THE F&M BANK & TRUST COMPANY has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan RETIREMENT PLAN FOR EMPLOYEES OF F&M BANK & TRUST COMPANY
| Measure | Date | Value |
|---|
| 2013 : RETIREMENT PLAN FOR EMPLOYEES OF F&M BANK & TRUST COMPANY 2013 401k financial data |
|---|
| Unrealized appreciation/depreciation of real estate assets | 2013-12-31 | $0 |
| Unrealized appreciation/depreciation of other (non real estate) assets | 2013-12-31 | $283,710 |
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $283,710 |
| Total transfer of assets to this plan | 2013-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $4,057 |
| Expenses. Interest paid | 2013-12-31 | $0 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2013-12-31 | $0 |
| Total income from all sources (including contributions) | 2013-12-31 | $1,160,936 |
| Total loss/gain on sale of assets | 2013-12-31 | $0 |
| Total of all expenses incurred | 2013-12-31 | $479,798 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $430,864 |
| Value of total corrective distributions | 2013-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $256,400 |
| Value of total assets at end of year | 2013-12-31 | $6,048,469 |
| Value of total assets at beginning of year | 2013-12-31 | $5,371,388 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $48,934 |
| Total income from rents | 2013-12-31 | $0 |
| Total interest from all sources | 2013-12-31 | $19 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $112,926 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-12-31 | $108,831 |
| Administrative expenses professional fees incurred | 2013-12-31 | $8,199 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Amount of non-exempt transactions with any party-in-interest | 2013-12-31 | $0 |
| Contributions received from participants | 2013-12-31 | $0 |
| Participant contributions at end of year | 2013-12-31 | $0 |
| Participant contributions at beginning of year | 2013-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2013-12-31 | $0 |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2013-12-31 | $0 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2013-12-31 | $0 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2013-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2013-12-31 | $4,057 |
| Other income not declared elsewhere | 2013-12-31 | $205,120 |
| Administrative expenses (other) incurred | 2013-12-31 | $16,182 |
| Liabilities. Value of operating payables at beginning of year | 2013-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Income. Non cash contributions | 2013-12-31 | $0 |
| Value of net income/loss | 2013-12-31 | $681,138 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $6,048,469 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $5,367,331 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year | 2013-12-31 | $0 |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year | 2013-12-31 | $0 |
| Investment advisory and management fees | 2013-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $5,308,542 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $4,893,632 |
| Value of interest in pooled separate accounts at end of year | 2013-12-31 | $43,042 |
| Value of interest in pooled separate accounts at beginning of year | 2013-12-31 | $0 |
| Income. Interest from loans (other than to participants) | 2013-12-31 | $0 |
| Interest earned on other investments | 2013-12-31 | $0 |
| Income. Interest from US Government securities | 2013-12-31 | $0 |
| Income. Interest from corporate debt instruments | 2013-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-12-31 | $100,956 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-12-31 | $100,956 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2013-12-31 | $19 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2013-12-31 | $0 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $302,846 |
| Net investment gain/loss from pooled separate accounts | 2013-12-31 | $-85 |
| Net investment gain or loss from common/collective trusts | 2013-12-31 | $0 |
| Net gain/loss from 103.12 investment entities | 2013-12-31 | $0 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Assets. Invements in employer securities at end of year | 2013-12-31 | $696,885 |
| Assets. Invements in employer securities at beginning of year | 2013-12-31 | $373,800 |
| Contributions received in cash from employer | 2013-12-31 | $256,400 |
| Employer contributions (assets) at end of year | 2013-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2013-12-31 | $3,000 |
| Income. Dividends from preferred stock | 2013-12-31 | $0 |
| Income. Dividends from common stock | 2013-12-31 | $4,095 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $430,864 |
| Contract administrator fees | 2013-12-31 | $24,553 |
| Liabilities. Value of benefit claims payable at beginning of year | 2013-12-31 | $0 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Aggregate proceeds on sale of assets | 2013-12-31 | $0 |
| Aggregate carrying amount (costs) on sale of assets | 2013-12-31 | $0 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2013-12-31 | $0 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Disclaimer |
