500 responses
2017-07-01	Type of plan entity	Single employer plan
2017-07-01	Plan funding arrangement – Insurance	Yes
2017-07-01	Plan funding arrangement – Trust	Yes
2017-07-01	Plan benefit arrangement – Insurance	Yes
2016: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2016 form 5500 responses
2016-07-01	Type of plan entity	Single employer plan
2016-07-01	Plan funding arrangement – Insurance	Yes
2016-07-01	Plan funding arrangement – Trust	Yes
2016-07-01	Plan benefit arrangement – Insurance	Yes
2015: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2015 form 5500 responses
2015-07-01	Type of plan entity	Single employer plan
2015-07-01	Plan funding arrangement – Insurance	Yes
2015-07-01	Plan funding arrangement – Trust	Yes
2015-07-01	Plan benefit arrangement – Insurance	Yes
2014: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2014 form 5500 responses
2014-07-01	Type of plan entity	Single employer plan
2014-07-01	Plan funding arrangement – Insurance	Yes
2014-07-01	Plan funding arrangement – Trust	Yes
2014-07-01	Plan benefit arrangement – Insurance	Yes
2013: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2013 form 5500 responses
2013-07-01	Type of plan entity	Single employer plan
2013-07-01	Plan funding arrangement – Insurance	Yes
2013-07-01	Plan funding arrangement – Trust	Yes
2013-07-01	Plan benefit arrangement – Insurance	Yes
2012: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2012 form 5500 responses
2012-07-01	Type of plan entity	Single employer plan
2012-07-01	Submission has been amended	No
2012-07-01	This submission is the final filing	No
2012-07-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-07-01	Plan is a collectively bargained plan	No
2012-07-01	Plan funding arrangement – Trust	Yes
2012-07-01	Plan benefit arrangement - Trust	Yes
2011: 403(B) THRIFT PLAN OF WESTERN MASSACHUSETTS TRAINING CONSORTIUM,INC. 2011 form 5500 responses
2011-07-01	Type of plan entity	Single employer plan
2011-07-01	Submission has been amended	No
2011-07-01	This submission is the final filing	No
2011-07-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-07-01	Plan is a collectively bargained plan	No
2011-07-01	Plan funding arrangement – Trust	Yes
2011-07-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	35
Insurance policy start date	2021-07-01
Insurance policy end date	2022-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $152
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	152
Additional information about fees paid to insurance broker	PORTION OF INCENTIVE COMP. PROGRAM
Insurance broker organization code?	3

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	33
Insurance policy start date	2020-07-01
Insurance policy end date	2021-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $152
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	152
Additional information about fees paid to insurance broker	PORTION OF INCENTIVE COMP. PROGRAM
Insurance broker organization code?	3

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	34
Insurance policy start date	2019-07-01
Insurance policy end date	2020-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $92
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	92
Insurance broker organization code?	3

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	36
Insurance policy start date	2018-07-01
Insurance policy end date	2019-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $378
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	378
Additional information about fees paid to insurance broker	PORTION OF INCENTIVE COMP. PROGRAM
Insurance broker organization code?	3

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	38
Insurance policy start date	2017-07-01
Insurance policy end date	2018-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $197
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	41
Insurance policy start date	2015-07-01
Insurance policy end date	2016-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $34
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	34
Additional information about fees paid to insurance broker	PORTION OF INCENTIVE COMP. PROGRAM
Insurance broker organization code?	3
Insurance broker name	HARTFORD REGIONAL OFFICE

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	39
Insurance policy start date	2014-07-01
Insurance policy end date	2015-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $268
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	268
Additional information about fees paid to insurance broker	PORTION OF INCENTIVE COMP. PROGRAM
Insurance broker organization code?	3
Insurance broker name	HARTFORD REGIONAL OFFICE

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )

Policy contract number

059071J

Policy instance

Insurance contract or identification number	059071J
Number of Individuals Covered	44
Insurance policy start date	2013-07-01
Insurance policy end date	2014-06-30
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	1
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	0
Insurance broker name

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Company Name:	WESTERN MASS TRAINING CONSORTIUM, INC
Employer identification number (EIN):	237450656
NAIC Classification:	621399
NAIC Description:	Offices of All Other Miscellaneous Health Practitioners