| Accountancy firm name | 2013-12-31 | HOGAN TAYLOR LLP |
| Accountancy firm EIN | 2013-12-31 | 731413977 |
| 2012 : RETIREMENT PLAN FOR EMPLOYEES OF F&M BANK & TRUST COMPANY 2012 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $4,057 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $3,929 |
| Total income from all sources (including contributions) | 2012-12-31 | $842,493 |
| Total of all expenses incurred | 2012-12-31 | $638,266 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $622,054 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $261,800 |
| Value of total assets at end of year | 2012-12-31 | $5,371,388 |
| Value of total assets at beginning of year | 2012-12-31 | $5,167,033 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $16,212 |
| Total interest from all sources | 2012-12-31 | $85 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $218,809 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2012-12-31 | $192,559 |
| Administrative expenses professional fees incurred | 2012-12-31 | $16,212 |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| Funding deficiency by the employer to the plan for this plan year | 2012-12-31 | $0 |
| Minimum employer required contribution for this plan year | 2012-12-31 | $0 |
| Amount contributed by the employer to the plan for this plan year | 2012-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Income. Received or receivable in cash from other sources (including rollovers) | 2012-12-31 | $3,000 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2012-12-31 | $4,057 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2012-12-31 | $3,929 |
| Total non interest bearing cash at beginning of year | 2012-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $204,227 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $5,367,331 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $5,163,104 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $4,893,632 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $4,462,015 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2012-12-31 | $100,956 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2012-12-31 | $332,268 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2012-12-31 | $332,268 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2012-12-31 | $85 |
| Asset value of US Government securities at beginning of year | 2012-12-31 | $0 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $361,799 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Assets. Invements in employer securities at end of year | 2012-12-31 | $373,800 |
| Assets. Invements in employer securities at beginning of year | 2012-12-31 | $372,750 |
| Contributions received in cash from employer | 2012-12-31 | $258,800 |
| Employer contributions (assets) at end of year | 2012-12-31 | $3,000 |
| Income. Dividends from common stock | 2012-12-31 | $26,250 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $622,054 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Disclaimer |
| Accountancy firm name | 2012-12-31 | HOGAN TAYLOR LLP |
| Accountancy firm EIN | 2012-12-31 | 731413977 |
| 2011 : RETIREMENT PLAN FOR EMPLOYEES OF F&M BANK & TRUST COMPANY 2011 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $3,929 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $4,016 |
| Total income from all sources (including contributions) | 2011-12-31 | $343,314 |
| Total of all expenses incurred | 2011-12-31 | $687,069 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $670,760 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $500,000 |
| Value of total assets at end of year | 2011-12-31 | $5,167,033 |
| Value of total assets at beginning of year | 2011-12-31 | $5,510,875 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $16,309 |
| Total interest from all sources | 2011-12-31 | $1,927 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $257,352 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2011-12-31 | $240,552 |
| Administrative expenses professional fees incurred | 2011-12-31 | $16,309 |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2011-12-31 | $0 |
| Funding deficiency by the employer to the plan for this plan year | 2011-12-31 | $0 |
| Minimum employer required contribution for this plan year | 2011-12-31 | $0 |
| Amount contributed by the employer to the plan for this plan year | 2011-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2011-12-31 | $3,929 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2011-12-31 | $4,016 |
| Total non interest bearing cash at end of year | 2011-12-31 | $0 |
| Total non interest bearing cash at beginning of year | 2011-12-31 | $1,999 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $-343,755 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $5,163,104 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $5,506,859 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $4,462,015 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $4,512,551 |
| Income. Interest from US Government securities | 2011-12-31 | $1,688 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2011-12-31 | $332,268 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2011-12-31 | $248,699 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2011-12-31 | $248,699 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2011-12-31 | $239 |
| Asset value of US Government securities at end of year | 2011-12-31 | $0 |
| Asset value of US Government securities at beginning of year | 2011-12-31 | $251,501 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $-415,965 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Assets. Invements in employer securities at end of year | 2011-12-31 | $372,750 |
| Assets. Invements in employer securities at beginning of year | 2011-12-31 | $496,125 |
| Contributions received in cash from employer | 2011-12-31 | $500,000 |
| Income. Dividends from common stock | 2011-12-31 | $16,800 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $670,760 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Disclaimer |
| Accountancy firm name | 2011-12-31 | HOGAN TAYLOR LLP |
| Accountancy firm EIN | 2011-12-31 | 731413977 |
| 2010 : RETIREMENT PLAN FOR EMPLOYEES OF F&M BANK & TRUST COMPANY 2010 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2010-12-31 | $-420,146 |
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $-420,146 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $4,016 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $3,807 |
| Total income from all sources (including contributions) | 2010-12-31 | $574,080 |
| Total loss/gain on sale of assets | 2010-12-31 | $554,155 |
| Total of all expenses incurred | 2010-12-31 | $564,098 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $541,369 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $245,240 |
| Value of total assets at end of year | 2010-12-31 | $5,510,875 |
| Value of total assets at beginning of year | 2010-12-31 | $5,500,684 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $22,729 |
| Total interest from all sources | 2010-12-31 | $50,110 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $144,721 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2010-12-31 | $102,349 |
| Administrative expenses professional fees incurred | 2010-12-31 | $16,717 |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| Funding deficiency by the employer to the plan for this plan year | 2010-12-31 | $0 |
| Minimum employer required contribution for this plan year | 2010-12-31 | $0 |
| Amount contributed by the employer to the plan for this plan year | 2010-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2010-12-31 | $25,572 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2010-12-31 | $4,016 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2010-12-31 | $3,807 |
| Administrative expenses (other) incurred | 2010-12-31 | $6,012 |
| Total non interest bearing cash at end of year | 2010-12-31 | $1,999 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $9,982 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $5,506,859 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $5,496,877 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $4,512,551 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $306,182 |
| Income. Interest from US Government securities | 2010-12-31 | $13,938 |
| Income. Interest from corporate debt instruments | 2010-12-31 | $35,210 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $248,699 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $468,785 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $468,785 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2010-12-31 | $962 |
| Asset value of US Government securities at end of year | 2010-12-31 | $251,501 |
| Asset value of US Government securities at beginning of year | 2010-12-31 | $505,560 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Assets. Invements in employer securities at end of year | 2010-12-31 | $496,125 |
| Assets. Invements in employer securities at beginning of year | 2010-12-31 | $452,250 |
| Contributions received in cash from employer | 2010-12-31 | $245,240 |
| Income. Dividends from common stock | 2010-12-31 | $42,372 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $541,369 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2010-12-31 | $1,610,290 |
| Assets. Corporate common stocks other than exployer securities at beginning of year | 2010-12-31 | $2,132,045 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Aggregate proceeds on sale of assets | 2010-12-31 | $5,136,161 |
| Aggregate carrying amount (costs) on sale of assets | 2010-12-31 | $4,582,006 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Disclaimer |
| Accountancy firm name | 2010-12-31 | HOGAN TAYLOR LLP |
| Accountancy firm EIN | 2010-12-31 | 731413977 |
| 2009 : RETIREMENT PLAN FOR EMPLOYEES OF F&M BANK & TRUST COMPANY 2009 401k financial data |
|---|
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2009-12-31 | $0 |
| Funding deficiency by the employer to the plan for this plan year | 2009-12-31 | $0 |
| Minimum employer required contribution for this plan year | 2009-12-31 | $0 |
| Amount contributed by the employer to the plan for this plan year | 2009-12-31 | $0 |
